3B Credit Report (XML)
<?xml version="1.0"?>
<RESPONSE_GROUP MISMOVersionID="2.4">
<RESPONDING_PARTY/>
<RESPOND_TO_PARTY/>
<RESPONSE ResponseDateTime="2022-09-29T16:58:49">
<KEY _Name="ReturnCode" _Value="0"/>
<KEY _Name="ReturnMessage" _Value="Successfully Parsed"/>
<KEY _Name="MPProduct" _Value="Attribute"/>
<KEY _Name="MPProduct" _Value="Merge"/>
<KEY _Name="CreditScoreRankPercent_CRRep0001_SCORE001" _Value="80"/>
<KEY _Name="TransUnionVantageScore3.0_MinimumValue" _Value="801"/>
<KEY _Name="TransUnionVantageScore3.0_MaximumValue" _Value="802"/>
<KEY _Name="CreditScoreRankPercent_CRRep0001_SCORE002" _Value="12"/>
<KEY _Name="TransUnionVantageScore3.0_MinimumValue" _Value="553"/>
<KEY _Name="TransUnionVantageScore3.0_MaximumValue" _Value="559"/>
<KEY _Name="CreditScoreRankPercent_CRRep0001_SCORE003" _Value="77"/>
<KEY _Name="ExperianVantageScore3.0_MinimumValue" _Value="784"/>
<KEY _Name="ExperianVantageScore3.0_MaximumValue" _Value="786"/>
<KEY _Name="CreditScoreRankPercent_CRRep0001_SCORE004" _Value="50"/>
<KEY _Name="EquifaxVantageScore3.0_MinimumValue" _Value="727"/>
<KEY _Name="EquifaxVantageScore3.0_MaximumValue" _Value="729"/>
<RESPONSE_DATA>
<CREDIT_RESPONSE MISMOVersionID="2.4" CreditResponseID="CRRep0001" CreditReportIdentifier="2-donald-blair-1939-09" CreditReportFirstIssuedDate="2022-09-29T16:58:43.143Z" CreditReportMergeTypeIndicator="ListAndStack" CreditRatingCodeType="Equifax">
<_DATA_INFORMATION>
<DATA_VERSION _Name="Credmo" _Number="1.3"/>
<DATA_VERSION _Name="Equifax" _Number="5"/>
<DATA_VERSION _Name="Experian" _Number="7"/>
<DATA_VERSION _Name="TransUnion" _Number="4"/>
</_DATA_INFORMATION>
<CREDIT_BUREAU/>
<CREDIT_REPOSITORY_INCLUDED _EquifaxIndicator="Y" _ExperianIndicator="Y" _TransUnionIndicator="Y"/>
<CREDIT_FROZEN_STATUS _EquifaxIndicator="false" _ExperianIndicator="false" _TransUnionIndicator="false"/>
<REQUESTING_PARTY/>
<CREDIT_REQUEST_DATA BorrowerID="Borrower01">
<CREDIT_REPOSITORY_INCLUDED _EquifaxIndicator="Y" _ExperianIndicator="Y" _TransUnionIndicator="Y"/>
</CREDIT_REQUEST_DATA>
<BORROWER BorrowerID="Borrower01" _BirthDate="1940-06-09" _FirstName="DONALD" _LastName="BLAIR" _SSN="XXXXXXXXX" _UnparsedName="DONALD BLAIR " _PrintPositionType="Borrower">
<_RESIDENCE _StreetAddress="3627 W POPLAR ST" _City="SAN ANTONIO" _State="TX" _PostalCode="782286435" BorrowerResidencyType="Current"/>
<_RESIDENCE _StreetAddress="3345 HOGARTH ST" _City="DETROIT" _State="MI" _PostalCode="48206" BorrowerResidencyType="Prior"/>
</BORROWER>
<CREDIT_LIABILITY CreditLiabilityID="TRADE001" BorrowerID="Borrower01" CreditFileID="RA01" CreditTradeReferenceID="Primary" _AccountBalanceDate="2022-07-28" _AccountIdentifier="331110XXXXXX" _AccountOpenedDate="2010-02-01" _AccountOwnershipType="JointContractualLiability" _AccountReportedDate="2022-07-28" _AccountStatusDate="2022-07-01" _AccountStatusType="Open" _AccountType="Mortgage" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _HighBalanceAmount="146160" _LastActivityDate="2022-07-01" _MonthlyPaymentAmount="1226" _MonthsReviewedCount="48" _TermsMonthsCount="360" _TermsDescription="360M$1226" _TermsSourceType="Provided" _UnpaidBalanceAmount="123464" CreditBusinessType="Finance" CreditLoanType="ConventionalRealEstateMortgage" CreditLoanTypeCode="26" _OriginalBalanceAmount="146160" IsMortgageIndicator="Y" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="M" RawIndustryText="MortgageCompanies" RawIndustryCode="FM" TradelineHashComplex="424264f0472e232ccdbd263a1b64f554" TradelineHashSimple="7a6b5f3b6a97d9a691e23eab43f50fb7">
<_CREDITOR _Name="JUPITER MORTGAGE CORP" _StreetAddress="4825 N SCOTT ST" _City="SCHILLER PARK" _State="IL" _PostalCode="60176" _Phone="BYMAILONLY">
<CONTACT_DETAIL>
<CONTACT_POINT _Type="Phone" _Value="BYMAILONLY"/>
</CONTACT_DETAIL>
</_CREDITOR>
<_CURRENT_RATING _Code="1" _Type="AsAgreed"/>
<_LATE_COUNT _30Days="0" _60Days="0" _90Days="0"/>
<_PAYMENT_PATTERN _Data="CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC" _StartDate="2022-07-28"/>
<CREDIT_COMMENT _SourceType="Experian" _Type="StatusCode" _Code="11">
<_Text>THIS IS AN ACCOUNT IN GOOD STANDING</_Text>
</CREDIT_COMMENT>
<CREDIT_REPOSITORY _SourceType="Experian"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE002" BorrowerID="Borrower01" CreditFileID="RA01" CreditTradeReferenceID="Primary" _AccountBalanceDate="2021-08-21" _AccountIdentifier="300632XXXX" _AccountOpenedDate="2010-09-01" _AccountOwnershipType="JointContractualLiability" _AccountReportedDate="2021-08-21" _AccountStatusDate="2021-08-01" _AccountStatusType="Open" _AccountType="Mortgage" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _HighBalanceAmount="49100" _LastActivityDate="2021-08-01" _MonthlyPaymentAmount="486" _MonthsReviewedCount="37" _TermsMonthsCount="360" _TermsDescription="360M$486" _TermsSourceType="Provided" _UnpaidBalanceAmount="42625" CreditBusinessType="Finance" CreditLoanType="ConventionalRealEstateMortgage" CreditLoanTypeCode="26" _OriginalBalanceAmount="49100" IsMortgageIndicator="Y" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="M" RawIndustryText="SavingsAndLoanCompanies" RawIndustryCode="FS" TradelineHashComplex="0fedc6fd2e88a3cf148c22dac34c11da" TradelineHashSimple="339b37752b23c9f52638540167c63b96">
<_CREDITOR _Name="CBA" _StreetAddress="PO BOX 77400" _City="TRENTON" _State="NJ" _PostalCode="08628" _Phone="BYMAILONLY">
<CONTACT_DETAIL>
<CONTACT_POINT _Type="Phone" _Value="BYMAILONLY"/>
</CONTACT_DETAIL>
</_CREDITOR>
<_CURRENT_RATING _Code="1" _Type="AsAgreed"/>
<_LATE_COUNT _30Days="0" _60Days="0" _90Days="0"/>
<_PAYMENT_PATTERN _Data="CCXXXCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC" _StartDate="2021-08-21"/>
<CREDIT_COMMENT _SourceType="Experian" _Type="StatusCode" _Code="11">
<_Text>THIS IS AN ACCOUNT IN GOOD STANDING</_Text>
</CREDIT_COMMENT>
<CREDIT_REPOSITORY _SourceType="Experian"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE003" BorrowerID="Borrower01" CreditFileID="RA01" CreditTradeReferenceID="Primary" _AccountBalanceDate="2021-08-21" _AccountIdentifier="300632XXXX" _AccountOpenedDate="2010-09-01" _AccountOwnershipType="JointContractualLiability" _AccountReportedDate="2021-08-21" _AccountStatusDate="2021-08-01" _AccountStatusType="Open" _AccountType="Mortgage" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _HighBalanceAmount="48400" _LastActivityDate="2021-08-01" _MonthlyPaymentAmount="472" _MonthsReviewedCount="37" _TermsMonthsCount="360" _TermsDescription="360M$472" _TermsSourceType="Provided" _UnpaidBalanceAmount="41908" CreditBusinessType="Finance" CreditLoanType="ConventionalRealEstateMortgage" CreditLoanTypeCode="26" _OriginalBalanceAmount="48400" IsMortgageIndicator="Y" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="M" RawIndustryText="SavingsAndLoanCompanies" RawIndustryCode="FS" TradelineHashComplex="0fedc6fd2e88a3cf148c22dac34c11da" TradelineHashSimple="339b37752b23c9f52638540167c63b96">
<_CREDITOR _Name="CBA" _StreetAddress="PO BOX 77400" _City="TRENTON" _State="NJ" _PostalCode="08628" _Phone="BYMAILONLY">
<CONTACT_DETAIL>
<CONTACT_POINT _Type="Phone" _Value="BYMAILONLY"/>
</CONTACT_DETAIL>
</_CREDITOR>
<_CURRENT_RATING _Code="1" _Type="AsAgreed"/>
<_LATE_COUNT _30Days="0" _60Days="0" _90Days="0"/>
<_PAYMENT_PATTERN _Data="CCXXXCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC" _StartDate="2021-08-21"/>
<CREDIT_COMMENT _SourceType="Experian" _Type="StatusCode" _Code="11">
<_Text>THIS IS AN ACCOUNT IN GOOD STANDING</_Text>
</CREDIT_COMMENT>
<CREDIT_REPOSITORY _SourceType="Experian"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE004" BorrowerID="Borrower01" CreditFileID="RA01" CreditTradeReferenceID="Primary" _AccountBalanceDate="2021-08-21" _AccountIdentifier="300632XXXX" _AccountOpenedDate="2010-09-01" _AccountOwnershipType="JointContractualLiability" _AccountReportedDate="2021-08-21" _AccountStatusDate="2021-08-01" _AccountStatusType="Open" _AccountType="Mortgage" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _HighBalanceAmount="46000" _LastActivityDate="2021-08-01" _MonthlyPaymentAmount="449" _MonthsReviewedCount="37" _TermsMonthsCount="360" _TermsDescription="360M$449" _TermsSourceType="Provided" _UnpaidBalanceAmount="39805" CreditBusinessType="Finance" CreditLoanType="ConventionalRealEstateMortgage" CreditLoanTypeCode="26" _OriginalBalanceAmount="46000" IsMortgageIndicator="Y" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="M" RawIndustryText="SavingsAndLoanCompanies" RawIndustryCode="FS" TradelineHashComplex="0fedc6fd2e88a3cf148c22dac34c11da" TradelineHashSimple="339b37752b23c9f52638540167c63b96">
<_CREDITOR _Name="CBA" _StreetAddress="PO BOX 77400" _City="TRENTON" _State="NJ" _PostalCode="08628" _Phone="BYMAILONLY">
<CONTACT_DETAIL>
<CONTACT_POINT _Type="Phone" _Value="BYMAILONLY"/>
</CONTACT_DETAIL>
</_CREDITOR>
<_CURRENT_RATING _Code="1" _Type="AsAgreed"/>
<_LATE_COUNT _30Days="0" _60Days="0" _90Days="0"/>
<_PAYMENT_PATTERN _Data="CCXXXCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC" _StartDate="2021-08-21"/>
<CREDIT_COMMENT _SourceType="Experian" _Type="StatusCode" _Code="11">
<_Text>THIS IS AN ACCOUNT IN GOOD STANDING</_Text>
</CREDIT_COMMENT>
<CREDIT_REPOSITORY _SourceType="Experian"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE005" BorrowerID="Borrower01" CreditFileID="RA01" CreditTradeReferenceID="Primary" _AccountBalanceDate="2021-08-21" _AccountIdentifier="300632XXXX" _AccountOpenedDate="2010-09-01" _AccountOwnershipType="JointContractualLiability" _AccountReportedDate="2021-08-21" _AccountStatusDate="2021-08-01" _AccountStatusType="Open" _AccountType="Mortgage" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _HighBalanceAmount="35400" _LastActivityDate="2021-08-01" _MonthlyPaymentAmount="344" _MonthsReviewedCount="37" _TermsMonthsCount="360" _TermsDescription="360M$344" _TermsSourceType="Provided" _UnpaidBalanceAmount="30600" CreditBusinessType="Finance" CreditLoanType="ConventionalRealEstateMortgage" CreditLoanTypeCode="26" _OriginalBalanceAmount="35400" IsMortgageIndicator="Y" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="M" RawIndustryText="SavingsAndLoanCompanies" RawIndustryCode="FS" TradelineHashComplex="0fedc6fd2e88a3cf148c22dac34c11da" TradelineHashSimple="339b37752b23c9f52638540167c63b96">
<_CREDITOR _Name="CBA" _StreetAddress="PO BOX 77400" _City="TRENTON" _State="NJ" _PostalCode="08628" _Phone="BYMAILONLY">
<CONTACT_DETAIL>
<CONTACT_POINT _Type="Phone" _Value="BYMAILONLY"/>
</CONTACT_DETAIL>
</_CREDITOR>
<_CURRENT_RATING _Code="1" _Type="AsAgreed"/>
<_LATE_COUNT _30Days="0" _60Days="0" _90Days="0"/>
<_PAYMENT_PATTERN _Data="CCXXXCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC" _StartDate="2021-08-21"/>
<CREDIT_COMMENT _SourceType="Experian" _Type="StatusCode" _Code="11">
<_Text>THIS IS AN ACCOUNT IN GOOD STANDING</_Text>
</CREDIT_COMMENT>
<CREDIT_REPOSITORY _SourceType="Experian"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE006" BorrowerID="Borrower01" CreditFileID="RA01" CreditTradeReferenceID="Primary" _AccountBalanceDate="2021-08-21" _AccountIdentifier="300632XXXX" _AccountOpenedDate="2010-09-01" _AccountOwnershipType="JointContractualLiability" _AccountReportedDate="2021-08-21" _AccountStatusDate="2021-08-01" _AccountStatusType="Open" _AccountType="Mortgage" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _HighBalanceAmount="30200" _LastActivityDate="2021-08-01" _MonthlyPaymentAmount="294" _MonthsReviewedCount="37" _TermsMonthsCount="360" _TermsDescription="360M$294" _TermsSourceType="Provided" _UnpaidBalanceAmount="26085" CreditBusinessType="Finance" CreditLoanType="ConventionalRealEstateMortgage" CreditLoanTypeCode="26" _OriginalBalanceAmount="30200" IsMortgageIndicator="Y" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="M" RawIndustryText="SavingsAndLoanCompanies" RawIndustryCode="FS" TradelineHashComplex="0fedc6fd2e88a3cf148c22dac34c11da" TradelineHashSimple="339b37752b23c9f52638540167c63b96">
<_CREDITOR _Name="CBA" _StreetAddress="PO BOX 77400" _City="TRENTON" _State="NJ" _PostalCode="08628" _Phone="BYMAILONLY">
<CONTACT_DETAIL>
<CONTACT_POINT _Type="Phone" _Value="BYMAILONLY"/>
</CONTACT_DETAIL>
</_CREDITOR>
<_CURRENT_RATING _Code="1" _Type="AsAgreed"/>
<_LATE_COUNT _30Days="0" _60Days="0" _90Days="0"/>
<_PAYMENT_PATTERN _Data="CCXXXCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC" _StartDate="2021-08-21"/>
<CREDIT_COMMENT _SourceType="Experian" _Type="StatusCode" _Code="11">
<_Text>THIS IS AN ACCOUNT IN GOOD STANDING</_Text>
</CREDIT_COMMENT>
<CREDIT_REPOSITORY _SourceType="Experian"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE007" BorrowerID="Borrower01" CreditFileID="TA01" CreditTradeReferenceID="Primary" _AccountIdentifier="SX1XXXXX" _AccountOpenedDate="2017-08-08" _AccountOwnershipType="JointContractualLiability" _AccountReportedDate="2018-04-05" _AccountStatusType="Open" _AccountType="Installment" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="Y" _HighBalanceAmount="12991" _LastActivityDate="2018-02-01" _MonthlyPaymentAmount="491" _MonthsReviewedCount="6" _PastDueAmount="682" _TermsMonthsCount="36" _TermsDescription="36M$491" _TermsSourceType="Provided" _UnpaidBalanceAmount="11232" CreditBusinessType="Finance" CreditLoanType="AutoLoan" CreditLoanTypeCode="AU" _OriginalBalanceAmount="000012991" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" LastPaymentDate="2018-02-01" RawAccountStatus="O" RawAccountType="I" RawIndustryText="Finance/personal" RawIndustryCode="F" TradelineHashComplex="eb0a27867a53614d1f54d8932bf9b021" TradelineHashSimple="d6b570e487344061fefbd5e1734c7d77" TUI_Handle="TR01_901164819_867070978_73">
<_CREDITOR _Name="TNT FINANCL"/>
<_CURRENT_RATING _Code="2" _Type="Late30Days"/>
<_HIGHEST_ADVERSE_RATING _Code="2" _Type="Late30Days"/>
<_LATE_COUNT _30Days="01" _60Days="00" _90Days="00"/>
<_MOST_RECENT_ADVERSE_RATING _Code="2" _Date="2018-02-01" _Type="Late30Days"/>
<_PAYMENT_PATTERN _Data="C1CCCC" _StartDate="2018-03-05"/>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="Other" _TypeOtherDescription="Handle" _Code="TR01_901164819_867070978_73"/>
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="01X91001"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE008" BorrowerID="Borrower01" CreditFileID="TA01" CreditTradeReferenceID="Primary" _AccountClosedDate="2018-02-01" _AccountIdentifier="1X3X7X4X7X6X8XXXX" _AccountOpenedDate="2017-08-19" _AccountOwnershipType="Individual" _AccountReportedDate="2018-03-31" _AccountStatusType="Closed" _AccountType="Open" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="Y" _HighBalanceAmount="4382" _LastActivityDate="2018-02-01" _MonthlyPaymentAmount="0" _OriginalCreditorName="NELNET ACADEMIC LOAN" _UnpaidBalanceAmount="5458" CreditBusinessType="CollectionServices" _OriginalBalanceAmount="000004382" IsMortgageIndicator="N" IsClosedIndicator="Y" IsCollectionIndicator="Y" IsChargeoffIndicator="N" DateClosedIndicator="F" CollectionDate="2017-08" RawAccountStatus="C" RawAccountType="O" RawIndustryText="CollectionServices" RawIndustryCode="Y" TradelineHashComplex="9eb7991cfa27d2219f48a6fc58b8f3ae" TradelineHashSimple="297287342ba78955826e1616febcd03c" TUI_Handle="TR01_-224793884_1142488773_89">
<_CREDITOR _Name="GLHEC"/>
<_CURRENT_RATING _Code="9" _Type="CollectionOrChargeOff"/>
<_HIGHEST_ADVERSE_RATING _Code="9" _Type="CollectionOrChargeOff"/>
<_MOST_RECENT_ADVERSE_RATING _Code="9" _Date="2018-02-01" _Type="CollectionOrChargeOff"/>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="BureauRemarks" _Code="CLA">
<_Text>PLACED FOR COLLECTION</_Text>
</CREDIT_COMMENT>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="Other" _TypeOtherDescription="Handle" _Code="TR01_-224793884_1142488773_89"/>
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="02BKW001"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE009" BorrowerID="Borrower01" CreditFileID="EA01" CreditTradeReferenceID="Primary" _AccountIdentifier="45230056340867894" _AccountOpenedDate="2021-08-01" _AccountOwnershipType="JointContractualLiability" _AccountReportedDate="2022-06-01" _AccountStatusType="Open" _AccountType="Revolving" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _CreditLimitAmount="10000" _LastActivityDate="2022-05-01" _MonthlyPaymentAmount="161" _MonthsReviewedCount="10" _TermsDescription="M$161" _TermsSourceType="Provided" _UnpaidBalanceAmount="3933" CreditBusinessType="Banking" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="R" RawIndustryText="AllBanks" RawIndustryCode="BB" TradelineHashComplex="a2befefd684ef46f76ed83a3caa02ee0" TradelineHashSimple="3951bf3d64aa614dced96829412a39a4">
<_CREDITOR _Name="PNC BANK, NA" _StreetAddress="PO BOX 3180" _City="PITTSBURGH" _State="PA" _PostalCode="15222" _Phone="MAIL ONLY">
<CONTACT_DETAIL>
<CONTACT_POINT _Type="Phone" _Value=" MAIL ONLY"/>
</CONTACT_DETAIL>
</_CREDITOR>
<_CURRENT_RATING _Code="1" _Type="AsAgreed"/>
<_LATE_COUNT _30Days="00" _60Days="00" _90Days="00"/>
<CREDIT_COMMENT _SourceType="Equifax" _Type="BureauRemarks" _Code="FE">
<_Text>CREDIT CARD</_Text>
</CREDIT_COMMENT>
<CREDIT_REPOSITORY _SourceType="Equifax" _SubscriberCode="667BB37406"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE010" BorrowerID="Borrower01" CreditFileID="TA01" CreditTradeReferenceID="Primary" _AccountClosedDate="2018-02-01" _AccountIdentifier="1X3X7X4X7X6X8XXXX" _AccountOpenedDate="2017-08-19" _AccountOwnershipType="Individual" _AccountReportedDate="2018-03-31" _AccountStatusType="Closed" _AccountType="Open" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="Y" _HighBalanceAmount="3760" _LastActivityDate="2018-02-01" _MonthlyPaymentAmount="0" _OriginalCreditorName="NELNET ACADEMIC LOAN" _UnpaidBalanceAmount="3895" CreditBusinessType="CollectionServices" _OriginalBalanceAmount="000003760" IsMortgageIndicator="N" IsClosedIndicator="Y" IsCollectionIndicator="Y" IsChargeoffIndicator="N" DateClosedIndicator="F" CollectionDate="2017-08" RawAccountStatus="C" RawAccountType="O" RawIndustryText="CollectionServices" RawIndustryCode="Y" TradelineHashComplex="9eb7991cfa27d2219f48a6fc58b8f3ae" TradelineHashSimple="297287342ba78955826e1616febcd03c" TUI_Handle="TR01_-224793884_1142488773_89">
<_CREDITOR _Name="GLHEC"/>
<_CURRENT_RATING _Code="9" _Type="CollectionOrChargeOff"/>
<_HIGHEST_ADVERSE_RATING _Code="9" _Type="CollectionOrChargeOff"/>
<_MOST_RECENT_ADVERSE_RATING _Code="9" _Date="2018-02-01" _Type="CollectionOrChargeOff"/>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="BureauRemarks" _Code="CLA">
<_Text>PLACED FOR COLLECTION</_Text>
</CREDIT_COMMENT>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="Other" _TypeOtherDescription="Handle" _Code="TR01_-224793884_1142488773_89"/>
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="02BKW001"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE011" BorrowerID="Borrower01" CreditFileID="RA01" CreditTradeReferenceID="Primary" _AccountBalanceDate="2022-08-01" _AccountIdentifier="223334XX" _AccountOpenedDate="2014-04-01" _AccountOwnershipType="JointContractualLiability" _AccountReportedDate="2022-08-01" _AccountStatusDate="2022-08-01" _AccountStatusType="Open" _AccountType="Revolving" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _CreditLimitAmount="4500" _HighBalanceAmount="4117" _HighCreditAmount="4117" _LastActivityDate="2022-08-01" _MonthlyPaymentAmount="41" _MonthsReviewedCount="48" _TermsDescription="M$41" _TermsSourceType="Provided" _UnpaidBalanceAmount="3088" CreditBusinessType="Banking" CreditLoanType="CheckCreditOrLineOfCredit" CreditLoanTypeCode="15" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="R" RawIndustryText="AllBanks;Non-specific" RawIndustryCode="BB" TradelineHashComplex="6d6eb33e0b8edeb91cbed1029dbc4d58" TradelineHashSimple="13a8c8e380b374190adde4e2d4ca3789">
<_CREDITOR _Name="BANK OF AMERICA" _StreetAddress="4909 SAVARESE CIR" _City="TAMPA" _State="FL" _PostalCode="33634" _Phone="8006696607">
<CONTACT_DETAIL>
<CONTACT_POINT _Type="Phone" _Value="8006696607"/>
</CONTACT_DETAIL>
</_CREDITOR>
<_CURRENT_RATING _Code="1" _Type="AsAgreed"/>
<_LATE_COUNT _30Days="0" _60Days="0" _90Days="0"/>
<_PAYMENT_PATTERN _Data="CCCCXCCCCCCCCCCCCCXCCCCCCCCCCCCCCCCCXXXCCCCCCCCC" _StartDate="2022-08-01"/>
<CREDIT_COMMENT _SourceType="Experian" _Type="StatusCode" _Code="11">
<_Text>THIS IS AN ACCOUNT IN GOOD STANDING</_Text>
</CREDIT_COMMENT>
<CREDIT_REPOSITORY _SourceType="Experian"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE012" BorrowerID="Borrower01" CreditFileID="TA01" CreditTradeReferenceID="Primary" _AccountIdentifier="9X0X0X0X3X8XXXX" _AccountOpenedDate="2015-01-17" _AccountOwnershipType="Individual" _AccountReportedDate="2018-04-16" _AccountStatusType="Open" _AccountType="Installment" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="Y" _HighBalanceAmount="2753" _LastActivityDate="2018-03-16" _MonthlyPaymentAmount="19" _MonthsReviewedCount="25" _PastDueAmount="100" _TermsMonthsCount="120" _TermsDescription="120M$19" _TermsSourceType="Provided" _UnpaidBalanceAmount="2950" CreditBusinessType="Employment" CreditLoanType="Educational" CreditLoanTypeCode="ST" _OriginalBalanceAmount="000002753" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountStatus="O" RawAccountType="I" RawIndustryText="Education/employment" RawIndustryCode="E" TradelineHashComplex="303d5d23ace9bdc4dbd7fdcc8521c970" TradelineHashSimple="12e2579c098fd965d6321ef1e1ac629e" TUI_Handle="TR01_-1923294281_1173620368_73">
<_CREDITOR _Name="DEPTEDNELNET"/>
<_CURRENT_RATING _Code="5" _Type="LateOver120Days"/>
<_HIGHEST_ADVERSE_RATING _Code="5" _Date="2018-02-01" _Type="LateOver120Days"/>
<_LATE_COUNT _30Days="00" _60Days="00" _90Days="04"/>
<_MOST_RECENT_ADVERSE_RATING _Code="5" _Date="2018-04-16" _Type="LateOver120Days"/>
<_PAYMENT_PATTERN _Data="43CCCCCCC3CCCC3CCCCCCCCCC" _StartDate="2018-03-16"/>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="Other" _TypeOtherDescription="Handle" _Code="TR01_-1923294281_1173620368_73"/>
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="02CNN001"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE013" BorrowerID="Borrower01" CreditFileID="TA01" CreditTradeReferenceID="Primary" _AccountIdentifier="7XXX" _AccountOpenedDate="2014-05-03" _AccountOwnershipType="Individual" _AccountReportedDate="2018-04-16" _AccountStatusType="Open" _AccountType="Installment" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="Y" _HighBalanceAmount="2009" _LastActivityDate="2018-03-16" _MonthlyPaymentAmount="18" _MonthsReviewedCount="46" _PastDueAmount="89" _TermsMonthsCount="120" _TermsDescription="120M$18" _TermsSourceType="Provided" _UnpaidBalanceAmount="2495" CreditBusinessType="Employment" CreditLoanType="Educational" CreditLoanTypeCode="ST" _OriginalBalanceAmount="000002009" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountStatus="O" RawAccountType="I" RawIndustryText="Education/employment" RawIndustryCode="E" TradelineHashComplex="86074b50fb21664641442e49056ca58d" TradelineHashSimple="60702042a718cf9058677f160bf17757" TUI_Handle="TR01_1724773_1863044865_73">
<_CREDITOR _Name="NELNET LNS"/>
<_CURRENT_RATING _Code="5" _Type="LateOver120Days"/>
<_HIGHEST_ADVERSE_RATING _Code="5" _Date="2018-02-01" _Type="LateOver120Days"/>
<_LATE_COUNT _30Days="00" _60Days="00" _90Days="04"/>
<_MOST_RECENT_ADVERSE_RATING _Code="5" _Date="2018-04-16" _Type="LateOver120Days"/>
<_PAYMENT_PATTERN _Data="43CCCCXCC3CCCC3CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC" _StartDate="2018-03-16"/>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="Other" _TypeOtherDescription="Handle" _Code="TR01_1724773_1863044865_73"/>
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="08834002"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE014" BorrowerID="Borrower01" CreditFileID="TA01" CreditTradeReferenceID="Primary" _AccountIdentifier="7XXX" _AccountOpenedDate="2014-05-03" _AccountOwnershipType="Individual" _AccountReportedDate="2018-04-16" _AccountStatusType="Open" _AccountType="Installment" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="Y" _HighBalanceAmount="1750" _LastActivityDate="2018-03-16" _MonthlyPaymentAmount="13" _MonthsReviewedCount="46" _PastDueAmount="67" _TermsMonthsCount="120" _TermsDescription="120M$13" _TermsSourceType="Provided" _UnpaidBalanceAmount="1892" CreditBusinessType="Employment" CreditLoanType="Educational" CreditLoanTypeCode="ST" _OriginalBalanceAmount="000001750" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountStatus="O" RawAccountType="I" RawIndustryText="Education/employment" RawIndustryCode="E" TradelineHashComplex="86074b50fb21664641442e49056ca58d" TradelineHashSimple="60702042a718cf9058677f160bf17757" TUI_Handle="TR01_1724773_1863044865_73">
<_CREDITOR _Name="NELNET LNS"/>
<_CURRENT_RATING _Code="5" _Type="LateOver120Days"/>
<_HIGHEST_ADVERSE_RATING _Code="5" _Date="2018-02-01" _Type="LateOver120Days"/>
<_LATE_COUNT _30Days="00" _60Days="00" _90Days="04"/>
<_MOST_RECENT_ADVERSE_RATING _Code="5" _Date="2018-04-16" _Type="LateOver120Days"/>
<_PAYMENT_PATTERN _Data="43CCCCXCC3CCCC3CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC" _StartDate="2018-03-16"/>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="Other" _TypeOtherDescription="Handle" _Code="TR01_1724773_1863044865_73"/>
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="08834002"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE015" BorrowerID="Borrower01" CreditFileID="TA01" CreditTradeReferenceID="Primary" _AccountIdentifier="9X0X0X0X6X4XXXX" _AccountOpenedDate="2015-05-16" _AccountOwnershipType="Individual" _AccountReportedDate="2018-04-16" _AccountStatusType="Open" _AccountType="Installment" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="Y" _HighBalanceAmount="747" _LastActivityDate="2018-03-16" _MonthlyPaymentAmount="5" _MonthsReviewedCount="25" _PastDueAmount="27" _TermsMonthsCount="120" _TermsDescription="120M$5" _TermsSourceType="Provided" _UnpaidBalanceAmount="800" CreditBusinessType="Employment" CreditLoanType="Educational" CreditLoanTypeCode="ST" _OriginalBalanceAmount="000000747" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountStatus="O" RawAccountType="I" RawIndustryText="Education/employment" RawIndustryCode="E" TradelineHashComplex="d349e2e093637a5e94c40318668f93b2" TradelineHashSimple="12e2579c098fd965d6321ef1e1ac629e" TUI_Handle="TR01_735523639_1173620368_73">
<_CREDITOR _Name="DEPTEDNELNET"/>
<_CURRENT_RATING _Code="5" _Type="LateOver120Days"/>
<_HIGHEST_ADVERSE_RATING _Code="5" _Date="2018-02-01" _Type="LateOver120Days"/>
<_LATE_COUNT _30Days="00" _60Days="00" _90Days="04"/>
<_MOST_RECENT_ADVERSE_RATING _Code="5" _Date="2018-04-16" _Type="LateOver120Days"/>
<_PAYMENT_PATTERN _Data="43CCCCCCC3CCCC3CCCCCCCCCC" _StartDate="2018-03-16"/>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="Other" _TypeOtherDescription="Handle" _Code="TR01_735523639_1173620368_73"/>
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="02CNN001"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE016" BorrowerID="Borrower01" CreditFileID="TA01" CreditTradeReferenceID="Primary" _AccountIdentifier="9X0X0X0X6X4XXXX" _AccountOpenedDate="2015-05-16" _AccountOwnershipType="Individual" _AccountReportedDate="2018-04-16" _AccountStatusType="Open" _AccountType="Installment" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="Y" _HighBalanceAmount="578" _LastActivityDate="2018-03-16" _MonthlyPaymentAmount="4" _MonthsReviewedCount="25" _PastDueAmount="24" _TermsMonthsCount="120" _TermsDescription="120M$4" _TermsSourceType="Provided" _UnpaidBalanceAmount="674" CreditBusinessType="Employment" CreditLoanType="Educational" CreditLoanTypeCode="ST" _OriginalBalanceAmount="000000578" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountStatus="O" RawAccountType="I" RawIndustryText="Education/employment" RawIndustryCode="E" TradelineHashComplex="d349e2e093637a5e94c40318668f93b2" TradelineHashSimple="12e2579c098fd965d6321ef1e1ac629e" TUI_Handle="TR01_735524600_1173620368_73">
<_CREDITOR _Name="DEPTEDNELNET"/>
<_CURRENT_RATING _Code="5" _Type="LateOver120Days"/>
<_HIGHEST_ADVERSE_RATING _Code="5" _Date="2018-02-01" _Type="LateOver120Days"/>
<_LATE_COUNT _30Days="00" _60Days="00" _90Days="04"/>
<_MOST_RECENT_ADVERSE_RATING _Code="5" _Date="2018-04-16" _Type="LateOver120Days"/>
<_PAYMENT_PATTERN _Data="43CCCCCCC3CCCC3CCCCCCCCCC" _StartDate="2018-03-16"/>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="Other" _TypeOtherDescription="Handle" _Code="TR01_735524600_1173620368_73"/>
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="02CNN001"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE017" BorrowerID="Borrower01" CreditFileID="TA01" CreditTradeReferenceID="Primary" _AccountIdentifier="9X2XXXXX" _AccountOpenedDate="2016-01-08" _AccountOwnershipType="Individual" _AccountReportedDate="2016-07-31" _AccountStatusType="Open" _AccountType="Open" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="Y" _HighBalanceAmount="621" _LastActivityDate="2016-07-31" _MonthlyPaymentAmount="621" _OriginalCreditorName="OREGON DEPT OF REVENUE" _TermsDescription="M$621" _TermsSourceType="Calculated" _UnpaidBalanceAmount="621" CreditBusinessType="CollectionServices" _OriginalBalanceAmount="000000621" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="Y" IsChargeoffIndicator="N" CollectionDate="2016-01" RawAccountStatus="O" RawAccountType="O" RawIndustryText="CollectionServices" RawIndustryCode="Y" TradelineHashComplex="28f182d8158866ddec507f31547cde94" TradelineHashSimple="2365bb553692c61d1ef14cf191269742" TUI_Handle="TR01_-1433750673_1677654297_89">
<_CREDITOR _Name="NTL CRDT SYS"/>
<_CURRENT_RATING _Code="9" _Type="CollectionOrChargeOff"/>
<_HIGHEST_ADVERSE_RATING _Code="9" _Type="CollectionOrChargeOff"/>
<_MOST_RECENT_ADVERSE_RATING _Code="9" _Date="2016-07-31" _Type="CollectionOrChargeOff"/>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="BureauRemarks" _Code="CLA">
<_Text>PLACED FOR COLLECTION</_Text>
</CREDIT_COMMENT>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="Other" _TypeOtherDescription="Handle" _Code="TR01_-1433750673_1677654297_89"/>
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="036BG001"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE018" BorrowerID="Borrower01" CreditFileID="TA01" CreditTradeReferenceID="Primary" _AccountIdentifier="5X0X1XX" _AccountOpenedDate="2013-04-30" _AccountOwnershipType="Individual" _AccountReportedDate="2018-01-09" _AccountStatusType="Open" _AccountType="Open" _ConsumerDisputeIndicator="Y" _DerogatoryDataIndicator="Y" _HighBalanceAmount="431" _LastActivityDate="2018-01-09" _MonthlyPaymentAmount="610" _OriginalCreditorName="PORTLAND GENERAL ELECTRIC" _TermsDescription="M$610" _TermsSourceType="Calculated" _UnpaidBalanceAmount="610" CreditBusinessType="CollectionServices" _OriginalBalanceAmount="000000431" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="Y" IsChargeoffIndicator="N" CollectionDate="2013-04" RawAccountStatus="O" RawAccountType="O" RawIndustryText="CollectionServices" RawIndustryCode="Y" TradelineHashComplex="159b68d0292f3b8a6d6156cd6ef2e73a" TradelineHashSimple="b031a126708d35e6b98204fa7fddc38c" TUI_Handle="TR01_-1935546690_-1630335995_89">
<_CREDITOR _Name="BONN COLL"/>
<_CURRENT_RATING _Code="9" _Type="CollectionOrChargeOff"/>
<_HIGHEST_ADVERSE_RATING _Code="9" _Type="CollectionOrChargeOff"/>
<_MOST_RECENT_ADVERSE_RATING _Code="9" _Date="2018-01-09" _Type="CollectionOrChargeOff"/>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="BureauRemarks" _Code="AID">
<_Text>ACCOUNT INFORMATION DISPUTED BY CONSUMER</_Text>
</CREDIT_COMMENT>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="Other" _TypeOtherDescription="Handle" _Code="TR01_-1935546690_-1630335995_89"/>
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="0952R001"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE019" BorrowerID="Borrower01" CreditFileID="TA01" CreditTradeReferenceID="Primary" _AccountIdentifier="1X4XXXXX" _AccountOpenedDate="2017-03-20" _AccountOwnershipType="Individual" _AccountReportedDate="2017-08-08" _AccountStatusType="Open" _AccountType="Open" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="Y" _HighBalanceAmount="550" _LastActivityDate="2017-08-08" _MonthlyPaymentAmount="550" _OriginalCreditorName="COMCAST" _TermsDescription="M$550" _TermsSourceType="Calculated" _UnpaidBalanceAmount="550" CreditBusinessType="CollectionServices" _OriginalBalanceAmount="000000550" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="Y" IsChargeoffIndicator="N" CollectionDate="2017-03" RawAccountStatus="O" RawAccountType="O" RawIndustryText="CollectionServices" RawIndustryCode="Y" TradelineHashComplex="1a96dd8f42224f6cb072fe1e142efd9d" TradelineHashSimple="b49ab2fe3fba5e9d9ccd6d8ccb4fe0d6" TUI_Handle="TR01_1860834520_801740489_89">
<_CREDITOR _Name="CBA"/>
<_CURRENT_RATING _Code="9" _Type="CollectionOrChargeOff"/>
<_HIGHEST_ADVERSE_RATING _Code="9" _Type="CollectionOrChargeOff"/>
<_MOST_RECENT_ADVERSE_RATING _Code="9" _Date="2017-08-08" _Type="CollectionOrChargeOff"/>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="BureauRemarks" _Code="CLA">
<_Text>PLACED FOR COLLECTION</_Text>
</CREDIT_COMMENT>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="Other" _TypeOtherDescription="Handle" _Code="TR01_1860834520_801740489_89"/>
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="0720M001"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE020" BorrowerID="Borrower01" CreditFileID="TA01" CreditTradeReferenceID="Primary" _AccountIdentifier="1X5XXX" _AccountOpenedDate="2015-09-02" _AccountOwnershipType="Individual" _AccountReportedDate="2017-11-08" _AccountStatusType="Open" _AccountType="Open" _ConsumerDisputeIndicator="Y" _DerogatoryDataIndicator="Y" _HighBalanceAmount="360" _LastActivityDate="2017-11-08" _MonthlyPaymentAmount="360" _OriginalCreditorName="GUARANTY BEST BANK" _TermsDescription="M$360" _TermsSourceType="Calculated" _UnpaidBalanceAmount="360" CreditBusinessType="CollectionServices" _OriginalBalanceAmount="000000360" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="Y" IsChargeoffIndicator="N" CollectionDate="2015-09" RawAccountStatus="O" RawAccountType="O" RawIndustryText="CollectionServices" RawIndustryCode="Y" TradelineHashComplex="94179ea25cf19884b8e4508872740cf3" TradelineHashSimple="36648a511ca3758a6ed242e861616498" TUI_Handle="TR01_1485763376_955014010_89">
<_CREDITOR _Name="BOULDER CRED"/>
<_CURRENT_RATING _Code="9" _Type="CollectionOrChargeOff"/>
<_HIGHEST_ADVERSE_RATING _Code="9" _Type="CollectionOrChargeOff"/>
<_MOST_RECENT_ADVERSE_RATING _Code="9" _Date="2017-11-08" _Type="CollectionOrChargeOff"/>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="BureauRemarks" _Code="AID">
<_Text>ACCOUNT INFORMATION DISPUTED BY CONSUMER</_Text>
</CREDIT_COMMENT>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="Other" _TypeOtherDescription="Handle" _Code="TR01_1485763376_955014010_89"/>
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="01ZZ8001"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE021" BorrowerID="Borrower01" CreditFileID="TA01" CreditTradeReferenceID="Primary" _AccountClosedDate="2017-08-11" _AccountIdentifier="62764596XXXX" _AccountOpenedDate="2016-11-16" _AccountOwnershipType="Individual" _AccountReportedDate="2018-04-11" _AccountStatusType="Closed" _AccountType="Revolving" _ChargeOffDate="2017-08-11" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="Y" _CreditLimitAmount="150" _HighBalanceAmount="249" _HighCreditAmount="249" _LastActivityDate="2017-08-11" _MonthlyPaymentAmount="0" _PastDueAmount="249" _UnpaidBalanceAmount="249" CreditBusinessType="Banking" CreditLoanType="ChargeAccount" CreditLoanTypeCode="CH" IsMortgageIndicator="N" IsClosedIndicator="Y" IsCollectionIndicator="N" IsChargeoffIndicator="Y" DateClosedIndicator="F" RawAccountStatus="C" RawAccountType="R" RawIndustryText="BanksAndS&l" RawIndustryCode="B" TradelineHashComplex="c3b71ab2353135696a5f6e90444c0ac9" TradelineHashSimple="a277d1f8b485209854ae5b06d13c2a8d" TUI_Handle="TR01_-401023883_1181097909_82">
<_CREDITOR _Name="METABNK/FHUT"/>
<_CURRENT_RATING _Code="9" _Type="CollectionOrChargeOff"/>
<_HIGHEST_ADVERSE_RATING _Code="9" _Type="CollectionOrChargeOff"/>
<_MOST_RECENT_ADVERSE_RATING _Code="9" _Date="2017-08-11" _Type="CollectionOrChargeOff"/>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="BureauRemarks" _Code="PRL">
<_Text>PROFIT AND LOSS WRITEOFF</_Text>
</CREDIT_COMMENT>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="Other" _TypeOtherDescription="Handle" _Code="TR01_-401023883_1181097909_82"/>
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="02CVQ001"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE022" BorrowerID="Borrower01" CreditFileID="RA01" CreditTradeReferenceID="Primary" _AccountBalanceDate="2020-10-09" _AccountIdentifier="820279XXXXXXXX" _AccountOpenedDate="2019-07-19" _AccountOwnershipType="Individual" _AccountReportedDate="2020-10-09" _AccountStatusDate="2019-07-01" _AccountStatusType="Closed" _AccountType="Installment" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="Y" _HighBalanceAmount="87" _LastActivityDate="2019-07-01" _MonthsReviewedCount="16" _OriginalCreditorName="SARASOTA MEMORIAL HOSPIT" _UnpaidBalanceAmount="87" CreditBusinessType="PersonalServicesNotMedical" CreditLoanType="CollectionAttorney" CreditLoanTypeCode="48" _OriginalBalanceAmount="87" IsMortgageIndicator="N" IsClosedIndicator="Y" IsCollectionIndicator="Y" IsChargeoffIndicator="N" CollectionDate="2019-07" RawIndustryText="LegalAndRelatedServices" RawIndustryCode="PL" TradelineHashComplex="183af48f81446c93f9ffa6ed0e304b25" TradelineHashSimple="1a9f48d99fd86d56196ada2fe8e02876">
<_CREDITOR _Name="RNN/BERNDT & ASSOC" _StreetAddress="30500 VAN DYKE ACE STE 7" _City="WARREN" _State="MI" _PostalCode="48093" _Phone="5865589000">
<CONTACT_DETAIL>
<CONTACT_POINT _Type="Phone" _Value="5865589000"/>
</CONTACT_DETAIL>
</_CREDITOR>
<_CURRENT_RATING _Code="9" _Type="CollectionOrChargeOff"/>
<_HIGHEST_ADVERSE_RATING _Code="9" _Type="CollectionOrChargeOff"/>
<_LATE_COUNT _30Days="0" _60Days="0" _90Days="0"/>
<_MOST_RECENT_ADVERSE_RATING _Code="9" _Date="2019-07-01" _Type="CollectionOrChargeOff"/>
<_PAYMENT_PATTERN _Data="9XXXXXXXXXXXXXX9" _StartDate="2020-10-09"/>
<CREDIT_COMMENT _SourceType="Experian" _Type="StatusCode" _Code="93">
<_Text>ACCOUNT SERIOUSLY PAST DUE DATE/ACCOUNT ASSIGNED TO ATTORNEY, COLLECTION AGENCY, OR CREDIT GRANTOR'S INTERNAL COLLECTION DEPARTMENT</_Text>
</CREDIT_COMMENT>
<CREDIT_REPOSITORY _SourceType="Experian"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE023" BorrowerID="Borrower01" CreditFileID="TA01" CreditTradeReferenceID="Primary" _AccountIdentifier="2X0X8XX" _AccountOpenedDate="2017-12-27" _AccountOwnershipType="Individual" _AccountReportedDate="2018-04-04" _AccountStatusType="Open" _AccountType="Open" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="Y" _HighBalanceAmount="74" _LastActivityDate="2018-04-04" _MonthlyPaymentAmount="74" _OriginalCreditorName="MEDICAL" _TermsDescription="M$74" _TermsSourceType="Calculated" _UnpaidBalanceAmount="74" CreditBusinessType="CollectionServices" _OriginalBalanceAmount="000000074" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="Y" IsChargeoffIndicator="N" CollectionDate="2017-12" RawAccountStatus="O" RawAccountType="O" RawIndustryText="CollectionServices" RawIndustryCode="Y" TradelineHashComplex="f440f3393557271bfcd1d061c0967e1d" TradelineHashSimple="714a54a691851d8e8fd93ba7eb94fe2b" TUI_Handle="TR01_-303083708_1634576512_89">
<_CREDITOR _Name="CBM COLLECTN"/>
<_CURRENT_RATING _Code="9" _Type="CollectionOrChargeOff"/>
<_HIGHEST_ADVERSE_RATING _Code="9" _Type="CollectionOrChargeOff"/>
<_MOST_RECENT_ADVERSE_RATING _Code="9" _Date="2018-04-04" _Type="CollectionOrChargeOff"/>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="BureauRemarks" _Code="CLA">
<_Text>PLACED FOR COLLECTION</_Text>
</CREDIT_COMMENT>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="Other" _TypeOtherDescription="Handle" _Code="TR01_-303083708_1634576512_89"/>
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="03533002"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE024" BorrowerID="Borrower01" CreditFileID="RA01" CreditTradeReferenceID="Primary" _AccountBalanceDate="2022-07-06" _AccountIdentifier="601100XXXXXX" _AccountOpenedDate="2016-01-28" _AccountOwnershipType="Individual" _AccountReportedDate="2022-07-06" _AccountStatusDate="2022-07-01" _AccountStatusType="Open" _AccountType="Revolving" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _HighBalanceAmount="7311" _HighCreditAmount="7311" _LastActivityDate="2022-07-01" _MonthlyPaymentAmount="10" _MonthsReviewedCount="47" _TermsDescription="M$10" _TermsSourceType="Provided" _UnpaidBalanceAmount="42" CreditBusinessType="Banking" CreditLoanType="CreditCard" CreditLoanTypeCode="18" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="R" RawIndustryText="BankCreditCards" RawIndustryCode="BC" TradelineHashComplex="f03f05b86976dadc5c07ccd950edc200" TradelineHashSimple="1ce5296df2a16c0f5dbb58edd9fe2802">
<_CREDITOR _Name="DISCOVER BANK" _StreetAddress="PO BOX 30939" _City="SALT LAKE CITY" _State="UT" _PostalCode="84130" _Phone="8003472683">
<CONTACT_DETAIL>
<CONTACT_POINT _Type="Phone" _Value="8003472683"/>
</CONTACT_DETAIL>
</_CREDITOR>
<_CURRENT_RATING _Code="1" _Type="AsAgreed"/>
<_LATE_COUNT _30Days="0" _60Days="0" _90Days="0"/>
<_PAYMENT_PATTERN _Data="CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC" _StartDate="2022-07-06"/>
<CREDIT_COMMENT _SourceType="Experian" _Type="StatusCode" _Code="11">
<_Text>THIS IS AN ACCOUNT IN GOOD STANDING</_Text>
</CREDIT_COMMENT>
<CREDIT_REPOSITORY _SourceType="Experian"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE025" BorrowerID="Borrower01" CreditFileID="TA01" CreditTradeReferenceID="Primary" _AccountClosedDate="2016-08-31" _AccountIdentifier="3X7X4XXXXX" _AccountOpenedDate="2015-01-17" _AccountOwnershipType="Individual" _AccountReportedDate="2016-08-31" _AccountStatusType="Transferred" _AccountType="Installment" _CollateralDescription="07 NELNET" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _HighBalanceAmount="2753" _LastActivityDate="2016-08-31" _MonthlyPaymentAmount="0" _PastDueAmount="0" _UnpaidBalanceAmount="0" CreditBusinessType="Employment" CreditLoanType="Educational" CreditLoanTypeCode="ST" _OriginalBalanceAmount="000002753" IsMortgageIndicator="N" IsClosedIndicator="Y" IsCollectionIndicator="N" IsChargeoffIndicator="N" DateClosedIndicator="C" RawAccountStatus="C" RawAccountType="I" RawIndustryText="Education/employment" RawIndustryCode="E" TradelineHashComplex="680ce73a261383141c9c16a9362e7c07" TradelineHashSimple="effcb2847d899661b497a2a2fa1ce5b3" TUI_Handle="TR01_-2141513234_376594872_73">
<_CREDITOR _Name="ACS/DEPTOFED"/>
<_CURRENT_RATING _Code="1" _Type="AsAgreed"/>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="BureauRemarks" _Code="ACT">
<_Text>ACCOUNT CLOSED DUE TO TRANSFER</_Text>
</CREDIT_COMMENT>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="Other" _TypeOtherDescription="Handle" _Code="TR01_-2141513234_376594872_73"/>
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="01FSM315"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE026" BorrowerID="Borrower01" CreditFileID="EA01" CreditTradeReferenceID="Primary" _AccountIdentifier="340178454501012" _AccountOpenedDate="2017-12-01" _AccountOwnershipType="JointContractualLiability" _AccountReportedDate="2022-05-01" _AccountStatusType="Open" _AccountType="Revolving" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _CreditLimitAmount="15000" _LastActivityDate="2019-07-01" _MonthsReviewedCount="52" _UnpaidBalanceAmount="0" CreditBusinessType="Banking" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="R" RawIndustryText="AllBanks" RawIndustryCode="BB" TradelineHashComplex="46229ad8a33c5939d371447c1589f27c" TradelineHashSimple="c86bfd2e85bc1fa3c873f6d2c4d6c43e">
<_CREDITOR _Name="AMEX" _StreetAddress="PO BOX 1317" _City="MINNEAPOLIS" _State="MN" _PostalCode="554401317" _Phone="8004373600">
<CONTACT_DETAIL>
<CONTACT_POINT _Type="Phone" _Value="8004373600"/>
</CONTACT_DETAIL>
</_CREDITOR>
<_CURRENT_RATING _Code="1" _Type="AsAgreed"/>
<_LATE_COUNT _30Days="00" _60Days="00" _90Days="00"/>
<CREDIT_COMMENT _SourceType="Equifax" _Type="BureauRemarks" _Code="CS">
<_Text>SECURED CREDIT LINE</_Text>
</CREDIT_COMMENT>
<CREDIT_REPOSITORY _SourceType="Equifax" _SubscriberCode="613BB00084"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE027" BorrowerID="Borrower01" CreditFileID="RA01" CreditTradeReferenceID="Primary" _AccountBalanceDate="2020-09-20" _AccountIdentifier="526010XXXX" _AccountOpenedDate="1994-12-01" _AccountOwnershipType="Individual" _AccountReportedDate="2020-09-20" _AccountStatusDate="2020-09-01" _AccountStatusType="Closed" _AccountType="Revolving" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _CreditLimitAmount="7600" _LastActivityDate="2020-09-01" _MonthlyPaymentAmount="0" _MonthsReviewedCount="3" _UnpaidBalanceAmount="0" CreditBusinessType="Banking" CreditLoanType="CreditCard" CreditLoanTypeCode="18" IsMortgageIndicator="N" IsClosedIndicator="Y" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="R" RawIndustryText="BankCreditCards" RawIndustryCode="BC" TradelineHashComplex="86c21a724ee541a56899ae6d750a88ed" TradelineHashSimple="2012a4da663e260877ae687986bb984a">
<_CREDITOR _Name="BANK CREDIT CARD" _StreetAddress="PO BOX 15369" _City="WILMINGTON" _State="DE" _PostalCode="19850" _Phone="8009452000">
<CONTACT_DETAIL>
<CONTACT_POINT _Type="Phone" _Value="8009452000"/>
</CONTACT_DETAIL>
</_CREDITOR>
<_CURRENT_RATING _Code="1" _Type="AsAgreed"/>
<_LATE_COUNT _30Days="0" _60Days="0" _90Days="0"/>
<_PAYMENT_PATTERN _Data="CXX" _StartDate="2020-09-20"/>
<CREDIT_COMMENT _SourceType="Experian" _Type="StatusCode" _Code="11">
<_Text>THIS IS AN ACCOUNT IN GOOD STANDING</_Text>
</CREDIT_COMMENT>
<CREDIT_COMMENT _SourceType="Experian" _Type="BureauRemarks" _Code="19">
<_Text>ACCOUNT CLOSED AT CONSUMER'S REQUEST</_Text>
</CREDIT_COMMENT>
<CREDIT_REPOSITORY _SourceType="Experian"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE028" BorrowerID="Borrower01" CreditFileID="RA01" CreditTradeReferenceID="Primary" _AccountBalanceDate="2022-08-16" _AccountIdentifier="160044XXXX" _AccountOpenedDate="2012-09-20" _AccountOwnershipType="Individual" _AccountReportedDate="2022-08-16" _AccountStatusDate="2022-08-01" _AccountStatusType="Open" _AccountType="Revolving" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _CreditLimitAmount="3000" _HighBalanceAmount="2566" _HighCreditAmount="2566" _LastActivityDate="2022-08-01" _MonthsReviewedCount="48" _UnpaidBalanceAmount="0" CreditBusinessType="Banking" CreditLoanType="CreditCard" CreditLoanTypeCode="18" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="R" RawIndustryText="BankCreditCards" RawIndustryCode="BC" TradelineHashComplex="0f50d43991be06322cad4881c04557d8" TradelineHashSimple="a7d691216a99a76521aee6f703b0baaf">
<_CREDITOR _Name="BANK CREDIT CARD" _StreetAddress="PO BOX 15369" _City="WILMINGTON" _State="DE" _PostalCode="19850" _Phone="8009452000">
<CONTACT_DETAIL>
<CONTACT_POINT _Type="Phone" _Value="8009452000"/>
</CONTACT_DETAIL>
</_CREDITOR>
<_CURRENT_RATING _Code="1" _Type="AsAgreed"/>
<_LATE_COUNT _30Days="0" _60Days="0" _90Days="0"/>
<_PAYMENT_PATTERN _Data="CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC" _StartDate="2022-08-16"/>
<CREDIT_COMMENT _SourceType="Experian" _Type="StatusCode" _Code="11">
<_Text>THIS IS AN ACCOUNT IN GOOD STANDING</_Text>
</CREDIT_COMMENT>
<CREDIT_REPOSITORY _SourceType="Experian"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE029" BorrowerID="Borrower01" CreditFileID="RA01" CreditTradeReferenceID="Primary" _AccountBalanceDate="2022-07-01" _AccountIdentifier="526010XXXX" _AccountOpenedDate="1994-12-01" _AccountOwnershipType="Individual" _AccountReportedDate="2022-07-01" _AccountStatusDate="2022-07-01" _AccountStatusType="Open" _AccountType="Revolving" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _CreditLimitAmount="8600" _HighBalanceAmount="337" _HighCreditAmount="337" _LastActivityDate="2022-07-01" _MonthsReviewedCount="46" _UnpaidBalanceAmount="0" CreditBusinessType="Banking" CreditLoanType="CreditCard" CreditLoanTypeCode="18" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="R" RawIndustryText="BankCreditCards" RawIndustryCode="BC" TradelineHashComplex="86c21a724ee541a56899ae6d750a88ed" TradelineHashSimple="2012a4da663e260877ae687986bb984a">
<_CREDITOR _Name="BANK CREDIT CARD" _StreetAddress="PO BOX 15369" _City="WILMINGTON" _State="DE" _PostalCode="19850" _Phone="8009452000">
<CONTACT_DETAIL>
<CONTACT_POINT _Type="Phone" _Value="8009452000"/>
</CONTACT_DETAIL>
</_CREDITOR>
<_CURRENT_RATING _Code="1" _Type="AsAgreed"/>
<_LATE_COUNT _30Days="0" _60Days="0" _90Days="0"/>
<_PAYMENT_PATTERN _Data="CCCCCCCCCCCCCCCCCCCCCCCCCCCCCXXXXXXXXXCXXCCXCC" _StartDate="2022-07-01"/>
<CREDIT_COMMENT _SourceType="Experian" _Type="StatusCode" _Code="11">
<_Text>THIS IS AN ACCOUNT IN GOOD STANDING</_Text>
</CREDIT_COMMENT>
<CREDIT_REPOSITORY _SourceType="Experian"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE030" BorrowerID="Borrower01" CreditFileID="RA01" CreditTradeReferenceID="Primary" _AccountBalanceDate="2020-09-01" _AccountIdentifier="441033XXXX" _AccountOpenedDate="2016-04-26" _AccountOwnershipType="Individual" _AccountReportedDate="2020-09-01" _AccountStatusDate="2018-10-01" _AccountStatusType="Open" _AccountType="Revolving" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _CreditLimitAmount="825" _HighBalanceAmount="125" _HighCreditAmount="125" _LastActivityDate="2018-10-01" _MonthsReviewedCount="25" _UnpaidBalanceAmount="0" CreditBusinessType="Banking" CreditLoanType="ChargeAccount" CreditLoanTypeCode="07" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="R" RawIndustryText="BankCreditCards" RawIndustryCode="BC" TradelineHashComplex="947ce40fd711607d3f6aab6e6607a311" TradelineHashSimple="876f05e95b77821974fd17ff132b6a40">
<_CREDITOR _Name="BANK CREDIT CARD" _StreetAddress="9300 SW GEMINI DR" _City="BEAVERTON" _State="OR" _PostalCode="97008" _Phone="BYMAILONLY">
<CONTACT_DETAIL>
<CONTACT_POINT _Type="Phone" _Value="BYMAILONLY"/>
</CONTACT_DETAIL>
</_CREDITOR>
<_CURRENT_RATING _Code="1" _Type="AsAgreed"/>
<_LATE_COUNT _30Days="0" _60Days="0" _90Days="0"/>
<_PAYMENT_PATTERN _Data="XXXXXXXXXXXXXXXXXXXXXXXCC" _StartDate="2020-09-01"/>
<CREDIT_COMMENT _SourceType="Experian" _Type="StatusCode" _Code="11">
<_Text>THIS IS AN ACCOUNT IN GOOD STANDING</_Text>
</CREDIT_COMMENT>
<CREDIT_REPOSITORY _SourceType="Experian"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE031" BorrowerID="Borrower01" CreditFileID="RA01" CreditTradeReferenceID="Primary" _AccountBalanceDate="2022-08-13" _AccountIdentifier="5XXXX" _AccountOpenedDate="2020-04-11" _AccountOwnershipType="Individual" _AccountReportedDate="2022-08-13" _AccountStatusDate="2022-08-01" _AccountStatusType="Open" _AccountType="Revolving" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _CreditLimitAmount="13400" _HighBalanceAmount="343" _HighCreditAmount="343" _LastActivityDate="2022-08-01" _MonthsReviewedCount="25" _UnpaidBalanceAmount="0" CreditBusinessType="Banking" CreditLoanType="CreditCard" CreditLoanTypeCode="18" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="R" RawIndustryText="BankCreditCards" RawIndustryCode="BC" TradelineHashComplex="4b1f146ebd3957fcd9ad689107dc2ddf" TradelineHashSimple="1e391f9f8272bc62117e7124263fc222">
<_CREDITOR _Name="BANK OF AMERICA" _StreetAddress="PO BOX 982238" _City="EL PASO" _State="TX" _PostalCode="79998" _Phone="8004212110">
<CONTACT_DETAIL>
<CONTACT_POINT _Type="Phone" _Value="8004212110"/>
</CONTACT_DETAIL>
</_CREDITOR>
<_CURRENT_RATING _Code="1" _Type="AsAgreed"/>
<_LATE_COUNT _30Days="0" _60Days="0" _90Days="0"/>
<_PAYMENT_PATTERN _Data="CCXXXCCCXXXXXCCCCXXXXCCCC" _StartDate="2022-08-13"/>
<CREDIT_COMMENT _SourceType="Experian" _Type="StatusCode" _Code="11">
<_Text>THIS IS AN ACCOUNT IN GOOD STANDING</_Text>
</CREDIT_COMMENT>
<CREDIT_REPOSITORY _SourceType="Experian"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE032" BorrowerID="Borrower01" CreditFileID="RA01" CreditTradeReferenceID="Primary" _AccountBalanceDate="2022-08-01" _AccountIdentifier="326066X" _AccountOpenedDate="1995-05-06" _AccountOwnershipType="JointContractualLiability" _AccountReportedDate="2022-08-01" _AccountStatusDate="2022-08-01" _AccountStatusType="Open" _AccountType="Revolving" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _CreditLimitAmount="5000" _LastActivityDate="2022-08-01" _MonthsReviewedCount="48" _UnpaidBalanceAmount="0" CreditBusinessType="Banking" CreditLoanType="CheckCreditOrLineOfCredit" CreditLoanTypeCode="15" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="R" RawIndustryText="AllBanks;Non-specific" RawIndustryCode="BB" TradelineHashComplex="cfac4169e495b663663b13e7fa5a48ec" TradelineHashSimple="d7426f2342818ec6334318f0fa83ddeb">
<_CREDITOR _Name="BANK OF AMERICA" _StreetAddress="4909 SAVARESE CIR" _City="TAMPA" _State="FL" _PostalCode="33634" _Phone="8006696607">
<CONTACT_DETAIL>
<CONTACT_POINT _Type="Phone" _Value="8006696607"/>
</CONTACT_DETAIL>
</_CREDITOR>
<_CURRENT_RATING _Code="1" _Type="AsAgreed"/>
<_LATE_COUNT _30Days="0" _60Days="0" _90Days="0"/>
<_PAYMENT_PATTERN _Data="CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC" _StartDate="2022-08-01"/>
<CREDIT_COMMENT _SourceType="Experian" _Type="StatusCode" _Code="11">
<_Text>THIS IS AN ACCOUNT IN GOOD STANDING</_Text>
</CREDIT_COMMENT>
<CREDIT_REPOSITORY _SourceType="Experian"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE033" BorrowerID="Borrower01" CreditFileID="RA01" CreditTradeReferenceID="Primary" _AccountBalanceDate="2020-09-01" _AccountIdentifier="300008XXXXXXXXXX" _AccountOpenedDate="2007-05-15" _AccountOwnershipType="JointContractualLiability" _AccountReportedDate="2020-09-01" _AccountStatusDate="2014-07-01" _AccountStatusType="Open" _AccountType="Revolving" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _CreditLimitAmount="2000" _LastActivityDate="2014-07-01" _MonthsReviewedCount="74" _UnpaidBalanceAmount="0" CreditBusinessType="Banking" CreditLoanType="CheckCreditOrLineOfCredit" CreditLoanTypeCode="15" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="R" RawIndustryText="AllBanks;Non-specific" RawIndustryCode="BB" TradelineHashComplex="cc5e923364c4ea38223d2097bf955498" TradelineHashSimple="07a26f4d6758f922a4ab065d115ae831">
<_CREDITOR _Name="BANK OF AMERICA" _StreetAddress="4909 SAVARESE CIR" _City="TAMPA" _State="FL" _PostalCode="33634" _Phone="8006696607">
<CONTACT_DETAIL>
<CONTACT_POINT _Type="Phone" _Value="8006696607"/>
</CONTACT_DETAIL>
</_CREDITOR>
<_CURRENT_RATING _Code="1" _Type="AsAgreed"/>
<_LATE_COUNT _30Days="0" _60Days="0" _90Days="0"/>
<_PAYMENT_PATTERN _Data="XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX" _StartDate="2020-09-01"/>
<CREDIT_COMMENT _SourceType="Experian" _Type="StatusCode" _Code="11">
<_Text>THIS IS AN ACCOUNT IN GOOD STANDING</_Text>
</CREDIT_COMMENT>
<CREDIT_REPOSITORY _SourceType="Experian"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE034" BorrowerID="Borrower01" CreditFileID="RA01" CreditTradeReferenceID="Primary" _AccountBalanceDate="2022-05-16" _AccountIdentifier="412450XXXXXXXXXX" _AccountOpenedDate="2016-12-02" _AccountOwnershipType="Individual" _AccountReportedDate="2022-05-16" _AccountStatusDate="2022-05-01" _AccountStatusType="Closed" _AccountType="Revolving" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _CreditLimitAmount="7500" _HighBalanceAmount="270" _HighCreditAmount="270" _LastActivityDate="2022-05-01" _MonthlyPaymentAmount="0" _MonthsReviewedCount="46" _UnpaidBalanceAmount="" CreditBusinessType="Banking" CreditLoanType="CreditCard" CreditLoanTypeCode="18" IsMortgageIndicator="N" IsClosedIndicator="Y" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="R" RawIndustryText="BankCreditCards" RawIndustryCode="BC" TradelineHashComplex="8f43a743aaeaec66e7f187e6add2e1b3" TradelineHashSimple="49f3eec4e9f18b3e8e1c857e5a295949">
<_CREDITOR _Name="BK OF AMER" _StreetAddress="PO BOX 982238" _City="EL PASO" _State="TX" _PostalCode="79998" _Phone="8004212110">
<CONTACT_DETAIL>
<CONTACT_POINT _Type="Phone" _Value="8004212110"/>
</CONTACT_DETAIL>
</_CREDITOR>
<_CURRENT_RATING _Code="1" _Type="AsAgreed"/>
<_LATE_COUNT _30Days="0" _60Days="0" _90Days="0"/>
<_PAYMENT_PATTERN _Data="CXCCCCCCCCCCCCCCCCCCCCCCCCCCCCCXXXXCXCXXXXXXXX" _StartDate="2022-05-16"/>
<CREDIT_REPOSITORY _SourceType="Experian"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE035" BorrowerID="Borrower01" CreditFileID="EA01" CreditTradeReferenceID="Primary" _AccountIdentifier="23010101678908343" _AccountOpenedDate="2015-11-01" _AccountOwnershipType="Individual" _AccountReportedDate="2016-11-01" _AccountStatusType="Closed" _AccountType="Installment" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _HighBalanceAmount="10890" _HighCreditAmount="10890" _LastActivityDate="2016-02-01" _MonthlyPaymentAmount="0" _MonthsReviewedCount="12" _TermsMonthsCount="3" _TermsDescription="3M" _TermsSourceType="Provided" _UnpaidBalanceAmount="0" CreditBusinessType="Banking" IsMortgageIndicator="N" IsClosedIndicator="Y" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="I" RawIndustryText="AllBanks" RawIndustryCode="BB" TradelineHashComplex="d2a105b3aa75c4ee228dda05b49713be" TradelineHashSimple="0c292b1326f53c1d01c73fa4ec93c27f">
<_CREDITOR _Name="BREMER BANK" _StreetAddress="8555 EAGLE POINT BLVD" _City="LAKE ELMO" _State="MN" _PostalCode="55042" _Phone="8009082265">
<CONTACT_DETAIL>
<CONTACT_POINT _Type="Phone" _Value="8009082265"/>
</CONTACT_DETAIL>
</_CREDITOR>
<_CURRENT_RATING _Code="1" _Type="AsAgreed"/>
<_LATE_COUNT _30Days="00" _60Days="00" _90Days="00"/>
<CREDIT_COMMENT _SourceType="Equifax" _Type="BureauRemarks" _Code="CF">
<_Text>CLOSED ACCOUNT</_Text>
</CREDIT_COMMENT>
<CREDIT_REPOSITORY _SourceType="Equifax" _SubscriberCode="901BB33610"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE036" BorrowerID="Borrower01" CreditFileID="RA01" CreditTradeReferenceID="Primary" _AccountBalanceDate="2020-08-28" _AccountIdentifier="542418XXXXXX" _AccountOpenedDate="2012-08-23" _AccountOwnershipType="JointContractualLiability" _AccountReportedDate="2020-08-28" _AccountStatusDate="2015-10-01" _AccountStatusType="Open" _AccountType="Revolving" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _CreditLimitAmount="1500" _LastActivityDate="2015-10-01" _MonthsReviewedCount="58" _UnpaidBalanceAmount="0" CreditBusinessType="Banking" CreditLoanType="CreditCard" CreditLoanTypeCode="18" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="R" RawIndustryText="BankCreditCards" RawIndustryCode="BC" TradelineHashComplex="43926513ad6ed1abf61a3db16341dc68" TradelineHashSimple="f4693ce7896b2f78fe4098345ae4fa87">
<_CREDITOR _Name="CITICARDS CBNA" _StreetAddress="PO BOX 6241" _City="SIOUX FALLS" _State="SD" _PostalCode="57117" _Phone="8009505114">
<CONTACT_DETAIL>
<CONTACT_POINT _Type="Phone" _Value="8009505114"/>
</CONTACT_DETAIL>
</_CREDITOR>
<_CURRENT_RATING _Code="1" _Type="AsAgreed"/>
<_LATE_COUNT _30Days="0" _60Days="0" _90Days="0"/>
<_PAYMENT_PATTERN _Data="XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX" _StartDate="2020-08-28"/>
<CREDIT_COMMENT _SourceType="Experian" _Type="StatusCode" _Code="11">
<_Text>THIS IS AN ACCOUNT IN GOOD STANDING</_Text>
</CREDIT_COMMENT>
<CREDIT_REPOSITORY _SourceType="Experian"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE037" BorrowerID="Borrower01" CreditFileID="RA01" CreditTradeReferenceID="Primary" _AccountBalanceDate="2022-07-15" _AccountIdentifier="426292XXXXXXXXXX" _AccountOpenedDate="2019-08-04" _AccountOwnershipType="Individual" _AccountReportedDate="2022-07-15" _AccountStatusDate="2022-07-01" _AccountStatusType="Open" _AccountType="Revolving" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _CreditLimitAmount="5000" _HighBalanceAmount="177" _HighCreditAmount="177" _LastActivityDate="2022-07-01" _MonthsReviewedCount="30" _UnpaidBalanceAmount="0" CreditBusinessType="Banking" CreditLoanType="CreditCard" CreditLoanTypeCode="18" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="R" RawIndustryText="BankCreditCards" RawIndustryCode="BC" TradelineHashComplex="f1f34a8ceb111e892b7909ae5629db97" TradelineHashSimple="72a0da1a171e48449b260dd8a7109627">
<_CREDITOR _Name="CITIZENS BANK" _StreetAddress="1 CITIZENS DR" _City="RIVERSIDE" _State="RI" _PostalCode="02915" _Phone="4014567000">
<CONTACT_DETAIL>
<CONTACT_POINT _Type="Phone" _Value="4014567000"/>
</CONTACT_DETAIL>
</_CREDITOR>
<_CURRENT_RATING _Code="1" _Type="AsAgreed"/>
<_LATE_COUNT _30Days="0" _60Days="0" _90Days="0"/>
<_PAYMENT_PATTERN _Data="CCCCCCCCCCCCCCCCCCCCCCCXCCCCCC" _StartDate="2022-07-15"/>
<CREDIT_COMMENT _SourceType="Experian" _Type="StatusCode" _Code="11">
<_Text>THIS IS AN ACCOUNT IN GOOD STANDING</_Text>
</CREDIT_COMMENT>
<CREDIT_REPOSITORY _SourceType="Experian"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE038" BorrowerID="Borrower01" CreditFileID="TA01" CreditTradeReferenceID="Primary" _AccountClosedDate="2017-09-30" _AccountIdentifier="7X4X6X5X8XDXXXXX" _AccountOpenedDate="2013-11-19" _AccountOwnershipType="Individual" _AccountReportedDate="2017-09-30" _AccountStatusType="Closed" _AccountType="Installment" _ChargeOffDate="2017-09-30" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="Y" _HighBalanceAmount="3500" _LastActivityDate="2017-09-19" _MonthlyPaymentAmount="0" _MonthsReviewedCount="44" _PastDueAmount="0" _TermsMonthsCount="119" _TermsDescription="119M" _TermsSourceType="Provided" _UnpaidBalanceAmount="0" CreditBusinessType="Employment" CreditLoanType="Educational" CreditLoanTypeCode="ST" _OriginalBalanceAmount="000003500" IsMortgageIndicator="N" IsClosedIndicator="Y" IsCollectionIndicator="N" IsChargeoffIndicator="Y" DateClosedIndicator="C" LastPaymentDate="2017-09-19" RawAccountStatus="C" RawAccountType="I" RawIndustryText="Education/employment" RawIndustryCode="E" TradelineHashComplex="34b3393769deb21c324e6ded261f703a" TradelineHashSimple="7f673d5d8b207acee5b7acf657717d12" TUI_Handle="TR01_-234210802_1766225079_73">
<_CREDITOR _Name="EDFINANCIAL"/>
<_CURRENT_RATING _Code="5" _Type="LateOver120Days"/>
<_HIGHEST_ADVERSE_RATING _Code="9" _Date="2016-12-01" _Type="CollectionOrChargeOff"/>
<_LATE_COUNT _30Days="00" _60Days="00" _90Days="09"/>
<_MOST_RECENT_ADVERSE_RATING _Code="5" _Date="2017-09-30" _Type="LateOver120Days"/>
<_PAYMENT_PATTERN _Data="444444443CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC" _StartDate="2017-08-30"/>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="BureauRemarks" _Code="SLP">
<_Text>STUDENT LOAN PERM ASSIGN GOVERNMENT</_Text>
</CREDIT_COMMENT>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="Other" _TypeOtherDescription="Handle" _Code="TR01_-234210802_1766225079_73"/>
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="039ED271"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE039" BorrowerID="Borrower01" CreditFileID="TA01" CreditTradeReferenceID="Primary" _AccountClosedDate="2017-09-30" _AccountIdentifier="7X4X6X5X8XDXXXXX" _AccountOpenedDate="2013-11-26" _AccountOwnershipType="Individual" _AccountReportedDate="2017-09-30" _AccountStatusType="Closed" _AccountType="Installment" _ChargeOffDate="2017-09-30" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="Y" _HighBalanceAmount="3467" _LastActivityDate="2017-09-19" _MonthlyPaymentAmount="0" _MonthsReviewedCount="44" _PastDueAmount="0" _TermsMonthsCount="119" _TermsDescription="119M" _TermsSourceType="Provided" _UnpaidBalanceAmount="0" CreditBusinessType="Employment" CreditLoanType="Educational" CreditLoanTypeCode="ST" _OriginalBalanceAmount="000003467" IsMortgageIndicator="N" IsClosedIndicator="Y" IsCollectionIndicator="N" IsChargeoffIndicator="Y" DateClosedIndicator="C" LastPaymentDate="2017-09-19" RawAccountStatus="C" RawAccountType="I" RawIndustryText="Education/employment" RawIndustryCode="E" TradelineHashComplex="9acb4f7ffb8ebd58b2f41e513477e9e8" TradelineHashSimple="7f673d5d8b207acee5b7acf657717d12" TUI_Handle="TR01_-234210802_1766225079_73">
<_CREDITOR _Name="EDFINANCIAL"/>
<_CURRENT_RATING _Code="5" _Type="LateOver120Days"/>
<_HIGHEST_ADVERSE_RATING _Code="9" _Date="2016-12-01" _Type="CollectionOrChargeOff"/>
<_LATE_COUNT _30Days="00" _60Days="00" _90Days="09"/>
<_MOST_RECENT_ADVERSE_RATING _Code="5" _Date="2017-09-30" _Type="LateOver120Days"/>
<_PAYMENT_PATTERN _Data="444444443CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC" _StartDate="2017-08-30"/>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="BureauRemarks" _Code="SLP">
<_Text>STUDENT LOAN PERM ASSIGN GOVERNMENT</_Text>
</CREDIT_COMMENT>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="Other" _TypeOtherDescription="Handle" _Code="TR01_-234210802_1766225079_73"/>
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="039ED271"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE040" BorrowerID="Borrower01" CreditFileID="RA01" CreditTradeReferenceID="Primary" _AccountBalanceDate="2020-08-28" _AccountIdentifier="XXXX" _AccountOpenedDate="2016-12-01" _AccountOwnershipType="Individual" _AccountReportedDate="2020-08-28" _AccountStatusDate="2019-11-01" _AccountStatusType="Open" _AccountType="Revolving" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _CreditLimitAmount="1201" _HighBalanceAmount="145" _HighCreditAmount="145" _LastActivityDate="2019-11-01" _MonthsReviewedCount="25" _UnpaidBalanceAmount="0" CreditBusinessType="MiscellaneousAndPublicRecord" CreditLoanType="ChargeAccount" CreditLoanTypeCode="07" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="R" RawIndustryText="Retail,NotElsewhereClassified" RawIndustryCode="ZR" TradelineHashComplex="929c4191345aa7d43272c8d99cd2fd32" TradelineHashSimple="afd7fc38ee4f9917331e117014fb024a">
<_CREDITOR _Name="FILENES" _StreetAddress="70 FRANKLIN ST" _City="DORCHESTER" _State="MA" _PostalCode="02122" _Phone="BYMAILONLY">
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<CONTACT_POINT _Type="Phone" _Value="BYMAILONLY"/>
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<_CURRENT_RATING _Code="1" _Type="AsAgreed"/>
<_LATE_COUNT _30Days="0" _60Days="0" _90Days="0"/>
<_PAYMENT_PATTERN _Data="XXXXXXXXXCCCCCCCCCCCCCCCC" _StartDate="2020-08-28"/>
<CREDIT_COMMENT _SourceType="Experian" _Type="StatusCode" _Code="11">
<_Text>THIS IS AN ACCOUNT IN GOOD STANDING</_Text>
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<CREDIT_REPOSITORY _SourceType="Experian"/>
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<CREDIT_LIABILITY CreditLiabilityID="TRADE041" BorrowerID="Borrower01" CreditFileID="EA01" CreditTradeReferenceID="Primary" _AccountIdentifier="156120123899" _AccountOpenedDate="2018-01-01" _AccountOwnershipType="JointContractualLiability" _AccountReportedDate="2022-07-01" _AccountStatusType="Open" _AccountType="Revolving" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _CreditLimitAmount="9500" _LastActivityDate="2022-06-01" _MonthsReviewedCount="53" _UnpaidBalanceAmount="0" CreditBusinessType="OilAndNationalCreditCards" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="R" RawIndustryText="NationalCreditCardCos." RawIndustryCode="ON" TradelineHashComplex="eb1a6c12dafacae785064fe3d38a112d" TradelineHashSimple="62d4a4320c89b07ad11c2686c562d6e8">
<_CREDITOR _Name="FIRST USA BANK, NA" _StreetAddress="2500 WESTFIELD RD,STE 6" _City="ELGIN" _State="IL" _PostalCode="60123" _Phone="8009558010">
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<CREDIT_REPOSITORY _SourceType="Equifax" _SubscriberCode="155ON00085"/>
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<CREDIT_LIABILITY CreditLiabilityID="TRADE042" BorrowerID="Borrower01" CreditFileID="RA01" CreditTradeReferenceID="Primary" _AccountBalanceDate="2016-03-04" _AccountIdentifier="527000XXXXXX" _AccountOpenedDate="2010-01-28" _AccountOwnershipType="Individual" _AccountPaidDate="2016-03-04" _AccountReportedDate="2016-03-04" _AccountStatusDate="2016-03-01" _AccountStatusType="Closed" _AccountType="Mortgage" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _HighBalanceAmount="146160" _LastActivityDate="2016-03-01" _MonthlyPaymentAmount="0" _MonthsReviewedCount="1" _TermsMonthsCount="360" _TermsDescription="360M" _TermsSourceType="Provided" _UnpaidBalanceAmount="0" CreditBusinessType="Finance" CreditLoanType="ConventionalRealEstateMortgage" CreditLoanTypeCode="26" _OriginalBalanceAmount="146160" IsMortgageIndicator="Y" IsClosedIndicator="Y" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="M" RawIndustryText="SavingsAndLoanCompanies" RawIndustryCode="FS" TradelineHashComplex="b8ffca1ce33dcc76eb865611c8391788" TradelineHashSimple="5588669f2d848d6709d0b0b751f2d05f">
<_CREDITOR _Name="FLEET FINANCIAL SERVIC" _StreetAddress="174 UNION ST" _City="NEW BEDFORD" _State="MA" _PostalCode="02740" _Phone="5089965000">
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<_PAYMENT_PATTERN _Data="C" _StartDate="2016-03-04"/>
<CREDIT_REPOSITORY _SourceType="Experian"/>
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<CREDIT_LIABILITY CreditLiabilityID="TRADE043" BorrowerID="Borrower01" CreditFileID="EA01" CreditTradeReferenceID="Primary" _AccountIdentifier="904023908967458" _AccountOpenedDate="2015-03-01" _AccountOwnershipType="JointContractualLiability" _AccountReportedDate="2021-01-01" _AccountStatusType="Closed" _AccountType="Revolving" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _HighBalanceAmount="1500" _HighCreditAmount="1500" _LastActivityDate="2016-12-01" _MonthlyPaymentAmount="0" _MonthsReviewedCount="11" _UnpaidBalanceAmount="0" CreditBusinessType="Banking" IsMortgageIndicator="N" IsClosedIndicator="Y" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="R" RawIndustryText="AllBanks" RawIndustryCode="BB" TradelineHashComplex="1e465c758eabf29c4dc7ff31ff137e22" TradelineHashSimple="67f133d5292f1ffdf5be640f088e1173">
<_CREDITOR _Name="FNB OMAHA" _StreetAddress="PO BOX 3412" _City="OMAHA" _State="NE" _PostalCode="68197" _Phone="MAIL ONLY">
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<_CURRENT_RATING _Code=" " _Type="NoDataAvailable"/>
<_LATE_COUNT _30Days="00" _60Days="00" _90Days="00"/>
<CREDIT_COMMENT _SourceType="Equifax" _Type="BureauRemarks" _Code="FA">
<_Text>CLOSED OR PAID ACCOUNT/ZERO BALANCE</_Text>
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<CREDIT_COMMENT _SourceType="Equifax" _Type="BureauRemarks" _Code="DA">
<_Text>ACCOUNT CLOSED BY CONSUMER</_Text>
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<CREDIT_LIABILITY CreditLiabilityID="TRADE044" BorrowerID="Borrower01" CreditFileID="EA01" CreditTradeReferenceID="Primary" _AccountIdentifier="HDD424UIJ6" _AccountOpenedDate="2019-10-01" _AccountOwnershipType="Individual" _AccountReportedDate="2020-07-01" _AccountStatusType="Closed" _AccountType="Installment" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _HighBalanceAmount="23043" _HighCreditAmount="23043" _LastActivityDate="2020-07-01" _MonthlyPaymentAmount="0" _MonthsReviewedCount="9" _UnpaidBalanceAmount="0" CreditBusinessType="Finance" CreditLoanType="Automobile" IsMortgageIndicator="N" IsClosedIndicator="Y" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="I" RawIndustryText="AutoFinancing" RawIndustryCode="FA" TradelineHashComplex="1661fb1132221089c23345c63b160e77" TradelineHashSimple="fb11ed0b1584f6df1a1c0ec27c3471df">
<_CREDITOR _Name="FORD MOTOR CREDIT" _StreetAddress="BOX 59001" _City="MINNEAPOLIS" _State="MN" _PostalCode="554590001" _Phone="MAIL ONLY">
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<CONTACT_POINT _Type="Phone" _Value=" MAIL ONLY"/>
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<_Text>CLOSED OR PAID ACCOUNT/ZERO BALANCE</_Text>
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<CREDIT_COMMENT _SourceType="Equifax" _Type="BureauRemarks" _Code="AO">
<_Text>AUTO</_Text>
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<CREDIT_REPOSITORY _SourceType="Equifax" _SubscriberCode="905FA03831"/>
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<CREDIT_LIABILITY CreditLiabilityID="TRADE045" BorrowerID="Borrower01" CreditFileID="RA01" CreditTradeReferenceID="Primary" _AccountBalanceDate="2019-07-28" _AccountIdentifier="XXXX" _AccountOpenedDate="2011-01-21" _AccountOwnershipType="Individual" _AccountReportedDate="2019-07-28" _AccountStatusDate="2019-07-01" _AccountStatusType="Closed" _AccountType="Revolving" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _HighBalanceAmount="550" _HighCreditAmount="550" _LastActivityDate="2019-07-01" _MonthlyPaymentAmount="0" _MonthsReviewedCount="8" _UnpaidBalanceAmount="" CreditBusinessType="Banking" CreditLoanType="CreditCard" CreditLoanTypeCode="18" IsMortgageIndicator="N" IsClosedIndicator="Y" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="R" RawIndustryText="BankCreditCards" RawIndustryCode="BC" TradelineHashComplex="a4006e7f8bd1e418eef0a738296b2595" TradelineHashSimple="8a26cc8553536452473d9a876c4a948e">
<_CREDITOR _Name="HSBC/HBSB NA" _StreetAddress="251 MAIN ST" _City="BUFFALO" _State="NY" _PostalCode="14203" _Phone="BYMAILONLY">
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<_PAYMENT_PATTERN _Data="CXXCXXXC" _StartDate="2019-07-28"/>
<CREDIT_REPOSITORY _SourceType="Experian"/>
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<CREDIT_LIABILITY CreditLiabilityID="TRADE046" BorrowerID="Borrower01" CreditFileID="RA01" CreditTradeReferenceID="Primary" _AccountBalanceDate="2022-08-02" _AccountIdentifier="401840XXXXXXXXXX" _AccountOpenedDate="2008-01-01" _AccountOwnershipType="JointContractualLiability" _AccountReportedDate="2022-08-02" _AccountStatusDate="2022-08-01" _AccountStatusType="Open" _AccountType="Revolving" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _HighBalanceAmount="2611" _HighCreditAmount="2611" _LastActivityDate="2022-08-01" _MonthsReviewedCount="49" _UnpaidBalanceAmount="0" CreditBusinessType="DepartmentAndMailOrder" CreditLoanType="ChargeAccount" CreditLoanTypeCode="07" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="R" RawIndustryText="DepartmentAndVarietyStores;Non-specific" RawIndustryCode="DZ" TradelineHashComplex="8b09ee380532b056d55feaa1d99a30a6" TradelineHashSimple="5859f1db8d077c4a023adcfb59ac6138">
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<_PAYMENT_PATTERN _Data="CCCCCXCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC" _StartDate="2022-08-02"/>
<CREDIT_COMMENT _SourceType="Experian" _Type="StatusCode" _Code="11">
<_Text>THIS IS AN ACCOUNT IN GOOD STANDING</_Text>
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<CREDIT_REPOSITORY _SourceType="Experian"/>
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<CREDIT_LIABILITY CreditLiabilityID="TRADE047" BorrowerID="Borrower01" CreditFileID="RA01" CreditTradeReferenceID="Primary" _AccountBalanceDate="2022-08-12" _AccountIdentifier="528600XXXXXX" _AccountOpenedDate="2014-04-01" _AccountOwnershipType="JointContractualLiability" _AccountReportedDate="2022-08-12" _AccountStatusDate="2022-08-01" _AccountStatusType="Closed" _AccountType="Revolving" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _CreditLimitAmount="2000" _HighBalanceAmount="1900" _HighCreditAmount="1900" _LastActivityDate="2022-08-01" _MonthlyPaymentAmount="0" _MonthsReviewedCount="48" _UnpaidBalanceAmount="0" CreditBusinessType="Banking" CreditLoanType="CreditCard" CreditLoanTypeCode="18" IsMortgageIndicator="N" IsClosedIndicator="Y" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="R" RawIndustryText="BankCreditCards" RawIndustryCode="BC" TradelineHashComplex="24dde2ebdf9424254fe7419aad48101f" TradelineHashSimple="c74df3924229d544a2849c64bab18de1">
<_CREDITOR _Name="JPMCB CARD" _StreetAddress="800 BROOKSEDGE BLVD" _City="WESTERVILLE" _State="OH" _PostalCode="43081" _Phone="8009559900">
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<CONTACT_POINT _Type="Phone" _Value="8009559900"/>
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<_PAYMENT_PATTERN _Data="CCCCCCCCCCXCCCCCCCCCCCCCCCCCCCCCCXXXXXXXXXXXXXXX" _StartDate="2022-08-12"/>
<CREDIT_COMMENT _SourceType="Experian" _Type="StatusCode" _Code="11">
<_Text>THIS IS AN ACCOUNT IN GOOD STANDING</_Text>
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<CREDIT_COMMENT _SourceType="Experian" _Type="BureauRemarks" _Code="19">
<_Text>ACCOUNT CLOSED AT CONSUMER'S REQUEST</_Text>
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<CREDIT_REPOSITORY _SourceType="Experian"/>
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<CREDIT_LIABILITY CreditLiabilityID="TRADE048" BorrowerID="Borrower01" CreditFileID="TA01" CreditTradeReferenceID="Primary" _AccountClosedDate="2015-10-13" _AccountIdentifier="3X2XX" _AccountOpenedDate="2015-05-16" _AccountOwnershipType="Individual" _AccountReportedDate="2015-10-13" _AccountStatusType="Transferred" _AccountType="Installment" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _HighBalanceAmount="747" _LastActivityDate="2015-10-13" _MonthlyPaymentAmount="0" _MonthsReviewedCount="4" _PastDueAmount="0" _TermsMonthsCount="120" _TermsDescription="120M" _TermsSourceType="Provided" _UnpaidBalanceAmount="0" CreditBusinessType="Employment" CreditLoanType="Educational" CreditLoanTypeCode="ST" _OriginalBalanceAmount="000000747" IsMortgageIndicator="N" IsClosedIndicator="Y" IsCollectionIndicator="N" IsChargeoffIndicator="N" DateClosedIndicator="C" RawAccountStatus="C" RawAccountType="I" RawIndustryText="Education/employment" RawIndustryCode="E" TradelineHashComplex="7cae5efb3cf95811ef24b33542d0d3e8" TradelineHashSimple="a9cf8e88ac2d83ba884a8cc306f4fad9" TUI_Handle="TR01_49772014_1863044865_73">
<_CREDITOR _Name="NELNET LNS"/>
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<_LATE_COUNT _30Days="00" _60Days="00" _90Days="00"/>
<_PAYMENT_PATTERN _Data="CCCC" _StartDate="2015-09-13"/>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="BureauRemarks" _Code="TRF">
<_Text>TRANSFER</_Text>
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<CREDIT_COMMENT _SourceType="TransUnion" _Type="Other" _TypeOtherDescription="Handle" _Code="TR01_49772014_1863044865_73"/>
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="08834002"/>
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<CREDIT_LIABILITY CreditLiabilityID="TRADE049" BorrowerID="Borrower01" CreditFileID="TA01" CreditTradeReferenceID="Primary" _AccountClosedDate="2015-10-13" _AccountIdentifier="3X3XX" _AccountOpenedDate="2015-05-16" _AccountOwnershipType="Individual" _AccountReportedDate="2015-10-13" _AccountStatusType="Transferred" _AccountType="Installment" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _HighBalanceAmount="578" _LastActivityDate="2015-10-13" _MonthlyPaymentAmount="0" _MonthsReviewedCount="4" _PastDueAmount="0" _TermsMonthsCount="120" _TermsDescription="120M" _TermsSourceType="Provided" _UnpaidBalanceAmount="0" CreditBusinessType="Employment" CreditLoanType="Educational" CreditLoanTypeCode="ST" _OriginalBalanceAmount="000000578" IsMortgageIndicator="N" IsClosedIndicator="Y" IsCollectionIndicator="N" IsChargeoffIndicator="N" DateClosedIndicator="C" RawAccountStatus="C" RawAccountType="I" RawIndustryText="Education/employment" RawIndustryCode="E" TradelineHashComplex="875b49dabd149974e9876e0d83dbe67e" TradelineHashSimple="f069b7b2b24bd47057cf89c3d7795e32" TUI_Handle="TR01_49772975_1863044865_73">
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<_LATE_COUNT _30Days="00" _60Days="00" _90Days="00"/>
<_PAYMENT_PATTERN _Data="CCCC" _StartDate="2015-09-13"/>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="BureauRemarks" _Code="TRF">
<_Text>TRANSFER</_Text>
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<CREDIT_COMMENT _SourceType="TransUnion" _Type="Other" _TypeOtherDescription="Handle" _Code="TR01_49772975_1863044865_73"/>
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="08834002"/>
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<_LATE_COUNT _30Days="00" _60Days="00" _90Days="00"/>
<_PAYMENT_PATTERN _Data="CCCCC" _StartDate="2015-07-13"/>
<CREDIT_COMMENT _SourceType="TransUnion" _Type="BureauRemarks" _Code="TRF">
<_Text>TRANSFER</_Text>
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<CREDIT_COMMENT _SourceType="TransUnion" _Type="Other" _TypeOtherDescription="Handle" _Code="TR01_51620978_1863044865_73"/>
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="08834002"/>
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<CREDIT_LIABILITY CreditLiabilityID="TRADE051" BorrowerID="Borrower01" CreditFileID="RA01" CreditTradeReferenceID="Primary" _AccountBalanceDate="2020-08-27" _AccountIdentifier="134834XX" _AccountOpenedDate="2018-10-27" _AccountOwnershipType="Individual" _AccountReportedDate="2020-08-27" _AccountStatusDate="2014-04-01" _AccountStatusType="Open" _AccountType="Revolving" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _CreditLimitAmount="300" _LastActivityDate="2014-04-01" _MonthsReviewedCount="22" _UnpaidBalanceAmount="0" CreditBusinessType="Automotive" CreditLoanType="ChargeAccount" CreditLoanTypeCode="07" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="R" RawIndustryText="AutomobileDealers,Used" RawIndustryCode="AU" TradelineHashComplex="9d73a346836206831f61f5890a56947b" TradelineHashSimple="39c31cbe047dcb458c2f52ddbcd56eb4">
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<_PAYMENT_PATTERN _Data="XXXXXXXXXXXXXXXXXXXXXX" _StartDate="2020-08-27"/>
<CREDIT_COMMENT _SourceType="Experian" _Type="StatusCode" _Code="11">
<_Text>THIS IS AN ACCOUNT IN GOOD STANDING</_Text>
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<CREDIT_REPOSITORY _SourceType="Experian"/>
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<CREDIT_LIABILITY CreditLiabilityID="TRADE052" BorrowerID="Borrower01" CreditFileID="RA01" CreditTradeReferenceID="Primary" _AccountBalanceDate="2020-08-27" _AccountIdentifier="141963XX" _AccountOpenedDate="2003-01-01" _AccountOwnershipType="JointContractualLiability" _AccountReportedDate="2020-08-27" _AccountStatusDate="2016-02-01" _AccountStatusType="Open" _AccountType="Revolving" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _HighBalanceAmount="1099" _HighCreditAmount="1099" _LastActivityDate="2016-02-01" _MonthsReviewedCount="22" _UnpaidBalanceAmount="0" CreditBusinessType="Automotive" CreditLoanType="ChargeAccount" CreditLoanTypeCode="07" IsMortgageIndicator="N" IsClosedIndicator="N" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="R" RawIndustryText="AutomobileDealers,Used" RawIndustryCode="AU" TradelineHashComplex="03789d95f69ff46a0904f330bddebd00" TradelineHashSimple="105b00796bbf1cec2b7d6c2cde5ff089">
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<_PAYMENT_PATTERN _Data="XXXXXXXXXXXXXXXXXXXXXX" _StartDate="2020-08-27"/>
<CREDIT_COMMENT _SourceType="Experian" _Type="StatusCode" _Code="11">
<_Text>THIS IS AN ACCOUNT IN GOOD STANDING</_Text>
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<CREDIT_REPOSITORY _SourceType="Experian"/>
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<CONTACT_DETAIL>
<CONTACT_POINT _Type="Phone" _Value="BYMAILONLY"/>
</CONTACT_DETAIL>
</_CREDITOR>
<_CURRENT_RATING _Code="1" _Type="AsAgreed"/>
<_LATE_COUNT _30Days="0" _60Days="0" _90Days="0"/>
<_PAYMENT_PATTERN _Data="CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCX" _StartDate="2022-07-15"/>
<CREDIT_COMMENT _SourceType="Experian" _Type="StatusCode" _Code="11">
<_Text>THIS IS AN ACCOUNT IN GOOD STANDING</_Text>
</CREDIT_COMMENT>
<CREDIT_REPOSITORY _SourceType="Experian"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE054" BorrowerID="Borrower01" CreditFileID="RA01" CreditTradeReferenceID="Primary" _AccountBalanceDate="2016-08-28" _AccountIdentifier="540193XXXXXXXXXX" _AccountOpenedDate="2015-04-28" _AccountOwnershipType="Individual" _AccountReportedDate="2016-08-28" _AccountStatusDate="2016-08-01" _AccountStatusType="Closed" _AccountType="Revolving" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _CreditLimitAmount="7500" _LastActivityDate="2016-08-01" _MonthlyPaymentAmount="0" _MonthsReviewedCount="1" _UnpaidBalanceAmount="0" CreditBusinessType="Banking" CreditLoanType="CreditCard" CreditLoanTypeCode="18" IsMortgageIndicator="N" IsClosedIndicator="Y" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="R" RawIndustryText="AllBanks;Non-specific" RawIndustryCode="BB" TradelineHashComplex="023cede74e58e33e3fc4c878fc210579" TradelineHashSimple="34c90211c305f3ff865c5437da5e8e66">
<_CREDITOR _Name="UNION PLANTERS BANK" _StreetAddress="PO BOX 131" _City="MEMPHIS" _State="TN" _PostalCode="38101" _Phone="BYMAILONLY">
<CONTACT_DETAIL>
<CONTACT_POINT _Type="Phone" _Value="BYMAILONLY"/>
</CONTACT_DETAIL>
</_CREDITOR>
<_CURRENT_RATING _Code="1" _Type="AsAgreed"/>
<_LATE_COUNT _30Days="0" _60Days="0" _90Days="0"/>
<_PAYMENT_PATTERN _Data="C" _StartDate="2016-08-28"/>
<CREDIT_REPOSITORY _SourceType="Experian"/>
</CREDIT_LIABILITY>
<CREDIT_LIABILITY CreditLiabilityID="TRADE055" BorrowerID="Borrower01" CreditFileID="EA01" CreditTradeReferenceID="Primary" _AccountIdentifier="45120467021979561" _AccountOpenedDate="2017-01-01" _AccountOwnershipType="JointContractualLiability" _AccountReportedDate="2020-01-01" _AccountStatusType="Closed" _AccountType="Revolving" _ConsumerDisputeIndicator="N" _DerogatoryDataIndicator="N" _HighBalanceAmount="1500" _HighCreditAmount="1500" _LastActivityDate="2018-08-01" _MonthlyPaymentAmount="0" _MonthsReviewedCount="35" _UnpaidBalanceAmount="0" CreditBusinessType="Banking" IsMortgageIndicator="N" IsClosedIndicator="Y" IsCollectionIndicator="N" IsChargeoffIndicator="N" RawAccountType="R" RawIndustryText="AllBanks" RawIndustryCode="BB" TradelineHashComplex="7525b0b56278e9c98c0a18fa364c2ad3" TradelineHashSimple="9b82adbd6c8f21c64bb9e4f002f4ae01">
<_CREDITOR _Name="US BANK/MERCHANT" _StreetAddress="PO BOX 5830" _City="PORTLAND" _State="OR" _PostalCode="97208" _Phone="5038138424">
<CONTACT_DETAIL>
<CONTACT_POINT _Type="Phone" _Value="5038138424"/>
</CONTACT_DETAIL>
</_CREDITOR>
<_CURRENT_RATING _Code="1" _Type="AsAgreed"/>
<_LATE_COUNT _30Days="00" _60Days="00" _90Days="00"/>
<CREDIT_COMMENT _SourceType="Equifax" _Type="BureauRemarks" _Code="FA">
<_Text>CLOSED OR PAID ACCOUNT/ZERO BALANCE</_Text>
</CREDIT_COMMENT>
<CREDIT_COMMENT _SourceType="Equifax" _Type="BureauRemarks" _Code="CF">
<_Text>CLOSED ACCOUNT</_Text>
</CREDIT_COMMENT>
<CREDIT_REPOSITORY _SourceType="Equifax" _SubscriberCode="133BB01201"/>
</CREDIT_LIABILITY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY001" BorrowerID="Borrower01" CreditFileID="EA01" _Name="CITI CARDS CBSDNA" _StreetAddress="PO BOX 6241" _City="SIOUX FALLS" _State="SD" _PostalCode="57117" _Phone="8009505114" _Date="2022-08-26" CreditBusinessType="OilAndNationalCreditCards" RawIndustryText="NationalCreditCardCos." RawIndustryCode="ON" _PurposeType="HARD" InquiryHashComplex="1e46b90f91bca04ac738b5ee1c124f1f" InquiryHashSimple="2c635cc648d77210676b17a85eb61b21">
<CREDIT_REPOSITORY _SourceType="Equifax" _SubscriberCode="404ON00630"/>
</CREDIT_INQUIRY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY002" BorrowerID="Borrower01" CreditFileID="EA01" _Name="WELLS FARGO" _Date="2022-08-17" CreditBusinessType="PersonalServicesNotMedical" RawIndustryText="Services,NotElsewhere,Etc." RawIndustryCode="ZS" _PurposeType="HARD" InquiryHashComplex="817de3108a46a5e65e3db3e2ae32c147" InquiryHashSimple="26f17fcdeb847f76e7c6b8517f0e7471">
<CREDIT_REPOSITORY _SourceType="Equifax" _SubscriberCode="999ZS01090"/>
</CREDIT_INQUIRY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY003" BorrowerID="Borrower01" CreditFileID="EA01" _Name="CITIGROUP RISK SYSTE" _Date="2022-08-07" CreditBusinessType="Banking" RawIndustryText="AllBanks" RawIndustryCode="BB" _PurposeType="HARD" InquiryHashComplex="a9796fab9920324bc3cf66c7c49e5e33" InquiryHashSimple="9d557193eafb3c9281725ba0556b415f">
<CREDIT_REPOSITORY _SourceType="Equifax" _SubscriberCode="999BB13001"/>
</CREDIT_INQUIRY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY004" BorrowerID="Borrower01" CreditFileID="EA01" _Name="WELLS FARGO BANK, N." _Date="2022-08-03" CreditBusinessType="Banking" RawIndustryText="AllBanks" RawIndustryCode="BB" _PurposeType="HARD" InquiryHashComplex="3589c4a4dca43858a95314a3b798b86d" InquiryHashSimple="336fa2ef10d33f020ff23dbdc08d9c05">
<CREDIT_REPOSITORY _SourceType="Equifax" _SubscriberCode="999BB20477"/>
</CREDIT_INQUIRY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY005" BorrowerID="Borrower01" CreditFileID="EA01" _Name="DISCOVER BANK" _Date="2022-08-02" CreditBusinessType="Banking" RawIndustryText="AllBanks" RawIndustryCode="BB" _PurposeType="HARD" InquiryHashComplex="c89ee984edb581966d037030271e9cce" InquiryHashSimple="8e5db35bdad166abf31861c2bae7aa9e">
<CREDIT_REPOSITORY _SourceType="Equifax" _SubscriberCode="999BB30251"/>
</CREDIT_INQUIRY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY006" BorrowerID="Borrower01" CreditFileID="EA01" _Name="WELLS FARGO BANK, N." _Date="2022-08-02" CreditBusinessType="Banking" RawIndustryText="AllBanks" RawIndustryCode="BB" _PurposeType="HARD" InquiryHashComplex="e463af1ed5aaeddd6a168f469fcdb384" InquiryHashSimple="8e5db35bdad166abf31861c2bae7aa9e">
<CREDIT_REPOSITORY _SourceType="Equifax" _SubscriberCode="999BB20477"/>
</CREDIT_INQUIRY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY007" BorrowerID="Borrower01" CreditFileID="EA01" _Name="WELLS FARGO BANK MIN" _StreetAddress="21 1ST STREET SW" _City="ROCHESTER" _State="MN" _PostalCode="55903" _Phone="5073345546" _Date="2022-07-28" CreditBusinessType="Banking" RawIndustryText="AllBanks" RawIndustryCode="BB" _PurposeType="HARD" InquiryHashComplex="d3e714bcdafcf84f2c015bdcdb410481" InquiryHashSimple="6066b4bc946542b05e9e0bb30a0364ca">
<CREDIT_REPOSITORY _SourceType="Equifax" _SubscriberCode="620BB09187"/>
</CREDIT_INQUIRY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY008" BorrowerID="Borrower01" CreditFileID="EA01" _Name="WELLS FARGO BANK NV" _StreetAddress="PO BOX 3696" _City="PORTLAND" _State="OR" _PostalCode="97208" _Phone="8006424720" _Date="2022-07-18" CreditBusinessType="OilAndNationalCreditCards" RawIndustryText="NationalCreditCardCos." RawIndustryCode="ON" _PurposeType="HARD" InquiryHashComplex="55855844ef0bc7e3a84d567226d03587" InquiryHashSimple="bb820490b62e0f079f20e3c3eaa2e810">
<CREDIT_REPOSITORY _SourceType="Equifax" _SubscriberCode="612ON18547"/>
</CREDIT_INQUIRY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY009" BorrowerID="Borrower01" CreditFileID="EA01" _Name="SPRINTNEXTEL- LONG D" _StreetAddress="8100 WARD PARKWAY" _City="KANSAS CITY" _State="MO" _PostalCode="641142006" _Phone="MAIL ONLY" _Date="2022-07-11" CreditBusinessType="UtilitiesAndFuel" RawIndustryText="TelephoneCompanies" RawIndustryCode="UT" _PurposeType="HARD" InquiryHashComplex="049535340ed6ff2a64283f94f7c4fd0f" InquiryHashSimple="08fa85ed6c70c66b788a32b4e96a5ba6">
<CREDIT_REPOSITORY _SourceType="Equifax" _SubscriberCode="910UT10942"/>
</CREDIT_INQUIRY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY010" BorrowerID="Borrower01" CreditFileID="EA01" _Name="RDO FINANCIAL SERVIC" _StreetAddress="700 7TH STREET S" _City="FARGO" _State="ND" _PostalCode="58103" _Phone="7015269714" _Date="2022-03-08" CreditBusinessType="Automotive" RawIndustryText="AutomobileDealers,New" RawIndustryCode="AN" _PurposeType="HARD" InquiryHashComplex="d8976e4b95b98fa9cbc409cbc43dcaad" InquiryHashSimple="966dbecaaffaf818fa1f29efdf69a023">
<CREDIT_REPOSITORY _SourceType="Equifax" _SubscriberCode="618AN00112"/>
</CREDIT_INQUIRY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY011" BorrowerID="Borrower01" CreditFileID="EA01" _Name="PNC BANK- CARD SERVI" _StreetAddress="4653 E. MAIN ST." _City="COLUMBUS" _State="OH" _PostalCode="432510410" _Phone="6148633850" _Date="2022-02-07" CreditBusinessType="Banking" RawIndustryText="AllBanks" RawIndustryCode="BB" _PurposeType="HARD" InquiryHashComplex="6d3cd977d9ba1ab54cd24c07d93dd483" InquiryHashSimple="c2b752b1bda2250f8a165ebe167dae94">
<CREDIT_REPOSITORY _SourceType="Equifax" _SubscriberCode="667BB32198"/>
</CREDIT_INQUIRY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY012" BorrowerID="Borrower01" CreditFileID="RA01" _Name="NOWCOM/STATEBURG AUTO" _StreetAddress="5845 BROAD ST" _City="SUMTER" _State="SC" _PostalCode="29154" _Phone="8034943333" _Date="2021-08-17" CreditBusinessType="Automotive" RawIndustryText="AutomobileDealers,Used" RawIndustryCode="AU" _PurposeType="HARD" InquiryHashComplex="3a741e379066ed70eba5937b97ad0999" InquiryHashSimple="5747bfda9ff92346201f8a2c663f975a">
<CREDIT_REPOSITORY _SourceType="Experian"/>
</CREDIT_INQUIRY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY013" BorrowerID="Borrower01" CreditFileID="RA01" _Name="700CR/ACURA OF BROOKLY" _StreetAddress="2751 NOSTRAND AVE" _City="BROOKLYN" _State="NY" _PostalCode="11210" _Phone="7182362334" _Date="2021-08-04" CreditBusinessType="Automotive" RawIndustryText="AutomobileDealers,Used" RawIndustryCode="AU" _PurposeType="HARD" InquiryHashComplex="e2ac1a83ccadaafafc36eedb49dbf664" InquiryHashSimple="3c515b2d1d5b63f4bd3777aaed81657d">
<CREDIT_REPOSITORY _SourceType="Experian"/>
</CREDIT_INQUIRY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY014" BorrowerID="Borrower01" CreditFileID="EA01" _Name="PNC BANK- CARD SERVI" _StreetAddress="4653 E. MAIN ST." _City="COLUMBUS" _State="OH" _PostalCode="432510410" _Phone="6148633850" _Date="2021-07-28" CreditBusinessType="Banking" RawIndustryText="AllBanks" RawIndustryCode="BB" _PurposeType="HARD" InquiryHashComplex="eadbd59dae5cd5d9914b78013ee1810c" InquiryHashSimple="6c76c063b5333cb727621893870daaca">
<CREDIT_REPOSITORY _SourceType="Equifax" _SubscriberCode="667BB32198"/>
</CREDIT_INQUIRY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY015" BorrowerID="Borrower01" CreditFileID="RA01" _Name="DISCOVER FINANCIAL SVC" _StreetAddress="PO BOX 15183" _City="WILMINGTON" _State="DE" _PostalCode="19850" _Phone="BYMAILONLY" _Date="2021-03-04" CreditBusinessType="Banking" RawIndustryText="BankCreditCards" RawIndustryCode="BC" _PurposeType="HARD" InquiryHashComplex="41ff6d90f563be93a135bab7d9d3bcd0" InquiryHashSimple="4a9b10a862a265a5229d12506a1c8486">
<CREDIT_REPOSITORY _SourceType="Experian"/>
</CREDIT_INQUIRY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY016" BorrowerID="Borrower01" CreditFileID="RA01" _Name="FIA CS" _StreetAddress="PO BOX 982238" _City="EL PASO" _State="TX" _PostalCode="79998" _Phone="8004212110" _Date="2020-08-03" CreditBusinessType="Banking" RawIndustryText="BankCreditCards" RawIndustryCode="BC" _PurposeType="HARD" InquiryHashComplex="c544a062a2861cc4628e85d23f44173a" InquiryHashSimple="729b59721329f9b7b7d7b7be43580eab">
<CREDIT_REPOSITORY _SourceType="Experian"/>
</CREDIT_INQUIRY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY017" BorrowerID="Borrower01" CreditFileID="TA01" _Name="INTEGRITY SO" _Date="2018-03-26" CreditBusinessType="CollectionServices" RawIndustryText="CollectionServices" RawIndustryCode="Y" _PurposeType="HARD" InquiryHashComplex="06cbd50797d6d2ce222c729e4172b0b8" InquiryHashSimple="3c6ebb0a6efd7ddcd76bb47d4bffa5fb">
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="03735740"/>
</CREDIT_INQUIRY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY018" BorrowerID="Borrower01" CreditFileID="TA01" _Name="SYNCB/WALMRT" _Date="2018-01-10" CreditBusinessType="OilAndNationalCreditCards" RawIndustryText="CreditCard,Travel,EntertainmentCompanies" RawIndustryCode="N" _PurposeType="HARD" InquiryHashComplex="716d4c6b19037dc8ab5d593eb99512ba" InquiryHashSimple="6b382555acc6a95b5d3745e59457ea34">
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="01212732"/>
</CREDIT_INQUIRY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY019" BorrowerID="Borrower01" CreditFileID="TA01" _Name="DCS" _Date="2017-09-02" CreditBusinessType="CollectionServices" RawIndustryText="CollectionServices" RawIndustryCode="Y" _PurposeType="HARD" InquiryHashComplex="3d3ab7f7ff71ba4f0c55fb79a9748af3" InquiryHashSimple="aa11d5a0a39cbfc3118d2aa0e82ee0b9">
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="02200138"/>
</CREDIT_INQUIRY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY020" BorrowerID="Borrower01" CreditFileID="TA01" _Name="TNT FINANC" _Date="2017-08-20" CreditBusinessType="Automotive" RawIndustryText="Automotive" RawIndustryCode="A" _PurposeType="HARD" InquiryHashComplex="3fe857e2d57eb2d6bb9ef958d705ec58" InquiryHashSimple="c1b47126164df10a8fcfe9ffd25c2cb0">
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="00092343"/>
</CREDIT_INQUIRY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY021" BorrowerID="Borrower01" CreditFileID="TA01" _Name="T-MOBILE" _Date="2017-08-11" CreditBusinessType="UtilitiesAndFuel" RawIndustryText="UtilitiesAndFuel" RawIndustryCode="U" _PurposeType="HARD" InquiryHashComplex="c3f6f02a35bc04248bb25df8165ea126" InquiryHashSimple="dae8f9dad3666d2fbf291513e6fc1b7d">
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="03747126"/>
</CREDIT_INQUIRY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY022" BorrowerID="Borrower01" CreditFileID="TA01" _Name="CAP ONE" _Date="2017-08-03" CreditBusinessType="Banking" RawIndustryText="BanksAndS&l" RawIndustryCode="B" _PurposeType="HARD" InquiryHashComplex="6a1073ccdf380d9de08bf42c38450232" InquiryHashSimple="fe30af618267f4ab713fda79def4a775">
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="02699824"/>
</CREDIT_INQUIRY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY023" BorrowerID="Borrower01" CreditFileID="TA01" _Name="CAP ONE" _Date="2017-06-10" CreditBusinessType="Banking" RawIndustryText="BanksAndS&l" RawIndustryCode="B" _PurposeType="HARD" InquiryHashComplex="f8e3365dcc0bf7bdc545fbab385b93b2" InquiryHashSimple="13b03c412f44253a85273d922474d133">
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="02699824"/>
</CREDIT_INQUIRY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY024" BorrowerID="Borrower01" CreditFileID="TA01" _Name="CAVALIER PH" _Date="2016-12-02" CreditBusinessType="UtilitiesAndFuel" RawIndustryText="UtilitiesAndFuel" RawIndustryCode="U" _PurposeType="HARD" InquiryHashComplex="fa4e531e24098c3932d220d399955b7c" InquiryHashSimple="9d384ca8a8970a0801690956abbc9d0a">
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="06193945"/>
</CREDIT_INQUIRY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY025" BorrowerID="Borrower01" CreditFileID="TA01" _Name="METABNK/FHUT" _Date="2016-11-20" CreditBusinessType="DepartmentAndMailOrder" RawIndustryText="Department/varietyAndOtherRetail" RawIndustryCode="D" _PurposeType="HARD" InquiryHashComplex="a0655d3adca417f6fcc7c7c679aa56ce" InquiryHashSimple="c10d88ffae538a7df7b9b9da27491767">
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="03764143"/>
</CREDIT_INQUIRY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY026" BorrowerID="Borrower01" CreditFileID="TA01" _Name="METABNK/FHUT" _Date="2016-08-19" CreditBusinessType="DepartmentAndMailOrder" RawIndustryText="Department/varietyAndOtherRetail" RawIndustryCode="D" _PurposeType="HARD" InquiryHashComplex="83349404f78c57f273193a746d4ff454" InquiryHashSimple="9be8b2bb3e3c4767138ff2c528e87edb">
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="03764143"/>
</CREDIT_INQUIRY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY027" BorrowerID="Borrower01" CreditFileID="TA01" _Name="FBD/THINK CA" _Date="2016-07-09" CreditBusinessType="Banking" RawIndustryText="BanksAndS&l" RawIndustryCode="B" _PurposeType="HARD" InquiryHashComplex="35d8637bb177e3c6795d733299545ed1" InquiryHashSimple="3b74288fbfb4c1e8ab8b8e440e829280">
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="05011227"/>
</CREDIT_INQUIRY>
<CREDIT_INQUIRY CreditInquiryID="INQUIRY028" BorrowerID="Borrower01" CreditFileID="TA01" _Name="CAP ONE" _Date="2016-07-03" CreditBusinessType="Banking" RawIndustryText="BanksAndS&l" RawIndustryCode="B" _PurposeType="HARD" InquiryHashComplex="40930534ddd1fbd4af64f91248de9109" InquiryHashSimple="58eb506feda0e96932bf49197dd0364b">
<CREDIT_REPOSITORY _SourceType="TransUnion" _SubscriberCode="02699824"/>
</CREDIT_INQUIRY>
<CREDIT_FILE CreditFileID="TA01" BorrowerID="Borrower01" CreditScoreID="SCORE001" CreditRepositorySourceType="TransUnion" _InfileDate="2018-05-18" _ResultStatusType="FileReturned">
<_ALERT_MESSAGE _CategoryType="FACTARiskScoreValue" _Type="Other" _TypeOtherDescription="Facta Fifth Reason Code" _Code="I">
<_Text>THE NUMBER OF INQUIRIES HAS ADVERSELY AFFECTED THE CREDIT SCORE</_Text>
</_ALERT_MESSAGE>
<_BORROWER _UnparsedName="DONALD BLAIR" _BirthDate="1940-06-09" _FirstName="DONALD" _LastName="BLAIR" _SSN="XXXXXXXXX">
<_RESIDENCE BorrowerResidencyType="Current" _StreetAddress="3627 W POPLAR ST" _City="SAN ANTONIO" _State="TX" _PostalCode="782286435" BorrowerResidencyDurationYears="6" BorrowerResidencyDurationMonths="1" _DateReported="2016-08-01"/>
<_RESIDENCE BorrowerResidencyType="Prior" _StreetAddress="3345 HOGARTH ST" _City="DETROIT" _State="MI" _PostalCode="48206" BorrowerResidencyDurationYears="5" BorrowerResidencyDurationMonths="8" _DateReported="2017-01-17"/>
<_RESIDENCE BorrowerResidencyType="Prior" _StreetAddress="1707 WAVERLY ST" _City="DETROIT" _State="MI" _PostalCode="48238"/>
</_BORROWER>
</CREDIT_FILE>
<CREDIT_FILE CreditFileID="RA01" BorrowerID="Borrower01" CreditScoreID="SCORE003" CreditRepositorySourceType="Experian" _InfileDate="2022-09-29" _ResultStatusType="FileReturned">
<_BORROWER _BirthDate="1939" _FirstName="DONALD" _MiddleName="L" _LastName="BLAIR">
<_RESIDENCE BorrowerResidencyType="Current" _StreetAddress="3627 W POPLAR ST" _City="SAN ANTONIO" _State="TX" _PostalCode="782286435" _DateReported="2014-02-04"/>
<_RESIDENCE BorrowerResidencyType="Prior" _StreetAddress="246 CALUMET PL" _City="SAN ANTONIO" _State="TX" _PostalCode="782093319" _DateReported="2017-03-27"/>
<_RESIDENCE BorrowerResidencyType="Prior" _StreetAddress="2441 NE LOOP 410" _City="SAN ANTONIO" _State="TX" _PostalCode="782175666" _DateReported="2007-01-01"/>
<EMPLOYER _Name="MORRISON MAHONEY MILLER" CurrentEmploymentStartDate="2009-04-18" EmploymentCurrentIndicator="Y" EmploymentReportedDate="2009-04-18"/>
<EMPLOYER _Name="MORRISON MAHONOY" PreviousEmploymentStartDate="2008-02-17" EmploymentCurrentIndicator="N" EmploymentReportedDate="2008-02-17"/>
</_BORROWER>
</CREDIT_FILE>
<CREDIT_FILE CreditFileID="EA01" BorrowerID="Borrower01" CreditScoreID="SCORE004" CreditRepositorySourceType="Equifax" _InfileDate="2022-09-29" _ResultStatusType="FileReturned">
<_ALERT_MESSAGE _CategoryType="FACTAAddressDiscrepancy" _Type="Other" _TypeOtherDescription="Facta Address" _Code="Y">
<_Text>- A SUBSTANTIAL DIFFERENCE IN ADDRESS OCCURRED</_Text>
</_ALERT_MESSAGE>
<_BORROWER _UnparsedName="DONALD L BLAIR" _BirthDate="1946-05-22" _FirstName="DONALD" _MiddleName="L" _LastName="BLAIR" _SSN="666285344">
<_RESIDENCE BorrowerResidencyType="Current" _StreetAddress="1018 EATS RIO GRANDE" _City="PEARSALL" _State="TX" _PostalCode="78061" BorrowerResidencyDurationMonths="2" _DateReported="2022-08-28"/>
<EMPLOYER _Name="VHOI FRQVWUXFWLRQ HA" EmploymentCurrentIndicator="Y" EmploymentPositionDescription="RZQHU"/>
<EMPLOYER _Name="VWHHOH ODQGVFDSLQJ" EmploymentCurrentIndicator="N" EmploymentPositionDescription="RZQHU"/>
</_BORROWER>
</CREDIT_FILE>
<CREDIT_SCORE CreditScoreID="SCORE001" BorrowerID="Borrower01" CreditFileID="TA01" _Date="2018-05-18" CreditReportIdentifier="2-donald-blair-1939-09" _FACTAInquiriesIndicator="Y" RiskBasedPricingPercent="80" RiskBasedPricingMin="801" RiskBasedPricingMax="802" _ModelNameType="Other" _ModelNameTypeOtherDescription="TransUnionVantageScore3.0" _Value="802" CreditRepositorySourceType="TransUnion">
<_FACTOR _Code="12" _Text="The date that you opened your oldest account is too recent"/>
<_FACTOR _Code="72" _Text="Too many installment accounts with a delinquent or derogatory payment status"/>
<_FACTOR _Code="8" _Text="You have either very few loans or too many loans with recent delinquencies"/>
<_FACTOR _Code="63" _Text="Lack of sufficient relevant real estate account information"/>
<_FACTOR _Code="I" _Text="Inquiries did impact the credit score"/>
</CREDIT_SCORE>
<CREDIT_SCORE CreditScoreID="SCORE002" BorrowerID="Borrower01" CreditFileID="TA01" _Date="2018-05-18" CreditReportIdentifier="2-donald-blair-1939-09" RiskBasedPricingPercent="12" RiskBasedPricingMin="553" RiskBasedPricingMax="559" _ModelNameType="Other" _ModelNameTypeOtherDescription="TransUnionVantageScore3.0" _Value="553" CreditRepositorySourceType="TransUnion">
<_FACTOR _Code="98" _Text="There is a bankruptcy on your credit report"/>
<_FACTOR _Code="47" _Text="No open bankcard or revolving accounts in your credit file"/>
<_FACTOR _Code="14" _Text="Lack of sufficient credit history"/>
<_FACTOR _Code="12" _Text="The date that you opened your oldest account is too recent"/>
</CREDIT_SCORE>
<CREDIT_SCORE CreditScoreID="SCORE003" BorrowerID="Borrower01" CreditFileID="RA01" _Date="2022-09-29" CreditReportIdentifier="2-donald-blair-1939-09" RiskBasedPricingPercent="77" RiskBasedPricingMin="784" RiskBasedPricingMax="786" _ModelNameType="Other" _ModelNameTypeOtherDescription="ExperianVantageScore3.0" _Value="786" CreditRepositorySourceType="Experian">
<_FACTOR _Code="4" _Text="The balances on your accounts are too high compared to loan amounts"/>
<_FACTOR _Code="95" _Text="You have too many collection agency accounts that are unpaid"/>
<_FACTOR _Code="85" _Text="You have too many inquiries on your credit report."/>
<_FACTOR _Code="36" _Text="Your largest credit limit on open bankcard or revolving accounts is too low"/>
</CREDIT_SCORE>
<CREDIT_SCORE CreditScoreID="SCORE004" BorrowerID="Borrower01" CreditFileID="EA01" _Date="2022-09-29" CreditReportIdentifier="2-donald-blair-1939-09" RiskBasedPricingPercent="50" RiskBasedPricingMin="727" RiskBasedPricingMax="729" _ModelNameType="Other" _ModelNameTypeOtherDescription="EquifaxVantageScore3.0" _Value="728" CreditRepositorySourceType="Equifax">
<_FACTOR _Code="85" _Text="You have too many inquiries on your credit report."/>
<_FACTOR _Code="43" _Text="Lack of sufficient credit history on bankcard or revolving accounts"/>
<_FACTOR _Code="32" _Text="Balances on bankcard or revolving accounts too high compared to credit limits"/>
<_FACTOR _Code="12" _Text="The date that you opened your oldest account is too recent"/>
</CREDIT_SCORE>
<CREDIT_SUMMARY BorrowerID="Borrower01" _Name="Attributes">
<_DATA_SET _Name="Number of tradelines" _ID="AP001" _Value="55"/>
<_DATA_SET _Name="Average age of open tradelines" _ID="AP002" _Value="112"/>
<_DATA_SET _Name="Average age of open tradelines; exclude auth user and joint ecoa" _ID="AP003" _Value="90"/>
<_DATA_SET _Name="Number of hard inquiries" _ID="AP004" _Value="15"/>
<_DATA_SET _Name="Number of payments" _ID="AP005" _Value="921"/>
<_DATA_SET _Name="Revolving utilization on open credit cards" _ID="AP006" _Value="6"/>
<_DATA_SET _Name="Total occurrences of minor delinqs" _ID="AP007" _Value="44"/>
<_DATA_SET _Name="Total number of major derogatory tradelines" _ID="AP008" _Value="11"/>
<_DATA_SET _Name="Total number of major derogatory tradelines calculated by TU" _ID="AP008_RAW" _Value="8"/>
<_DATA_SET _Name="AT01S:Number of trades" _ID="AT01S" _Value="55"/>
<_DATA_SET _Name="AT02S:Number of open trades" _ID="AT02S" _Value="35"/>
<_DATA_SET _Name="AT06S:Number of trades opened in past 6 months" _ID="AT06S" _Value="0"/>
<_DATA_SET _Name="AT09S:Number of trades opened in past 24 months" _ID="AT09S" _Value="1"/>
<_DATA_SET _Name="AT20S:Months since oldest trade opened" _ID="AT20S" _Value="333"/>
<_DATA_SET _Name="AT28A:Total credit line of open trades verified in past 12 months" _ID="AT28A" _Value="237082"/>
<_DATA_SET _Name="AT28B:Total credit line of open trades verified in past 12 months (excl mort and home equity)" _ID="AT28B" _Value="90922"/>
<_DATA_SET _Name="AT33A:Total balance of open trades verified in past 12 months" _ID="AT33A" _Value="130527"/>
<_DATA_SET _Name="AT33B:Total balance of open trades verified in past 12 months (excl mort and home equity)" _ID="AT33B" _Value="7063"/>
<_DATA_SET _Name="AT34A:Utilization for open trades verified in past 12 months" _ID="AT34A" _Value="55"/>
<_DATA_SET _Name="AT34B:Utilization for open trades verified in past 12 months (excl mort and home equity)" _ID="AT34B" _Value="8"/>
<_DATA_SET _Name="AT36S:Months since most recent delinquency" _ID="AT36S" _Value="53"/>
<_DATA_SET _Name="AT57S:Total past due amount of open trades verified in past 12 months" _ID="AT57S" _Value="0"/>
<_DATA_SET _Name="AT103S:Percentage of satisfactory open trades to all open trades" _ID="AT103S" _Value="69"/>
<_DATA_SET _Name="AT104S:Percentage of all trades opened in past 24 months to all trades" _ID="AT104S" _Value="2"/>
<_DATA_SET _Name="ATAP01:Total scheduled monthly payment for all trades verified in past 12 months" _ID="ATAP01" _Value="1438"/>
<_DATA_SET _Name="AU28S:Total credit line of open auto trades verified in past 12 months" _ID="AU28S" _Value="0"/>
<_DATA_SET _Name="AU33S:Total balance of open auto trades verified in past 12 months" _ID="AU33S" _Value="0"/>
<_DATA_SET _Name="AU34S:Utilization for open auto trades verified in past 12 months" _ID="AU34S" _Value="N/A"/>
<_DATA_SET _Name="AU57S:Total past due amount of open auto trades verified in past 12 months" _ID="AU57S" _Value="N/A"/>
<_DATA_SET _Name="BC02S:Number of open credit card trades" _ID="BC02S" _Value="12"/>
<_DATA_SET _Name="BC06S:Number of credit card trades opened in past 6 months" _ID="BC06S" _Value="0"/>
<_DATA_SET _Name="BC102S:Average credit line of open credit card trades verified in past 12 months" _ID="BC102S" _Value="7090"/>
<_DATA_SET _Name="BC12S:Number of open credit card trades verified in past 12 months" _ID="BC12S" _Value="9"/>
<_DATA_SET _Name="BC20S:Months since oldest credit card trade opened" _ID="BC20S" _Value="333"/>
<_DATA_SET _Name="BC28S:Total credit line of open credit card trades verified in past 12 months" _ID="BC28S" _Value="63811"/>
<_DATA_SET _Name="BC30S:Percentage of open credit card trades > 50% of credit line verified in past 12 months" _ID="BC30S" _Value="6"/>
<_DATA_SET _Name="BC31S:Percentage of open credit card trades > 75% of credit line verified in past 12 months" _ID="BC31S" _Value="0"/>
<_DATA_SET _Name="BC33S:Total balance of open credit card trades verified in past 12 months" _ID="BC33S" _Value="7063"/>
<_DATA_SET _Name="BC34S:Utilization for open credit card trades verified in past 12 months" _ID="BC34S" _Value="11"/>
<_DATA_SET _Name="BC57S:Total past due amount of open credit card trades verified in past 12 months" _ID="BC57S" _Value="0"/>
<_DATA_SET _Name="CO04S:Months since most recent charged-off trade was first reported" _ID="CO04S" _Value="60"/>
<_DATA_SET _Name="FC04S:Months since most recent foreclosure trade was first reported" _ID="FC04S" _Value="N/A"/>
<_DATA_SET _Name="G020S:Number of trades with maximum delinquency of 30 days past due in past 24 months" _ID="G020S" _Value="0"/>
<_DATA_SET _Name="G051S:Percentage of trades ever delinquent" _ID="G051S" _Value="31"/>
<_DATA_SET _Name="G093S:Number of public records" _ID="G093S" _Value="0"/>
<_DATA_SET _Name="G094S:Number of public record bankruptcies" _ID="G094S" _Value="0"/>
<_DATA_SET _Name="G095S:Months since most recent public record" _ID="G095S" _Value="-4"/>
<_DATA_SET _Name="G103S:Months since most recent credit inquiry" _ID="G103S" _Value="1"/>
<_DATA_SET _Name="G202A:Total open to buy of open trades verified in past 12 months (excl installs and morts)" _ID="G202A" _Value="83859"/>
<_DATA_SET _Name="G215B:Number of non-medical third party collections with balance > $0" _ID="G215B" _Value="7"/>
<_DATA_SET _Name="G217S:Total past due amount of all trades verified in past 12 months" _ID="G217S" _Value="0"/>
<_DATA_SET _Name="G218B:Number of trades verified in the past 12 months that are currently 30+ DPD" _ID="G218B" _Value="0"/>
<_DATA_SET _Name="G224A:Number of 90 days past due or worse items ever (excluding medical colls)" _ID="G224A" _Value="15"/>
<_DATA_SET _Name="G238S:Number of credit inquiries in past 12 months (excl coll inqs)" _ID="G238S" _Value="11"/>
<_DATA_SET _Name="G244S:Number of inquiries (includes duplicates) in past 12 months" _ID="G244S" _Value="11"/>
<_DATA_SET _Name="G250A:Number of 30 DPD or worse items ever (excluding medical colls)" _ID="G250A" _Value="16"/>
<_DATA_SET _Name="G250B:Number of 30 DPD or worse items in the past 12 months (excluding medical colls)" _ID="G250B" _Value="0"/>
<_DATA_SET _Name="G250C:Number of 30 DPD or worse items in the past 24 months (excluding medical colls)" _ID="G250C" _Value="1"/>
<_DATA_SET _Name="G251A:Number of 60 DPD or worse items ever (excluding medical colls)" _ID="G251A" _Value="15"/>
<_DATA_SET _Name="G302S:Worst rating on revolving trades in past 12 months" _ID="G302S" _Value="N/A"/>
<_DATA_SET _Name="G304S:Worst rating on installment trades in past 12 months" _ID="G304S" _Value="N/A"/>
<_DATA_SET _Name="G310S:Worst rating on all trades in past 12 months" _ID="G310S" _Value="N/A"/>
<_DATA_SET _Name="GB311:Indicates if bankruptcies have been filed" _ID="GB311" _Value="0"/>
<_DATA_SET _Name="HI57S:Total past due amount of open home equity loan trades verified in past 12 months" _ID="HI57S" _Value="N/A"/>
<_DATA_SET _Name="HR57S:Total past due amount of open HELOC trades verified in past 12 months" _ID="HR57S" _Value="N/A"/>
<_DATA_SET _Name="IN02S:Number of open installment trades" _ID="IN02S" _Value="17"/>
<_DATA_SET _Name="IN06S:Number of installment trades opened in past 6 months" _ID="IN06S" _Value="0"/>
<_DATA_SET _Name="IN28S:Total credit line of open installment trades verified in past 12 months" _ID="IN28S" _Value="146160"/>
<_DATA_SET _Name="IN33S:Total balance of open installment trades verified in past 12 months" _ID="IN33S" _Value="123464"/>
<_DATA_SET _Name="IN34S:Utilization for open installment trades verified in past 12 months" _ID="IN34S" _Value="84"/>
<_DATA_SET _Name="IN36S:Months since most recent installment delinquency" _ID="IN36S" _Value="23"/>
<_DATA_SET _Name="IN57S:Total past due amount of open installment trades verified in past 12 months" _ID="IN57S" _Value="0"/>
<_DATA_SET _Name="MT02S:Number of open mortgage trades" _ID="MT02S" _Value="6"/>
<_DATA_SET _Name="MT06S:Number of mortgage trades opened in past 6 months" _ID="MT06S" _Value="0"/>
<_DATA_SET _Name="MT28S:Total credit line of open mortgage trades verified in past 12 months" _ID="MT28S" _Value="146160"/>
<_DATA_SET _Name="MT33S:Total balance of open mortgage trades verified in past 12 months" _ID="MT33S" _Value="123464"/>
<_DATA_SET _Name="MT34S:Utilization for open mortgage trades verified in past 12 months" _ID="MT34S" _Value="84"/>
<_DATA_SET _Name="MT36S:Months since most recent mortgage delinquency" _ID="MT36S" _Value="N/A"/>
<_DATA_SET _Name="MT57S:Total past due amount of open mortgage trades verified in past 12 months" _ID="MT57S" _Value="0"/>
<_DATA_SET _Name="RE02S:Number of open revolving trades" _ID="RE02S" _Value="18"/>
<_DATA_SET _Name="RE06S:Number of revolving trades opened in past 6 months" _ID="RE06S" _Value="0"/>
<_DATA_SET _Name="RE12S:Number of open revolving trades verified in past 12 months" _ID="RE12S" _Value="12"/>
<_DATA_SET _Name="RE20S:Months since oldest revolving trade opened" _ID="RE20S" _Value="333"/>
<_DATA_SET _Name="RE21S:Months since most recent revolving trade opened" _ID="RE21S" _Value="13"/>
<_DATA_SET _Name="RE28S:Total credit line of open revolving trades verified in past 12 months" _ID="RE28S" _Value="90922"/>
<_DATA_SET _Name="RE30S:Percentage of open revolving trades > 50% of credit line verified in past 12 months" _ID="RE30S" _Value="4"/>
<_DATA_SET _Name="RE31S:Percentage of open revolving trades > 75% of credit line verified in past 12 months" _ID="RE31S" _Value="0"/>
<_DATA_SET _Name="RE33S:Total balance of open revolving trades verified in past 12 months" _ID="RE33S" _Value="7063"/>
<_DATA_SET _Name="RE34S:Utilization for open revolving trades verified in past 12 months" _ID="RE34S" _Value="8"/>
<_DATA_SET _Name="RE34T:Utilization for all bureau open revolving trades verified in past 12 months" _ID="RE34T" _Value="8"/>
<_DATA_SET _Name="RE36S:Months since most recent revolving delinquency" _ID="RE36S" _Value="53"/>
<_DATA_SET _Name="RE57S:Total past due amount of open revolving trades verified in past 12 months" _ID="RE57S" _Value="0"/>
<_DATA_SET _Name="RE102S:Average credit line of open revolving trades verified in past 12 months" _ID="RE102S" _Value="7577"/>
<_DATA_SET _Name="RP04S:Months since most recent repossession trade was first reported" _ID="RP04S" _Value="N/A"/>
<_DATA_SET _Name="S004S:Average number of months trades have been on file" _ID="S004S" _Value="96"/>
<_DATA_SET _Name="S043S:Number of open trades > 50% of credit line verified in 12 mons (excl installs and morts)" _ID="S043S" _Value="4"/>
<_DATA_SET _Name="S061S:Months since most recent 60 or more days past due" _ID="S061S" _Value="53"/>
<_DATA_SET _Name="S062S:Months since most recent 90 or more days past due" _ID="S062S" _Value="53"/>
<_DATA_SET _Name="S068A:Number of third party collections" _ID="S068A" _Value="7"/>
<_DATA_SET _Name="S114S:Number of deduped inquiries in past 6 months (excl auto and mortgage inquiries)" _ID="S114S" _Value="9"/>
<_DATA_SET _Name="S204A:Total balance of non-medical third party collections verified in past 12 months" _ID="S204A" _Value="0"/>
<_DATA_SET _Name="S207A:Months since most recent tradeline bankruptcy" _ID="S207A" _Value="N/A"/>
<_DATA_SET _Name="S207S:Months since most recent public record bankruptcy" _ID="S207S" _Value="-4"/>
<_DATA_SET _Name="S209A:Months since most recent non-medical third party collection" _ID="S209A" _Value="38"/>
<_DATA_SET _Name="ST28S:Total credit line of open student loan trades verified in past 12 months" _ID="ST28S" _Value="0"/>
<_DATA_SET _Name="ST33S:Total balance of open student loan trades verified in past 12 months" _ID="ST33S" _Value="0"/>
<_DATA_SET _Name="ST34S:Utilization for open student loan trades verified in past 12 months" _ID="ST34S" _Value="N/A"/>
<_DATA_SET _Name="ST57S:Total past due amount of open student loan trades verified in past 12 months" _ID="ST57S" _Value="N/A"/>
<_DATA_SET _Name="PT014:Total Scheduled Monthly Payment" _ID="PT014" _Value="6248"/>
<_DATA_SET _Name="PT016:Utilization on revolving trades" _ID="PT016" _Value="7"/>
<_DATA_SET _Name="PT017:Total balance on open revolving trades" _ID="PT017" _Value="7063"/>
<_DATA_SET _Name="PT019:Total Mortgage Monthly Payment" _ID="PT019" _Value="3271"/>
<_DATA_SET _Name="PT020:Total balance on open Mortgages" _ID="PT020" _Value="304487"/>
<_DATA_SET _Name="PT021:Total Monthly Automobile Payment" _ID="PT021" _Value="491"/>
<_DATA_SET _Name="PT022:Date of oldest trade" _ID="PT022" _Value="121994"/>
<_DATA_SET _Name="PT023:Months since infile created at bureau" _ID="PT023" _Value="1"/>
<_DATA_SET _Name="PT027:Total occurrances of delinquencies in past 12 months" _ID="PT027" _Value="0"/>
<_DATA_SET _Name="PT038:Number of Inquiries in past 6 months" _ID="PT038" _Value="9"/>
<_DATA_SET _Name="PT054:Total Credit Limit/High Credit on open tradelines" _ID="PT054" _Value="475971"/>
<_DATA_SET _Name="PT056:Total balance on all tradelines" _ID="PT056" _Value="343497"/>
<_DATA_SET _Name="PT063:Number of currently delinquent tradelines" _ID="PT063" _Value="1"/>
<_DATA_SET _Name="PT064:Number of currently delinquent revolving tradelines" _ID="PT064" _Value="0"/>
<_DATA_SET _Name="PT065:Number of currently delinquent installment tradelines" _ID="PT065" _Value="1"/>
<_DATA_SET _Name="PT068:Average balance on open tradelines" _ID="PT068" _Value="9537"/>
<_DATA_SET _Name="PT069:Number of Chargeoffs in past 12 months" _ID="PT069" _Value="0"/>
<_DATA_SET _Name="PT071:Total occurrances of delinquencies in the past 2 years" _ID="PT071" _Value="0"/>
<_DATA_SET _Name="PT072:Total occurrances of delinquencies in the past 30 days" _ID="PT072" _Value="0"/>
<_DATA_SET _Name="PT073:Total occurrances of delinquencies in the past 60 days" _ID="PT073" _Value="0"/>
<_DATA_SET _Name="PT074:Total occurrances of delinquencies in the past 7 years" _ID="PT074" _Value="18"/>
<_DATA_SET _Name="PT076:Date of oldest trade" _ID="PT076" _Value="121994"/>
<_DATA_SET _Name="PT079:Number of months since oldest installment tradeline opened" _ID="PT079" _Value="152"/>
<_DATA_SET _Name="PT080:Number of months since oldest revolving tradeline opened" _ID="PT080" _Value="333"/>
<_DATA_SET _Name="PT082:Number of months since most recent tradeline opened" _ID="PT082" _Value="13"/>
<_DATA_SET _Name="PT083:Number of mortgage trades" _ID="PT083" _Value="7"/>
<_DATA_SET _Name="PT088:Number of months since 90+ late or worse derogatory" _ID="PT088" _Value="23"/>
<_DATA_SET _Name="PT089:Number of tradelines reported in past 2 months and currently 120 days past due" _ID="PT089" _Value="0"/>
<_DATA_SET _Name="PT090:Number of tradelines currently 30 days past due" _ID="PT090" _Value="1"/>
<_DATA_SET _Name="PT091:Number of tradelines 90+ days past due in past 24 months" _ID="PT091" _Value="7"/>
<_DATA_SET _Name="PT092:Number of tradelines opened in past 12 months" _ID="PT092" _Value="0"/>
<_DATA_SET _Name="PT093:Percentage of tradelines never delinquent" _ID="PT093" _Value="85"/>
<_DATA_SET _Name="PT094:Number of tradelines ever 120 days past due" _ID="PT094" _Value="7"/>
<_DATA_SET _Name="PT095:Number of months since oldest bank installment tradeline" _ID="PT095" _Value="152"/>
<_DATA_SET _Name="PT103:Total credit limit/high credit on open installment tradelines" _ID="PT103" _Value="378124"/>
<_DATA_SET _Name="PT104:Number of currently satisfactory tradelines" _ID="PT104" _Value="39"/>
<_DATA_SET _Name="PT105:Number of revolving tradelines" _ID="PT105" _Value="26"/>
<_DATA_SET _Name="PT110:Number of revolving tradelines opened in past 7 years" _ID="PT110" _Value="13"/>
<_DATA_SET _Name="PT111:Total credit limit/high credit on open revolving tradelines" _ID="PT111" _Value="97847"/>
<_DATA_SET _Name="PT112:Total available credit on open bankcard tradelines verified in the last 6 mons" _ID="PT112" _Value="56748"/>
<_DATA_SET _Name="PT115:Percent of bankcard tradelines gt 75% of credit limit" _ID="PT115" _Value="0"/>
<_DATA_SET _Name="PT118:Total credit limit/high credit on open bankcard tradelines" _ID="PT118" _Value="68136"/>
<_DATA_SET _Name="PT119:Number of bankcard tradelines" _ID="PT119" _Value="17"/>
<_DATA_SET _Name="PT120:Number of months since most recent bankcard tradeline opened" _ID="PT120" _Value="13"/>
<_DATA_SET _Name="PT121:Number of bankcard tradelines opened in the past 6 months" _ID="PT121" _Value="0"/>
<_DATA_SET _Name="PT122:Number of bankcard tradelines never delinquent" _ID="PT122" _Value="17"/>
<_DATA_SET _Name="PT125:Number of months since most recent bankcard delinquency" _ID="PT125" _Value="N/A"/>
<_DATA_SET _Name="PT126:Percent utilization on bankcard tradelines" _ID="PT126" _Value="8"/>
<_DATA_SET _Name="PT129:Number of Public Records with amount gt 100" _ID="PT129" _Value="-4"/>
<_DATA_SET _Name="PT130:Number of Tax Liens" _ID="PT130" _Value="0"/>
<_DATA_SET _Name="PT132:Total amount on Collections" _ID="PT132" _Value="11655"/>
<_DATA_SET _Name="PT133:Number of repossessions" _ID="PT133" _Value="0"/>
<_DATA_SET _Name="PT134:Number of foreclosures" _ID="PT134" _Value="0"/>
<_DATA_SET _Name="PT136:Number of Collections/Chargeoffs in past 24 months; excluding medical" _ID="PT136" _Value="0"/>
<_DATA_SET _Name="PT137:Total amount on Collections in past 36 months; excluding medical" _ID="PT137" _Value="0"/>
<_DATA_SET _Name="PT138:Number of tradelines active within the past 6 months" _ID="PT138" _Value="14"/>
<_DATA_SET _Name="PT139:Number of mortgage tradelines opened in past 6 months" _ID="PT139" _Value="0"/>
<_DATA_SET _Name="PT140:Number of open installment tradelines opened within the past 24 months" _ID="PT140" _Value="0"/>
<_DATA_SET _Name="PT141:Total occurrances of 30 days late within the past 12 months on Mortgage trades" _ID="PT141" _Value="0"/>
<_DATA_SET _Name="PT142:Number of mortgages passed due 30 days or more in the last 6 months" _ID="PT142" _Value="0"/>
<_DATA_SET _Name="PT143:Total occurrances of 30 days late within the past 12 months" _ID="PT143" _Value="0"/>
<_DATA_SET _Name="PT144:Number of collections with amount gt 500" _ID="PT144" _Value="5"/>
<_DATA_SET _Name="PT145:Total balance on unsecured credit card tradelines" _ID="PT145" _Value="4224"/>
<_DATA_SET _Name="PT146:Total balance on unsecured tradelines" _ID="PT146" _Value="39010"/>
<_DATA_SET _Name="PT147:Total amount on Tax Liens filed within the past 36 months" _ID="PT147" _Value="-4"/>
<_DATA_SET _Name="PT148:Total amount on Judgements filed within the past 36 months" _ID="PT148" _Value="-4"/>
<_DATA_SET _Name="PT149:Number of Public Records filed in past 24 months" _ID="PT149" _Value="-4"/>
<_DATA_SET _Name="PT150:Number of non-federal Student Loan tradelines" _ID="PT150" _Value="9"/>
<_DATA_SET _Name="PT151:Number of repossessed auto loan tradelines" _ID="PT151" _Value="0"/>
<_DATA_SET _Name="PT153:Percent utilization on installment tradelines" _ID="PT153" _Value="58"/>
<_DATA_SET _Name="PT154:Number of revolving tradelines with balance gt 0" _ID="PT154" _Value="4"/>
<_DATA_SET _Name="PT155:Number of installment tradelines opened in past 12 months" _ID="PT155" _Value="0"/>
<_DATA_SET _Name="PT157:Number of revolving tradelines opened in past 12 months" _ID="PT157" _Value="0"/>
<_DATA_SET _Name="PT158:Number of revolving tradelines opened in past 24 months" _ID="PT158" _Value="1"/>
<_DATA_SET _Name="PT159:Number of credit union tradelines" _ID="PT159" _Value="0"/>
<_DATA_SET _Name="PT160:Percent utilization on all open tradelines" _ID="PT160" _Value="70"/>
<_DATA_SET _Name="PT162:Maximum balance on revolving tradelines" _ID="PT162" _Value="3933"/>
<_DATA_SET _Name="PT163:Number months since more recent installment tradeline opened" _ID="PT163" _Value="35"/>
<_DATA_SET _Name="PT165:Number of auto tradelines 30 days past due in past 6 months" _ID="PT165" _Value="0"/>
<_DATA_SET _Name="PT166:Number of auto tradelines opened in past 6 months" _ID="PT166" _Value="0"/>
<_DATA_SET _Name="PT167:Number of retail tradelines opened in past 6 months" _ID="PT167" _Value="0"/>
<_DATA_SET _Name="PT168:Number of student loans opened in past 12 months" _ID="PT168" _Value="0"/>
<_DATA_SET _Name="PT174:Total amount on Collections; excluding medical" _ID="PT174" _Value="11581"/>
<_DATA_SET _Name="PT175:Total amount on Tax Liens" _ID="PT175" _Value="-4"/>
<_DATA_SET _Name="PT176:Total amount on Judgements" _ID="PT176" _Value="-4"/>
<_DATA_SET _Name="PT177:Total credit limit on open credit card trades" _ID="PT177" _Value="71347"/>
<_DATA_SET _Name="PT178:Total credit limit on open retail trades" _ID="PT178" _Value="3812"/>
<_DATA_SET _Name="PT179:Total balance on open credit card trades" _ID="PT179" _Value="3975"/>
<_DATA_SET _Name="PT180:Total balance on open retail trades" _ID="PT180" _Value="0"/>
<_DATA_SET _Name="PT181:Age of oldest trade in months" _ID="PT181" _Value="333"/>
<_DATA_SET _Name="PT182:Total number of open credit card trades" _ID="PT182" _Value="14"/>
<_DATA_SET _Name="PT183:Total number of open retail trades" _ID="PT183" _Value="2"/>
<_DATA_SET _Name="PT184:Total number of trades ever delinquent" _ID="PT184" _Value="8"/>
<_DATA_SET _Name="PT185:Total number of tradelines delinquent in the last 6 months" _ID="PT185" _Value="0"/>
<_DATA_SET _Name="PT186:Total number of installment tradelines 60 days late or worse in the last 6 months" _ID="PT186" _Value="0"/>
<_DATA_SET _Name="PT187:Total balances on currently delinquent tradelines" _ID="PT187" _Value="20043"/>
<_DATA_SET _Name="PT188:Worst current status on any open tradeline" _ID="PT188" _Value="9"/>
<_DATA_SET _Name="PT189:Worst status in the past 12 months on any mortgage tradeline" _ID="PT189" _Value="1"/>
<_DATA_SET _Name="PT190:Total number of closed credit card trades" _ID="PT190" _Value="6"/>
<_DATA_SET _Name="PT191:Total number of closed installment trades" _ID="PT191" _Value="12"/>
<_DATA_SET _Name="PT192:Percent of revolving credit available" _ID="PT192" _Value="94"/>
<_DATA_SET _Name="PT193:Number of loans or credit cards applied for in past 24 months" _ID="PT193" _Value="15"/>
<_DATA_SET _Name="PT194:Number of Installment tradelines not delinquent within the last 24 months" _ID="PT194" _Value="21"/>
<_DATA_SET _Name="PT195:Max credit limit on open bank credit cards" _ID="PT195" _Value="13400"/>
<_DATA_SET _Name="PT196:Number of collections with amount gt 0" _ID="PT196" _Value="8"/>
<_DATA_SET _Name="PT197:Total Number of delinquent credit card and retail trades in last 6 months" _ID="PT197" _Value="0"/>
<_DATA_SET _Name="PT198:Total number of open credit card tradelines with utilization gt 90%" _ID="PT198" _Value="0"/>
<_DATA_SET _Name="PT199:Total number of open retail tradelines with utilization gt 90%" _ID="PT199" _Value="10"/>
<_DATA_SET _Name="PT200:Number of closed trades; no exclusions" _ID="PT200" _Value="20"/>
<_DATA_SET _Name="PT201:Number of open trades; no exclusions" _ID="PT201" _Value="35"/>
<_DATA_SET _Name="PT202:Total balance on all trades; no exclusions" _ID="PT202" _Value="343497"/>
<_DATA_SET _Name="Deceased Indicator" _ID="AP009" _Value="N"/>
<_DATA_SET _Name="Public Record Info" _ID="AP010" _Value=""/>
</CREDIT_SUMMARY>
<CREDIT_SUMMARY_XPN BorrowerID="Borrower01" _Name="Attributes">
<_DATA_SET _Name="Number of tradelines" _ID="AP001" _Value="28"/>
<_DATA_SET _Name="Average age of open tradelines" _ID="AP002" _Value="137"/>
<_DATA_SET _Name="Average age of open tradelines; exclude auth user and joint ecoa" _ID="AP003" _Value="93"/>
<_DATA_SET _Name="Number of hard inquiries" _ID="AP004" _Value="3"/>
<_DATA_SET _Name="Number of payments" _ID="AP005" _Value="649"/>
<_DATA_SET _Name="Revolving utilization on open credit cards" _ID="AP006" _Value="0"/>
<_DATA_SET _Name="Total occurrences of minor delinqs" _ID="AP007" _Value="0"/>
<_DATA_SET _Name="Total number of major derogatory tradelines" _ID="AP008" _Value="1"/>
<_DATA_SET _Name="Total number of major derogatory tradelines calculated by TU" _ID="AP008_RAW" _Value="8"/>
<_DATA_SET _Name="AT01S:Number of trades" _ID="AT01S" _Value="28"/>
<_DATA_SET _Name="AT02S:Number of open trades" _ID="AT02S" _Value="21"/>
<_DATA_SET _Name="AT06S:Number of trades opened in past 6 months" _ID="AT06S" _Value="0"/>
<_DATA_SET _Name="AT09S:Number of trades opened in past 24 months" _ID="AT09S" _Value="0"/>
<_DATA_SET _Name="AT20S:Months since oldest trade opened" _ID="AT20S" _Value="333"/>
<_DATA_SET _Name="AT28A:Total credit line of open trades verified in past 12 months" _ID="AT28A" _Value="202582"/>
<_DATA_SET _Name="AT28B:Total credit line of open trades verified in past 12 months (excl mort and home equity)" _ID="AT28B" _Value="56422"/>
<_DATA_SET _Name="AT33A:Total balance of open trades verified in past 12 months" _ID="AT33A" _Value="126594"/>
<_DATA_SET _Name="AT33B:Total balance of open trades verified in past 12 months (excl mort and home equity)" _ID="AT33B" _Value="3130"/>
<_DATA_SET _Name="AT34A:Utilization for open trades verified in past 12 months" _ID="AT34A" _Value="62"/>
<_DATA_SET _Name="AT34B:Utilization for open trades verified in past 12 months (excl mort and home equity)" _ID="AT34B" _Value="6"/>
<_DATA_SET _Name="AT36S:Months since most recent delinquency" _ID="AT36S" _Value="N/A"/>
<_DATA_SET _Name="AT57S:Total past due amount of open trades verified in past 12 months" _ID="AT57S" _Value="0"/>
<_DATA_SET _Name="AT103S:Percentage of satisfactory open trades to all open trades" _ID="AT103S" _Value="100"/>
<_DATA_SET _Name="AT104S:Percentage of all trades opened in past 24 months to all trades" _ID="AT104S" _Value="0"/>
<_DATA_SET _Name="ATAP01:Total scheduled monthly payment for all trades verified in past 12 months" _ID="ATAP01" _Value="1277"/>
<_DATA_SET _Name="AU28S:Total credit line of open auto trades verified in past 12 months" _ID="AU28S" _Value="0"/>
<_DATA_SET _Name="AU33S:Total balance of open auto trades verified in past 12 months" _ID="AU33S" _Value="0"/>
<_DATA_SET _Name="AU34S:Utilization for open auto trades verified in past 12 months" _ID="AU34S" _Value="N/A"/>
<_DATA_SET _Name="AU57S:Total past due amount of open auto trades verified in past 12 months" _ID="AU57S" _Value="N/A"/>
<_DATA_SET _Name="BC02S:Number of open credit card trades" _ID="BC02S" _Value="11"/>
<_DATA_SET _Name="BC06S:Number of credit card trades opened in past 6 months" _ID="BC06S" _Value="0"/>
<_DATA_SET _Name="BC102S:Average credit line of open credit card trades verified in past 12 months" _ID="BC102S" _Value="6726"/>
<_DATA_SET _Name="BC12S:Number of open credit card trades verified in past 12 months" _ID="BC12S" _Value="8"/>
<_DATA_SET _Name="BC20S:Months since oldest credit card trade opened" _ID="BC20S" _Value="333"/>
<_DATA_SET _Name="BC28S:Total credit line of open credit card trades verified in past 12 months" _ID="BC28S" _Value="53811"/>
<_DATA_SET _Name="BC30S:Percentage of open credit card trades > 50% of credit line verified in past 12 months" _ID="BC30S" _Value="6"/>
<_DATA_SET _Name="BC31S:Percentage of open credit card trades > 75% of credit line verified in past 12 months" _ID="BC31S" _Value="0"/>
<_DATA_SET _Name="BC33S:Total balance of open credit card trades verified in past 12 months" _ID="BC33S" _Value="3130"/>
<_DATA_SET _Name="BC34S:Utilization for open credit card trades verified in past 12 months" _ID="BC34S" _Value="6"/>
<_DATA_SET _Name="BC57S:Total past due amount of open credit card trades verified in past 12 months" _ID="BC57S" _Value="0"/>
<_DATA_SET _Name="CO04S:Months since most recent charged-off trade was first reported" _ID="CO04S" _Value="N/A"/>
<_DATA_SET _Name="FC04S:Months since most recent foreclosure trade was first reported" _ID="FC04S" _Value="N/A"/>
<_DATA_SET _Name="G020S:Number of trades with maximum delinquency of 30 days past due in past 24 months" _ID="G020S" _Value="0"/>
<_DATA_SET _Name="G051S:Percentage of trades ever delinquent" _ID="G051S" _Value="4"/>
<_DATA_SET _Name="G093S:Number of public records" _ID="G093S" _Value="0"/>
<_DATA_SET _Name="G094S:Number of public record bankruptcies" _ID="G094S" _Value="0"/>
<_DATA_SET _Name="G095S:Months since most recent public record" _ID="G095S" _Value="-4"/>
<_DATA_SET _Name="G103S:Months since most recent credit inquiry" _ID="G103S" _Value="13"/>
<_DATA_SET _Name="G202A:Total open to buy of open trades verified in past 12 months (excl installs and morts)" _ID="G202A" _Value="53292"/>
<_DATA_SET _Name="G215B:Number of non-medical third party collections with balance > $0" _ID="G215B" _Value="1"/>
<_DATA_SET _Name="G217S:Total past due amount of all trades verified in past 12 months" _ID="G217S" _Value="0"/>
<_DATA_SET _Name="G218B:Number of trades verified in the past 12 months that are currently 30+ DPD" _ID="G218B" _Value="0"/>
<_DATA_SET _Name="G224A:Number of 90 days past due or worse items ever (excluding medical colls)" _ID="G224A" _Value="1"/>
<_DATA_SET _Name="G238S:Number of credit inquiries in past 12 months (excl coll inqs)" _ID="G238S" _Value="0"/>
<_DATA_SET _Name="G244S:Number of inquiries (includes duplicates) in past 12 months" _ID="G244S" _Value="0"/>
<_DATA_SET _Name="G250A:Number of 30 DPD or worse items ever (excluding medical colls)" _ID="G250A" _Value="1"/>
<_DATA_SET _Name="G250B:Number of 30 DPD or worse items in the past 12 months (excluding medical colls)" _ID="G250B" _Value="0"/>
<_DATA_SET _Name="G250C:Number of 30 DPD or worse items in the past 24 months (excluding medical colls)" _ID="G250C" _Value="1"/>
<_DATA_SET _Name="G251A:Number of 60 DPD or worse items ever (excluding medical colls)" _ID="G251A" _Value="1"/>
<_DATA_SET _Name="G302S:Worst rating on revolving trades in past 12 months" _ID="G302S" _Value="N/A"/>
<_DATA_SET _Name="G304S:Worst rating on installment trades in past 12 months" _ID="G304S" _Value="N/A"/>
<_DATA_SET _Name="G310S:Worst rating on all trades in past 12 months" _ID="G310S" _Value="N/A"/>
<_DATA_SET _Name="GB311:Indicates if bankruptcies have been filed" _ID="GB311" _Value="0"/>
<_DATA_SET _Name="HI57S:Total past due amount of open home equity loan trades verified in past 12 months" _ID="HI57S" _Value="N/A"/>
<_DATA_SET _Name="HR57S:Total past due amount of open HELOC trades verified in past 12 months" _ID="HR57S" _Value="N/A"/>
<_DATA_SET _Name="IN02S:Number of open installment trades" _ID="IN02S" _Value="6"/>
<_DATA_SET _Name="IN06S:Number of installment trades opened in past 6 months" _ID="IN06S" _Value="0"/>
<_DATA_SET _Name="IN28S:Total credit line of open installment trades verified in past 12 months" _ID="IN28S" _Value="146160"/>
<_DATA_SET _Name="IN33S:Total balance of open installment trades verified in past 12 months" _ID="IN33S" _Value="123464"/>
<_DATA_SET _Name="IN34S:Utilization for open installment trades verified in past 12 months" _ID="IN34S" _Value="84"/>
<_DATA_SET _Name="IN36S:Months since most recent installment delinquency" _ID="IN36S" _Value="23"/>
<_DATA_SET _Name="IN57S:Total past due amount of open installment trades verified in past 12 months" _ID="IN57S" _Value="0"/>
<_DATA_SET _Name="MT02S:Number of open mortgage trades" _ID="MT02S" _Value="6"/>
<_DATA_SET _Name="MT06S:Number of mortgage trades opened in past 6 months" _ID="MT06S" _Value="0"/>
<_DATA_SET _Name="MT28S:Total credit line of open mortgage trades verified in past 12 months" _ID="MT28S" _Value="146160"/>
<_DATA_SET _Name="MT33S:Total balance of open mortgage trades verified in past 12 months" _ID="MT33S" _Value="123464"/>
<_DATA_SET _Name="MT34S:Utilization for open mortgage trades verified in past 12 months" _ID="MT34S" _Value="84"/>
<_DATA_SET _Name="MT36S:Months since most recent mortgage delinquency" _ID="MT36S" _Value="N/A"/>
<_DATA_SET _Name="MT57S:Total past due amount of open mortgage trades verified in past 12 months" _ID="MT57S" _Value="0"/>
<_DATA_SET _Name="RE02S:Number of open revolving trades" _ID="RE02S" _Value="15"/>
<_DATA_SET _Name="RE06S:Number of revolving trades opened in past 6 months" _ID="RE06S" _Value="0"/>
<_DATA_SET _Name="RE12S:Number of open revolving trades verified in past 12 months" _ID="RE12S" _Value="9"/>
<_DATA_SET _Name="RE20S:Months since oldest revolving trade opened" _ID="RE20S" _Value="333"/>
<_DATA_SET _Name="RE21S:Months since most recent revolving trade opened" _ID="RE21S" _Value="29"/>
<_DATA_SET _Name="RE28S:Total credit line of open revolving trades verified in past 12 months" _ID="RE28S" _Value="56422"/>
<_DATA_SET _Name="RE30S:Percentage of open revolving trades > 50% of credit line verified in past 12 months" _ID="RE30S" _Value="5"/>
<_DATA_SET _Name="RE31S:Percentage of open revolving trades > 75% of credit line verified in past 12 months" _ID="RE31S" _Value="0"/>
<_DATA_SET _Name="RE33S:Total balance of open revolving trades verified in past 12 months" _ID="RE33S" _Value="3130"/>
<_DATA_SET _Name="RE34S:Utilization for open revolving trades verified in past 12 months" _ID="RE34S" _Value="6"/>
<_DATA_SET _Name="RE34T:Utilization for all bureau open revolving trades verified in past 12 months" _ID="RE34T" _Value="6"/>
<_DATA_SET _Name="RE36S:Months since most recent revolving delinquency" _ID="RE36S" _Value="N/A"/>
<_DATA_SET _Name="RE57S:Total past due amount of open revolving trades verified in past 12 months" _ID="RE57S" _Value="0"/>
<_DATA_SET _Name="RE102S:Average credit line of open revolving trades verified in past 12 months" _ID="RE102S" _Value="6269"/>
<_DATA_SET _Name="RP04S:Months since most recent repossession trade was first reported" _ID="RP04S" _Value="N/A"/>
<_DATA_SET _Name="S004S:Average number of months trades have been on file" _ID="S004S" _Value="136"/>
<_DATA_SET _Name="S043S:Number of open trades > 50% of credit line verified in 12 mons (excl installs and morts)" _ID="S043S" _Value="5"/>
<_DATA_SET _Name="S061S:Months since most recent 60 or more days past due" _ID="S061S" _Value="N/A"/>
<_DATA_SET _Name="S062S:Months since most recent 90 or more days past due" _ID="S062S" _Value="N/A"/>
<_DATA_SET _Name="S068A:Number of third party collections" _ID="S068A" _Value="0"/>
<_DATA_SET _Name="S114S:Number of deduped inquiries in past 6 months (excl auto and mortgage inquiries)" _ID="S114S" _Value="0"/>
<_DATA_SET _Name="S204A:Total balance of non-medical third party collections verified in past 12 months" _ID="S204A" _Value="0"/>
<_DATA_SET _Name="S207A:Months since most recent tradeline bankruptcy" _ID="S207A" _Value="N/A"/>
<_DATA_SET _Name="S207S:Months since most recent public record bankruptcy" _ID="S207S" _Value="-4"/>
<_DATA_SET _Name="S209A:Months since most recent non-medical third party collection" _ID="S209A" _Value="38"/>
<_DATA_SET _Name="ST28S:Total credit line of open student loan trades verified in past 12 months" _ID="ST28S" _Value="0"/>
<_DATA_SET _Name="ST33S:Total balance of open student loan trades verified in past 12 months" _ID="ST33S" _Value="0"/>
<_DATA_SET _Name="ST34S:Utilization for open student loan trades verified in past 12 months" _ID="ST34S" _Value="N/A"/>
<_DATA_SET _Name="ST57S:Total past due amount of open student loan trades verified in past 12 months" _ID="ST57S" _Value="N/A"/>
<_DATA_SET _Name="PT014:Total Scheduled Monthly Payment" _ID="PT014" _Value="3322"/>
<_DATA_SET _Name="PT016:Utilization on revolving trades" _ID="PT016" _Value="5"/>
<_DATA_SET _Name="PT017:Total balance on open revolving trades" _ID="PT017" _Value="3130"/>
<_DATA_SET _Name="PT019:Total Mortgage Monthly Payment" _ID="PT019" _Value="3271"/>
<_DATA_SET _Name="PT020:Total balance on open Mortgages" _ID="PT020" _Value="304487"/>
<_DATA_SET _Name="PT021:Total Monthly Automobile Payment" _ID="PT021" _Value="0"/>
<_DATA_SET _Name="PT022:Date of oldest trade" _ID="PT022" _Value="121994"/>
<_DATA_SET _Name="PT023:Months since infile created at bureau" _ID="PT023" _Value="1"/>
<_DATA_SET _Name="PT027:Total occurrances of delinquencies in past 12 months" _ID="PT027" _Value="0"/>
<_DATA_SET _Name="PT038:Number of Inquiries in past 6 months" _ID="PT038" _Value="0"/>
<_DATA_SET _Name="PT054:Total Credit Limit/High Credit on open tradelines" _ID="PT054" _Value="418607"/>
<_DATA_SET _Name="PT056:Total balance on all tradelines" _ID="PT056" _Value="307704"/>
<_DATA_SET _Name="PT063:Number of currently delinquent tradelines" _ID="PT063" _Value="0"/>
<_DATA_SET _Name="PT064:Number of currently delinquent revolving tradelines" _ID="PT064" _Value="0"/>
<_DATA_SET _Name="PT065:Number of currently delinquent installment tradelines" _ID="PT065" _Value="0"/>
<_DATA_SET _Name="PT068:Average balance on open tradelines" _ID="PT068" _Value="14648"/>
<_DATA_SET _Name="PT069:Number of Chargeoffs in past 12 months" _ID="PT069" _Value="0"/>
<_DATA_SET _Name="PT071:Total occurrances of delinquencies in the past 2 years" _ID="PT071" _Value="0"/>
<_DATA_SET _Name="PT072:Total occurrances of delinquencies in the past 30 days" _ID="PT072" _Value="0"/>
<_DATA_SET _Name="PT073:Total occurrances of delinquencies in the past 60 days" _ID="PT073" _Value="0"/>
<_DATA_SET _Name="PT074:Total occurrances of delinquencies in the past 7 years" _ID="PT074" _Value="0"/>
<_DATA_SET _Name="PT076:Date of oldest trade" _ID="PT076" _Value="121994"/>
<_DATA_SET _Name="PT079:Number of months since oldest installment tradeline opened" _ID="PT079" _Value="152"/>
<_DATA_SET _Name="PT080:Number of months since oldest revolving tradeline opened" _ID="PT080" _Value="333"/>
<_DATA_SET _Name="PT082:Number of months since most recent tradeline opened" _ID="PT082" _Value="29"/>
<_DATA_SET _Name="PT083:Number of mortgage trades" _ID="PT083" _Value="7"/>
<_DATA_SET _Name="PT088:Number of months since 90+ late or worse derogatory" _ID="PT088" _Value="23"/>
<_DATA_SET _Name="PT089:Number of tradelines reported in past 2 months and currently 120 days past due" _ID="PT089" _Value="0"/>
<_DATA_SET _Name="PT090:Number of tradelines currently 30 days past due" _ID="PT090" _Value="0"/>
<_DATA_SET _Name="PT091:Number of tradelines 90+ days past due in past 24 months" _ID="PT091" _Value="0"/>
<_DATA_SET _Name="PT092:Number of tradelines opened in past 12 months" _ID="PT092" _Value="0"/>
<_DATA_SET _Name="PT093:Percentage of tradelines never delinquent" _ID="PT093" _Value="100"/>
<_DATA_SET _Name="PT094:Number of tradelines ever 120 days past due" _ID="PT094" _Value="0"/>
<_DATA_SET _Name="PT095:Number of months since oldest bank installment tradeline" _ID="PT095" _Value="152"/>
<_DATA_SET _Name="PT103:Total credit limit/high credit on open installment tradelines" _ID="PT103" _Value="355260"/>
<_DATA_SET _Name="PT104:Number of currently satisfactory tradelines" _ID="PT104" _Value="28"/>
<_DATA_SET _Name="PT105:Number of revolving tradelines" _ID="PT105" _Value="20"/>
<_DATA_SET _Name="PT110:Number of revolving tradelines opened in past 7 years" _ID="PT110" _Value="8"/>
<_DATA_SET _Name="PT111:Total credit limit/high credit on open revolving tradelines" _ID="PT111" _Value="63347"/>
<_DATA_SET _Name="PT112:Total available credit on open bankcard tradelines verified in the last 6 mons" _ID="PT112" _Value="50681"/>
<_DATA_SET _Name="PT115:Percent of bankcard tradelines gt 75% of credit limit" _ID="PT115" _Value="0"/>
<_DATA_SET _Name="PT118:Total credit limit/high credit on open bankcard tradelines" _ID="PT118" _Value="58136"/>
<_DATA_SET _Name="PT119:Number of bankcard tradelines" _ID="PT119" _Value="16"/>
<_DATA_SET _Name="PT120:Number of months since most recent bankcard tradeline opened" _ID="PT120" _Value="29"/>
<_DATA_SET _Name="PT121:Number of bankcard tradelines opened in the past 6 months" _ID="PT121" _Value="0"/>
<_DATA_SET _Name="PT122:Number of bankcard tradelines never delinquent" _ID="PT122" _Value="16"/>
<_DATA_SET _Name="PT125:Number of months since most recent bankcard delinquency" _ID="PT125" _Value="N/A"/>
<_DATA_SET _Name="PT126:Percent utilization on bankcard tradelines" _ID="PT126" _Value="4"/>
<_DATA_SET _Name="PT129:Number of Public Records with amount gt 100" _ID="PT129" _Value="-4"/>
<_DATA_SET _Name="PT130:Number of Tax Liens" _ID="PT130" _Value="0"/>
<_DATA_SET _Name="PT132:Total amount on Collections" _ID="PT132" _Value="87"/>
<_DATA_SET _Name="PT133:Number of repossessions" _ID="PT133" _Value="0"/>
<_DATA_SET _Name="PT134:Number of foreclosures" _ID="PT134" _Value="0"/>
<_DATA_SET _Name="PT136:Number of Collections/Chargeoffs in past 24 months; excluding medical" _ID="PT136" _Value="0"/>
<_DATA_SET _Name="PT137:Total amount on Collections in past 36 months; excluding medical" _ID="PT137" _Value="0"/>
<_DATA_SET _Name="PT138:Number of tradelines active within the past 6 months" _ID="PT138" _Value="12"/>
<_DATA_SET _Name="PT139:Number of mortgage tradelines opened in past 6 months" _ID="PT139" _Value="0"/>
<_DATA_SET _Name="PT140:Number of open installment tradelines opened within the past 24 months" _ID="PT140" _Value="0"/>
<_DATA_SET _Name="PT141:Total occurrances of 30 days late within the past 12 months on Mortgage trades" _ID="PT141" _Value="0"/>
<_DATA_SET _Name="PT142:Number of mortgages passed due 30 days or more in the last 6 months" _ID="PT142" _Value="0"/>
<_DATA_SET _Name="PT143:Total occurrances of 30 days late within the past 12 months" _ID="PT143" _Value="0"/>
<_DATA_SET _Name="PT144:Number of collections with amount gt 500" _ID="PT144" _Value="0"/>
<_DATA_SET _Name="PT145:Total balance on unsecured credit card tradelines" _ID="PT145" _Value="42"/>
<_DATA_SET _Name="PT146:Total balance on unsecured tradelines" _ID="PT146" _Value="3217"/>
<_DATA_SET _Name="PT147:Total amount on Tax Liens filed within the past 36 months" _ID="PT147" _Value="-4"/>
<_DATA_SET _Name="PT148:Total amount on Judgements filed within the past 36 months" _ID="PT148" _Value="-4"/>
<_DATA_SET _Name="PT149:Number of Public Records filed in past 24 months" _ID="PT149" _Value="-4"/>
<_DATA_SET _Name="PT150:Number of non-federal Student Loan tradelines" _ID="PT150" _Value="0"/>
<_DATA_SET _Name="PT151:Number of repossessed auto loan tradelines" _ID="PT151" _Value="0"/>
<_DATA_SET _Name="PT153:Percent utilization on installment tradelines" _ID="PT153" _Value="61"/>
<_DATA_SET _Name="PT154:Number of revolving tradelines with balance gt 0" _ID="PT154" _Value="2"/>
<_DATA_SET _Name="PT155:Number of installment tradelines opened in past 12 months" _ID="PT155" _Value="0"/>
<_DATA_SET _Name="PT157:Number of revolving tradelines opened in past 12 months" _ID="PT157" _Value="0"/>
<_DATA_SET _Name="PT158:Number of revolving tradelines opened in past 24 months" _ID="PT158" _Value="0"/>
<_DATA_SET _Name="PT159:Number of credit union tradelines" _ID="PT159" _Value="0"/>
<_DATA_SET _Name="PT160:Percent utilization on all open tradelines" _ID="PT160" _Value="73"/>
<_DATA_SET _Name="PT162:Maximum balance on revolving tradelines" _ID="PT162" _Value="3088"/>
<_DATA_SET _Name="PT163:Number months since more recent installment tradeline opened" _ID="PT163" _Value="38"/>
<_DATA_SET _Name="PT165:Number of auto tradelines 30 days past due in past 6 months" _ID="PT165" _Value="0"/>
<_DATA_SET _Name="PT166:Number of auto tradelines opened in past 6 months" _ID="PT166" _Value="0"/>
<_DATA_SET _Name="PT167:Number of retail tradelines opened in past 6 months" _ID="PT167" _Value="0"/>
<_DATA_SET _Name="PT168:Number of student loans opened in past 12 months" _ID="PT168" _Value="-5"/>
<_DATA_SET _Name="PT174:Total amount on Collections; excluding medical" _ID="PT174" _Value="87"/>
<_DATA_SET _Name="PT175:Total amount on Tax Liens" _ID="PT175" _Value="-4"/>
<_DATA_SET _Name="PT176:Total amount on Judgements" _ID="PT176" _Value="-4"/>
<_DATA_SET _Name="PT177:Total credit limit on open credit card trades" _ID="PT177" _Value="51847"/>
<_DATA_SET _Name="PT178:Total credit limit on open retail trades" _ID="PT178" _Value="3812"/>
<_DATA_SET _Name="PT179:Total balance on open credit card trades" _ID="PT179" _Value="42"/>
<_DATA_SET _Name="PT180:Total balance on open retail trades" _ID="PT180" _Value="0"/>
<_DATA_SET _Name="PT181:Age of oldest trade in months" _ID="PT181" _Value="333"/>
<_DATA_SET _Name="PT182:Total number of open credit card trades" _ID="PT182" _Value="12"/>
<_DATA_SET _Name="PT183:Total number of open retail trades" _ID="PT183" _Value="2"/>
<_DATA_SET _Name="PT184:Total number of trades ever delinquent" _ID="PT184" _Value="0"/>
<_DATA_SET _Name="PT185:Total number of tradelines delinquent in the last 6 months" _ID="PT185" _Value="0"/>
<_DATA_SET _Name="PT186:Total number of installment tradelines 60 days late or worse in the last 6 months" _ID="PT186" _Value="0"/>
<_DATA_SET _Name="PT187:Total balances on currently delinquent tradelines" _ID="PT187" _Value="0"/>
<_DATA_SET _Name="PT188:Worst current status on any open tradeline" _ID="PT188" _Value="0"/>
<_DATA_SET _Name="PT189:Worst status in the past 12 months on any mortgage tradeline" _ID="PT189" _Value="1"/>
<_DATA_SET _Name="PT190:Total number of closed credit card trades" _ID="PT190" _Value="5"/>
<_DATA_SET _Name="PT191:Total number of closed installment trades" _ID="PT191" _Value="2"/>
<_DATA_SET _Name="PT192:Percent of revolving credit available" _ID="PT192" _Value="96"/>
<_DATA_SET _Name="PT193:Number of loans or credit cards applied for in past 24 months" _ID="PT193" _Value="3"/>
<_DATA_SET _Name="PT194:Number of Installment tradelines not delinquent within the last 24 months" _ID="PT194" _Value="0"/>
<_DATA_SET _Name="PT195:Max credit limit on open bank credit cards" _ID="PT195" _Value="13400"/>
<_DATA_SET _Name="PT196:Number of collections with amount gt 0" _ID="PT196" _Value="1"/>
<_DATA_SET _Name="PT197:Total Number of delinquent credit card and retail trades in last 6 months" _ID="PT197" _Value="0"/>
<_DATA_SET _Name="PT198:Total number of open credit card tradelines with utilization gt 90%" _ID="PT198" _Value="0"/>
<_DATA_SET _Name="PT199:Total number of open retail tradelines with utilization gt 90%" _ID="PT199" _Value="0"/>
<_DATA_SET _Name="PT200:Number of closed trades; no exclusions" _ID="PT200" _Value="7"/>
<_DATA_SET _Name="PT201:Number of open trades; no exclusions" _ID="PT201" _Value="21"/>
<_DATA_SET _Name="PT202:Total balance on all trades; no exclusions" _ID="PT202" _Value="307704"/>
<_DATA_SET _Name="Deceased Indicator" _ID="AP009" _Value="N"/>
<_DATA_SET _Name="Public Record Info" _ID="AP010" _Value=""/>
</CREDIT_SUMMARY_XPN>
<CREDIT_SUMMARY_TUI BorrowerID="Borrower01" _Name="Attributes">
<_DATA_SET _Name="Number of tradelines" _ID="AP001" _Value="20"/>
<_DATA_SET _Name="Average age of open tradelines" _ID="AP002" _Value="85"/>
<_DATA_SET _Name="Average age of open tradelines; exclude auth user and joint ecoa" _ID="AP003" _Value="87"/>
<_DATA_SET _Name="Number of hard inquiries" _ID="AP004" _Value="0"/>
<_DATA_SET _Name="Number of payments" _ID="AP005" _Value="272"/>
<_DATA_SET _Name="Revolving utilization on open credit cards" _ID="AP006" _Value="N/A"/>
<_DATA_SET _Name="Total occurrences of minor delinqs" _ID="AP007" _Value="44"/>
<_DATA_SET _Name="Total number of major derogatory tradelines" _ID="AP008" _Value="10"/>
<_DATA_SET _Name="Total number of major derogatory tradelines calculated by TU" _ID="AP008_RAW" _Value="8"/>
<_DATA_SET _Name="AT01S:Number of trades" _ID="AT01S" _Value="20"/>
<_DATA_SET _Name="AT02S:Number of open trades" _ID="AT02S" _Value="11"/>
<_DATA_SET _Name="AT06S:Number of trades opened in past 6 months" _ID="AT06S" _Value="0"/>
<_DATA_SET _Name="AT09S:Number of trades opened in past 24 months" _ID="AT09S" _Value="0"/>
<_DATA_SET _Name="AT20S:Months since oldest trade opened" _ID="AT20S" _Value="113"/>
<_DATA_SET _Name="AT28A:Total credit line of open trades verified in past 12 months" _ID="AT28A" _Value="0"/>
<_DATA_SET _Name="AT28B:Total credit line of open trades verified in past 12 months (excl mort and home equity)" _ID="AT28B" _Value="0"/>
<_DATA_SET _Name="AT33A:Total balance of open trades verified in past 12 months" _ID="AT33A" _Value="0"/>
<_DATA_SET _Name="AT33B:Total balance of open trades verified in past 12 months (excl mort and home equity)" _ID="AT33B" _Value="0"/>
<_DATA_SET _Name="AT34A:Utilization for open trades verified in past 12 months" _ID="AT34A" _Value="N/A"/>
<_DATA_SET _Name="AT34B:Utilization for open trades verified in past 12 months (excl mort and home equity)" _ID="AT34B" _Value="N/A"/>
<_DATA_SET _Name="AT36S:Months since most recent delinquency" _ID="AT36S" _Value="53"/>
<_DATA_SET _Name="AT57S:Total past due amount of open trades verified in past 12 months" _ID="AT57S" _Value="N/A"/>
<_DATA_SET _Name="AT103S:Percentage of satisfactory open trades to all open trades" _ID="AT103S" _Value="0"/>
<_DATA_SET _Name="AT104S:Percentage of all trades opened in past 24 months to all trades" _ID="AT104S" _Value="0"/>
<_DATA_SET _Name="ATAP01:Total scheduled monthly payment for all trades verified in past 12 months" _ID="ATAP01" _Value="N/A"/>
<_DATA_SET _Name="AU28S:Total credit line of open auto trades verified in past 12 months" _ID="AU28S" _Value="0"/>
<_DATA_SET _Name="AU33S:Total balance of open auto trades verified in past 12 months" _ID="AU33S" _Value="0"/>
<_DATA_SET _Name="AU34S:Utilization for open auto trades verified in past 12 months" _ID="AU34S" _Value="N/A"/>
<_DATA_SET _Name="AU57S:Total past due amount of open auto trades verified in past 12 months" _ID="AU57S" _Value="N/A"/>
<_DATA_SET _Name="BC02S:Number of open credit card trades" _ID="BC02S" _Value="0"/>
<_DATA_SET _Name="BC06S:Number of credit card trades opened in past 6 months" _ID="BC06S" _Value="0"/>
<_DATA_SET _Name="BC102S:Average credit line of open credit card trades verified in past 12 months" _ID="BC102S" _Value="N/A"/>
<_DATA_SET _Name="BC12S:Number of open credit card trades verified in past 12 months" _ID="BC12S" _Value="0"/>
<_DATA_SET _Name="BC20S:Months since oldest credit card trade opened" _ID="BC20S" _Value="N/A"/>
<_DATA_SET _Name="BC28S:Total credit line of open credit card trades verified in past 12 months" _ID="BC28S" _Value="0"/>
<_DATA_SET _Name="BC30S:Percentage of open credit card trades > 50% of credit line verified in past 12 months" _ID="BC30S" _Value="N/A"/>
<_DATA_SET _Name="BC31S:Percentage of open credit card trades > 75% of credit line verified in past 12 months" _ID="BC31S" _Value="N/A"/>
<_DATA_SET _Name="BC33S:Total balance of open credit card trades verified in past 12 months" _ID="BC33S" _Value="0"/>
<_DATA_SET _Name="BC34S:Utilization for open credit card trades verified in past 12 months" _ID="BC34S" _Value="N/A"/>
<_DATA_SET _Name="BC57S:Total past due amount of open credit card trades verified in past 12 months" _ID="BC57S" _Value="N/A"/>
<_DATA_SET _Name="CO04S:Months since most recent charged-off trade was first reported" _ID="CO04S" _Value="60"/>
<_DATA_SET _Name="FC04S:Months since most recent foreclosure trade was first reported" _ID="FC04S" _Value="N/A"/>
<_DATA_SET _Name="G020S:Number of trades with maximum delinquency of 30 days past due in past 24 months" _ID="G020S" _Value="0"/>
<_DATA_SET _Name="G051S:Percentage of trades ever delinquent" _ID="G051S" _Value="80"/>
<_DATA_SET _Name="G093S:Number of public records" _ID="G093S" _Value="0"/>
<_DATA_SET _Name="G094S:Number of public record bankruptcies" _ID="G094S" _Value="0"/>
<_DATA_SET _Name="G095S:Months since most recent public record" _ID="G095S" _Value="-4"/>
<_DATA_SET _Name="G103S:Months since most recent credit inquiry" _ID="G103S" _Value="54"/>
<_DATA_SET _Name="G202A:Total open to buy of open trades verified in past 12 months (excl installs and morts)" _ID="G202A" _Value="N/A"/>
<_DATA_SET _Name="G215B:Number of non-medical third party collections with balance > $0" _ID="G215B" _Value="6"/>
<_DATA_SET _Name="G217S:Total past due amount of all trades verified in past 12 months" _ID="G217S" _Value="N/A"/>
<_DATA_SET _Name="G218B:Number of trades verified in the past 12 months that are currently 30+ DPD" _ID="G218B" _Value="0"/>
<_DATA_SET _Name="G224A:Number of 90 days past due or worse items ever (excluding medical colls)" _ID="G224A" _Value="14"/>
<_DATA_SET _Name="G238S:Number of credit inquiries in past 12 months (excl coll inqs)" _ID="G238S" _Value="0"/>
<_DATA_SET _Name="G244S:Number of inquiries (includes duplicates) in past 12 months" _ID="G244S" _Value="0"/>
<_DATA_SET _Name="G250A:Number of 30 DPD or worse items ever (excluding medical colls)" _ID="G250A" _Value="15"/>
<_DATA_SET _Name="G250B:Number of 30 DPD or worse items in the past 12 months (excluding medical colls)" _ID="G250B" _Value="0"/>
<_DATA_SET _Name="G250C:Number of 30 DPD or worse items in the past 24 months (excluding medical colls)" _ID="G250C" _Value="0"/>
<_DATA_SET _Name="G251A:Number of 60 DPD or worse items ever (excluding medical colls)" _ID="G251A" _Value="14"/>
<_DATA_SET _Name="G302S:Worst rating on revolving trades in past 12 months" _ID="G302S" _Value="N/A"/>
<_DATA_SET _Name="G304S:Worst rating on installment trades in past 12 months" _ID="G304S" _Value="N/A"/>
<_DATA_SET _Name="G310S:Worst rating on all trades in past 12 months" _ID="G310S" _Value="N/A"/>
<_DATA_SET _Name="GB311:Indicates if bankruptcies have been filed" _ID="GB311" _Value="0"/>
<_DATA_SET _Name="HI57S:Total past due amount of open home equity loan trades verified in past 12 months" _ID="HI57S" _Value="N/A"/>
<_DATA_SET _Name="HR57S:Total past due amount of open HELOC trades verified in past 12 months" _ID="HR57S" _Value="N/A"/>
<_DATA_SET _Name="IN02S:Number of open installment trades" _ID="IN02S" _Value="11"/>
<_DATA_SET _Name="IN06S:Number of installment trades opened in past 6 months" _ID="IN06S" _Value="0"/>
<_DATA_SET _Name="IN28S:Total credit line of open installment trades verified in past 12 months" _ID="IN28S" _Value="0"/>
<_DATA_SET _Name="IN33S:Total balance of open installment trades verified in past 12 months" _ID="IN33S" _Value="0"/>
<_DATA_SET _Name="IN34S:Utilization for open installment trades verified in past 12 months" _ID="IN34S" _Value="N/A"/>
<_DATA_SET _Name="IN36S:Months since most recent installment delinquency" _ID="IN36S" _Value="53"/>
<_DATA_SET _Name="IN57S:Total past due amount of open installment trades verified in past 12 months" _ID="IN57S" _Value="N/A"/>
<_DATA_SET _Name="MT02S:Number of open mortgage trades" _ID="MT02S" _Value="0"/>
<_DATA_SET _Name="MT06S:Number of mortgage trades opened in past 6 months" _ID="MT06S" _Value="0"/>
<_DATA_SET _Name="MT28S:Total credit line of open mortgage trades verified in past 12 months" _ID="MT28S" _Value="0"/>
<_DATA_SET _Name="MT33S:Total balance of open mortgage trades verified in past 12 months" _ID="MT33S" _Value="0"/>
<_DATA_SET _Name="MT34S:Utilization for open mortgage trades verified in past 12 months" _ID="MT34S" _Value="N/A"/>
<_DATA_SET _Name="MT36S:Months since most recent mortgage delinquency" _ID="MT36S" _Value="N/A"/>
<_DATA_SET _Name="MT57S:Total past due amount of open mortgage trades verified in past 12 months" _ID="MT57S" _Value="N/A"/>
<_DATA_SET _Name="RE02S:Number of open revolving trades" _ID="RE02S" _Value="0"/>
<_DATA_SET _Name="RE06S:Number of revolving trades opened in past 6 months" _ID="RE06S" _Value="0"/>
<_DATA_SET _Name="RE12S:Number of open revolving trades verified in past 12 months" _ID="RE12S" _Value="0"/>
<_DATA_SET _Name="RE20S:Months since oldest revolving trade opened" _ID="RE20S" _Value="70"/>
<_DATA_SET _Name="RE21S:Months since most recent revolving trade opened" _ID="RE21S" _Value="70"/>
<_DATA_SET _Name="RE28S:Total credit line of open revolving trades verified in past 12 months" _ID="RE28S" _Value="0"/>
<_DATA_SET _Name="RE30S:Percentage of open revolving trades > 50% of credit line verified in past 12 months" _ID="RE30S" _Value="0"/>
<_DATA_SET _Name="RE31S:Percentage of open revolving trades > 75% of credit line verified in past 12 months" _ID="RE31S" _Value="0"/>
<_DATA_SET _Name="RE33S:Total balance of open revolving trades verified in past 12 months" _ID="RE33S" _Value="0"/>
<_DATA_SET _Name="RE34S:Utilization for open revolving trades verified in past 12 months" _ID="RE34S" _Value="N/A"/>
<_DATA_SET _Name="RE34T:Utilization for all bureau open revolving trades verified in past 12 months" _ID="RE34T" _Value="N/A"/>
<_DATA_SET _Name="RE36S:Months since most recent revolving delinquency" _ID="RE36S" _Value="53"/>
<_DATA_SET _Name="RE57S:Total past due amount of open revolving trades verified in past 12 months" _ID="RE57S" _Value="N/A"/>
<_DATA_SET _Name="RE102S:Average credit line of open revolving trades verified in past 12 months" _ID="RE102S" _Value="N/A"/>
<_DATA_SET _Name="RP04S:Months since most recent repossession trade was first reported" _ID="RP04S" _Value="N/A"/>
<_DATA_SET _Name="S004S:Average number of months trades have been on file" _ID="S004S" _Value="54"/>
<_DATA_SET _Name="S043S:Number of open trades > 50% of credit line verified in 12 mons (excl installs and morts)" _ID="S043S" _Value="0"/>
<_DATA_SET _Name="S061S:Months since most recent 60 or more days past due" _ID="S061S" _Value="53"/>
<_DATA_SET _Name="S062S:Months since most recent 90 or more days past due" _ID="S062S" _Value="53"/>
<_DATA_SET _Name="S068A:Number of third party collections" _ID="S068A" _Value="7"/>
<_DATA_SET _Name="S114S:Number of deduped inquiries in past 6 months (excl auto and mortgage inquiries)" _ID="S114S" _Value="0"/>
<_DATA_SET _Name="S204A:Total balance of non-medical third party collections verified in past 12 months" _ID="S204A" _Value="0"/>
<_DATA_SET _Name="S207A:Months since most recent tradeline bankruptcy" _ID="S207A" _Value="N/A"/>
<_DATA_SET _Name="S207S:Months since most recent public record bankruptcy" _ID="S207S" _Value="-4"/>
<_DATA_SET _Name="S209A:Months since most recent non-medical third party collection" _ID="S209A" _Value="61"/>
<_DATA_SET _Name="ST28S:Total credit line of open student loan trades verified in past 12 months" _ID="ST28S" _Value="0"/>
<_DATA_SET _Name="ST33S:Total balance of open student loan trades verified in past 12 months" _ID="ST33S" _Value="0"/>
<_DATA_SET _Name="ST34S:Utilization for open student loan trades verified in past 12 months" _ID="ST34S" _Value="N/A"/>
<_DATA_SET _Name="ST57S:Total past due amount of open student loan trades verified in past 12 months" _ID="ST57S" _Value="N/A"/>
<_DATA_SET _Name="PT014:Total Scheduled Monthly Payment" _ID="PT014" _Value="566"/>
<_DATA_SET _Name="PT016:Utilization on revolving trades" _ID="PT016" _Value="N/A"/>
<_DATA_SET _Name="PT017:Total balance on open revolving trades" _ID="PT017" _Value="0"/>
<_DATA_SET _Name="PT019:Total Mortgage Monthly Payment" _ID="PT019" _Value="-5"/>
<_DATA_SET _Name="PT020:Total balance on open Mortgages" _ID="PT020" _Value="-5"/>
<_DATA_SET _Name="PT021:Total Monthly Automobile Payment" _ID="PT021" _Value="491"/>
<_DATA_SET _Name="PT022:Date of oldest trade" _ID="PT022" _Value="042013"/>
<_DATA_SET _Name="PT023:Months since infile created at bureau" _ID="PT023" _Value="1"/>
<_DATA_SET _Name="PT027:Total occurrances of delinquencies in past 12 months" _ID="PT027" _Value="0"/>
<_DATA_SET _Name="PT038:Number of Inquiries in past 6 months" _ID="PT038" _Value="0"/>
<_DATA_SET _Name="PT054:Total Credit Limit/High Credit on open tradelines" _ID="PT054" _Value="22864"/>
<_DATA_SET _Name="PT056:Total balance on all tradelines" _ID="PT056" _Value="31860"/>
<_DATA_SET _Name="PT063:Number of currently delinquent tradelines" _ID="PT063" _Value="1"/>
<_DATA_SET _Name="PT064:Number of currently delinquent revolving tradelines" _ID="PT064" _Value="0"/>
<_DATA_SET _Name="PT065:Number of currently delinquent installment tradelines" _ID="PT065" _Value="1"/>
<_DATA_SET _Name="PT068:Average balance on open tradelines" _ID="PT068" _Value="2023"/>
<_DATA_SET _Name="PT069:Number of Chargeoffs in past 12 months" _ID="PT069" _Value="0"/>
<_DATA_SET _Name="PT071:Total occurrances of delinquencies in the past 2 years" _ID="PT071" _Value="0"/>
<_DATA_SET _Name="PT072:Total occurrances of delinquencies in the past 30 days" _ID="PT072" _Value="0"/>
<_DATA_SET _Name="PT073:Total occurrances of delinquencies in the past 60 days" _ID="PT073" _Value="0"/>
<_DATA_SET _Name="PT074:Total occurrances of delinquencies in the past 7 years" _ID="PT074" _Value="18"/>
<_DATA_SET _Name="PT076:Date of oldest trade" _ID="PT076" _Value="042013"/>
<_DATA_SET _Name="PT079:Number of months since oldest installment tradeline opened" _ID="PT079" _Value="113"/>
<_DATA_SET _Name="PT080:Number of months since oldest revolving tradeline opened" _ID="PT080" _Value="70"/>
<_DATA_SET _Name="PT082:Number of months since most recent tradeline opened" _ID="PT082" _Value="57"/>
<_DATA_SET _Name="PT083:Number of mortgage trades" _ID="PT083" _Value="0"/>
<_DATA_SET _Name="PT088:Number of months since 90+ late or worse derogatory" _ID="PT088" _Value="53"/>
<_DATA_SET _Name="PT089:Number of tradelines reported in past 2 months and currently 120 days past due" _ID="PT089" _Value="0"/>
<_DATA_SET _Name="PT090:Number of tradelines currently 30 days past due" _ID="PT090" _Value="1"/>
<_DATA_SET _Name="PT091:Number of tradelines 90+ days past due in past 24 months" _ID="PT091" _Value="7"/>
<_DATA_SET _Name="PT092:Number of tradelines opened in past 12 months" _ID="PT092" _Value="0"/>
<_DATA_SET _Name="PT093:Percentage of tradelines never delinquent" _ID="PT093" _Value="60"/>
<_DATA_SET _Name="PT094:Number of tradelines ever 120 days past due" _ID="PT094" _Value="7"/>
<_DATA_SET _Name="PT095:Number of months since oldest bank installment tradeline" _ID="PT095" _Value="113"/>
<_DATA_SET _Name="PT103:Total credit limit/high credit on open installment tradelines" _ID="PT103" _Value="22864"/>
<_DATA_SET _Name="PT104:Number of currently satisfactory tradelines" _ID="PT104" _Value="4"/>
<_DATA_SET _Name="PT105:Number of revolving tradelines" _ID="PT105" _Value="1"/>
<_DATA_SET _Name="PT110:Number of revolving tradelines opened in past 7 years" _ID="PT110" _Value="1"/>
<_DATA_SET _Name="PT111:Total credit limit/high credit on open revolving tradelines" _ID="PT111" _Value="0"/>
<_DATA_SET _Name="PT112:Total available credit on open bankcard tradelines verified in the last 6 mons" _ID="PT112" _Value="-5"/>
<_DATA_SET _Name="PT115:Percent of bankcard tradelines gt 75% of credit limit" _ID="PT115" _Value="-5"/>
<_DATA_SET _Name="PT118:Total credit limit/high credit on open bankcard tradelines" _ID="PT118" _Value="-5"/>
<_DATA_SET _Name="PT119:Number of bankcard tradelines" _ID="PT119" _Value="0"/>
<_DATA_SET _Name="PT120:Number of months since most recent bankcard tradeline opened" _ID="PT120" _Value="-5"/>
<_DATA_SET _Name="PT121:Number of bankcard tradelines opened in the past 6 months" _ID="PT121" _Value="-5"/>
<_DATA_SET _Name="PT122:Number of bankcard tradelines never delinquent" _ID="PT122" _Value="-5"/>
<_DATA_SET _Name="PT125:Number of months since most recent bankcard delinquency" _ID="PT125" _Value="-5"/>
<_DATA_SET _Name="PT126:Percent utilization on bankcard tradelines" _ID="PT126" _Value="-5"/>
<_DATA_SET _Name="PT129:Number of Public Records with amount gt 100" _ID="PT129" _Value="-4"/>
<_DATA_SET _Name="PT130:Number of Tax Liens" _ID="PT130" _Value="0"/>
<_DATA_SET _Name="PT132:Total amount on Collections" _ID="PT132" _Value="11568"/>
<_DATA_SET _Name="PT133:Number of repossessions" _ID="PT133" _Value="0"/>
<_DATA_SET _Name="PT134:Number of foreclosures" _ID="PT134" _Value="0"/>
<_DATA_SET _Name="PT136:Number of Collections/Chargeoffs in past 24 months; excluding medical" _ID="PT136" _Value="0"/>
<_DATA_SET _Name="PT137:Total amount on Collections in past 36 months; excluding medical" _ID="PT137" _Value="0"/>
<_DATA_SET _Name="PT138:Number of tradelines active within the past 6 months" _ID="PT138" _Value="0"/>
<_DATA_SET _Name="PT139:Number of mortgage tradelines opened in past 6 months" _ID="PT139" _Value="-5"/>
<_DATA_SET _Name="PT140:Number of open installment tradelines opened within the past 24 months" _ID="PT140" _Value="0"/>
<_DATA_SET _Name="PT141:Total occurrances of 30 days late within the past 12 months on Mortgage trades" _ID="PT141" _Value="-5"/>
<_DATA_SET _Name="PT142:Number of mortgages passed due 30 days or more in the last 6 months" _ID="PT142" _Value="-5"/>
<_DATA_SET _Name="PT143:Total occurrances of 30 days late within the past 12 months" _ID="PT143" _Value="0"/>
<_DATA_SET _Name="PT144:Number of collections with amount gt 500" _ID="PT144" _Value="5"/>
<_DATA_SET _Name="PT145:Total balance on unsecured credit card tradelines" _ID="PT145" _Value="249"/>
<_DATA_SET _Name="PT146:Total balance on unsecured tradelines" _ID="PT146" _Value="31860"/>
<_DATA_SET _Name="PT147:Total amount on Tax Liens filed within the past 36 months" _ID="PT147" _Value="-4"/>
<_DATA_SET _Name="PT148:Total amount on Judgements filed within the past 36 months" _ID="PT148" _Value="-4"/>
<_DATA_SET _Name="PT149:Number of Public Records filed in past 24 months" _ID="PT149" _Value="-4"/>
<_DATA_SET _Name="PT150:Number of non-federal Student Loan tradelines" _ID="PT150" _Value="9"/>
<_DATA_SET _Name="PT151:Number of repossessed auto loan tradelines" _ID="PT151" _Value="0"/>
<_DATA_SET _Name="PT153:Percent utilization on installment tradelines" _ID="PT153" _Value="71"/>
<_DATA_SET _Name="PT154:Number of revolving tradelines with balance gt 0" _ID="PT154" _Value="1"/>
<_DATA_SET _Name="PT155:Number of installment tradelines opened in past 12 months" _ID="PT155" _Value="0"/>
<_DATA_SET _Name="PT157:Number of revolving tradelines opened in past 12 months" _ID="PT157" _Value="0"/>
<_DATA_SET _Name="PT158:Number of revolving tradelines opened in past 24 months" _ID="PT158" _Value="0"/>
<_DATA_SET _Name="PT159:Number of credit union tradelines" _ID="PT159" _Value="0"/>
<_DATA_SET _Name="PT160:Percent utilization on all open tradelines" _ID="PT160" _Value="97"/>
<_DATA_SET _Name="PT162:Maximum balance on revolving tradelines" _ID="PT162" _Value="249"/>
<_DATA_SET _Name="PT163:Number months since more recent installment tradeline opened" _ID="PT163" _Value="57"/>
<_DATA_SET _Name="PT165:Number of auto tradelines 30 days past due in past 6 months" _ID="PT165" _Value="0"/>
<_DATA_SET _Name="PT166:Number of auto tradelines opened in past 6 months" _ID="PT166" _Value="0"/>
<_DATA_SET _Name="PT167:Number of retail tradelines opened in past 6 months" _ID="PT167" _Value="0"/>
<_DATA_SET _Name="PT168:Number of student loans opened in past 12 months" _ID="PT168" _Value="0"/>
<_DATA_SET _Name="PT174:Total amount on Collections; excluding medical" _ID="PT174" _Value="11494"/>
<_DATA_SET _Name="PT175:Total amount on Tax Liens" _ID="PT175" _Value="-4"/>
<_DATA_SET _Name="PT176:Total amount on Judgements" _ID="PT176" _Value="-4"/>
<_DATA_SET _Name="PT177:Total credit limit on open credit card trades" _ID="PT177" _Value="0"/>
<_DATA_SET _Name="PT178:Total credit limit on open retail trades" _ID="PT178" _Value="0"/>
<_DATA_SET _Name="PT179:Total balance on open credit card trades" _ID="PT179" _Value="0"/>
<_DATA_SET _Name="PT180:Total balance on open retail trades" _ID="PT180" _Value="0"/>
<_DATA_SET _Name="PT181:Age of oldest trade in months" _ID="PT181" _Value="113"/>
<_DATA_SET _Name="PT182:Total number of open credit card trades" _ID="PT182" _Value="0"/>
<_DATA_SET _Name="PT183:Total number of open retail trades" _ID="PT183" _Value="0"/>
<_DATA_SET _Name="PT184:Total number of trades ever delinquent" _ID="PT184" _Value="8"/>
<_DATA_SET _Name="PT185:Total number of tradelines delinquent in the last 6 months" _ID="PT185" _Value="0"/>
<_DATA_SET _Name="PT186:Total number of installment tradelines 60 days late or worse in the last 6 months" _ID="PT186" _Value="0"/>
<_DATA_SET _Name="PT187:Total balances on currently delinquent tradelines" _ID="PT187" _Value="20043"/>
<_DATA_SET _Name="PT188:Worst current status on any open tradeline" _ID="PT188" _Value="9"/>
<_DATA_SET _Name="PT189:Worst status in the past 12 months on any mortgage tradeline" _ID="PT189" _Value="0"/>
<_DATA_SET _Name="PT190:Total number of closed credit card trades" _ID="PT190" _Value="1"/>
<_DATA_SET _Name="PT191:Total number of closed installment trades" _ID="PT191" _Value="8"/>
<_DATA_SET _Name="PT192:Percent of revolving credit available" _ID="PT192" _Value="0"/>
<_DATA_SET _Name="PT193:Number of loans or credit cards applied for in past 24 months" _ID="PT193" _Value="0"/>
<_DATA_SET _Name="PT194:Number of Installment tradelines not delinquent within the last 24 months" _ID="PT194" _Value="19"/>
<_DATA_SET _Name="PT195:Max credit limit on open bank credit cards" _ID="PT195" _Value="0"/>
<_DATA_SET _Name="PT196:Number of collections with amount gt 0" _ID="PT196" _Value="7"/>
<_DATA_SET _Name="PT197:Total Number of delinquent credit card and retail trades in last 6 months" _ID="PT197" _Value="0"/>
<_DATA_SET _Name="PT198:Total number of open credit card tradelines with utilization gt 90%" _ID="PT198" _Value="0"/>
<_DATA_SET _Name="PT199:Total number of open retail tradelines with utilization gt 90%" _ID="PT199" _Value="10"/>
<_DATA_SET _Name="PT200:Number of closed trades; no exclusions" _ID="PT200" _Value="9"/>
<_DATA_SET _Name="PT201:Number of open trades; no exclusions" _ID="PT201" _Value="11"/>
<_DATA_SET _Name="PT202:Total balance on all trades; no exclusions" _ID="PT202" _Value="31860"/>
<_DATA_SET _Name="Deceased Indicator" _ID="AP009" _Value="N"/>
<_DATA_SET _Name="Public Record Info" _ID="AP010" _Value=""/>
</CREDIT_SUMMARY_TUI>
<CREDIT_SUMMARY_EFX BorrowerID="Borrower01" _Name="Attributes">
<_DATA_SET _Name="Number of tradelines" _ID="AP001" _Value="7"/>
<_DATA_SET _Name="Average age of open tradelines" _ID="AP002" _Value="43"/>
<_DATA_SET _Name="Average age of open tradelines; exclude auth user and joint ecoa" _ID="AP003" _Value="N/A"/>
<_DATA_SET _Name="Number of hard inquiries" _ID="AP004" _Value="12"/>
<_DATA_SET _Name="Number of payments" _ID="AP005" _Value="N/A"/>
<_DATA_SET _Name="Revolving utilization on open credit cards" _ID="AP006" _Value="20"/>
<_DATA_SET _Name="Total occurrences of minor delinqs" _ID="AP007" _Value="0"/>
<_DATA_SET _Name="Total number of major derogatory tradelines" _ID="AP008" _Value="0"/>
<_DATA_SET _Name="Total number of major derogatory tradelines calculated by TU" _ID="AP008_RAW" _Value="8"/>
<_DATA_SET _Name="AT01S:Number of trades" _ID="AT01S" _Value="7"/>
<_DATA_SET _Name="AT02S:Number of open trades" _ID="AT02S" _Value="3"/>
<_DATA_SET _Name="AT06S:Number of trades opened in past 6 months" _ID="AT06S" _Value="0"/>
<_DATA_SET _Name="AT09S:Number of trades opened in past 24 months" _ID="AT09S" _Value="1"/>
<_DATA_SET _Name="AT20S:Months since oldest trade opened" _ID="AT20S" _Value="90"/>
<_DATA_SET _Name="AT28A:Total credit line of open trades verified in past 12 months" _ID="AT28A" _Value="34500"/>
<_DATA_SET _Name="AT28B:Total credit line of open trades verified in past 12 months (excl mort and home equity)" _ID="AT28B" _Value="34500"/>
<_DATA_SET _Name="AT33A:Total balance of open trades verified in past 12 months" _ID="AT33A" _Value="3933"/>
<_DATA_SET _Name="AT33B:Total balance of open trades verified in past 12 months (excl mort and home equity)" _ID="AT33B" _Value="3933"/>
<_DATA_SET _Name="AT34A:Utilization for open trades verified in past 12 months" _ID="AT34A" _Value="11"/>
<_DATA_SET _Name="AT34B:Utilization for open trades verified in past 12 months (excl mort and home equity)" _ID="AT34B" _Value="11"/>
<_DATA_SET _Name="AT36S:Months since most recent delinquency" _ID="AT36S" _Value="N/A"/>
<_DATA_SET _Name="AT57S:Total past due amount of open trades verified in past 12 months" _ID="AT57S" _Value="0"/>
<_DATA_SET _Name="AT103S:Percentage of satisfactory open trades to all open trades" _ID="AT103S" _Value="100"/>
<_DATA_SET _Name="AT104S:Percentage of all trades opened in past 24 months to all trades" _ID="AT104S" _Value="14"/>
<_DATA_SET _Name="ATAP01:Total scheduled monthly payment for all trades verified in past 12 months" _ID="ATAP01" _Value="161"/>
<_DATA_SET _Name="AU28S:Total credit line of open auto trades verified in past 12 months" _ID="AU28S" _Value="0"/>
<_DATA_SET _Name="AU33S:Total balance of open auto trades verified in past 12 months" _ID="AU33S" _Value="0"/>
<_DATA_SET _Name="AU34S:Utilization for open auto trades verified in past 12 months" _ID="AU34S" _Value="N/A"/>
<_DATA_SET _Name="AU57S:Total past due amount of open auto trades verified in past 12 months" _ID="AU57S" _Value="N/A"/>
<_DATA_SET _Name="BC02S:Number of open credit card trades" _ID="BC02S" _Value="1"/>
<_DATA_SET _Name="BC06S:Number of credit card trades opened in past 6 months" _ID="BC06S" _Value="0"/>
<_DATA_SET _Name="BC102S:Average credit line of open credit card trades verified in past 12 months" _ID="BC102S" _Value="10000"/>
<_DATA_SET _Name="BC12S:Number of open credit card trades verified in past 12 months" _ID="BC12S" _Value="1"/>
<_DATA_SET _Name="BC20S:Months since oldest credit card trade opened" _ID="BC20S" _Value="13"/>
<_DATA_SET _Name="BC28S:Total credit line of open credit card trades verified in past 12 months" _ID="BC28S" _Value="10000"/>
<_DATA_SET _Name="BC30S:Percentage of open credit card trades > 50% of credit line verified in past 12 months" _ID="BC30S" _Value="0"/>
<_DATA_SET _Name="BC31S:Percentage of open credit card trades > 75% of credit line verified in past 12 months" _ID="BC31S" _Value="0"/>
<_DATA_SET _Name="BC33S:Total balance of open credit card trades verified in past 12 months" _ID="BC33S" _Value="3933"/>
<_DATA_SET _Name="BC34S:Utilization for open credit card trades verified in past 12 months" _ID="BC34S" _Value="39"/>
<_DATA_SET _Name="BC57S:Total past due amount of open credit card trades verified in past 12 months" _ID="BC57S" _Value="0"/>
<_DATA_SET _Name="CO04S:Months since most recent charged-off trade was first reported" _ID="CO04S" _Value="N/A"/>
<_DATA_SET _Name="FC04S:Months since most recent foreclosure trade was first reported" _ID="FC04S" _Value="N/A"/>
<_DATA_SET _Name="G020S:Number of trades with maximum delinquency of 30 days past due in past 24 months" _ID="G020S" _Value="0"/>
<_DATA_SET _Name="G051S:Percentage of trades ever delinquent" _ID="G051S" _Value="0"/>
<_DATA_SET _Name="G093S:Number of public records" _ID="G093S" _Value="0"/>
<_DATA_SET _Name="G094S:Number of public record bankruptcies" _ID="G094S" _Value="0"/>
<_DATA_SET _Name="G095S:Months since most recent public record" _ID="G095S" _Value="-4"/>
<_DATA_SET _Name="G103S:Months since most recent credit inquiry" _ID="G103S" _Value="1"/>
<_DATA_SET _Name="G202A:Total open to buy of open trades verified in past 12 months (excl installs and morts)" _ID="G202A" _Value="30567"/>
<_DATA_SET _Name="G215B:Number of non-medical third party collections with balance > $0" _ID="G215B" _Value="0"/>
<_DATA_SET _Name="G217S:Total past due amount of all trades verified in past 12 months" _ID="G217S" _Value="0"/>
<_DATA_SET _Name="G218B:Number of trades verified in the past 12 months that are currently 30+ DPD" _ID="G218B" _Value="0"/>
<_DATA_SET _Name="G224A:Number of 90 days past due or worse items ever (excluding medical colls)" _ID="G224A" _Value="0"/>
<_DATA_SET _Name="G238S:Number of credit inquiries in past 12 months (excl coll inqs)" _ID="G238S" _Value="11"/>
<_DATA_SET _Name="G244S:Number of inquiries (includes duplicates) in past 12 months" _ID="G244S" _Value="11"/>
<_DATA_SET _Name="G250A:Number of 30 DPD or worse items ever (excluding medical colls)" _ID="G250A" _Value="0"/>
<_DATA_SET _Name="G250B:Number of 30 DPD or worse items in the past 12 months (excluding medical colls)" _ID="G250B" _Value="0"/>
<_DATA_SET _Name="G250C:Number of 30 DPD or worse items in the past 24 months (excluding medical colls)" _ID="G250C" _Value="0"/>
<_DATA_SET _Name="G251A:Number of 60 DPD or worse items ever (excluding medical colls)" _ID="G251A" _Value="0"/>
<_DATA_SET _Name="G302S:Worst rating on revolving trades in past 12 months" _ID="G302S" _Value="N/A"/>
<_DATA_SET _Name="G304S:Worst rating on installment trades in past 12 months" _ID="G304S" _Value="N/A"/>
<_DATA_SET _Name="G310S:Worst rating on all trades in past 12 months" _ID="G310S" _Value="N/A"/>
<_DATA_SET _Name="GB311:Indicates if bankruptcies have been filed" _ID="GB311" _Value="0"/>
<_DATA_SET _Name="HI57S:Total past due amount of open home equity loan trades verified in past 12 months" _ID="HI57S" _Value="N/A"/>
<_DATA_SET _Name="HR57S:Total past due amount of open HELOC trades verified in past 12 months" _ID="HR57S" _Value="N/A"/>
<_DATA_SET _Name="IN02S:Number of open installment trades" _ID="IN02S" _Value="0"/>
<_DATA_SET _Name="IN06S:Number of installment trades opened in past 6 months" _ID="IN06S" _Value="0"/>
<_DATA_SET _Name="IN28S:Total credit line of open installment trades verified in past 12 months" _ID="IN28S" _Value="0"/>
<_DATA_SET _Name="IN33S:Total balance of open installment trades verified in past 12 months" _ID="IN33S" _Value="0"/>
<_DATA_SET _Name="IN34S:Utilization for open installment trades verified in past 12 months" _ID="IN34S" _Value="N/A"/>
<_DATA_SET _Name="IN36S:Months since most recent installment delinquency" _ID="IN36S" _Value="N/A"/>
<_DATA_SET _Name="IN57S:Total past due amount of open installment trades verified in past 12 months" _ID="IN57S" _Value="N/A"/>
<_DATA_SET _Name="MT02S:Number of open mortgage trades" _ID="MT02S" _Value="0"/>
<_DATA_SET _Name="MT06S:Number of mortgage trades opened in past 6 months" _ID="MT06S" _Value="0"/>
<_DATA_SET _Name="MT28S:Total credit line of open mortgage trades verified in past 12 months" _ID="MT28S" _Value="0"/>
<_DATA_SET _Name="MT33S:Total balance of open mortgage trades verified in past 12 months" _ID="MT33S" _Value="0"/>
<_DATA_SET _Name="MT34S:Utilization for open mortgage trades verified in past 12 months" _ID="MT34S" _Value="N/A"/>
<_DATA_SET _Name="MT36S:Months since most recent mortgage delinquency" _ID="MT36S" _Value="N/A"/>
<_DATA_SET _Name="MT57S:Total past due amount of open mortgage trades verified in past 12 months" _ID="MT57S" _Value="N/A"/>
<_DATA_SET _Name="RE02S:Number of open revolving trades" _ID="RE02S" _Value="3"/>
<_DATA_SET _Name="RE06S:Number of revolving trades opened in past 6 months" _ID="RE06S" _Value="0"/>
<_DATA_SET _Name="RE12S:Number of open revolving trades verified in past 12 months" _ID="RE12S" _Value="3"/>
<_DATA_SET _Name="RE20S:Months since oldest revolving trade opened" _ID="RE20S" _Value="90"/>
<_DATA_SET _Name="RE21S:Months since most recent revolving trade opened" _ID="RE21S" _Value="13"/>
<_DATA_SET _Name="RE28S:Total credit line of open revolving trades verified in past 12 months" _ID="RE28S" _Value="34500"/>
<_DATA_SET _Name="RE30S:Percentage of open revolving trades > 50% of credit line verified in past 12 months" _ID="RE30S" _Value="0"/>
<_DATA_SET _Name="RE31S:Percentage of open revolving trades > 75% of credit line verified in past 12 months" _ID="RE31S" _Value="0"/>
<_DATA_SET _Name="RE33S:Total balance of open revolving trades verified in past 12 months" _ID="RE33S" _Value="3933"/>
<_DATA_SET _Name="RE34S:Utilization for open revolving trades verified in past 12 months" _ID="RE34S" _Value="11"/>
<_DATA_SET _Name="RE34T:Utilization for all bureau open revolving trades verified in past 12 months" _ID="RE34T" _Value="11"/>
<_DATA_SET _Name="RE36S:Months since most recent revolving delinquency" _ID="RE36S" _Value="N/A"/>
<_DATA_SET _Name="RE57S:Total past due amount of open revolving trades verified in past 12 months" _ID="RE57S" _Value="0"/>
<_DATA_SET _Name="RE102S:Average credit line of open revolving trades verified in past 12 months" _ID="RE102S" _Value="11500"/>
<_DATA_SET _Name="RP04S:Months since most recent repossession trade was first reported" _ID="RP04S" _Value="N/A"/>
<_DATA_SET _Name="S004S:Average number of months trades have been on file" _ID="S004S" _Value="58"/>
<_DATA_SET _Name="S043S:Number of open trades > 50% of credit line verified in 12 mons (excl installs and morts)" _ID="S043S" _Value="0"/>
<_DATA_SET _Name="S061S:Months since most recent 60 or more days past due" _ID="S061S" _Value="N/A"/>
<_DATA_SET _Name="S062S:Months since most recent 90 or more days past due" _ID="S062S" _Value="N/A"/>
<_DATA_SET _Name="S068A:Number of third party collections" _ID="S068A" _Value="0"/>
<_DATA_SET _Name="S114S:Number of deduped inquiries in past 6 months (excl auto and mortgage inquiries)" _ID="S114S" _Value="9"/>
<_DATA_SET _Name="S204A:Total balance of non-medical third party collections verified in past 12 months" _ID="S204A" _Value="0"/>
<_DATA_SET _Name="S207A:Months since most recent tradeline bankruptcy" _ID="S207A" _Value="N/A"/>
<_DATA_SET _Name="S207S:Months since most recent public record bankruptcy" _ID="S207S" _Value="-4"/>
<_DATA_SET _Name="S209A:Months since most recent non-medical third party collection" _ID="S209A" _Value="N/A"/>
<_DATA_SET _Name="ST28S:Total credit line of open student loan trades verified in past 12 months" _ID="ST28S" _Value="0"/>
<_DATA_SET _Name="ST33S:Total balance of open student loan trades verified in past 12 months" _ID="ST33S" _Value="0"/>
<_DATA_SET _Name="ST34S:Utilization for open student loan trades verified in past 12 months" _ID="ST34S" _Value="N/A"/>
<_DATA_SET _Name="ST57S:Total past due amount of open student loan trades verified in past 12 months" _ID="ST57S" _Value="N/A"/>
<_DATA_SET _Name="PT014:Total Scheduled Monthly Payment" _ID="PT014" _Value="161"/>
<_DATA_SET _Name="PT016:Utilization on revolving trades" _ID="PT016" _Value="11"/>
<_DATA_SET _Name="PT017:Total balance on open revolving trades" _ID="PT017" _Value="3933"/>
<_DATA_SET _Name="PT019:Total Mortgage Monthly Payment" _ID="PT019" _Value="-5"/>
<_DATA_SET _Name="PT020:Total balance on open Mortgages" _ID="PT020" _Value="-5"/>
<_DATA_SET _Name="PT021:Total Monthly Automobile Payment" _ID="PT021" _Value="N/A"/>
<_DATA_SET _Name="PT022:Date of oldest trade" _ID="PT022" _Value="032015"/>
<_DATA_SET _Name="PT023:Months since infile created at bureau" _ID="PT023" _Value="1"/>
<_DATA_SET _Name="PT027:Total occurrances of delinquencies in past 12 months" _ID="PT027" _Value="0"/>
<_DATA_SET _Name="PT038:Number of Inquiries in past 6 months" _ID="PT038" _Value="9"/>
<_DATA_SET _Name="PT054:Total Credit Limit/High Credit on open tradelines" _ID="PT054" _Value="34500"/>
<_DATA_SET _Name="PT056:Total balance on all tradelines" _ID="PT056" _Value="3933"/>
<_DATA_SET _Name="PT063:Number of currently delinquent tradelines" _ID="PT063" _Value="0"/>
<_DATA_SET _Name="PT064:Number of currently delinquent revolving tradelines" _ID="PT064" _Value="0"/>
<_DATA_SET _Name="PT065:Number of currently delinquent installment tradelines" _ID="PT065" _Value="0"/>
<_DATA_SET _Name="PT068:Average balance on open tradelines" _ID="PT068" _Value="1311"/>
<_DATA_SET _Name="PT069:Number of Chargeoffs in past 12 months" _ID="PT069" _Value="0"/>
<_DATA_SET _Name="PT071:Total occurrances of delinquencies in the past 2 years" _ID="PT071" _Value="0"/>
<_DATA_SET _Name="PT072:Total occurrances of delinquencies in the past 30 days" _ID="PT072" _Value="0"/>
<_DATA_SET _Name="PT073:Total occurrances of delinquencies in the past 60 days" _ID="PT073" _Value="0"/>
<_DATA_SET _Name="PT074:Total occurrances of delinquencies in the past 7 years" _ID="PT074" _Value="0"/>
<_DATA_SET _Name="PT076:Date of oldest trade" _ID="PT076" _Value="032015"/>
<_DATA_SET _Name="PT079:Number of months since oldest installment tradeline opened" _ID="PT079" _Value="82"/>
<_DATA_SET _Name="PT080:Number of months since oldest revolving tradeline opened" _ID="PT080" _Value="90"/>
<_DATA_SET _Name="PT082:Number of months since most recent tradeline opened" _ID="PT082" _Value="13"/>
<_DATA_SET _Name="PT083:Number of mortgage trades" _ID="PT083" _Value="0"/>
<_DATA_SET _Name="PT088:Number of months since 90+ late or worse derogatory" _ID="PT088" _Value="-5"/>
<_DATA_SET _Name="PT089:Number of tradelines reported in past 2 months and currently 120 days past due" _ID="PT089" _Value="0"/>
<_DATA_SET _Name="PT090:Number of tradelines currently 30 days past due" _ID="PT090" _Value="0"/>
<_DATA_SET _Name="PT091:Number of tradelines 90+ days past due in past 24 months" _ID="PT091" _Value="0"/>
<_DATA_SET _Name="PT092:Number of tradelines opened in past 12 months" _ID="PT092" _Value="0"/>
<_DATA_SET _Name="PT093:Percentage of tradelines never delinquent" _ID="PT093" _Value="100"/>
<_DATA_SET _Name="PT094:Number of tradelines ever 120 days past due" _ID="PT094" _Value="0"/>
<_DATA_SET _Name="PT095:Number of months since oldest bank installment tradeline" _ID="PT095" _Value="82"/>
<_DATA_SET _Name="PT103:Total credit limit/high credit on open installment tradelines" _ID="PT103" _Value="0"/>
<_DATA_SET _Name="PT104:Number of currently satisfactory tradelines" _ID="PT104" _Value="7"/>
<_DATA_SET _Name="PT105:Number of revolving tradelines" _ID="PT105" _Value="5"/>
<_DATA_SET _Name="PT110:Number of revolving tradelines opened in past 7 years" _ID="PT110" _Value="4"/>
<_DATA_SET _Name="PT111:Total credit limit/high credit on open revolving tradelines" _ID="PT111" _Value="34500"/>
<_DATA_SET _Name="PT112:Total available credit on open bankcard tradelines verified in the last 6 mons" _ID="PT112" _Value="6067"/>
<_DATA_SET _Name="PT115:Percent of bankcard tradelines gt 75% of credit limit" _ID="PT115" _Value="0"/>
<_DATA_SET _Name="PT118:Total credit limit/high credit on open bankcard tradelines" _ID="PT118" _Value="10000"/>
<_DATA_SET _Name="PT119:Number of bankcard tradelines" _ID="PT119" _Value="1"/>
<_DATA_SET _Name="PT120:Number of months since most recent bankcard tradeline opened" _ID="PT120" _Value="13"/>
<_DATA_SET _Name="PT121:Number of bankcard tradelines opened in the past 6 months" _ID="PT121" _Value="0"/>
<_DATA_SET _Name="PT122:Number of bankcard tradelines never delinquent" _ID="PT122" _Value="1"/>
<_DATA_SET _Name="PT125:Number of months since most recent bankcard delinquency" _ID="PT125" _Value="-5"/>
<_DATA_SET _Name="PT126:Percent utilization on bankcard tradelines" _ID="PT126" _Value="39"/>
<_DATA_SET _Name="PT129:Number of Public Records with amount gt 100" _ID="PT129" _Value="-4"/>
<_DATA_SET _Name="PT130:Number of Tax Liens" _ID="PT130" _Value="0"/>
<_DATA_SET _Name="PT132:Total amount on Collections" _ID="PT132" _Value="0"/>
<_DATA_SET _Name="PT133:Number of repossessions" _ID="PT133" _Value="0"/>
<_DATA_SET _Name="PT134:Number of foreclosures" _ID="PT134" _Value="0"/>
<_DATA_SET _Name="PT136:Number of Collections/Chargeoffs in past 24 months; excluding medical" _ID="PT136" _Value="0"/>
<_DATA_SET _Name="PT137:Total amount on Collections in past 36 months; excluding medical" _ID="PT137" _Value="0"/>
<_DATA_SET _Name="PT138:Number of tradelines active within the past 6 months" _ID="PT138" _Value="2"/>
<_DATA_SET _Name="PT139:Number of mortgage tradelines opened in past 6 months" _ID="PT139" _Value="-5"/>
<_DATA_SET _Name="PT140:Number of open installment tradelines opened within the past 24 months" _ID="PT140" _Value="0"/>
<_DATA_SET _Name="PT141:Total occurrances of 30 days late within the past 12 months on Mortgage trades" _ID="PT141" _Value="-5"/>
<_DATA_SET _Name="PT142:Number of mortgages passed due 30 days or more in the last 6 months" _ID="PT142" _Value="-5"/>
<_DATA_SET _Name="PT143:Total occurrances of 30 days late within the past 12 months" _ID="PT143" _Value="0"/>
<_DATA_SET _Name="PT144:Number of collections with amount gt 500" _ID="PT144" _Value="0"/>
<_DATA_SET _Name="PT145:Total balance on unsecured credit card tradelines" _ID="PT145" _Value="3933"/>
<_DATA_SET _Name="PT146:Total balance on unsecured tradelines" _ID="PT146" _Value="3933"/>
<_DATA_SET _Name="PT147:Total amount on Tax Liens filed within the past 36 months" _ID="PT147" _Value="-4"/>
<_DATA_SET _Name="PT148:Total amount on Judgements filed within the past 36 months" _ID="PT148" _Value="-4"/>
<_DATA_SET _Name="PT149:Number of Public Records filed in past 24 months" _ID="PT149" _Value="-4"/>
<_DATA_SET _Name="PT150:Number of non-federal Student Loan tradelines" _ID="PT150" _Value="0"/>
<_DATA_SET _Name="PT151:Number of repossessed auto loan tradelines" _ID="PT151" _Value="0"/>
<_DATA_SET _Name="PT153:Percent utilization on installment tradelines" _ID="PT153" _Value="0"/>
<_DATA_SET _Name="PT154:Number of revolving tradelines with balance gt 0" _ID="PT154" _Value="1"/>
<_DATA_SET _Name="PT155:Number of installment tradelines opened in past 12 months" _ID="PT155" _Value="0"/>
<_DATA_SET _Name="PT157:Number of revolving tradelines opened in past 12 months" _ID="PT157" _Value="0"/>
<_DATA_SET _Name="PT158:Number of revolving tradelines opened in past 24 months" _ID="PT158" _Value="1"/>
<_DATA_SET _Name="PT159:Number of credit union tradelines" _ID="PT159" _Value="0"/>
<_DATA_SET _Name="PT160:Percent utilization on all open tradelines" _ID="PT160" _Value="11"/>
<_DATA_SET _Name="PT162:Maximum balance on revolving tradelines" _ID="PT162" _Value="3933"/>
<_DATA_SET _Name="PT163:Number months since more recent installment tradeline opened" _ID="PT163" _Value="35"/>
<_DATA_SET _Name="PT165:Number of auto tradelines 30 days past due in past 6 months" _ID="PT165" _Value="0"/>
<_DATA_SET _Name="PT166:Number of auto tradelines opened in past 6 months" _ID="PT166" _Value="0"/>
<_DATA_SET _Name="PT167:Number of retail tradelines opened in past 6 months" _ID="PT167" _Value="-5"/>
<_DATA_SET _Name="PT168:Number of student loans opened in past 12 months" _ID="PT168" _Value="-5"/>
<_DATA_SET _Name="PT174:Total amount on Collections; excluding medical" _ID="PT174" _Value="0"/>
<_DATA_SET _Name="PT175:Total amount on Tax Liens" _ID="PT175" _Value="-4"/>
<_DATA_SET _Name="PT176:Total amount on Judgements" _ID="PT176" _Value="-4"/>
<_DATA_SET _Name="PT177:Total credit limit on open credit card trades" _ID="PT177" _Value="19500"/>
<_DATA_SET _Name="PT178:Total credit limit on open retail trades" _ID="PT178" _Value="0"/>
<_DATA_SET _Name="PT179:Total balance on open credit card trades" _ID="PT179" _Value="3933"/>
<_DATA_SET _Name="PT180:Total balance on open retail trades" _ID="PT180" _Value="0"/>
<_DATA_SET _Name="PT181:Age of oldest trade in months" _ID="PT181" _Value="90"/>
<_DATA_SET _Name="PT182:Total number of open credit card trades" _ID="PT182" _Value="2"/>
<_DATA_SET _Name="PT183:Total number of open retail trades" _ID="PT183" _Value="0"/>
<_DATA_SET _Name="PT184:Total number of trades ever delinquent" _ID="PT184" _Value="0"/>
<_DATA_SET _Name="PT185:Total number of tradelines delinquent in the last 6 months" _ID="PT185" _Value="0"/>
<_DATA_SET _Name="PT186:Total number of installment tradelines 60 days late or worse in the last 6 months" _ID="PT186" _Value="0"/>
<_DATA_SET _Name="PT187:Total balances on currently delinquent tradelines" _ID="PT187" _Value="0"/>
<_DATA_SET _Name="PT188:Worst current status on any open tradeline" _ID="PT188" _Value="0"/>
<_DATA_SET _Name="PT189:Worst status in the past 12 months on any mortgage tradeline" _ID="PT189" _Value="0"/>
<_DATA_SET _Name="PT190:Total number of closed credit card trades" _ID="PT190" _Value="0"/>
<_DATA_SET _Name="PT191:Total number of closed installment trades" _ID="PT191" _Value="2"/>
<_DATA_SET _Name="PT192:Percent of revolving credit available" _ID="PT192" _Value="90"/>
<_DATA_SET _Name="PT193:Number of loans or credit cards applied for in past 24 months" _ID="PT193" _Value="12"/>
<_DATA_SET _Name="PT194:Number of Installment tradelines not delinquent within the last 24 months" _ID="PT194" _Value="2"/>
<_DATA_SET _Name="PT195:Max credit limit on open bank credit cards" _ID="PT195" _Value="10000"/>
<_DATA_SET _Name="PT196:Number of collections with amount gt 0" _ID="PT196" _Value="0"/>
<_DATA_SET _Name="PT197:Total Number of delinquent credit card and retail trades in last 6 months" _ID="PT197" _Value="0"/>
<_DATA_SET _Name="PT198:Total number of open credit card tradelines with utilization gt 90%" _ID="PT198" _Value="0"/>
<_DATA_SET _Name="PT199:Total number of open retail tradelines with utilization gt 90%" _ID="PT199" _Value="0"/>
<_DATA_SET _Name="PT200:Number of closed trades; no exclusions" _ID="PT200" _Value="4"/>
<_DATA_SET _Name="PT201:Number of open trades; no exclusions" _ID="PT201" _Value="3"/>
<_DATA_SET _Name="PT202:Total balance on all trades; no exclusions" _ID="PT202" _Value="3933"/>
<_DATA_SET _Name="Deceased Indicator" _ID="AP009" _Value="N"/>
<_DATA_SET _Name="Public Record Info" _ID="AP010" _Value=""/>
</CREDIT_SUMMARY_EFX>
</CREDIT_RESPONSE>
</RESPONSE_DATA>
</RESPONSE>
</RESPONSE_GROUP>
Updated 5 days ago