All Properties Example

The JSON credit report example, below, contains all of the properties that can appear in a three-bureau Array credit report. The data in this report isn't meant to be internally consistent or even credible: Some combinations of properties and values will never appear in a real credit report. The purpose of the example is to list all of the properties, only.

As explained in Credit Report Structure: JSON Arrays and Objects, a property that appears as an array in one credit report might appear as an object in another. In the example below, all such properties are presented as arrays that contain a single object.

{
  "CREDIT_RESPONSE": {
    "@MISMOVersionID": "2.4",
    "@CreditResponseID": "CRRep0001",
    "@CreditReportIdentifier": "2-thomas-devos-1982-08",
    "@CreditReportFirstIssuedDate": "2022-08-18T18:57:51.196Z",
    "@CreditReportMergeTypeIndicator": "ListAndStack",
    "@CreditRatingCodeType": "Equifax",
    "REGULATORY_PRODUCT": {
      "@BorrowerID": "Borrower01",
      "@CreditFileID": "TA01",
      "@CreditRepositorySourceType": "TransUnion",
      "@_ResultStatusType": "Clear",
      "@_SourceType": "OFAC"
    },
    "_DATA_INFORMATION": {
      "DATA_VERSION": [
        {
          "@_Name": "Credmo",
          "@_Number": "1.3"
        },
        {
          "@_Name": "Equifax",
          "@_Number": "5"
        },
        {
          "@_Name": "Experian",
          "@_Number": "7"
        },
        {
          "@_Name": "TransUnion",
          "@_Number": "4"
        }
      ]
    },
    "CREDIT_BUREAU": null,
    "REQUESTING_PARTY": null,
    "CREDIT_REPOSITORY_INCLUDED": {
      "@_EquifaxIndicator": "Y",
      "@_ExperianIndicator": "Y",
      "@_TransUnionIndicator": "Y"
    },
    "CREDIT_REQUEST_DATA": {
      "@BorrowerID": "Borrower01",
      "CREDIT_REPOSITORY_INCLUDED": {
        "@_EquifaxIndicator": "Y",
        "@_ExperianIndicator": "Y",
        "@_TransUnionIndicator": "Y"
      }
    },
    "CREDIT_FROZEN_STATUS": {
      "@_EquifaxIndicator": "false",
      "@_ExperianIndicator": "false",
      "@_TransUnionIndicator": "false"
    },
    "CREDIT_FILE": [
      {
        "@CreditFileID": "TA01",
        "@BorrowerID": "Borrower01",
        "@CreditScoreID": "SCORE001",
        "@CreditRepositorySourceType": "TransUnion",
        "@_InfileDate": "2015-09-09",
        "@_ResultStatusType": "FileReturned",
        "@_ResultStatusTypeOtherDescription": "NoFileReturnedBadSsn",
        "_BORROWER": {
          "@_BirthDate": "1963-08-27",
          "@_FirstName": "THOMAS",
          "@_MiddleName": "D",
          "@_LastName": "DEVOS",
          "@_NameSuffix": "JR",
          "@_SSN": "XXXXXXXXX",
          "@_UnparsedName": "THOMAS D DEVOS JR",
          "_ALIAS": [
            {
              "@_UnparsedName": "TOMMY D DEVOS JR",
              "@_FirstName": "TOMMY",
              "@_MiddleName": "D",
              "@_LastName": "DEVOS",
              "@_NameSuffix": "JR"
            }
          ],
          "_RESIDENCE": [
            {
              "@BorrowerResidencyType": "Current",
              "@BorrowerResidencyDurationYears": "7",
              "@BorrowerResidencyDurationMonths": "10",
              "@_City": "TUSCALOOSA",
              "@_DateReported": "2015-08-01",
              "@_PostalCode": "35405",
              "@_State": "AL",
              "@_StreetAddress": "1206 E BEAR CREEK RD APT 110"
            }
          ],
          "EMPLOYER": [
            {
              "@_City": "BIRMINGHAM",
              "@_Name": "TTL",
              "@_State": "AL",
              "@CurrentEmploymentStartDate": "2007-09-01",
              "@EmploymentCurrentIndicator": "Y",
              "@EmploymentPositionDescription": "SOFTWARE ENG",
              "@EmploymentReportedDate": "2015-08-10"
            }
          ]
        },
        "_ALERT_MESSAGE": {
          "@_CategoryType": "FACTAAddressDiscrepancy",
          "@_Code": "1",
          "@_Type": "Other",
          "@_TypeOtherDescription": "Facta Address",
          "_Text": "FACTA ADDRESS MISMATCH ALERT, CURRENT ADDRESS INPUT DOES NOT MATCH FILE"
        },
        "_VARIATION": {
          "@_Type": "DifferentName"
        }
      }
    ],
    "BORROWER": {
      "@_BirthDate": "1963-08-27",
      "@_FirstName": "THOMAS",
      "@_LastName": "DEVOS",
      "@_MiddleName": "D",
      "@_NameSuffix": "JR",
      "@_PrintPositionType": "Borrower",
      "@_SSN": "XXXXXXXXX",
      "@_UnparsedName": "THOMAS D DEVOS JR",
      "@BorrowerID": "Borrower01",
      "_RESIDENCE": [{
        "@_StreetAddress": "1206 E BEAR CREEK RD",
        "@_City": "TUSCALOOSA",
        "@_State": "AL",
        "@_PostalCode": "35405",
        "@BorrowerResidencyType": "Current"
      }]
    },
    "CREDIT_LIABILITY": [
      {
        "@_AccountBalanceDate": "2022-06-25",
        "@_AccountClosedDate": "2010-09-30",
        "@_AccountIdentifier": "XXXXXX9092",
        "@_AccountOpenedDate": "2021-12-01",
        "@_AccountOwnershipType": "Individual",
        "@_AccountPaidDate": "2022-04-01",
        "@_AccountReportedDate": "2022-04-01",
        "@_AccountStatusDate": "2022-04-01",
        "@_AccountStatusType": "Open",
        "@_AccountType": "Installment",
        "@_ChargeOffAmount": "212",
        "@_ChargeOffDate": "2022-04-01",
        "@_CollateralDescription": "DEFERRED TO 12052016",
        "@_ConsumerDisputeIndicator": "N",
        "@_CreditLimitAmount": "5000",
        "@_DerogatoryDataIndicator": "N",
        "@_HighBalanceAmount": "39613",
        "@_HighCreditAmount": "39613",
        "@_LastActivityDate": "2022-04-01",
        "@_MonthlyPaymentAmount": "460",
        "@_MonthsReviewedCount": "3",
        "@_OriginalBalanceAmount": "300",
        "@_OriginalCreditorName": "NEW YORK PUBLIC LIBRARY",
        "@_PastDueAmount": "400",
        "@_TermsDescription": "M$460",
        "@_TermsMonthCount": "12",
        "@_TermsSourceType": "Provided",
        "@_UnpaidBalanceAmount": "39540",
        "@BorrowerID": "Borrower01",
        "@CollectionDate": "2022-04-01",
        "@CreditBusinessType": "Banking",
        "@CreditCounselingIndicator": "Y",
        "@CreditFileID": "TA01",
        "@CreditLiabilityID": "TRADE001",
        "@CreditLoanType": "AutoLoan",
        "@CreditLoanTypeCode": "AU",
        "@CreditLoanTypeOtherDescription": "MANUFACTURED HOME",
        "@CreditTradeReferenceID": "Primary",
        "@DateClosedIndicator": "C",
        "@IsChargeoffIndicator": "N",
        "@IsClosedIndicator": "N",
        "@IsCollectionIndicator": "N",
        "@IsMortgageIndicator": "N",
        "@LastPaymentDate": "2015-04-05",
        "@RawAccountStatus": "O",
        "@RawAccountType": "I",
        "@RawIndustryCode": "BB",
        "@RawIndustryText": "AllBanks",
        "@TradelineHashComplex": "fc753e3586e84d8175af3bf0badf4c52",
        "@TradelineHashSimple": "44eef91979d146da0ddcb7ef35defd85",
        "@TUI_Handle": "TR01_-868367930_889920676_82",
        "CREDIT_COMMENT": {
          "@_SourceType": "TransUnion",
          "@_Type": "Other",
          "@_TypeOtherDescription": "Handle",
          "@_Code": "TR01_-72015850_752587294_73",
          "_Text": "PURCHASED BY ANOTHER LENDER"
        },
        "CREDIT_REPOSITORY": {
          "@_SourceType": "Equifax",
          "@_SubscriberCode": "401BB06364"
        },        
        "_CREDITOR": {
          "@_Name": "UNITED BANK",
          "@_StreetAddress": "P.O. BOX 160",
          "@_City": "BARNESVILLE",
          "@_State": "GA",
          "@_PostalCode": "30204",
          "@_Phone": "7703580417",
          "CONTACT_DETAIL": {
            "CONTACT_POINT": {
              "@_Type": "Phone",
              "@_Value": "7703580417"
            }
          }
        },
        "_CURRENT_RATING": {
          "@_Code": "1",
          "@_Type": "AsAgreed"
        },
        "_HIGHEST_ADVERSE_RATING": {
          "@_Code": "2",
          "@_Date": "2022-01-01",
          "@_Type": "Late30Days"
        },
        "_LATE_COUNT": {
          "@_30Days": "00",
          "@_60Days": "00",
          "@_90Days": "00"
        },
        "_MOST_RECENT_ADVERSE_RATING": {
          "@_Code": "9",
          "@_Date": "2012-12-10",
          "@_Type": "CollectionOrChargeOff"
        },
        "_PAYMENT_PATTERN": {
            "@_Data": "XCCCXXXXXXXXXXCCCCCCCCCCC",
            "@_StartDate": "2015-02-28"
        }
      }
    ],
    "CREDIT_INQUIRY": [
      {
        "@_City": "BIRMINGHAM",
        "@_Date": "2022-06-28",
        "@_Name": "EQF SOFTWARE QUALITY",
        "@_Phone": "2094348000",
        "@_PostalCode": "35004",
        "@_PurposeType": "HARD",
        "@_State": "AL",
        "@_StreetAddress": "15 MOCKINGBIRD LANE",
        "@BorrowerID": "Borrower01",
        "@CreditBusinessType": "Banking",
        "@CreditFileID": "EA01",
        "@CreditInquiryID": "INQUIRY001",
        "@CreditLoanType": "FlexibleSpendingCreditCard",
        "@InquiryHashComplex": "320c9e4896d617db7db55a2a5db82796",
        "@InquiryHashSimple": "9a41b6fea1083eb4b814e36eb44572f8",
        "@RawIndustryCode": "BB",
        "@RawIndustryText": "AllBanks",
        "CREDIT_REPOSITORY": {
          "@_SourceType": "Equifax",
          "@_SubscriberCode": "999BB05047"
        }
      }
    ],
    "CREDIT_PUBLIC_RECORD": [
      {
        "@_AccountOwnershipType": "Joint",      
        "@_AttorneyName": "ATTORNEY X",     
        "@_BankruptcyLiabilitiesAmount": "000000000",     
        "@_BankruptcyType": "Personal",     
        "@_ConsumerDisputeIndicator": "N",      
        "@_CourtName": "FEDERAL DISTRICT",      
        "@_DispositionDate": "2013-03-05",      
        "@_DispositionType": "Discharged",      
        "@_DocketIdentifier": "9X4X8X",     
        "@_FiledDate": "2012-12-04",      
        "@_LegalObligationAmount": "55778",     
        "@_PaidDate": "2013-03-05",     
        "@_PlaintiffName": "PLAINTIFF X",     
        "@_ReportedDate": "2012-03-05",      
        "@_SettledDate": "2013-03-05",      
        "@_Type": "BankruptcyChapter7",     
        "@_TypeOtherDescription": "CivilJudgment",      
        "@BorrowerID": "Borrower01",      
        "@CreditBusinessType": "MISCELLANEOUS",     
        "@CreditFileID": "TA01",      
        "@CreditPublicRecordID": "PUBREC001",     
        "@CreditTradeReferenceID": "Primary",     
        "@PubrecHashComplex": "5d6baa31b17d93eca84725c1c888bbe3",     
        "@PubrecHashSimple": "55edf2c5a2e213cd8d91effe52d4b428",      
        "@TUI_Handle": "PR01_1714766979_-1025725936",     
        "CREDIT_COMMENT": {
          "@_SourceType": "TransUnion",
          "@_Type": "Other",
          "@_TypeOtherDescription": "Handle",
          "@_Code": "PR01_787875674_-1686132698"
        },
        "CREDIT_REPOSITORY": {
          "@_SourceType": "TransUnion",
          "@_SubscriberCode": "04841348"
        }
      }
    ],
    "CREDIT_SCORE": [
      {
        "@_Date": "2015-09-09",
        "@_FACTAInquiriesIndicator": "Y",
        "@_ModelNameType": "Other",
        "@_ModelNameTypeOtherDescription": "TransUnionVantageScore3.0",
        "@_Value": "733",
        "@BorrowerID": "Borrower01",
        "@CreditFileID": "TA01",
        "@CreditReportIdentifier": "2-thomas-devos-1982-08",
        "@CreditRepositorySourceType": "TransUnion",
        "@CreditScoreID": "SCORE001",
        "@RiskBasedPricingMax": "734",
        "@RiskBasedPricingMin": "732",
        "@RiskBasedPricingPercent": "52",
        "_FACTOR": [
          {
            "@_Code": "97",
            "@_Text": "You have too few credit accounts"
          }
        ]
      }
    ],
    "CREDIT_SUMMARY": [
      {
        "@BorrowerID": "Borrower01",
        "@_Name": "Attributes",
        "_DATA_SET": [{
            "@_Name": "Number of tradelines",
            "@_ID": "AP001",
            "@_Value": "43"
          },
          {
            "@_Name": "Average age of open tradelines",
            "@_ID": "AP002",
            "@_Value": "55"
          },
          {
            "@_Name": "Average age of open tradelines; exclude auth user and joint ecoa",
            "@_ID": "AP003",
            "@_Value": "57"
          },
          {
            "@_Name": "Number of hard inquiries",
            "@_ID": "AP004",
            "@_Value": "37"
          },
          {
            "@_Name": "Number of payments",
            "@_ID": "AP005",
            "@_Value": "619"
          },
          {
            "@_Name": "Revolving utilization on open credit cards",
            "@_ID": "AP006",
            "@_Value": "38"
          },
          {
            "@_Name": "Total occurrences of minor delinqs",
            "@_ID": "AP007",
            "@_Value": "7"
          },
          {
            "@_Name": "Total number of major derogatory tradelines",
            "@_ID": "AP008",
            "@_Value": "1"
          },
          {
            "@_Name": "Total number of major derogatory tradelines calculated by TU",
            "@_ID": "AP008_RAW",
            "@_Value": "0"
          },
          {
            "@_Name": "AT01S:Number of trades",
            "@_ID": "AT01S",
            "@_Value": "43"
          },
          {
            "@_Name": "AT02S:Number of open trades",
            "@_ID": "AT02S",
            "@_Value": "26"
          },
          {
            "@_Name": "AT06S:Number of trades opened in past 6 months",
            "@_ID": "AT06S",
            "@_Value": "0"
          },
          {
            "@_Name": "AT09S:Number of trades opened in past 24 months",
            "@_ID": "AT09S",
            "@_Value": "8"
          },
          {
            "@_Name": "AT20S:Months since oldest trade opened",
            "@_ID": "AT20S",
            "@_Value": "267"
          },
          {
            "@_Name": "AT28A:Total credit line of open trades verified in past 12 months",
            "@_ID": "AT28A",
            "@_Value": "130420"
          },
          {
            "@_Name": "AT28B:Total credit line of open trades verified in past 12 months (excl mort and home equity)",
            "@_ID": "AT28B",
            "@_Value": "106469"
          },
          {
            "@_Name": "AT33A:Total balance of open trades verified in past 12 months",
            "@_ID": "AT33A",
            "@_Value": "84148"
          },
          {
            "@_Name": "AT33B:Total balance of open trades verified in past 12 months (excl mort and home equity)",
            "@_ID": "AT33B",
            "@_Value": "68263"
          },
          {
            "@_Name": "AT34A:Utilization for open trades verified in past 12 months",
            "@_ID": "AT34A",
            "@_Value": "65"
          },
          {
            "@_Name": "AT34B:Utilization for open trades verified in past 12 months (excl mort and home equity)",
            "@_ID": "AT34B",
            "@_Value": "64"
          },
          {
            "@_Name": "AT36S:Months since most recent delinquency",
            "@_ID": "AT36S",
            "@_Value": "4"
          },
          {
            "@_Name": "AT57S:Total past due amount of open trades verified in past 12 months",
            "@_ID": "AT57S",
            "@_Value": "662"
          },
          {
            "@_Name": "AT103S:Percentage of satisfactory open trades to all open trades",
            "@_ID": "AT103S",
            "@_Value": "92"
          },
          {
            "@_Name": "AT104S:Percentage of all trades opened in past 24 months to all trades",
            "@_ID": "AT104S",
            "@_Value": "19"
          },
          {
            "@_Name": "ATAP01:Total scheduled monthly payment for all trades verified in past 12 months",
            "@_ID": "ATAP01",
            "@_Value": "2337"
          },
          {
            "@_Name": "AU28S:Total credit line of open auto trades verified in past 12 months",
            "@_ID": "AU28S",
            "@_Value": "8999"
          },
          {
            "@_Name": "AU33S:Total balance of open auto trades verified in past 12 months",
            "@_ID": "AU33S",
            "@_Value": "4196"
          },
          {
            "@_Name": "AU34S:Utilization for open auto trades verified in past 12 months",
            "@_ID": "AU34S",
            "@_Value": "47"
          },
          {
            "@_Name": "AU57S:Total past due amount of open auto trades verified in past 12 months",
            "@_ID": "AU57S",
            "@_Value": "0"
          },
          {
            "@_Name": "BC02S:Number of open credit card trades",
            "@_ID": "BC02S",
            "@_Value": "8"
          },
          {
            "@_Name": "BC06S:Number of credit card trades opened in past 6 months",
            "@_ID": "BC06S",
            "@_Value": "0"
          },
          {
            "@_Name": "BC102S:Average credit line of open credit card trades verified in past 12 months",
            "@_ID": "BC102S",
            "@_Value": "3863"
          },
          {
            "@_Name": "BC12S:Number of open credit card trades verified in past 12 months",
            "@_ID": "BC12S",
            "@_Value": "8"
          },
          {
            "@_Name": "BC20S:Months since oldest credit card trade opened",
            "@_ID": "BC20S",
            "@_Value": "96"
          },
          {
            "@_Name": "BC28S:Total credit line of open credit card trades verified in past 12 months",
            "@_ID": "BC28S",
            "@_Value": "30902"
          },
          {
            "@_Name": "BC30S:Percentage of open credit card trades > 50% of credit line verified in past 12 months",
            "@_ID": "BC30S",
            "@_Value": "21"
          },
          {
            "@_Name": "BC31S:Percentage of open credit card trades > 75% of credit line verified in past 12 months",
            "@_ID": "BC31S",
            "@_Value": "14"
          },
          {
            "@_Name": "BC33S:Total balance of open credit card trades verified in past 12 months",
            "@_ID": "BC33S",
            "@_Value": "12397"
          },
          {
            "@_Name": "BC34S:Utilization for open credit card trades verified in past 12 months",
            "@_ID": "BC34S",
            "@_Value": "40"
          },
          {
            "@_Name": "BC57S:Total past due amount of open credit card trades verified in past 12 months",
            "@_ID": "BC57S",
            "@_Value": "0"
          },
          {
            "@_Name": "CO04S:Months since most recent charged-off trade was first reported",
            "@_ID": "CO04S",
            "@_Value": "267"
          },
          {
            "@_Name": "FC04S:Months since most recent foreclosure trade was first reported",
            "@_ID": "FC04S",
            "@_Value": "N/A"
          },
          {
            "@_Name": "G020S:Number of trades with maximum delinquency of 30 days past due in past 24 months",
            "@_ID": "G020S",
            "@_Value": "2"
          },
          {
            "@_Name": "G051S:Percentage of trades ever delinquent",
            "@_ID": "G051S",
            "@_Value": "10"
          },
          {
            "@_Name": "G093S:Number of public records",
            "@_ID": "G093S",
            "@_Value": "0"
          },
          {
            "@_Name": "G094S:Number of public record bankruptcies",
            "@_ID": "G094S",
            "@_Value": "0"
          },
          {
            "@_Name": "G095S:Months since most recent public record",
            "@_ID": "G095S",
            "@_Value": "-4"
          },
          {
            "@_Name": "G103S:Months since most recent credit inquiry",
            "@_ID": "G103S",
            "@_Value": "2"
          },
          {
            "@_Name": "G202A:Total open to buy of open trades verified in past 12 months (excl installs and morts)",
            "@_ID": "G202A",
            "@_Value": "21548"
          },
          {
            "@_Name": "G215B:Number of non-medical third party collections with balance > $0",
            "@_ID": "G215B",
            "@_Value": "0"
          },
          {
            "@_Name": "G217S:Total past due amount of all trades verified in past 12 months",
            "@_ID": "G217S",
            "@_Value": "662"
          },
          {
            "@_Name": "G218B:Number of trades verified in the past 12 months that are currently 30+ DPD",
            "@_ID": "G218B",
            "@_Value": "1"
          },
          {
            "@_Name": "G224A:Number of 90 days past due or worse items ever (excluding medical colls)",
            "@_ID": "G224A",
            "@_Value": "1"
          },
          {
            "@_Name": "G238S:Number of credit inquiries in past 12 months (excl coll inqs)",
            "@_ID": "G238S",
            "@_Value": "30"
          },
          {
            "@_Name": "G244S:Number of inquiries (includes duplicates) in past 12 months",
            "@_ID": "G244S",
            "@_Value": "30"
          },
          {
            "@_Name": "G250A:Number of 30 DPD or worse items ever (excluding medical colls)",
            "@_ID": "G250A",
            "@_Value": "4"
          },
          {
            "@_Name": "G250B:Number of 30 DPD or worse items in the past 12 months (excluding medical colls)",
            "@_ID": "G250B",
            "@_Value": "2"
          },
          {
            "@_Name": "G250C:Number of 30 DPD or worse items in the past 24 months (excluding medical colls)",
            "@_ID": "G250C",
            "@_Value": "3"
          },
          {
            "@_Name": "G251A:Number of 60 DPD or worse items ever (excluding medical colls)",
            "@_ID": "G251A",
            "@_Value": "1"
          },
          {
            "@_Name": "G302S:Worst rating on revolving trades in past 12 months",
            "@_ID": "G302S",
            "@_Value": "N/A"
          },
          {
            "@_Name": "G304S:Worst rating on installment trades in past 12 months",
            "@_ID": "G304S",
            "@_Value": "9"
          },
          {
            "@_Name": "G310S:Worst rating on all trades in past 12 months",
            "@_ID": "G310S",
            "@_Value": "9"
          },
          {
            "@_Name": "GB311:Indicates if bankruptcies have been filed",
            "@_ID": "GB311",
            "@_Value": "0"
          },
          {
            "@_Name": "HI57S:Total past due amount of open home equity loan trades verified in past 12 months",
            "@_ID": "HI57S",
            "@_Value": "N/A"
          },
          {
            "@_Name": "HR57S:Total past due amount of open HELOC trades verified in past 12 months",
            "@_ID": "HR57S",
            "@_Value": "N/A"
          },
          {
            "@_Name": "IN02S:Number of open installment trades",
            "@_ID": "IN02S",
            "@_Value": "11"
          },
          {
            "@_Name": "IN06S:Number of installment trades opened in past 6 months",
            "@_ID": "IN06S",
            "@_Value": "0"
          },
          {
            "@_Name": "IN28S:Total credit line of open installment trades verified in past 12 months",
            "@_ID": "IN28S",
            "@_Value": "96008"
          },
          {
            "@_Name": "IN33S:Total balance of open installment trades verified in past 12 months",
            "@_ID": "IN33S",
            "@_Value": "71284"
          },
          {
            "@_Name": "IN34S:Utilization for open installment trades verified in past 12 months",
            "@_ID": "IN34S",
            "@_Value": "74"
          },
          {
            "@_Name": "IN36S:Months since most recent installment delinquency",
            "@_ID": "IN36S",
            "@_Value": "4"
          },
          {
            "@_Name": "IN57S:Total past due amount of open installment trades verified in past 12 months",
            "@_ID": "IN57S",
            "@_Value": "662"
          },
          {
            "@_Name": "MT02S:Number of open mortgage trades",
            "@_ID": "MT02S",
            "@_Value": "1"
          },
          {
            "@_Name": "MT06S:Number of mortgage trades opened in past 6 months",
            "@_ID": "MT06S",
            "@_Value": "0"
          },
          {
            "@_Name": "MT28S:Total credit line of open mortgage trades verified in past 12 months",
            "@_ID": "MT28S",
            "@_Value": "23951"
          },
          {
            "@_Name": "MT33S:Total balance of open mortgage trades verified in past 12 months",
            "@_ID": "MT33S",
            "@_Value": "15885"
          },
          {
            "@_Name": "MT34S:Utilization for open mortgage trades verified in past 12 months",
            "@_ID": "MT34S",
            "@_Value": "66"
          },
          {
            "@_Name": "MT36S:Months since most recent mortgage delinquency",
            "@_ID": "MT36S",
            "@_Value": "N/A"
          },
          {
            "@_Name": "MT57S:Total past due amount of open mortgage trades verified in past 12 months",
            "@_ID": "MT57S",
            "@_Value": "0"
          },
          {
            "@_Name": "RE02S:Number of open revolving trades",
            "@_ID": "RE02S",
            "@_Value": "14"
          },
          {
            "@_Name": "RE06S:Number of revolving trades opened in past 6 months",
            "@_ID": "RE06S",
            "@_Value": "0"
          },
          {
            "@_Name": "RE12S:Number of open revolving trades verified in past 12 months",
            "@_ID": "RE12S",
            "@_Value": "14"
          },
          {
            "@_Name": "RE20S:Months since oldest revolving trade opened",
            "@_ID": "RE20S",
            "@_Value": "96"
          },
          {
            "@_Name": "RE21S:Months since most recent revolving trade opened",
            "@_ID": "RE21S",
            "@_Value": "12"
          },
          {
            "@_Name": "RE28S:Total credit line of open revolving trades verified in past 12 months",
            "@_ID": "RE28S",
            "@_Value": "34412"
          },
          {
            "@_Name": "RE30S:Percentage of open revolving trades > 50% of credit line verified in past 12 months",
            "@_ID": "RE30S",
            "@_Value": "13"
          },
          {
            "@_Name": "RE31S:Percentage of open revolving trades > 75% of credit line verified in past 12 months",
            "@_ID": "RE31S",
            "@_Value": "8"
          },
          {
            "@_Name": "RE33S:Total balance of open revolving trades verified in past 12 months",
            "@_ID": "RE33S",
            "@_Value": "12864"
          },
          {
            "@_Name": "RE34S:Utilization for open revolving trades verified in past 12 months",
            "@_ID": "RE34S",
            "@_Value": "37"
          },
          {
            "@_Name": "RE34T:Utilization for all bureau open revolving trades verified in past 12 months",
            "@_ID": "RE34T",
            "@_Value": "37"
          },
          {
            "@_Name": "RE36S:Months since most recent revolving delinquency",
            "@_ID": "RE36S",
            "@_Value": "44"
          },
          {
            "@_Name": "RE57S:Total past due amount of open revolving trades verified in past 12 months",
            "@_ID": "RE57S",
            "@_Value": "0"
          },
          {
            "@_Name": "RE102S:Average credit line of open revolving trades verified in past 12 months",
            "@_ID": "RE102S",
            "@_Value": "2458"
          },
          {
            "@_Name": "RP04S:Months since most recent repossession trade was first reported",
            "@_ID": "RP04S",
            "@_Value": "N/A"
          },
          {
            "@_Name": "S004S:Average number of months trades have been on file",
            "@_ID": "S004S",
            "@_Value": "57"
          },
          {
            "@_Name": "S043S:Number of open trades > 50% of credit line verified in 12 mons (excl installs and morts)",
            "@_ID": "S043S",
            "@_Value": "13"
          },
          {
            "@_Name": "S061S:Months since most recent 60 or more days past due",
            "@_ID": "S061S",
            "@_Value": "67"
          },
          {
            "@_Name": "S062S:Months since most recent 90 or more days past due",
            "@_ID": "S062S",
            "@_Value": "67"
          },
          {
            "@_Name": "S068A:Number of third party collections",
            "@_ID": "S068A",
            "@_Value": "0"
          },
          {
            "@_Name": "S114S:Number of deduped inquiries in past 6 months (excl auto and mortgage inquiries)",
            "@_ID": "S114S",
            "@_Value": "23"
          },
          {
            "@_Name": "S204A:Total balance of non-medical third party collections verified in past 12 months",
            "@_ID": "S204A",
            "@_Value": "0"
          },
          {
            "@_Name": "S207A:Months since most recent tradeline bankruptcy",
            "@_ID": "S207A",
            "@_Value": "N/A"
          },
          {
            "@_Name": "S207S:Months since most recent public record bankruptcy",
            "@_ID": "S207S",
            "@_Value": "-4"
          },
          {
            "@_Name": "S209A:Months since most recent non-medical third party collection",
            "@_ID": "S209A",
            "@_Value": "N/A"
          },
          {
            "@_Name": "ST28S:Total credit line of open student loan trades verified in past 12 months",
            "@_ID": "ST28S",
            "@_Value": "0"
          },
          {
            "@_Name": "ST33S:Total balance of open student loan trades verified in past 12 months",
            "@_ID": "ST33S",
            "@_Value": "0"
          },
          {
            "@_Name": "ST34S:Utilization for open student loan trades verified in past 12 months",
            "@_ID": "ST34S",
            "@_Value": "N/A"
          },
          {
            "@_Name": "ST57S:Total past due amount of open student loan trades verified in past 12 months",
            "@_ID": "ST57S",
            "@_Value": "N/A"
          },
          {
            "@_Name": "PT014:Total Scheduled Monthly Payment",
            "@_ID": "PT014",
            "@_Value": "2628"
          },
          {
            "@_Name": "PT016:Utilization on revolving trades",
            "@_ID": "PT016",
            "@_Value": "37"
          },
          {
            "@_Name": "PT017:Total balance on open revolving trades",
            "@_ID": "PT017",
            "@_Value": "12864"
          },
          {
            "@_Name": "PT019:Total Mortgage Monthly Payment",
            "@_ID": "PT019",
            "@_Value": "399"
          },
          {
            "@_Name": "PT020:Total balance on open Mortgages",
            "@_ID": "PT020",
            "@_Value": "15885"
          },
          {
            "@_Name": "PT021:Total Monthly Automobile Payment",
            "@_ID": "PT021",
            "@_Value": "227"
          },
          {
            "@_Name": "PT022:Date of oldest trade",
            "@_ID": "PT022",
            "@_Value": "052000"
          },
          {
            "@_Name": "PT023:Months since infile created at bureau",
            "@_ID": "PT023",
            "@_Value": "2"
          },
          {
            "@_Name": "PT027:Total occurrances of delinquencies in past 12 months",
            "@_ID": "PT027",
            "@_Value": "3"
          },
          {
            "@_Name": "PT038:Number of Inquiries in past 6 months",
            "@_ID": "PT038",
            "@_Value": "23"
          },
          {
            "@_Name": "PT054:Total Credit Limit/High Credit on open tradelines",
            "@_ID": "PT054",
            "@_Value": "162685"
          },
          {
            "@_Name": "PT056:Total balance on all tradelines",
            "@_ID": "PT056",
            "@_Value": "84148"
          },
          {
            "@_Name": "PT063:Number of currently delinquent tradelines",
            "@_ID": "PT063",
            "@_Value": "1"
          },
          {
            "@_Name": "PT064:Number of currently delinquent revolving tradelines",
            "@_ID": "PT064",
            "@_Value": "0"
          },
          {
            "@_Name": "PT065:Number of currently delinquent installment tradelines",
            "@_ID": "PT065",
            "@_Value": "1"
          },
          {
            "@_Name": "PT068:Average balance on open tradelines",
            "@_ID": "PT068",
            "@_Value": "3366"
          },
          {
            "@_Name": "PT069:Number of Chargeoffs in past 12 months",
            "@_ID": "PT069",
            "@_Value": "0"
          },
          {
            "@_Name": "PT071:Total occurrances of delinquencies in the past 2 years",
            "@_ID": "PT071",
            "@_Value": "5"
          },
          {
            "@_Name": "PT072:Total occurrances of delinquencies in the past 30 days",
            "@_ID": "PT072",
            "@_Value": "0"
          },
          {
            "@_Name": "PT073:Total occurrances of delinquencies in the past 60 days",
            "@_ID": "PT073",
            "@_Value": "0"
          },
          {
            "@_Name": "PT074:Total occurrances of delinquencies in the past 7 years",
            "@_ID": "PT074",
            "@_Value": "7"
          },
          {
            "@_Name": "PT076:Date of oldest trade",
            "@_ID": "PT076",
            "@_Value": "052000"
          },
          {
            "@_Name": "PT079:Number of months since oldest installment tradeline opened",
            "@_ID": "PT079",
            "@_Value": "267"
          },
          {
            "@_Name": "PT080:Number of months since oldest revolving tradeline opened",
            "@_ID": "PT080",
            "@_Value": "96"
          },
          {
            "@_Name": "PT082:Number of months since most recent tradeline opened",
            "@_ID": "PT082",
            "@_Value": "8"
          },
          {
            "@_Name": "PT083:Number of mortgage trades",
            "@_ID": "PT083",
            "@_Value": "1"
          },
          {
            "@_Name": "PT088:Number of months since 90+ late or worse derogatory",
            "@_ID": "PT088",
            "@_Value": "4"
          },
          {
            "@_Name": "PT089:Number of tradelines reported in past 2 months and currently 120 days past due",
            "@_ID": "PT089",
            "@_Value": "0"
          },
          {
            "@_Name": "PT090:Number of tradelines currently 30 days past due",
            "@_ID": "PT090",
            "@_Value": "1"
          },
          {
            "@_Name": "PT091:Number of tradelines 90+ days past due in past 24 months",
            "@_ID": "PT091",
            "@_Value": "1"
          },
          {
            "@_Name": "PT092:Number of tradelines opened in past 12 months",
            "@_ID": "PT092",
            "@_Value": "3"
          },
          {
            "@_Name": "PT093:Percentage of tradelines never delinquent",
            "@_ID": "PT093",
            "@_Value": "90"
          },
          {
            "@_Name": "PT094:Number of tradelines ever 120 days past due",
            "@_ID": "PT094",
            "@_Value": "0"
          },
          {
            "@_Name": "PT095:Number of months since oldest bank installment tradeline",
            "@_ID": "PT095",
            "@_Value": "267"
          },
          {
            "@_Name": "PT103:Total credit limit/high credit on open installment tradelines",
            "@_ID": "PT103",
            "@_Value": "128273"
          },
          {
            "@_Name": "PT104:Number of currently satisfactory tradelines",
            "@_ID": "PT104",
            "@_Value": "40"
          },
          {
            "@_Name": "PT105:Number of revolving tradelines",
            "@_ID": "PT105",
            "@_Value": "24"
          },
          {
            "@_Name": "PT110:Number of revolving tradelines opened in past 7 years",
            "@_ID": "PT110",
            "@_Value": "20"
          },
          {
            "@_Name": "PT111:Total credit limit/high credit on open revolving tradelines",
            "@_ID": "PT111",
            "@_Value": "34412"
          },
          {
            "@_Name": "PT112:Total available credit on open bankcard tradelines verified in the last 6 mons",
            "@_ID": "PT112",
            "@_Value": "18505"
          },
          {
            "@_Name": "PT115:Percent of bankcard tradelines gt 75% of credit limit",
            "@_ID": "PT115",
            "@_Value": "14"
          },
          {
            "@_Name": "PT118:Total credit limit/high credit on open bankcard tradelines",
            "@_ID": "PT118",
            "@_Value": "30902"
          },
          {
            "@_Name": "PT119:Number of bankcard tradelines",
            "@_ID": "PT119",
            "@_Value": "14"
          },
          {
            "@_Name": "PT120:Number of months since most recent bankcard tradeline opened",
            "@_ID": "PT120",
            "@_Value": "12"
          },
          {
            "@_Name": "PT121:Number of bankcard tradelines opened in the past 6 months",
            "@_ID": "PT121",
            "@_Value": "0"
          },
          {
            "@_Name": "PT122:Number of bankcard tradelines never delinquent",
            "@_ID": "PT122",
            "@_Value": "13"
          },
          {
            "@_Name": "PT125:Number of months since most recent bankcard delinquency",
            "@_ID": "PT125",
            "@_Value": "44"
          },
          {
            "@_Name": "PT126:Percent utilization on bankcard tradelines",
            "@_ID": "PT126",
            "@_Value": "29"
          },
          {
            "@_Name": "PT129:Number of Public Records with amount gt 100",
            "@_ID": "PT129",
            "@_Value": "-4"
          },
          {
            "@_Name": "PT130:Number of Tax Liens",
            "@_ID": "PT130",
            "@_Value": "0"
          },
          {
            "@_Name": "PT132:Total amount on Collections",
            "@_ID": "PT132",
            "@_Value": "0"
          },
          {
            "@_Name": "PT133:Number of repossessions",
            "@_ID": "PT133",
            "@_Value": "0"
          },
          {
            "@_Name": "PT134:Number of foreclosures",
            "@_ID": "PT134",
            "@_Value": "0"
          },
          {
            "@_Name": "PT136:Number of Collections/Chargeoffs in past 24 months; excluding medical",
            "@_ID": "PT136",
            "@_Value": "0"
          },
          {
            "@_Name": "PT137:Total amount on Collections in past 36 months; excluding medical",
            "@_ID": "PT137",
            "@_Value": "0"
          },
          {
            "@_Name": "PT138:Number of tradelines active within the past 6 months",
            "@_ID": "PT138",
            "@_Value": "26"
          },
          {
            "@_Name": "PT139:Number of mortgage tradelines opened in past 6 months",
            "@_ID": "PT139",
            "@_Value": "0"
          },
          {
            "@_Name": "PT140:Number of open installment tradelines opened within the past 24 months",
            "@_ID": "PT140",
            "@_Value": "5"
          },
          {
            "@_Name": "PT141:Total occurrances of 30 days late within the past 12 months on Mortgage trades",
            "@_ID": "PT141",
            "@_Value": "0"
          },
          {
            "@_Name": "PT142:Number of mortgages passed due 30 days or more in the last 6 months",
            "@_ID": "PT142",
            "@_Value": "0"
          },
          {
            "@_Name": "PT143:Total occurrances of 30 days late within the past 12 months",
            "@_ID": "PT143",
            "@_Value": "3"
          },
          {
            "@_Name": "PT144:Number of collections with amount gt 500",
            "@_ID": "PT144",
            "@_Value": "0"
          },
          {
            "@_Name": "PT145:Total balance on unsecured credit card tradelines",
            "@_ID": "PT145",
            "@_Value": "12864"
          },
          {
            "@_Name": "PT146:Total balance on unsecured tradelines",
            "@_ID": "PT146",
            "@_Value": "84148"
          },
          {
            "@_Name": "PT147:Total amount on Tax Liens filed within the past 36 months",
            "@_ID": "PT147",
            "@_Value": "-4"
          },
          {
            "@_Name": "PT148:Total amount on Judgements filed within the past 36 months",
            "@_ID": "PT148",
            "@_Value": "-4"
          },
          {
            "@_Name": "PT149:Number of Public Records filed in past 24 months",
            "@_ID": "PT149",
            "@_Value": "-4"
          },
          {
            "@_Name": "PT150:Number of non-federal Student Loan tradelines",
            "@_ID": "PT150",
            "@_Value": "2"
          },
          {
            "@_Name": "PT151:Number of repossessed auto loan tradelines",
            "@_ID": "PT151",
            "@_Value": "0"
          },
          {
            "@_Name": "PT153:Percent utilization on installment tradelines",
            "@_ID": "PT153",
            "@_Value": "46"
          },
          {
            "@_Name": "PT154:Number of revolving tradelines with balance gt 0",
            "@_ID": "PT154",
            "@_Value": "9"
          },
          {
            "@_Name": "PT155:Number of installment tradelines opened in past 12 months",
            "@_ID": "PT155",
            "@_Value": "2"
          },
          {
            "@_Name": "PT157:Number of revolving tradelines opened in past 12 months",
            "@_ID": "PT157",
            "@_Value": "1"
          },
          {
            "@_Name": "PT158:Number of revolving tradelines opened in past 24 months",
            "@_ID": "PT158",
            "@_Value": "2"
          },
          {
            "@_Name": "PT159:Number of credit union tradelines",
            "@_ID": "PT159",
            "@_Value": "1"
          },
          {
            "@_Name": "PT160:Percent utilization on all open tradelines",
            "@_ID": "PT160",
            "@_Value": "52"
          },
          {
            "@_Name": "PT162:Maximum balance on revolving tradelines",
            "@_ID": "PT162",
            "@_Value": "5444"
          },
          {
            "@_Name": "PT163:Number months since more recent installment tradeline opened",
            "@_ID": "PT163",
            "@_Value": "8"
          },
          {
            "@_Name": "PT165:Number of auto tradelines 30 days past due in past 6 months",
            "@_ID": "PT165",
            "@_Value": "0"
          },
          {
            "@_Name": "PT166:Number of auto tradelines opened in past 6 months",
            "@_ID": "PT166",
            "@_Value": "0"
          },
          {
            "@_Name": "PT167:Number of retail tradelines opened in past 6 months",
            "@_ID": "PT167",
            "@_Value": "0"
          },
          {
            "@_Name": "PT168:Number of student loans opened in past 12 months",
            "@_ID": "PT168",
            "@_Value": "0"
          },
          {
            "@_Name": "PT174:Total amount on Collections; excluding medical",
            "@_ID": "PT174",
            "@_Value": "0"
          },
          {
            "@_Name": "PT175:Total amount on Tax Liens",
            "@_ID": "PT175",
            "@_Value": "-4"
          },
          {
            "@_Name": "PT176:Total amount on Judgements",
            "@_ID": "PT176",
            "@_Value": "-4"
          },
          {
            "@_Name": "PT177:Total credit limit on open credit card trades",
            "@_ID": "PT177",
            "@_Value": "34279"
          },
          {
            "@_Name": "PT178:Total credit limit on open retail trades",
            "@_ID": "PT178",
            "@_Value": "3510"
          },
          {
            "@_Name": "PT179:Total balance on open credit card trades",
            "@_ID": "PT179",
            "@_Value": "12864"
          },
          {
            "@_Name": "PT180:Total balance on open retail trades",
            "@_ID": "PT180",
            "@_Value": "467"
          },
          {
            "@_Name": "PT181:Age of oldest trade in months",
            "@_ID": "PT181",
            "@_Value": "267"
          },
          {
            "@_Name": "PT182:Total number of open credit card trades",
            "@_ID": "PT182",
            "@_Value": "13"
          },
          {
            "@_Name": "PT183:Total number of open retail trades",
            "@_ID": "PT183",
            "@_Value": "6"
          },
          {
            "@_Name": "PT184:Total number of trades ever delinquent",
            "@_ID": "PT184",
            "@_Value": "4"
          },
          {
            "@_Name": "PT185:Total number of tradelines delinquent in the last 6 months",
            "@_ID": "PT185",
            "@_Value": "1"
          },
          {
            "@_Name": "PT186:Total number of installment tradelines 60 days late or worse in the last 6 months",
            "@_ID": "PT186",
            "@_Value": "0"
          },
          {
            "@_Name": "PT187:Total balances on currently delinquent tradelines",
            "@_ID": "PT187",
            "@_Value": "4382"
          },
          {
            "@_Name": "PT188:Worst current status on any open tradeline",
            "@_ID": "PT188",
            "@_Value": "9"
          },
          {
            "@_Name": "PT189:Worst status in the past 12 months on any mortgage tradeline",
            "@_ID": "PT189",
            "@_Value": "1"
          },
          {
            "@_Name": "PT190:Total number of closed credit card trades",
            "@_ID": "PT190",
            "@_Value": "10"
          },
          {
            "@_Name": "PT191:Total number of closed installment trades",
            "@_ID": "PT191",
            "@_Value": "7"
          },
          {
            "@_Name": "PT192:Percent of revolving credit available",
            "@_ID": "PT192",
            "@_Value": "73"
          },
          {
            "@_Name": "PT193:Number of loans or credit cards applied for in past 24 months",
            "@_ID": "PT193",
            "@_Value": "37"
          },
          {
            "@_Name": "PT194:Number of Installment tradelines not delinquent within the last 24 months",
            "@_ID": "PT194",
            "@_Value": "15"
          },
          {
            "@_Name": "PT195:Max credit limit on open bank credit cards",
            "@_ID": "PT195",
            "@_Value": "6900"
          },
          {
            "@_Name": "PT196:Number of collections with amount gt 0",
            "@_ID": "PT196",
            "@_Value": "0"
          },
          {
            "@_Name": "PT197:Total Number of delinquent credit card and retail trades in last 6 months",
            "@_ID": "PT197",
            "@_Value": "0"
          },
          {
            "@_Name": "PT198:Total number of open credit card tradelines with utilization gt 90%",
            "@_ID": "PT198",
            "@_Value": "1"
          },
          {
            "@_Name": "PT199:Total number of open retail tradelines with utilization gt 90%",
            "@_ID": "PT199",
            "@_Value": "3"
          },
          {
            "@_Name": "PT200:Number of closed trades; no exclusions",
            "@_ID": "PT200",
            "@_Value": "17"
          },
          {
            "@_Name": "PT201:Number of open trades; no exclusions",
            "@_ID": "PT201",
            "@_Value": "26"
          },
          {
            "@_Name": "PT202:Total balance on all trades; no exclusions",
            "@_ID": "PT202",
            "@_Value": "84148"
          },
          {
            "@_Name": "Deceased Indicator",
            "@_ID": "AP009",
            "@_Value": "N"
          },
          {
            "@_Name": "Public Record Info",
            "@_ID": "AP010",
            "@_Value": ""
          }
        ]
      },
      {
        "@BorrowerID": "Borrower01",
        "@_Name": "TransUnion Credit Summary",
        "_DATA_SET": [{
            "@_Name": "Number of Public Records",
            "@_Value": "000"
          },
          {
            "@_Name": "Number of Collections",
            "@_Value": "000"
          },
          {
            "@_Name": "Number of Negative Trades",
            "@_Value": "000"
          },
          {
            "@_Name": "Trades with any Historical Negative",
            "@_Value": "000"
          },
          {
            "@_Name": "Occurrences of Historical Negatives",
            "@_Value": "000"
          },
          {
            "@_Name": "Number of Trades",
            "@_Value": "001"
          },
          {
            "@_Name": "Number of Revolving and Check Credit Trades",
            "@_Value": "001"
          },
          {
            "@_Name": "Number of Installment Trades",
            "@_Value": "000"
          },
          {
            "@_Name": "Number of Mortgage Trades",
            "@_Value": "000"
          },
          {
            "@_Name": "Number of Open Trade Accounts",
            "@_Value": "000"
          },
          {
            "@_Name": "Number of Inquiries",
            "@_Value": "001"
          }
        ]
      }
    ],
    "CREDIT_SUMMARY_XPN": {
      "@BorrowerID": "Borrower01",
      "@_Name": "Attributes",
      "_DATA_SET": [{
          "@_Name": "Number of tradelines",
          "@_ID": "AP001",
          "@_Value": "25"
        },
        {
          "@_Name": "Average age of open tradelines",
          "@_ID": "AP002",
          "@_Value": "56"
        },
        {
          "@_Name": "Average age of open tradelines; exclude auth user and joint ecoa",
          "@_ID": "AP003",
          "@_Value": "56"
        },
        {
          "@_Name": "Number of hard inquiries",
          "@_ID": "AP004",
          "@_Value": "1"
        },
        {
          "@_Name": "Number of payments",
          "@_ID": "AP005",
          "@_Value": "611"
        },
        {
          "@_Name": "Revolving utilization on open credit cards",
          "@_ID": "AP006",
          "@_Value": "36"
        },
        {
          "@_Name": "Total occurrences of minor delinqs",
          "@_ID": "AP007",
          "@_Value": "0"
        },
        {
          "@_Name": "Total number of major derogatory tradelines",
          "@_ID": "AP008",
          "@_Value": "0"
        },
        {
          "@_Name": "Total number of major derogatory tradelines calculated by TU",
          "@_ID": "AP008_RAW",
          "@_Value": "0"
        },
        {
          "@_Name": "AT01S:Number of trades",
          "@_ID": "AT01S",
          "@_Value": "25"
        },
        {
          "@_Name": "AT02S:Number of open trades",
          "@_ID": "AT02S",
          "@_Value": "12"
        },
        {
          "@_Name": "AT06S:Number of trades opened in past 6 months",
          "@_ID": "AT06S",
          "@_Value": "0"
        },
        {
          "@_Name": "AT09S:Number of trades opened in past 24 months",
          "@_ID": "AT09S",
          "@_Value": "3"
        },
        {
          "@_Name": "AT20S:Months since oldest trade opened",
          "@_ID": "AT20S",
          "@_Value": "96"
        },
        {
          "@_Name": "AT28A:Total credit line of open trades verified in past 12 months",
          "@_ID": "AT28A",
          "@_Value": "33279"
        },
        {
          "@_Name": "AT28B:Total credit line of open trades verified in past 12 months (excl mort and home equity)",
          "@_ID": "AT28B",
          "@_Value": "33279"
        },
        {
          "@_Name": "AT33A:Total balance of open trades verified in past 12 months",
          "@_ID": "AT33A",
          "@_Value": "11850"
        },
        {
          "@_Name": "AT33B:Total balance of open trades verified in past 12 months (excl mort and home equity)",
          "@_ID": "AT33B",
          "@_Value": "11850"
        },
        {
          "@_Name": "AT34A:Utilization for open trades verified in past 12 months",
          "@_ID": "AT34A",
          "@_Value": "36"
        },
        {
          "@_Name": "AT34B:Utilization for open trades verified in past 12 months (excl mort and home equity)",
          "@_ID": "AT34B",
          "@_Value": "36"
        },
        {
          "@_Name": "AT36S:Months since most recent delinquency",
          "@_ID": "AT36S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "AT57S:Total past due amount of open trades verified in past 12 months",
          "@_ID": "AT57S",
          "@_Value": "0"
        },
        {
          "@_Name": "AT103S:Percentage of satisfactory open trades to all open trades",
          "@_ID": "AT103S",
          "@_Value": "100"
        },
        {
          "@_Name": "AT104S:Percentage of all trades opened in past 24 months to all trades",
          "@_ID": "AT104S",
          "@_Value": "12"
        },
        {
          "@_Name": "ATAP01:Total scheduled monthly payment for all trades verified in past 12 months",
          "@_ID": "ATAP01",
          "@_Value": "326"
        },
        {
          "@_Name": "AU28S:Total credit line of open auto trades verified in past 12 months",
          "@_ID": "AU28S",
          "@_Value": "0"
        },
        {
          "@_Name": "AU33S:Total balance of open auto trades verified in past 12 months",
          "@_ID": "AU33S",
          "@_Value": "0"
        },
        {
          "@_Name": "AU34S:Utilization for open auto trades verified in past 12 months",
          "@_ID": "AU34S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "AU57S:Total past due amount of open auto trades verified in past 12 months",
          "@_ID": "AU57S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "BC02S:Number of open credit card trades",
          "@_ID": "BC02S",
          "@_Value": "7"
        },
        {
          "@_Name": "BC06S:Number of credit card trades opened in past 6 months",
          "@_ID": "BC06S",
          "@_Value": "0"
        },
        {
          "@_Name": "BC102S:Average credit line of open credit card trades verified in past 12 months",
          "@_ID": "BC102S",
          "@_Value": "4272"
        },
        {
          "@_Name": "BC12S:Number of open credit card trades verified in past 12 months",
          "@_ID": "BC12S",
          "@_Value": "7"
        },
        {
          "@_Name": "BC20S:Months since oldest credit card trade opened",
          "@_ID": "BC20S",
          "@_Value": "96"
        },
        {
          "@_Name": "BC28S:Total credit line of open credit card trades verified in past 12 months",
          "@_ID": "BC28S",
          "@_Value": "29902"
        },
        {
          "@_Name": "BC30S:Percentage of open credit card trades > 50% of credit line verified in past 12 months",
          "@_ID": "BC30S",
          "@_Value": "15"
        },
        {
          "@_Name": "BC31S:Percentage of open credit card trades > 75% of credit line verified in past 12 months",
          "@_ID": "BC31S",
          "@_Value": "8"
        },
        {
          "@_Name": "BC33S:Total balance of open credit card trades verified in past 12 months",
          "@_ID": "BC33S",
          "@_Value": "11383"
        },
        {
          "@_Name": "BC34S:Utilization for open credit card trades verified in past 12 months",
          "@_ID": "BC34S",
          "@_Value": "38"
        },
        {
          "@_Name": "BC57S:Total past due amount of open credit card trades verified in past 12 months",
          "@_ID": "BC57S",
          "@_Value": "0"
        },
        {
          "@_Name": "CO04S:Months since most recent charged-off trade was first reported",
          "@_ID": "CO04S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "FC04S:Months since most recent foreclosure trade was first reported",
          "@_ID": "FC04S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "G020S:Number of trades with maximum delinquency of 30 days past due in past 24 months",
          "@_ID": "G020S",
          "@_Value": "0"
        },
        {
          "@_Name": "G051S:Percentage of trades ever delinquent",
          "@_ID": "G051S",
          "@_Value": "0"
        },
        {
          "@_Name": "G093S:Number of public records",
          "@_ID": "G093S",
          "@_Value": "0"
        },
        {
          "@_Name": "G094S:Number of public record bankruptcies",
          "@_ID": "G094S",
          "@_Value": "0"
        },
        {
          "@_Name": "G095S:Months since most recent public record",
          "@_ID": "G095S",
          "@_Value": "-4"
        },
        {
          "@_Name": "G103S:Months since most recent credit inquiry",
          "@_ID": "G103S",
          "@_Value": "8"
        },
        {
          "@_Name": "G202A:Total open to buy of open trades verified in past 12 months (excl installs and morts)",
          "@_ID": "G202A",
          "@_Value": "21429"
        },
        {
          "@_Name": "G215B:Number of non-medical third party collections with balance > $0",
          "@_ID": "G215B",
          "@_Value": "0"
        },
        {
          "@_Name": "G217S:Total past due amount of all trades verified in past 12 months",
          "@_ID": "G217S",
          "@_Value": "0"
        },
        {
          "@_Name": "G218B:Number of trades verified in the past 12 months that are currently 30+ DPD",
          "@_ID": "G218B",
          "@_Value": "0"
        },
        {
          "@_Name": "G224A:Number of 90 days past due or worse items ever (excluding medical colls)",
          "@_ID": "G224A",
          "@_Value": "0"
        },
        {
          "@_Name": "G238S:Number of credit inquiries in past 12 months (excl coll inqs)",
          "@_ID": "G238S",
          "@_Value": "1"
        },
        {
          "@_Name": "G244S:Number of inquiries (includes duplicates) in past 12 months",
          "@_ID": "G244S",
          "@_Value": "1"
        },
        {
          "@_Name": "G250A:Number of 30 DPD or worse items ever (excluding medical colls)",
          "@_ID": "G250A",
          "@_Value": "0"
        },
        {
          "@_Name": "G250B:Number of 30 DPD or worse items in the past 12 months (excluding medical colls)",
          "@_ID": "G250B",
          "@_Value": "0"
        },
        {
          "@_Name": "G250C:Number of 30 DPD or worse items in the past 24 months (excluding medical colls)",
          "@_ID": "G250C",
          "@_Value": "0"
        },
        {
          "@_Name": "G251A:Number of 60 DPD or worse items ever (excluding medical colls)",
          "@_ID": "G251A",
          "@_Value": "0"
        },
        {
          "@_Name": "G302S:Worst rating on revolving trades in past 12 months",
          "@_ID": "G302S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "G304S:Worst rating on installment trades in past 12 months",
          "@_ID": "G304S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "G310S:Worst rating on all trades in past 12 months",
          "@_ID": "G310S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "GB311:Indicates if bankruptcies have been filed",
          "@_ID": "GB311",
          "@_Value": "0"
        },
        {
          "@_Name": "HI57S:Total past due amount of open home equity loan trades verified in past 12 months",
          "@_ID": "HI57S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "HR57S:Total past due amount of open HELOC trades verified in past 12 months",
          "@_ID": "HR57S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "IN02S:Number of open installment trades",
          "@_ID": "IN02S",
          "@_Value": "0"
        },
        {
          "@_Name": "IN06S:Number of installment trades opened in past 6 months",
          "@_ID": "IN06S",
          "@_Value": "0"
        },
        {
          "@_Name": "IN28S:Total credit line of open installment trades verified in past 12 months",
          "@_ID": "IN28S",
          "@_Value": "0"
        },
        {
          "@_Name": "IN33S:Total balance of open installment trades verified in past 12 months",
          "@_ID": "IN33S",
          "@_Value": "0"
        },
        {
          "@_Name": "IN34S:Utilization for open installment trades verified in past 12 months",
          "@_ID": "IN34S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "IN36S:Months since most recent installment delinquency",
          "@_ID": "IN36S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "IN57S:Total past due amount of open installment trades verified in past 12 months",
          "@_ID": "IN57S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "MT02S:Number of open mortgage trades",
          "@_ID": "MT02S",
          "@_Value": "0"
        },
        {
          "@_Name": "MT06S:Number of mortgage trades opened in past 6 months",
          "@_ID": "MT06S",
          "@_Value": "0"
        },
        {
          "@_Name": "MT28S:Total credit line of open mortgage trades verified in past 12 months",
          "@_ID": "MT28S",
          "@_Value": "0"
        },
        {
          "@_Name": "MT33S:Total balance of open mortgage trades verified in past 12 months",
          "@_ID": "MT33S",
          "@_Value": "0"
        },
        {
          "@_Name": "MT34S:Utilization for open mortgage trades verified in past 12 months",
          "@_ID": "MT34S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "MT36S:Months since most recent mortgage delinquency",
          "@_ID": "MT36S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "MT57S:Total past due amount of open mortgage trades verified in past 12 months",
          "@_ID": "MT57S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "RE02S:Number of open revolving trades",
          "@_ID": "RE02S",
          "@_Value": "12"
        },
        {
          "@_Name": "RE06S:Number of revolving trades opened in past 6 months",
          "@_ID": "RE06S",
          "@_Value": "0"
        },
        {
          "@_Name": "RE12S:Number of open revolving trades verified in past 12 months",
          "@_ID": "RE12S",
          "@_Value": "12"
        },
        {
          "@_Name": "RE20S:Months since oldest revolving trade opened",
          "@_ID": "RE20S",
          "@_Value": "96"
        },
        {
          "@_Name": "RE21S:Months since most recent revolving trade opened",
          "@_ID": "RE21S",
          "@_Value": "12"
        },
        {
          "@_Name": "RE28S:Total credit line of open revolving trades verified in past 12 months",
          "@_ID": "RE28S",
          "@_Value": "33279"
        },
        {
          "@_Name": "RE30S:Percentage of open revolving trades > 50% of credit line verified in past 12 months",
          "@_ID": "RE30S",
          "@_Value": "9"
        },
        {
          "@_Name": "RE31S:Percentage of open revolving trades > 75% of credit line verified in past 12 months",
          "@_ID": "RE31S",
          "@_Value": "5"
        },
        {
          "@_Name": "RE33S:Total balance of open revolving trades verified in past 12 months",
          "@_ID": "RE33S",
          "@_Value": "11850"
        },
        {
          "@_Name": "RE34S:Utilization for open revolving trades verified in past 12 months",
          "@_ID": "RE34S",
          "@_Value": "36"
        },
        {
          "@_Name": "RE34T:Utilization for all bureau open revolving trades verified in past 12 months",
          "@_ID": "RE34T",
          "@_Value": "36"
        },
        {
          "@_Name": "RE36S:Months since most recent revolving delinquency",
          "@_ID": "RE36S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "RE57S:Total past due amount of open revolving trades verified in past 12 months",
          "@_ID": "RE57S",
          "@_Value": "0"
        },
        {
          "@_Name": "RE102S:Average credit line of open revolving trades verified in past 12 months",
          "@_ID": "RE102S",
          "@_Value": "2773"
        },
        {
          "@_Name": "RP04S:Months since most recent repossession trade was first reported",
          "@_ID": "RP04S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "S004S:Average number of months trades have been on file",
          "@_ID": "S004S",
          "@_Value": "55"
        },
        {
          "@_Name": "S043S:Number of open trades > 50% of credit line verified in 12 mons (excl installs and morts)",
          "@_ID": "S043S",
          "@_Value": "9"
        },
        {
          "@_Name": "S061S:Months since most recent 60 or more days past due",
          "@_ID": "S061S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "S062S:Months since most recent 90 or more days past due",
          "@_ID": "S062S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "S068A:Number of third party collections",
          "@_ID": "S068A",
          "@_Value": "0"
        },
        {
          "@_Name": "S114S:Number of deduped inquiries in past 6 months (excl auto and mortgage inquiries)",
          "@_ID": "S114S",
          "@_Value": "0"
        },
        {
          "@_Name": "S204A:Total balance of non-medical third party collections verified in past 12 months",
          "@_ID": "S204A",
          "@_Value": "0"
        },
        {
          "@_Name": "S207A:Months since most recent tradeline bankruptcy",
          "@_ID": "S207A",
          "@_Value": "N/A"
        },
        {
          "@_Name": "S207S:Months since most recent public record bankruptcy",
          "@_ID": "S207S",
          "@_Value": "-4"
        },
        {
          "@_Name": "S209A:Months since most recent non-medical third party collection",
          "@_ID": "S209A",
          "@_Value": "N/A"
        },
        {
          "@_Name": "ST28S:Total credit line of open student loan trades verified in past 12 months",
          "@_ID": "ST28S",
          "@_Value": "0"
        },
        {
          "@_Name": "ST33S:Total balance of open student loan trades verified in past 12 months",
          "@_ID": "ST33S",
          "@_Value": "0"
        },
        {
          "@_Name": "ST34S:Utilization for open student loan trades verified in past 12 months",
          "@_ID": "ST34S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "ST57S:Total past due amount of open student loan trades verified in past 12 months",
          "@_ID": "ST57S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "PT014:Total Scheduled Monthly Payment",
          "@_ID": "PT014",
          "@_Value": "326"
        },
        {
          "@_Name": "PT016:Utilization on revolving trades",
          "@_ID": "PT016",
          "@_Value": "36"
        },
        {
          "@_Name": "PT017:Total balance on open revolving trades",
          "@_ID": "PT017",
          "@_Value": "11850"
        },
        {
          "@_Name": "PT019:Total Mortgage Monthly Payment",
          "@_ID": "PT019",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT020:Total balance on open Mortgages",
          "@_ID": "PT020",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT021:Total Monthly Automobile Payment",
          "@_ID": "PT021",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT022:Date of oldest trade",
          "@_ID": "PT022",
          "@_Value": "082014"
        },
        {
          "@_Name": "PT023:Months since infile created at bureau",
          "@_ID": "PT023",
          "@_Value": "2"
        },
        {
          "@_Name": "PT027:Total occurrances of delinquencies in past 12 months",
          "@_ID": "PT027",
          "@_Value": "0"
        },
        {
          "@_Name": "PT038:Number of Inquiries in past 6 months",
          "@_ID": "PT038",
          "@_Value": "0"
        },
        {
          "@_Name": "PT054:Total Credit Limit/High Credit on open tradelines",
          "@_ID": "PT054",
          "@_Value": "33279"
        },
        {
          "@_Name": "PT056:Total balance on all tradelines",
          "@_ID": "PT056",
          "@_Value": "11850"
        },
        {
          "@_Name": "PT063:Number of currently delinquent tradelines",
          "@_ID": "PT063",
          "@_Value": "0"
        },
        {
          "@_Name": "PT064:Number of currently delinquent revolving tradelines",
          "@_ID": "PT064",
          "@_Value": "0"
        },
        {
          "@_Name": "PT065:Number of currently delinquent installment tradelines",
          "@_ID": "PT065",
          "@_Value": "0"
        },
        {
          "@_Name": "PT068:Average balance on open tradelines",
          "@_ID": "PT068",
          "@_Value": "988"
        },
        {
          "@_Name": "PT069:Number of Chargeoffs in past 12 months",
          "@_ID": "PT069",
          "@_Value": "0"
        },
        {
          "@_Name": "PT071:Total occurrances of delinquencies in the past 2 years",
          "@_ID": "PT071",
          "@_Value": "0"
        },
        {
          "@_Name": "PT072:Total occurrances of delinquencies in the past 30 days",
          "@_ID": "PT072",
          "@_Value": "0"
        },
        {
          "@_Name": "PT073:Total occurrances of delinquencies in the past 60 days",
          "@_ID": "PT073",
          "@_Value": "0"
        },
        {
          "@_Name": "PT074:Total occurrances of delinquencies in the past 7 years",
          "@_ID": "PT074",
          "@_Value": "0"
        },
        {
          "@_Name": "PT076:Date of oldest trade",
          "@_ID": "PT076",
          "@_Value": "082014"
        },
        {
          "@_Name": "PT079:Number of months since oldest installment tradeline opened",
          "@_ID": "PT079",
          "@_Value": "72"
        },
        {
          "@_Name": "PT080:Number of months since oldest revolving tradeline opened",
          "@_ID": "PT080",
          "@_Value": "96"
        },
        {
          "@_Name": "PT082:Number of months since most recent tradeline opened",
          "@_ID": "PT082",
          "@_Value": "10"
        },
        {
          "@_Name": "PT083:Number of mortgage trades",
          "@_ID": "PT083",
          "@_Value": "0"
        },
        {
          "@_Name": "PT088:Number of months since 90+ late or worse derogatory",
          "@_ID": "PT088",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT089:Number of tradelines reported in past 2 months and currently 120 days past due",
          "@_ID": "PT089",
          "@_Value": "0"
        },
        {
          "@_Name": "PT090:Number of tradelines currently 30 days past due",
          "@_ID": "PT090",
          "@_Value": "0"
        },
        {
          "@_Name": "PT091:Number of tradelines 90+ days past due in past 24 months",
          "@_ID": "PT091",
          "@_Value": "0"
        },
        {
          "@_Name": "PT092:Number of tradelines opened in past 12 months",
          "@_ID": "PT092",
          "@_Value": "2"
        },
        {
          "@_Name": "PT093:Percentage of tradelines never delinquent",
          "@_ID": "PT093",
          "@_Value": "100"
        },
        {
          "@_Name": "PT094:Number of tradelines ever 120 days past due",
          "@_ID": "PT094",
          "@_Value": "0"
        },
        {
          "@_Name": "PT095:Number of months since oldest bank installment tradeline",
          "@_ID": "PT095",
          "@_Value": "72"
        },
        {
          "@_Name": "PT103:Total credit limit/high credit on open installment tradelines",
          "@_ID": "PT103",
          "@_Value": "0"
        },
        {
          "@_Name": "PT104:Number of currently satisfactory tradelines",
          "@_ID": "PT104",
          "@_Value": "25"
        },
        {
          "@_Name": "PT105:Number of revolving tradelines",
          "@_ID": "PT105",
          "@_Value": "22"
        },
        {
          "@_Name": "PT110:Number of revolving tradelines opened in past 7 years",
          "@_ID": "PT110",
          "@_Value": "18"
        },
        {
          "@_Name": "PT111:Total credit limit/high credit on open revolving tradelines",
          "@_ID": "PT111",
          "@_Value": "33279"
        },
        {
          "@_Name": "PT112:Total available credit on open bankcard tradelines verified in the last 6 mons",
          "@_ID": "PT112",
          "@_Value": "18519"
        },
        {
          "@_Name": "PT115:Percent of bankcard tradelines gt 75% of credit limit",
          "@_ID": "PT115",
          "@_Value": "8"
        },
        {
          "@_Name": "PT118:Total credit limit/high credit on open bankcard tradelines",
          "@_ID": "PT118",
          "@_Value": "29902"
        },
        {
          "@_Name": "PT119:Number of bankcard tradelines",
          "@_ID": "PT119",
          "@_Value": "13"
        },
        {
          "@_Name": "PT120:Number of months since most recent bankcard tradeline opened",
          "@_ID": "PT120",
          "@_Value": "12"
        },
        {
          "@_Name": "PT121:Number of bankcard tradelines opened in the past 6 months",
          "@_ID": "PT121",
          "@_Value": "0"
        },
        {
          "@_Name": "PT122:Number of bankcard tradelines never delinquent",
          "@_ID": "PT122",
          "@_Value": "13"
        },
        {
          "@_Name": "PT125:Number of months since most recent bankcard delinquency",
          "@_ID": "PT125",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT126:Percent utilization on bankcard tradelines",
          "@_ID": "PT126",
          "@_Value": "27"
        },
        {
          "@_Name": "PT129:Number of Public Records with amount gt 100",
          "@_ID": "PT129",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT130:Number of Tax Liens",
          "@_ID": "PT130",
          "@_Value": "0"
        },
        {
          "@_Name": "PT132:Total amount on Collections",
          "@_ID": "PT132",
          "@_Value": "0"
        },
        {
          "@_Name": "PT133:Number of repossessions",
          "@_ID": "PT133",
          "@_Value": "0"
        },
        {
          "@_Name": "PT134:Number of foreclosures",
          "@_ID": "PT134",
          "@_Value": "0"
        },
        {
          "@_Name": "PT136:Number of Collections/Chargeoffs in past 24 months; excluding medical",
          "@_ID": "PT136",
          "@_Value": "0"
        },
        {
          "@_Name": "PT137:Total amount on Collections in past 36 months; excluding medical",
          "@_ID": "PT137",
          "@_Value": "0"
        },
        {
          "@_Name": "PT138:Number of tradelines active within the past 6 months",
          "@_ID": "PT138",
          "@_Value": "17"
        },
        {
          "@_Name": "PT139:Number of mortgage tradelines opened in past 6 months",
          "@_ID": "PT139",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT140:Number of open installment tradelines opened within the past 24 months",
          "@_ID": "PT140",
          "@_Value": "0"
        },
        {
          "@_Name": "PT141:Total occurrances of 30 days late within the past 12 months on Mortgage trades",
          "@_ID": "PT141",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT142:Number of mortgages passed due 30 days or more in the last 6 months",
          "@_ID": "PT142",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT143:Total occurrances of 30 days late within the past 12 months",
          "@_ID": "PT143",
          "@_Value": "0"
        },
        {
          "@_Name": "PT144:Number of collections with amount gt 500",
          "@_ID": "PT144",
          "@_Value": "0"
        },
        {
          "@_Name": "PT145:Total balance on unsecured credit card tradelines",
          "@_ID": "PT145",
          "@_Value": "11850"
        },
        {
          "@_Name": "PT146:Total balance on unsecured tradelines",
          "@_ID": "PT146",
          "@_Value": "11850"
        },
        {
          "@_Name": "PT147:Total amount on Tax Liens filed within the past 36 months",
          "@_ID": "PT147",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT148:Total amount on Judgements filed within the past 36 months",
          "@_ID": "PT148",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT149:Number of Public Records filed in past 24 months",
          "@_ID": "PT149",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT150:Number of non-federal Student Loan tradelines",
          "@_ID": "PT150",
          "@_Value": "2"
        },
        {
          "@_Name": "PT151:Number of repossessed auto loan tradelines",
          "@_ID": "PT151",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT153:Percent utilization on installment tradelines",
          "@_ID": "PT153",
          "@_Value": "0"
        },
        {
          "@_Name": "PT154:Number of revolving tradelines with balance gt 0",
          "@_ID": "PT154",
          "@_Value": "8"
        },
        {
          "@_Name": "PT155:Number of installment tradelines opened in past 12 months",
          "@_ID": "PT155",
          "@_Value": "1"
        },
        {
          "@_Name": "PT157:Number of revolving tradelines opened in past 12 months",
          "@_ID": "PT157",
          "@_Value": "1"
        },
        {
          "@_Name": "PT158:Number of revolving tradelines opened in past 24 months",
          "@_ID": "PT158",
          "@_Value": "2"
        },
        {
          "@_Name": "PT159:Number of credit union tradelines",
          "@_ID": "PT159",
          "@_Value": "1"
        },
        {
          "@_Name": "PT160:Percent utilization on all open tradelines",
          "@_ID": "PT160",
          "@_Value": "36"
        },
        {
          "@_Name": "PT162:Maximum balance on revolving tradelines",
          "@_ID": "PT162",
          "@_Value": "5444"
        },
        {
          "@_Name": "PT163:Number months since more recent installment tradeline opened",
          "@_ID": "PT163",
          "@_Value": "10"
        },
        {
          "@_Name": "PT165:Number of auto tradelines 30 days past due in past 6 months",
          "@_ID": "PT165",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT166:Number of auto tradelines opened in past 6 months",
          "@_ID": "PT166",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT167:Number of retail tradelines opened in past 6 months",
          "@_ID": "PT167",
          "@_Value": "0"
        },
        {
          "@_Name": "PT168:Number of student loans opened in past 12 months",
          "@_ID": "PT168",
          "@_Value": "0"
        },
        {
          "@_Name": "PT174:Total amount on Collections; excluding medical",
          "@_ID": "PT174",
          "@_Value": "0"
        },
        {
          "@_Name": "PT175:Total amount on Tax Liens",
          "@_ID": "PT175",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT176:Total amount on Judgements",
          "@_ID": "PT176",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT177:Total credit limit on open credit card trades",
          "@_ID": "PT177",
          "@_Value": "33279"
        },
        {
          "@_Name": "PT178:Total credit limit on open retail trades",
          "@_ID": "PT178",
          "@_Value": "3377"
        },
        {
          "@_Name": "PT179:Total balance on open credit card trades",
          "@_ID": "PT179",
          "@_Value": "11850"
        },
        {
          "@_Name": "PT180:Total balance on open retail trades",
          "@_ID": "PT180",
          "@_Value": "467"
        },
        {
          "@_Name": "PT181:Age of oldest trade in months",
          "@_ID": "PT181",
          "@_Value": "96"
        },
        {
          "@_Name": "PT182:Total number of open credit card trades",
          "@_ID": "PT182",
          "@_Value": "12"
        },
        {
          "@_Name": "PT183:Total number of open retail trades",
          "@_ID": "PT183",
          "@_Value": "5"
        },
        {
          "@_Name": "PT184:Total number of trades ever delinquent",
          "@_ID": "PT184",
          "@_Value": "0"
        },
        {
          "@_Name": "PT185:Total number of tradelines delinquent in the last 6 months",
          "@_ID": "PT185",
          "@_Value": "0"
        },
        {
          "@_Name": "PT186:Total number of installment tradelines 60 days late or worse in the last 6 months",
          "@_ID": "PT186",
          "@_Value": "0"
        },
        {
          "@_Name": "PT187:Total balances on currently delinquent tradelines",
          "@_ID": "PT187",
          "@_Value": "0"
        },
        {
          "@_Name": "PT188:Worst current status on any open tradeline",
          "@_ID": "PT188",
          "@_Value": "0"
        },
        {
          "@_Name": "PT189:Worst status in the past 12 months on any mortgage tradeline",
          "@_ID": "PT189",
          "@_Value": "0"
        },
        {
          "@_Name": "PT190:Total number of closed credit card trades",
          "@_ID": "PT190",
          "@_Value": "10"
        },
        {
          "@_Name": "PT191:Total number of closed installment trades",
          "@_ID": "PT191",
          "@_Value": "3"
        },
        {
          "@_Name": "PT192:Percent of revolving credit available",
          "@_ID": "PT192",
          "@_Value": "74"
        },
        {
          "@_Name": "PT193:Number of loans or credit cards applied for in past 24 months",
          "@_ID": "PT193",
          "@_Value": "1"
        },
        {
          "@_Name": "PT194:Number of Installment tradelines not delinquent within the last 24 months",
          "@_ID": "PT194",
          "@_Value": "3"
        },
        {
          "@_Name": "PT195:Max credit limit on open bank credit cards",
          "@_ID": "PT195",
          "@_Value": "6900"
        },
        {
          "@_Name": "PT196:Number of collections with amount gt 0",
          "@_ID": "PT196",
          "@_Value": "0"
        },
        {
          "@_Name": "PT197:Total Number of delinquent credit card and retail trades in last 6 months",
          "@_ID": "PT197",
          "@_Value": "0"
        },
        {
          "@_Name": "PT198:Total number of open credit card tradelines with utilization gt 90%",
          "@_ID": "PT198",
          "@_Value": "0"
        },
        {
          "@_Name": "PT199:Total number of open retail tradelines with utilization gt 90%",
          "@_ID": "PT199",
          "@_Value": "0"
        },
        {
          "@_Name": "PT200:Number of closed trades; no exclusions",
          "@_ID": "PT200",
          "@_Value": "13"
        },
        {
          "@_Name": "PT201:Number of open trades; no exclusions",
          "@_ID": "PT201",
          "@_Value": "12"
        },
        {
          "@_Name": "PT202:Total balance on all trades; no exclusions",
          "@_ID": "PT202",
          "@_Value": "11850"
        },
        {
          "@_Name": "Deceased Indicator",
          "@_ID": "AP009",
          "@_Value": "N"
        },
        {
          "@_Name": "Public Record Info",
          "@_ID": "AP010",
          "@_Value": ""
        }
      ]
    },
    "CREDIT_SUMMARY_TUI": {
      "@BorrowerID": "Borrower01",
      "@_Name": "Attributes",
      "_DATA_SET": [{
          "@_Name": "Number of tradelines",
          "@_ID": "AP001",
          "@_Value": "1"
        },
        {
          "@_Name": "Average age of open tradelines",
          "@_ID": "AP002",
          "@_Value": "N/A"
        },
        {
          "@_Name": "Average age of open tradelines; exclude auth user and joint ecoa",
          "@_ID": "AP003",
          "@_Value": "N/A"
        },
        {
          "@_Name": "Number of hard inquiries",
          "@_ID": "AP004",
          "@_Value": "0"
        },
        {
          "@_Name": "Number of payments",
          "@_ID": "AP005",
          "@_Value": "1"
        },
        {
          "@_Name": "Revolving utilization on open credit cards",
          "@_ID": "AP006",
          "@_Value": "N/A"
        },
        {
          "@_Name": "Total occurrences of minor delinqs",
          "@_ID": "AP007",
          "@_Value": "0"
        },
        {
          "@_Name": "Total number of major derogatory tradelines",
          "@_ID": "AP008",
          "@_Value": "0"
        },
        {
          "@_Name": "Total number of major derogatory tradelines calculated by TU",
          "@_ID": "AP008_RAW",
          "@_Value": "0"
        },
        {
          "@_Name": "AT01S:Number of trades",
          "@_ID": "AT01S",
          "@_Value": "1"
        },
        {
          "@_Name": "AT02S:Number of open trades",
          "@_ID": "AT02S",
          "@_Value": "1"
        },
        {
          "@_Name": "AT06S:Number of trades opened in past 6 months",
          "@_ID": "AT06S",
          "@_Value": "-4"
        },
        {
          "@_Name": "AT09S:Number of trades opened in past 24 months",
          "@_ID": "AT09S",
          "@_Value": "-4"
        },
        {
          "@_Name": "AT20S:Months since oldest trade opened",
          "@_ID": "AT20S",
          "@_Value": "-4"
        },
        {
          "@_Name": "AT28A:Total credit line of open trades verified in past 12 months",
          "@_ID": "AT28A",
          "@_Value": "-4"
        },
        {
          "@_Name": "AT28B:Total credit line of open trades verified in past 12 months (excl mort and home equity)",
          "@_ID": "AT28B",
          "@_Value": "-4"
        },
        {
          "@_Name": "AT33A:Total balance of open trades verified in past 12 months",
          "@_ID": "AT33A",
          "@_Value": "-4"
        },
        {
          "@_Name": "AT33B:Total balance of open trades verified in past 12 months (excl mort and home equity)",
          "@_ID": "AT33B",
          "@_Value": "-4"
        },
        {
          "@_Name": "AT34A:Utilization for open trades verified in past 12 months",
          "@_ID": "AT34A",
          "@_Value": "N/A"
        },
        {
          "@_Name": "AT34B:Utilization for open trades verified in past 12 months (excl mort and home equity)",
          "@_ID": "AT34B",
          "@_Value": "-4"
        },
        {
          "@_Name": "AT36S:Months since most recent delinquency",
          "@_ID": "AT36S",
          "@_Value": "-4"
        },
        {
          "@_Name": "AT57S:Total past due amount of open trades verified in past 12 months",
          "@_ID": "AT57S",
          "@_Value": "-4"
        },
        {
          "@_Name": "AT103S:Percentage of satisfactory open trades to all open trades",
          "@_ID": "AT103S",
          "@_Value": "-4"
        },
        {
          "@_Name": "AT104S:Percentage of all trades opened in past 24 months to all trades",
          "@_ID": "AT104S",
          "@_Value": "-4"
        },
        {
          "@_Name": "ATAP01:Total scheduled monthly payment for all trades verified in past 12 months",
          "@_ID": "ATAP01",
          "@_Value": "-4"
        },
        {
          "@_Name": "AU28S:Total credit line of open auto trades verified in past 12 months",
          "@_ID": "AU28S",
          "@_Value": "-4"
        },
        {
          "@_Name": "AU33S:Total balance of open auto trades verified in past 12 months",
          "@_ID": "AU33S",
          "@_Value": "-4"
        },
        {
          "@_Name": "AU34S:Utilization for open auto trades verified in past 12 months",
          "@_ID": "AU34S",
          "@_Value": "-4"
        },
        {
          "@_Name": "AU57S:Total past due amount of open auto trades verified in past 12 months",
          "@_ID": "AU57S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "BC02S:Number of open credit card trades",
          "@_ID": "BC02S",
          "@_Value": "-4"
        },
        {
          "@_Name": "BC06S:Number of credit card trades opened in past 6 months",
          "@_ID": "BC06S",
          "@_Value": "-4"
        },
        {
          "@_Name": "BC102S:Average credit line of open credit card trades verified in past 12 months",
          "@_ID": "BC102S",
          "@_Value": "-4"
        },
        {
          "@_Name": "BC12S:Number of open credit card trades verified in past 12 months",
          "@_ID": "BC12S",
          "@_Value": "-4"
        },
        {
          "@_Name": "BC20S:Months since oldest credit card trade opened",
          "@_ID": "BC20S",
          "@_Value": "-4"
        },
        {
          "@_Name": "BC28S:Total credit line of open credit card trades verified in past 12 months",
          "@_ID": "BC28S",
          "@_Value": "-4"
        },
        {
          "@_Name": "BC30S:Percentage of open credit card trades > 50% of credit line verified in past 12 months",
          "@_ID": "BC30S",
          "@_Value": "-4"
        },
        {
          "@_Name": "BC31S:Percentage of open credit card trades > 75% of credit line verified in past 12 months",
          "@_ID": "BC31S",
          "@_Value": "-4"
        },
        {
          "@_Name": "BC33S:Total balance of open credit card trades verified in past 12 months",
          "@_ID": "BC33S",
          "@_Value": "-4"
        },
        {
          "@_Name": "BC34S:Utilization for open credit card trades verified in past 12 months",
          "@_ID": "BC34S",
          "@_Value": "-4"
        },
        {
          "@_Name": "BC57S:Total past due amount of open credit card trades verified in past 12 months",
          "@_ID": "BC57S",
          "@_Value": "-4"
        },
        {
          "@_Name": "CO04S:Months since most recent charged-off trade was first reported",
          "@_ID": "CO04S",
          "@_Value": "-4"
        },
        {
          "@_Name": "FC04S:Months since most recent foreclosure trade was first reported",
          "@_ID": "FC04S",
          "@_Value": "-4"
        },
        {
          "@_Name": "G020S:Number of trades with maximum delinquency of 30 days past due in past 24 months",
          "@_ID": "G020S",
          "@_Value": "-4"
        },
        {
          "@_Name": "G051S:Percentage of trades ever delinquent",
          "@_ID": "G051S",
          "@_Value": "-4"
        },
        {
          "@_Name": "G093S:Number of public records",
          "@_ID": "G093S",
          "@_Value": "0"
        },
        {
          "@_Name": "G094S:Number of public record bankruptcies",
          "@_ID": "G094S",
          "@_Value": "0"
        },
        {
          "@_Name": "G095S:Months since most recent public record",
          "@_ID": "G095S",
          "@_Value": "-4"
        },
        {
          "@_Name": "G103S:Months since most recent credit inquiry",
          "@_ID": "G103S",
          "@_Value": "84"
        },
        {
          "@_Name": "G202A:Total open to buy of open trades verified in past 12 months (excl installs and morts)",
          "@_ID": "G202A",
          "@_Value": "-4"
        },
        {
          "@_Name": "G215B:Number of non-medical third party collections with balance > $0",
          "@_ID": "G215B",
          "@_Value": "-4"
        },
        {
          "@_Name": "G217S:Total past due amount of all trades verified in past 12 months",
          "@_ID": "G217S",
          "@_Value": "-4"
        },
        {
          "@_Name": "G218B:Number of trades verified in the past 12 months that are currently 30+ DPD",
          "@_ID": "G218B",
          "@_Value": "-4"
        },
        {
          "@_Name": "G224A:Number of 90 days past due or worse items ever (excluding medical colls)",
          "@_ID": "G224A",
          "@_Value": "0"
        },
        {
          "@_Name": "G238S:Number of credit inquiries in past 12 months (excl coll inqs)",
          "@_ID": "G238S",
          "@_Value": "0"
        },
        {
          "@_Name": "G244S:Number of inquiries (includes duplicates) in past 12 months",
          "@_ID": "G244S",
          "@_Value": "0"
        },
        {
          "@_Name": "G250A:Number of 30 DPD or worse items ever (excluding medical colls)",
          "@_ID": "G250A",
          "@_Value": "-4"
        },
        {
          "@_Name": "G250B:Number of 30 DPD or worse items in the past 12 months (excluding medical colls)",
          "@_ID": "G250B",
          "@_Value": "-4"
        },
        {
          "@_Name": "G250C:Number of 30 DPD or worse items in the past 24 months (excluding medical colls)",
          "@_ID": "G250C",
          "@_Value": "-4"
        },
        {
          "@_Name": "G251A:Number of 60 DPD or worse items ever (excluding medical colls)",
          "@_ID": "G251A",
          "@_Value": "0"
        },
        {
          "@_Name": "G302S:Worst rating on revolving trades in past 12 months",
          "@_ID": "G302S",
          "@_Value": "-4"
        },
        {
          "@_Name": "G304S:Worst rating on installment trades in past 12 months",
          "@_ID": "G304S",
          "@_Value": "-4"
        },
        {
          "@_Name": "G310S:Worst rating on all trades in past 12 months",
          "@_ID": "G310S",
          "@_Value": "-4"
        },
        {
          "@_Name": "GB311:Indicates if bankruptcies have been filed",
          "@_ID": "GB311",
          "@_Value": "0"
        },
        {
          "@_Name": "HI57S:Total past due amount of open home equity loan trades verified in past 12 months",
          "@_ID": "HI57S",
          "@_Value": "-4"
        },
        {
          "@_Name": "HR57S:Total past due amount of open HELOC trades verified in past 12 months",
          "@_ID": "HR57S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "IN02S:Number of open installment trades",
          "@_ID": "IN02S",
          "@_Value": "-4"
        },
        {
          "@_Name": "IN06S:Number of installment trades opened in past 6 months",
          "@_ID": "IN06S",
          "@_Value": "-4"
        },
        {
          "@_Name": "IN28S:Total credit line of open installment trades verified in past 12 months",
          "@_ID": "IN28S",
          "@_Value": "-4"
        },
        {
          "@_Name": "IN33S:Total balance of open installment trades verified in past 12 months",
          "@_ID": "IN33S",
          "@_Value": "-4"
        },
        {
          "@_Name": "IN34S:Utilization for open installment trades verified in past 12 months",
          "@_ID": "IN34S",
          "@_Value": "-4"
        },
        {
          "@_Name": "IN36S:Months since most recent installment delinquency",
          "@_ID": "IN36S",
          "@_Value": "-4"
        },
        {
          "@_Name": "IN57S:Total past due amount of open installment trades verified in past 12 months",
          "@_ID": "IN57S",
          "@_Value": "-4"
        },
        {
          "@_Name": "MT02S:Number of open mortgage trades",
          "@_ID": "MT02S",
          "@_Value": "-4"
        },
        {
          "@_Name": "MT06S:Number of mortgage trades opened in past 6 months",
          "@_ID": "MT06S",
          "@_Value": "-4"
        },
        {
          "@_Name": "MT28S:Total credit line of open mortgage trades verified in past 12 months",
          "@_ID": "MT28S",
          "@_Value": "-4"
        },
        {
          "@_Name": "MT33S:Total balance of open mortgage trades verified in past 12 months",
          "@_ID": "MT33S",
          "@_Value": "-4"
        },
        {
          "@_Name": "MT34S:Utilization for open mortgage trades verified in past 12 months",
          "@_ID": "MT34S",
          "@_Value": "-4"
        },
        {
          "@_Name": "MT36S:Months since most recent mortgage delinquency",
          "@_ID": "MT36S",
          "@_Value": "-4"
        },
        {
          "@_Name": "MT57S:Total past due amount of open mortgage trades verified in past 12 months",
          "@_ID": "MT57S",
          "@_Value": "-4"
        },
        {
          "@_Name": "RE02S:Number of open revolving trades",
          "@_ID": "RE02S",
          "@_Value": "-4"
        },
        {
          "@_Name": "RE06S:Number of revolving trades opened in past 6 months",
          "@_ID": "RE06S",
          "@_Value": "-4"
        },
        {
          "@_Name": "RE12S:Number of open revolving trades verified in past 12 months",
          "@_ID": "RE12S",
          "@_Value": "-4"
        },
        {
          "@_Name": "RE20S:Months since oldest revolving trade opened",
          "@_ID": "RE20S",
          "@_Value": "-4"
        },
        {
          "@_Name": "RE21S:Months since most recent revolving trade opened",
          "@_ID": "RE21S",
          "@_Value": "-4"
        },
        {
          "@_Name": "RE28S:Total credit line of open revolving trades verified in past 12 months",
          "@_ID": "RE28S",
          "@_Value": "-4"
        },
        {
          "@_Name": "RE30S:Percentage of open revolving trades > 50% of credit line verified in past 12 months",
          "@_ID": "RE30S",
          "@_Value": "-4"
        },
        {
          "@_Name": "RE31S:Percentage of open revolving trades > 75% of credit line verified in past 12 months",
          "@_ID": "RE31S",
          "@_Value": "-4"
        },
        {
          "@_Name": "RE33S:Total balance of open revolving trades verified in past 12 months",
          "@_ID": "RE33S",
          "@_Value": "-4"
        },
        {
          "@_Name": "RE34S:Utilization for open revolving trades verified in past 12 months",
          "@_ID": "RE34S",
          "@_Value": "-4"
        },
        {
          "@_Name": "RE34T:Utilization for all bureau open revolving trades verified in past 12 months",
          "@_ID": "RE34T",
          "@_Value": "-4"
        },
        {
          "@_Name": "RE36S:Months since most recent revolving delinquency",
          "@_ID": "RE36S",
          "@_Value": "-4"
        },
        {
          "@_Name": "RE57S:Total past due amount of open revolving trades verified in past 12 months",
          "@_ID": "RE57S",
          "@_Value": "-4"
        },
        {
          "@_Name": "RE102S:Average credit line of open revolving trades verified in past 12 months",
          "@_ID": "RE102S",
          "@_Value": "-4"
        },
        {
          "@_Name": "RP04S:Months since most recent repossession trade was first reported",
          "@_ID": "RP04S",
          "@_Value": "-4"
        },
        {
          "@_Name": "S004S:Average number of months trades have been on file",
          "@_ID": "S004S",
          "@_Value": "-4"
        },
        {
          "@_Name": "S043S:Number of open trades > 50% of credit line verified in 12 mons (excl installs and morts)",
          "@_ID": "S043S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "S061S:Months since most recent 60 or more days past due",
          "@_ID": "S061S",
          "@_Value": "-4"
        },
        {
          "@_Name": "S062S:Months since most recent 90 or more days past due",
          "@_ID": "S062S",
          "@_Value": "-4"
        },
        {
          "@_Name": "S068A:Number of third party collections",
          "@_ID": "S068A",
          "@_Value": "0"
        },
        {
          "@_Name": "S114S:Number of deduped inquiries in past 6 months (excl auto and mortgage inquiries)",
          "@_ID": "S114S",
          "@_Value": "0"
        },
        {
          "@_Name": "S204A:Total balance of non-medical third party collections verified in past 12 months",
          "@_ID": "S204A",
          "@_Value": "0"
        },
        {
          "@_Name": "S207A:Months since most recent tradeline bankruptcy",
          "@_ID": "S207A",
          "@_Value": "-4"
        },
        {
          "@_Name": "S207S:Months since most recent public record bankruptcy",
          "@_ID": "S207S",
          "@_Value": "-4"
        },
        {
          "@_Name": "S209A:Months since most recent non-medical third party collection",
          "@_ID": "S209A",
          "@_Value": "-4"
        },
        {
          "@_Name": "ST28S:Total credit line of open student loan trades verified in past 12 months",
          "@_ID": "ST28S",
          "@_Value": "-4"
        },
        {
          "@_Name": "ST33S:Total balance of open student loan trades verified in past 12 months",
          "@_ID": "ST33S",
          "@_Value": "-4"
        },
        {
          "@_Name": "ST34S:Utilization for open student loan trades verified in past 12 months",
          "@_ID": "ST34S",
          "@_Value": "-4"
        },
        {
          "@_Name": "ST57S:Total past due amount of open student loan trades verified in past 12 months",
          "@_ID": "ST57S",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT014:Total Scheduled Monthly Payment",
          "@_ID": "PT014",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT016:Utilization on revolving trades",
          "@_ID": "PT016",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT017:Total balance on open revolving trades",
          "@_ID": "PT017",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT019:Total Mortgage Monthly Payment",
          "@_ID": "PT019",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT020:Total balance on open Mortgages",
          "@_ID": "PT020",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT021:Total Monthly Automobile Payment",
          "@_ID": "PT021",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT022:Date of oldest trade",
          "@_ID": "PT022",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT023:Months since infile created at bureau",
          "@_ID": "PT023",
          "@_Value": "2"
        },
        {
          "@_Name": "PT027:Total occurrances of delinquencies in past 12 months",
          "@_ID": "PT027",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT038:Number of Inquiries in past 6 months",
          "@_ID": "PT038",
          "@_Value": "0"
        },
        {
          "@_Name": "PT054:Total Credit Limit/High Credit on open tradelines",
          "@_ID": "PT054",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT056:Total balance on all tradelines",
          "@_ID": "PT056",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT063:Number of currently delinquent tradelines",
          "@_ID": "PT063",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT064:Number of currently delinquent revolving tradelines",
          "@_ID": "PT064",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT065:Number of currently delinquent installment tradelines",
          "@_ID": "PT065",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT068:Average balance on open tradelines",
          "@_ID": "PT068",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT069:Number of Chargeoffs in past 12 months",
          "@_ID": "PT069",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT071:Total occurrances of delinquencies in the past 2 years",
          "@_ID": "PT071",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT072:Total occurrances of delinquencies in the past 30 days",
          "@_ID": "PT072",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT073:Total occurrances of delinquencies in the past 60 days",
          "@_ID": "PT073",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT074:Total occurrances of delinquencies in the past 7 years",
          "@_ID": "PT074",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT076:Date of oldest trade",
          "@_ID": "PT076",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT079:Number of months since oldest installment tradeline opened",
          "@_ID": "PT079",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT080:Number of months since oldest revolving tradeline opened",
          "@_ID": "PT080",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT082:Number of months since most recent tradeline opened",
          "@_ID": "PT082",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT083:Number of mortgage trades",
          "@_ID": "PT083",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT088:Number of months since 90+ late or worse derogatory",
          "@_ID": "PT088",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT089:Number of tradelines reported in past 2 months and currently 120 days past due",
          "@_ID": "PT089",
          "@_Value": "0"
        },
        {
          "@_Name": "PT090:Number of tradelines currently 30 days past due",
          "@_ID": "PT090",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT091:Number of tradelines 90+ days past due in past 24 months",
          "@_ID": "PT091",
          "@_Value": "0"
        },
        {
          "@_Name": "PT092:Number of tradelines opened in past 12 months",
          "@_ID": "PT092",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT093:Percentage of tradelines never delinquent",
          "@_ID": "PT093",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT094:Number of tradelines ever 120 days past due",
          "@_ID": "PT094",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT095:Number of months since oldest bank installment tradeline",
          "@_ID": "PT095",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT103:Total credit limit/high credit on open installment tradelines",
          "@_ID": "PT103",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT104:Number of currently satisfactory tradelines",
          "@_ID": "PT104",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT105:Number of revolving tradelines",
          "@_ID": "PT105",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT110:Number of revolving tradelines opened in past 7 years",
          "@_ID": "PT110",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT111:Total credit limit/high credit on open revolving tradelines",
          "@_ID": "PT111",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT112:Total available credit on open bankcard tradelines verified in the last 6 mons",
          "@_ID": "PT112",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT115:Percent of bankcard tradelines gt 75% of credit limit",
          "@_ID": "PT115",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT118:Total credit limit/high credit on open bankcard tradelines",
          "@_ID": "PT118",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT119:Number of bankcard tradelines",
          "@_ID": "PT119",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT120:Number of months since most recent bankcard tradeline opened",
          "@_ID": "PT120",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT121:Number of bankcard tradelines opened in the past 6 months",
          "@_ID": "PT121",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT122:Number of bankcard tradelines never delinquent",
          "@_ID": "PT122",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT125:Number of months since most recent bankcard delinquency",
          "@_ID": "PT125",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT126:Percent utilization on bankcard tradelines",
          "@_ID": "PT126",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT129:Number of Public Records with amount gt 100",
          "@_ID": "PT129",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT130:Number of Tax Liens",
          "@_ID": "PT130",
          "@_Value": "0"
        },
        {
          "@_Name": "PT132:Total amount on Collections",
          "@_ID": "PT132",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT133:Number of repossessions",
          "@_ID": "PT133",
          "@_Value": "0"
        },
        {
          "@_Name": "PT134:Number of foreclosures",
          "@_ID": "PT134",
          "@_Value": "0"
        },
        {
          "@_Name": "PT136:Number of Collections/Chargeoffs in past 24 months; excluding medical",
          "@_ID": "PT136",
          "@_Value": "0"
        },
        {
          "@_Name": "PT137:Total amount on Collections in past 36 months; excluding medical",
          "@_ID": "PT137",
          "@_Value": "0"
        },
        {
          "@_Name": "PT138:Number of tradelines active within the past 6 months",
          "@_ID": "PT138",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT139:Number of mortgage tradelines opened in past 6 months",
          "@_ID": "PT139",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT140:Number of open installment tradelines opened within the past 24 months",
          "@_ID": "PT140",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT141:Total occurrances of 30 days late within the past 12 months on Mortgage trades",
          "@_ID": "PT141",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT142:Number of mortgages passed due 30 days or more in the last 6 months",
          "@_ID": "PT142",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT143:Total occurrances of 30 days late within the past 12 months",
          "@_ID": "PT143",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT144:Number of collections with amount gt 500",
          "@_ID": "PT144",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT145:Total balance on unsecured credit card tradelines",
          "@_ID": "PT145",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT146:Total balance on unsecured tradelines",
          "@_ID": "PT146",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT147:Total amount on Tax Liens filed within the past 36 months",
          "@_ID": "PT147",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT148:Total amount on Judgements filed within the past 36 months",
          "@_ID": "PT148",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT149:Number of Public Records filed in past 24 months",
          "@_ID": "PT149",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT150:Number of non-federal Student Loan tradelines",
          "@_ID": "PT150",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT151:Number of repossessed auto loan tradelines",
          "@_ID": "PT151",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT153:Percent utilization on installment tradelines",
          "@_ID": "PT153",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT154:Number of revolving tradelines with balance gt 0",
          "@_ID": "PT154",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT155:Number of installment tradelines opened in past 12 months",
          "@_ID": "PT155",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT157:Number of revolving tradelines opened in past 12 months",
          "@_ID": "PT157",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT158:Number of revolving tradelines opened in past 24 months",
          "@_ID": "PT158",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT159:Number of credit union tradelines",
          "@_ID": "PT159",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT160:Percent utilization on all open tradelines",
          "@_ID": "PT160",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT162:Maximum balance on revolving tradelines",
          "@_ID": "PT162",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT163:Number months since more recent installment tradeline opened",
          "@_ID": "PT163",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT165:Number of auto tradelines 30 days past due in past 6 months",
          "@_ID": "PT165",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT166:Number of auto tradelines opened in past 6 months",
          "@_ID": "PT166",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT167:Number of retail tradelines opened in past 6 months",
          "@_ID": "PT167",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT168:Number of student loans opened in past 12 months",
          "@_ID": "PT168",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT174:Total amount on Collections; excluding medical",
          "@_ID": "PT174",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT175:Total amount on Tax Liens",
          "@_ID": "PT175",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT176:Total amount on Judgements",
          "@_ID": "PT176",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT177:Total credit limit on open credit card trades",
          "@_ID": "PT177",
          "@_Value": "0"
        },
        {
          "@_Name": "PT178:Total credit limit on open retail trades",
          "@_ID": "PT178",
          "@_Value": "0"
        },
        {
          "@_Name": "PT179:Total balance on open credit card trades",
          "@_ID": "PT179",
          "@_Value": "0"
        },
        {
          "@_Name": "PT180:Total balance on open retail trades",
          "@_ID": "PT180",
          "@_Value": "0"
        },
        {
          "@_Name": "PT181:Age of oldest trade in months",
          "@_ID": "PT181",
          "@_Value": "N/A"
        },
        {
          "@_Name": "PT182:Total number of open credit card trades",
          "@_ID": "PT182",
          "@_Value": "0"
        },
        {
          "@_Name": "PT183:Total number of open retail trades",
          "@_ID": "PT183",
          "@_Value": "0"
        },
        {
          "@_Name": "PT184:Total number of trades ever delinquent",
          "@_ID": "PT184",
          "@_Value": "0"
        },
        {
          "@_Name": "PT185:Total number of tradelines delinquent in the last 6 months",
          "@_ID": "PT185",
          "@_Value": "0"
        },
        {
          "@_Name": "PT186:Total number of installment tradelines 60 days late or worse in the last 6 months",
          "@_ID": "PT186",
          "@_Value": "0"
        },
        {
          "@_Name": "PT187:Total balances on currently delinquent tradelines",
          "@_ID": "PT187",
          "@_Value": "0"
        },
        {
          "@_Name": "PT188:Worst current status on any open tradeline",
          "@_ID": "PT188",
          "@_Value": "0"
        },
        {
          "@_Name": "PT189:Worst status in the past 12 months on any mortgage tradeline",
          "@_ID": "PT189",
          "@_Value": "0"
        },
        {
          "@_Name": "PT190:Total number of closed credit card trades",
          "@_ID": "PT190",
          "@_Value": "0"
        },
        {
          "@_Name": "PT191:Total number of closed installment trades",
          "@_ID": "PT191",
          "@_Value": "0"
        },
        {
          "@_Name": "PT192:Percent of revolving credit available",
          "@_ID": "PT192",
          "@_Value": "999"
        },
        {
          "@_Name": "PT193:Number of loans or credit cards applied for in past 24 months",
          "@_ID": "PT193",
          "@_Value": "0"
        },
        {
          "@_Name": "PT194:Number of Installment tradelines not delinquent within the last 24 months",
          "@_ID": "PT194",
          "@_Value": "0"
        },
        {
          "@_Name": "PT195:Max credit limit on open bank credit cards",
          "@_ID": "PT195",
          "@_Value": "0"
        },
        {
          "@_Name": "PT196:Number of collections with amount gt 0",
          "@_ID": "PT196",
          "@_Value": "0"
        },
        {
          "@_Name": "PT197:Total Number of delinquent credit card and retail trades in last 6 months",
          "@_ID": "PT197",
          "@_Value": "0"
        },
        {
          "@_Name": "PT198:Total number of open credit card tradelines with utilization gt 90%",
          "@_ID": "PT198",
          "@_Value": "0"
        },
        {
          "@_Name": "PT199:Total number of open retail tradelines with utilization gt 90%",
          "@_ID": "PT199",
          "@_Value": "0"
        },
        {
          "@_Name": "PT200:Number of closed trades; no exclusions",
          "@_ID": "PT200",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT201:Number of open trades; no exclusions",
          "@_ID": "PT201",
          "@_Value": "1"
        },
        {
          "@_Name": "PT202:Total balance on all trades; no exclusions",
          "@_ID": "PT202",
          "@_Value": "-4"
        },
        {
          "@_Name": "Deceased Indicator",
          "@_ID": "AP009",
          "@_Value": "N"
        },
        {
          "@_Name": "Public Record Info",
          "@_ID": "AP010",
          "@_Value": ""
        }
      ]
    },
    "CREDIT_SUMMARY_EFX": {
      "@BorrowerID": "Borrower01",
      "@_Name": "Attributes",
      "_DATA_SET": [{
          "@_Name": "Number of tradelines",
          "@_ID": "AP001",
          "@_Value": "17"
        },
        {
          "@_Name": "Average age of open tradelines",
          "@_ID": "AP002",
          "@_Value": "54"
        },
        {
          "@_Name": "Average age of open tradelines; exclude auth user and joint ecoa",
          "@_ID": "AP003",
          "@_Value": "59"
        },
        {
          "@_Name": "Number of hard inquiries",
          "@_ID": "AP004",
          "@_Value": "36"
        },
        {
          "@_Name": "Number of payments",
          "@_ID": "AP005",
          "@_Value": "7"
        },
        {
          "@_Name": "Revolving utilization on open credit cards",
          "@_ID": "AP006",
          "@_Value": "101"
        },
        {
          "@_Name": "Total occurrences of minor delinqs",
          "@_ID": "AP007",
          "@_Value": "7"
        },
        {
          "@_Name": "Total number of major derogatory tradelines",
          "@_ID": "AP008",
          "@_Value": "1"
        },
        {
          "@_Name": "Total number of major derogatory tradelines calculated by TU",
          "@_ID": "AP008_RAW",
          "@_Value": "0"
        },
        {
          "@_Name": "AT01S:Number of trades",
          "@_ID": "AT01S",
          "@_Value": "17"
        },
        {
          "@_Name": "AT02S:Number of open trades",
          "@_ID": "AT02S",
          "@_Value": "13"
        },
        {
          "@_Name": "AT06S:Number of trades opened in past 6 months",
          "@_ID": "AT06S",
          "@_Value": "0"
        },
        {
          "@_Name": "AT09S:Number of trades opened in past 24 months",
          "@_ID": "AT09S",
          "@_Value": "5"
        },
        {
          "@_Name": "AT20S:Months since oldest trade opened",
          "@_ID": "AT20S",
          "@_Value": "267"
        },
        {
          "@_Name": "AT28A:Total credit line of open trades verified in past 12 months",
          "@_ID": "AT28A",
          "@_Value": "97141"
        },
        {
          "@_Name": "AT28B:Total credit line of open trades verified in past 12 months (excl mort and home equity)",
          "@_ID": "AT28B",
          "@_Value": "73190"
        },
        {
          "@_Name": "AT33A:Total balance of open trades verified in past 12 months",
          "@_ID": "AT33A",
          "@_Value": "72298"
        },
        {
          "@_Name": "AT33B:Total balance of open trades verified in past 12 months (excl mort and home equity)",
          "@_ID": "AT33B",
          "@_Value": "56413"
        },
        {
          "@_Name": "AT34A:Utilization for open trades verified in past 12 months",
          "@_ID": "AT34A",
          "@_Value": "74"
        },
        {
          "@_Name": "AT34B:Utilization for open trades verified in past 12 months (excl mort and home equity)",
          "@_ID": "AT34B",
          "@_Value": "77"
        },
        {
          "@_Name": "AT36S:Months since most recent delinquency",
          "@_ID": "AT36S",
          "@_Value": "4"
        },
        {
          "@_Name": "AT57S:Total past due amount of open trades verified in past 12 months",
          "@_ID": "AT57S",
          "@_Value": "662"
        },
        {
          "@_Name": "AT103S:Percentage of satisfactory open trades to all open trades",
          "@_ID": "AT103S",
          "@_Value": "85"
        },
        {
          "@_Name": "AT104S:Percentage of all trades opened in past 24 months to all trades",
          "@_ID": "AT104S",
          "@_Value": "29"
        },
        {
          "@_Name": "ATAP01:Total scheduled monthly payment for all trades verified in past 12 months",
          "@_ID": "ATAP01",
          "@_Value": "1471"
        },
        {
          "@_Name": "AU28S:Total credit line of open auto trades verified in past 12 months",
          "@_ID": "AU28S",
          "@_Value": "8999"
        },
        {
          "@_Name": "AU33S:Total balance of open auto trades verified in past 12 months",
          "@_ID": "AU33S",
          "@_Value": "4196"
        },
        {
          "@_Name": "AU34S:Utilization for open auto trades verified in past 12 months",
          "@_ID": "AU34S",
          "@_Value": "47"
        },
        {
          "@_Name": "AU57S:Total past due amount of open auto trades verified in past 12 months",
          "@_ID": "AU57S",
          "@_Value": "0"
        },
        {
          "@_Name": "BC02S:Number of open credit card trades",
          "@_ID": "BC02S",
          "@_Value": "1"
        },
        {
          "@_Name": "BC06S:Number of credit card trades opened in past 6 months",
          "@_ID": "BC06S",
          "@_Value": "0"
        },
        {
          "@_Name": "BC102S:Average credit line of open credit card trades verified in past 12 months",
          "@_ID": "BC102S",
          "@_Value": "1000"
        },
        {
          "@_Name": "BC12S:Number of open credit card trades verified in past 12 months",
          "@_ID": "BC12S",
          "@_Value": "1"
        },
        {
          "@_Name": "BC20S:Months since oldest credit card trade opened",
          "@_ID": "BC20S",
          "@_Value": "47"
        },
        {
          "@_Name": "BC28S:Total credit line of open credit card trades verified in past 12 months",
          "@_ID": "BC28S",
          "@_Value": "1000"
        },
        {
          "@_Name": "BC30S:Percentage of open credit card trades > 50% of credit line verified in past 12 months",
          "@_ID": "BC30S",
          "@_Value": "100"
        },
        {
          "@_Name": "BC31S:Percentage of open credit card trades > 75% of credit line verified in past 12 months",
          "@_ID": "BC31S",
          "@_Value": "100"
        },
        {
          "@_Name": "BC33S:Total balance of open credit card trades verified in past 12 months",
          "@_ID": "BC33S",
          "@_Value": "1014"
        },
        {
          "@_Name": "BC34S:Utilization for open credit card trades verified in past 12 months",
          "@_ID": "BC34S",
          "@_Value": "101"
        },
        {
          "@_Name": "BC57S:Total past due amount of open credit card trades verified in past 12 months",
          "@_ID": "BC57S",
          "@_Value": "0"
        },
        {
          "@_Name": "CO04S:Months since most recent charged-off trade was first reported",
          "@_ID": "CO04S",
          "@_Value": "267"
        },
        {
          "@_Name": "FC04S:Months since most recent foreclosure trade was first reported",
          "@_ID": "FC04S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "G020S:Number of trades with maximum delinquency of 30 days past due in past 24 months",
          "@_ID": "G020S",
          "@_Value": "2"
        },
        {
          "@_Name": "G051S:Percentage of trades ever delinquent",
          "@_ID": "G051S",
          "@_Value": "24"
        },
        {
          "@_Name": "G093S:Number of public records",
          "@_ID": "G093S",
          "@_Value": "0"
        },
        {
          "@_Name": "G094S:Number of public record bankruptcies",
          "@_ID": "G094S",
          "@_Value": "0"
        },
        {
          "@_Name": "G095S:Months since most recent public record",
          "@_ID": "G095S",
          "@_Value": "-4"
        },
        {
          "@_Name": "G103S:Months since most recent credit inquiry",
          "@_ID": "G103S",
          "@_Value": "2"
        },
        {
          "@_Name": "G202A:Total open to buy of open trades verified in past 12 months (excl installs and morts)",
          "@_ID": "G202A",
          "@_Value": "119"
        },
        {
          "@_Name": "G215B:Number of non-medical third party collections with balance > $0",
          "@_ID": "G215B",
          "@_Value": "0"
        },
        {
          "@_Name": "G217S:Total past due amount of all trades verified in past 12 months",
          "@_ID": "G217S",
          "@_Value": "662"
        },
        {
          "@_Name": "G218B:Number of trades verified in the past 12 months that are currently 30+ DPD",
          "@_ID": "G218B",
          "@_Value": "1"
        },
        {
          "@_Name": "G224A:Number of 90 days past due or worse items ever (excluding medical colls)",
          "@_ID": "G224A",
          "@_Value": "1"
        },
        {
          "@_Name": "G238S:Number of credit inquiries in past 12 months (excl coll inqs)",
          "@_ID": "G238S",
          "@_Value": "29"
        },
        {
          "@_Name": "G244S:Number of inquiries (includes duplicates) in past 12 months",
          "@_ID": "G244S",
          "@_Value": "29"
        },
        {
          "@_Name": "G250A:Number of 30 DPD or worse items ever (excluding medical colls)",
          "@_ID": "G250A",
          "@_Value": "4"
        },
        {
          "@_Name": "G250B:Number of 30 DPD or worse items in the past 12 months (excluding medical colls)",
          "@_ID": "G250B",
          "@_Value": "2"
        },
        {
          "@_Name": "G250C:Number of 30 DPD or worse items in the past 24 months (excluding medical colls)",
          "@_ID": "G250C",
          "@_Value": "3"
        },
        {
          "@_Name": "G251A:Number of 60 DPD or worse items ever (excluding medical colls)",
          "@_ID": "G251A",
          "@_Value": "1"
        },
        {
          "@_Name": "G302S:Worst rating on revolving trades in past 12 months",
          "@_ID": "G302S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "G304S:Worst rating on installment trades in past 12 months",
          "@_ID": "G304S",
          "@_Value": "9"
        },
        {
          "@_Name": "G310S:Worst rating on all trades in past 12 months",
          "@_ID": "G310S",
          "@_Value": "9"
        },
        {
          "@_Name": "GB311:Indicates if bankruptcies have been filed",
          "@_ID": "GB311",
          "@_Value": "0"
        },
        {
          "@_Name": "HI57S:Total past due amount of open home equity loan trades verified in past 12 months",
          "@_ID": "HI57S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "HR57S:Total past due amount of open HELOC trades verified in past 12 months",
          "@_ID": "HR57S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "IN02S:Number of open installment trades",
          "@_ID": "IN02S",
          "@_Value": "11"
        },
        {
          "@_Name": "IN06S:Number of installment trades opened in past 6 months",
          "@_ID": "IN06S",
          "@_Value": "0"
        },
        {
          "@_Name": "IN28S:Total credit line of open installment trades verified in past 12 months",
          "@_ID": "IN28S",
          "@_Value": "96008"
        },
        {
          "@_Name": "IN33S:Total balance of open installment trades verified in past 12 months",
          "@_ID": "IN33S",
          "@_Value": "71284"
        },
        {
          "@_Name": "IN34S:Utilization for open installment trades verified in past 12 months",
          "@_ID": "IN34S",
          "@_Value": "74"
        },
        {
          "@_Name": "IN36S:Months since most recent installment delinquency",
          "@_ID": "IN36S",
          "@_Value": "4"
        },
        {
          "@_Name": "IN57S:Total past due amount of open installment trades verified in past 12 months",
          "@_ID": "IN57S",
          "@_Value": "662"
        },
        {
          "@_Name": "MT02S:Number of open mortgage trades",
          "@_ID": "MT02S",
          "@_Value": "1"
        },
        {
          "@_Name": "MT06S:Number of mortgage trades opened in past 6 months",
          "@_ID": "MT06S",
          "@_Value": "0"
        },
        {
          "@_Name": "MT28S:Total credit line of open mortgage trades verified in past 12 months",
          "@_ID": "MT28S",
          "@_Value": "23951"
        },
        {
          "@_Name": "MT33S:Total balance of open mortgage trades verified in past 12 months",
          "@_ID": "MT33S",
          "@_Value": "15885"
        },
        {
          "@_Name": "MT34S:Utilization for open mortgage trades verified in past 12 months",
          "@_ID": "MT34S",
          "@_Value": "66"
        },
        {
          "@_Name": "MT36S:Months since most recent mortgage delinquency",
          "@_ID": "MT36S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "MT57S:Total past due amount of open mortgage trades verified in past 12 months",
          "@_ID": "MT57S",
          "@_Value": "0"
        },
        {
          "@_Name": "RE02S:Number of open revolving trades",
          "@_ID": "RE02S",
          "@_Value": "2"
        },
        {
          "@_Name": "RE06S:Number of revolving trades opened in past 6 months",
          "@_ID": "RE06S",
          "@_Value": "0"
        },
        {
          "@_Name": "RE12S:Number of open revolving trades verified in past 12 months",
          "@_ID": "RE12S",
          "@_Value": "2"
        },
        {
          "@_Name": "RE20S:Months since oldest revolving trade opened",
          "@_ID": "RE20S",
          "@_Value": "47"
        },
        {
          "@_Name": "RE21S:Months since most recent revolving trade opened",
          "@_ID": "RE21S",
          "@_Value": "35"
        },
        {
          "@_Name": "RE28S:Total credit line of open revolving trades verified in past 12 months",
          "@_ID": "RE28S",
          "@_Value": "1133"
        },
        {
          "@_Name": "RE30S:Percentage of open revolving trades > 50% of credit line verified in past 12 months",
          "@_ID": "RE30S",
          "@_Value": "50"
        },
        {
          "@_Name": "RE31S:Percentage of open revolving trades > 75% of credit line verified in past 12 months",
          "@_ID": "RE31S",
          "@_Value": "50"
        },
        {
          "@_Name": "RE33S:Total balance of open revolving trades verified in past 12 months",
          "@_ID": "RE33S",
          "@_Value": "1014"
        },
        {
          "@_Name": "RE34S:Utilization for open revolving trades verified in past 12 months",
          "@_ID": "RE34S",
          "@_Value": "89"
        },
        {
          "@_Name": "RE34T:Utilization for all bureau open revolving trades verified in past 12 months",
          "@_ID": "RE34T",
          "@_Value": "89"
        },
        {
          "@_Name": "RE36S:Months since most recent revolving delinquency",
          "@_ID": "RE36S",
          "@_Value": "44"
        },
        {
          "@_Name": "RE57S:Total past due amount of open revolving trades verified in past 12 months",
          "@_ID": "RE57S",
          "@_Value": "0"
        },
        {
          "@_Name": "RE102S:Average credit line of open revolving trades verified in past 12 months",
          "@_ID": "RE102S",
          "@_Value": "567"
        },
        {
          "@_Name": "RP04S:Months since most recent repossession trade was first reported",
          "@_ID": "RP04S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "S004S:Average number of months trades have been on file",
          "@_ID": "S004S",
          "@_Value": "59"
        },
        {
          "@_Name": "S043S:Number of open trades > 50% of credit line verified in 12 mons (excl installs and morts)",
          "@_ID": "S043S",
          "@_Value": "50"
        },
        {
          "@_Name": "S061S:Months since most recent 60 or more days past due",
          "@_ID": "S061S",
          "@_Value": "67"
        },
        {
          "@_Name": "S062S:Months since most recent 90 or more days past due",
          "@_ID": "S062S",
          "@_Value": "67"
        },
        {
          "@_Name": "S068A:Number of third party collections",
          "@_ID": "S068A",
          "@_Value": "0"
        },
        {
          "@_Name": "S114S:Number of deduped inquiries in past 6 months (excl auto and mortgage inquiries)",
          "@_ID": "S114S",
          "@_Value": "23"
        },
        {
          "@_Name": "S204A:Total balance of non-medical third party collections verified in past 12 months",
          "@_ID": "S204A",
          "@_Value": "0"
        },
        {
          "@_Name": "S207A:Months since most recent tradeline bankruptcy",
          "@_ID": "S207A",
          "@_Value": "N/A"
        },
        {
          "@_Name": "S207S:Months since most recent public record bankruptcy",
          "@_ID": "S207S",
          "@_Value": "-4"
        },
        {
          "@_Name": "S209A:Months since most recent non-medical third party collection",
          "@_ID": "S209A",
          "@_Value": "N/A"
        },
        {
          "@_Name": "ST28S:Total credit line of open student loan trades verified in past 12 months",
          "@_ID": "ST28S",
          "@_Value": "0"
        },
        {
          "@_Name": "ST33S:Total balance of open student loan trades verified in past 12 months",
          "@_ID": "ST33S",
          "@_Value": "0"
        },
        {
          "@_Name": "ST34S:Utilization for open student loan trades verified in past 12 months",
          "@_ID": "ST34S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "ST57S:Total past due amount of open student loan trades verified in past 12 months",
          "@_ID": "ST57S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "PT014:Total Scheduled Monthly Payment",
          "@_ID": "PT014",
          "@_Value": "11761"
        },
        {
          "@_Name": "PT016:Utilization on revolving trades",
          "@_ID": "PT016",
          "@_Value": "89"
        },
        {
          "@_Name": "PT017:Total balance on open revolving trades",
          "@_ID": "PT017",
          "@_Value": "1014"
        },
        {
          "@_Name": "PT019:Total Mortgage Monthly Payment",
          "@_ID": "PT019",
          "@_Value": "0"
        },
        {
          "@_Name": "PT020:Total balance on open Mortgages",
          "@_ID": "PT020",
          "@_Value": "15885"
        },
        {
          "@_Name": "PT021:Total Monthly Automobile Payment",
          "@_ID": "PT021",
          "@_Value": "227"
        },
        {
          "@_Name": "PT022:Date of oldest trade",
          "@_ID": "PT022",
          "@_Value": "052000"
        },
        {
          "@_Name": "PT023:Months since infile created at bureau",
          "@_ID": "PT023",
          "@_Value": "2"
        },
        {
          "@_Name": "PT027:Total occurrances of delinquencies in past 12 months",
          "@_ID": "PT027",
          "@_Value": "3"
        },
        {
          "@_Name": "PT038:Number of Inquiries in past 6 months",
          "@_ID": "PT038",
          "@_Value": "23"
        },
        {
          "@_Name": "PT054:Total Credit Limit/High Credit on open tradelines",
          "@_ID": "PT054",
          "@_Value": "129406"
        },
        {
          "@_Name": "PT056:Total balance on all tradelines",
          "@_ID": "PT056",
          "@_Value": "72298"
        },
        {
          "@_Name": "PT063:Number of currently delinquent tradelines",
          "@_ID": "PT063",
          "@_Value": "1"
        },
        {
          "@_Name": "PT064:Number of currently delinquent revolving tradelines",
          "@_ID": "PT064",
          "@_Value": "0"
        },
        {
          "@_Name": "PT065:Number of currently delinquent installment tradelines",
          "@_ID": "PT065",
          "@_Value": "1"
        },
        {
          "@_Name": "PT068:Average balance on open tradelines",
          "@_ID": "PT068",
          "@_Value": "5561"
        },
        {
          "@_Name": "PT069:Number of Chargeoffs in past 12 months",
          "@_ID": "PT069",
          "@_Value": "0"
        },
        {
          "@_Name": "PT071:Total occurrances of delinquencies in the past 2 years",
          "@_ID": "PT071",
          "@_Value": "5"
        },
        {
          "@_Name": "PT072:Total occurrances of delinquencies in the past 30 days",
          "@_ID": "PT072",
          "@_Value": "0"
        },
        {
          "@_Name": "PT073:Total occurrances of delinquencies in the past 60 days",
          "@_ID": "PT073",
          "@_Value": "0"
        },
        {
          "@_Name": "PT074:Total occurrances of delinquencies in the past 7 years",
          "@_ID": "PT074",
          "@_Value": "7"
        },
        {
          "@_Name": "PT076:Date of oldest trade",
          "@_ID": "PT076",
          "@_Value": "052000"
        },
        {
          "@_Name": "PT079:Number of months since oldest installment tradeline opened",
          "@_ID": "PT079",
          "@_Value": "267"
        },
        {
          "@_Name": "PT080:Number of months since oldest revolving tradeline opened",
          "@_ID": "PT080",
          "@_Value": "47"
        },
        {
          "@_Name": "PT082:Number of months since most recent tradeline opened",
          "@_ID": "PT082",
          "@_Value": "8"
        },
        {
          "@_Name": "PT083:Number of mortgage trades",
          "@_ID": "PT083",
          "@_Value": "1"
        },
        {
          "@_Name": "PT088:Number of months since 90+ late or worse derogatory",
          "@_ID": "PT088",
          "@_Value": "4"
        },
        {
          "@_Name": "PT089:Number of tradelines reported in past 2 months and currently 120 days past due",
          "@_ID": "PT089",
          "@_Value": "0"
        },
        {
          "@_Name": "PT090:Number of tradelines currently 30 days past due",
          "@_ID": "PT090",
          "@_Value": "1"
        },
        {
          "@_Name": "PT091:Number of tradelines 90+ days past due in past 24 months",
          "@_ID": "PT091",
          "@_Value": "1"
        },
        {
          "@_Name": "PT092:Number of tradelines opened in past 12 months",
          "@_ID": "PT092",
          "@_Value": "1"
        },
        {
          "@_Name": "PT093:Percentage of tradelines never delinquent",
          "@_ID": "PT093",
          "@_Value": "76"
        },
        {
          "@_Name": "PT094:Number of tradelines ever 120 days past due",
          "@_ID": "PT094",
          "@_Value": "0"
        },
        {
          "@_Name": "PT095:Number of months since oldest bank installment tradeline",
          "@_ID": "PT095",
          "@_Value": "267"
        },
        {
          "@_Name": "PT103:Total credit limit/high credit on open installment tradelines",
          "@_ID": "PT103",
          "@_Value": "128273"
        },
        {
          "@_Name": "PT104:Number of currently satisfactory tradelines",
          "@_ID": "PT104",
          "@_Value": "15"
        },
        {
          "@_Name": "PT105:Number of revolving tradelines",
          "@_ID": "PT105",
          "@_Value": "2"
        },
        {
          "@_Name": "PT110:Number of revolving tradelines opened in past 7 years",
          "@_ID": "PT110",
          "@_Value": "2"
        },
        {
          "@_Name": "PT111:Total credit limit/high credit on open revolving tradelines",
          "@_ID": "PT111",
          "@_Value": "1133"
        },
        {
          "@_Name": "PT112:Total available credit on open bankcard tradelines verified in the last 6 mons",
          "@_ID": "PT112",
          "@_Value": "-14"
        },
        {
          "@_Name": "PT115:Percent of bankcard tradelines gt 75% of credit limit",
          "@_ID": "PT115",
          "@_Value": "100"
        },
        {
          "@_Name": "PT118:Total credit limit/high credit on open bankcard tradelines",
          "@_ID": "PT118",
          "@_Value": "1000"
        },
        {
          "@_Name": "PT119:Number of bankcard tradelines",
          "@_ID": "PT119",
          "@_Value": "1"
        },
        {
          "@_Name": "PT120:Number of months since most recent bankcard tradeline opened",
          "@_ID": "PT120",
          "@_Value": "47"
        },
        {
          "@_Name": "PT121:Number of bankcard tradelines opened in the past 6 months",
          "@_ID": "PT121",
          "@_Value": "0"
        },
        {
          "@_Name": "PT122:Number of bankcard tradelines never delinquent",
          "@_ID": "PT122",
          "@_Value": "0"
        },
        {
          "@_Name": "PT125:Number of months since most recent bankcard delinquency",
          "@_ID": "PT125",
          "@_Value": "44"
        },
        {
          "@_Name": "PT126:Percent utilization on bankcard tradelines",
          "@_ID": "PT126",
          "@_Value": "101"
        },
        {
          "@_Name": "PT129:Number of Public Records with amount gt 100",
          "@_ID": "PT129",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT130:Number of Tax Liens",
          "@_ID": "PT130",
          "@_Value": "0"
        },
        {
          "@_Name": "PT132:Total amount on Collections",
          "@_ID": "PT132",
          "@_Value": "0"
        },
        {
          "@_Name": "PT133:Number of repossessions",
          "@_ID": "PT133",
          "@_Value": "0"
        },
        {
          "@_Name": "PT134:Number of foreclosures",
          "@_ID": "PT134",
          "@_Value": "0"
        },
        {
          "@_Name": "PT136:Number of Collections/Chargeoffs in past 24 months; excluding medical",
          "@_ID": "PT136",
          "@_Value": "0"
        },
        {
          "@_Name": "PT137:Total amount on Collections in past 36 months; excluding medical",
          "@_ID": "PT137",
          "@_Value": "0"
        },
        {
          "@_Name": "PT138:Number of tradelines active within the past 6 months",
          "@_ID": "PT138",
          "@_Value": "9"
        },
        {
          "@_Name": "PT139:Number of mortgage tradelines opened in past 6 months",
          "@_ID": "PT139",
          "@_Value": "0"
        },
        {
          "@_Name": "PT140:Number of open installment tradelines opened within the past 24 months",
          "@_ID": "PT140",
          "@_Value": "5"
        },
        {
          "@_Name": "PT141:Total occurrances of 30 days late within the past 12 months on Mortgage trades",
          "@_ID": "PT141",
          "@_Value": "0"
        },
        {
          "@_Name": "PT142:Number of mortgages passed due 30 days or more in the last 6 months",
          "@_ID": "PT142",
          "@_Value": "0"
        },
        {
          "@_Name": "PT143:Total occurrances of 30 days late within the past 12 months",
          "@_ID": "PT143",
          "@_Value": "3"
        },
        {
          "@_Name": "PT144:Number of collections with amount gt 500",
          "@_ID": "PT144",
          "@_Value": "0"
        },
        {
          "@_Name": "PT145:Total balance on unsecured credit card tradelines",
          "@_ID": "PT145",
          "@_Value": "1014"
        },
        {
          "@_Name": "PT146:Total balance on unsecured tradelines",
          "@_ID": "PT146",
          "@_Value": "72298"
        },
        {
          "@_Name": "PT147:Total amount on Tax Liens filed within the past 36 months",
          "@_ID": "PT147",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT148:Total amount on Judgements filed within the past 36 months",
          "@_ID": "PT148",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT149:Number of Public Records filed in past 24 months",
          "@_ID": "PT149",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT150:Number of non-federal Student Loan tradelines",
          "@_ID": "PT150",
          "@_Value": "0"
        },
        {
          "@_Name": "PT151:Number of repossessed auto loan tradelines",
          "@_ID": "PT151",
          "@_Value": "0"
        },
        {
          "@_Name": "PT153:Percent utilization on installment tradelines",
          "@_ID": "PT153",
          "@_Value": "49"
        },
        {
          "@_Name": "PT154:Number of revolving tradelines with balance gt 0",
          "@_ID": "PT154",
          "@_Value": "1"
        },
        {
          "@_Name": "PT155:Number of installment tradelines opened in past 12 months",
          "@_ID": "PT155",
          "@_Value": "1"
        },
        {
          "@_Name": "PT157:Number of revolving tradelines opened in past 12 months",
          "@_ID": "PT157",
          "@_Value": "0"
        },
        {
          "@_Name": "PT158:Number of revolving tradelines opened in past 24 months",
          "@_ID": "PT158",
          "@_Value": "0"
        },
        {
          "@_Name": "PT159:Number of credit union tradelines",
          "@_ID": "PT159",
          "@_Value": "0"
        },
        {
          "@_Name": "PT160:Percent utilization on all open tradelines",
          "@_ID": "PT160",
          "@_Value": "56"
        },
        {
          "@_Name": "PT162:Maximum balance on revolving tradelines",
          "@_ID": "PT162",
          "@_Value": "1014"
        },
        {
          "@_Name": "PT163:Number months since more recent installment tradeline opened",
          "@_ID": "PT163",
          "@_Value": "8"
        },
        {
          "@_Name": "PT165:Number of auto tradelines 30 days past due in past 6 months",
          "@_ID": "PT165",
          "@_Value": "0"
        },
        {
          "@_Name": "PT166:Number of auto tradelines opened in past 6 months",
          "@_ID": "PT166",
          "@_Value": "0"
        },
        {
          "@_Name": "PT167:Number of retail tradelines opened in past 6 months",
          "@_ID": "PT167",
          "@_Value": "0"
        },
        {
          "@_Name": "PT168:Number of student loans opened in past 12 months",
          "@_ID": "PT168",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT174:Total amount on Collections; excluding medical",
          "@_ID": "PT174",
          "@_Value": "0"
        },
        {
          "@_Name": "PT175:Total amount on Tax Liens",
          "@_ID": "PT175",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT176:Total amount on Judgements",
          "@_ID": "PT176",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT177:Total credit limit on open credit card trades",
          "@_ID": "PT177",
          "@_Value": "1000"
        },
        {
          "@_Name": "PT178:Total credit limit on open retail trades",
          "@_ID": "PT178",
          "@_Value": "133"
        },
        {
          "@_Name": "PT179:Total balance on open credit card trades",
          "@_ID": "PT179",
          "@_Value": "1014"
        },
        {
          "@_Name": "PT180:Total balance on open retail trades",
          "@_ID": "PT180",
          "@_Value": "0"
        },
        {
          "@_Name": "PT181:Age of oldest trade in months",
          "@_ID": "PT181",
          "@_Value": "267"
        },
        {
          "@_Name": "PT182:Total number of open credit card trades",
          "@_ID": "PT182",
          "@_Value": "1"
        },
        {
          "@_Name": "PT183:Total number of open retail trades",
          "@_ID": "PT183",
          "@_Value": "1"
        },
        {
          "@_Name": "PT184:Total number of trades ever delinquent",
          "@_ID": "PT184",
          "@_Value": "4"
        },
        {
          "@_Name": "PT185:Total number of tradelines delinquent in the last 6 months",
          "@_ID": "PT185",
          "@_Value": "1"
        },
        {
          "@_Name": "PT186:Total number of installment tradelines 60 days late or worse in the last 6 months",
          "@_ID": "PT186",
          "@_Value": "0"
        },
        {
          "@_Name": "PT187:Total balances on currently delinquent tradelines",
          "@_ID": "PT187",
          "@_Value": "4382"
        },
        {
          "@_Name": "PT188:Worst current status on any open tradeline",
          "@_ID": "PT188",
          "@_Value": "9"
        },
        {
          "@_Name": "PT189:Worst status in the past 12 months on any mortgage tradeline",
          "@_ID": "PT189",
          "@_Value": "1"
        },
        {
          "@_Name": "PT190:Total number of closed credit card trades",
          "@_ID": "PT190",
          "@_Value": "0"
        },
        {
          "@_Name": "PT191:Total number of closed installment trades",
          "@_ID": "PT191",
          "@_Value": "4"
        },
        {
          "@_Name": "PT192:Percent of revolving credit available",
          "@_ID": "PT192",
          "@_Value": "11"
        },
        {
          "@_Name": "PT193:Number of loans or credit cards applied for in past 24 months",
          "@_ID": "PT193",
          "@_Value": "36"
        },
        {
          "@_Name": "PT194:Number of Installment tradelines not delinquent within the last 24 months",
          "@_ID": "PT194",
          "@_Value": "12"
        },
        {
          "@_Name": "PT195:Max credit limit on open bank credit cards",
          "@_ID": "PT195",
          "@_Value": "1000"
        },
        {
          "@_Name": "PT196:Number of collections with amount gt 0",
          "@_ID": "PT196",
          "@_Value": "0"
        },
        {
          "@_Name": "PT197:Total Number of delinquent credit card and retail trades in last 6 months",
          "@_ID": "PT197",
          "@_Value": "0"
        },
        {
          "@_Name": "PT198:Total number of open credit card tradelines with utilization gt 90%",
          "@_ID": "PT198",
          "@_Value": "1"
        },
        {
          "@_Name": "PT199:Total number of open retail tradelines with utilization gt 90%",
          "@_ID": "PT199",
          "@_Value": "3"
        },
        {
          "@_Name": "PT200:Number of closed trades; no exclusions",
          "@_ID": "PT200",
          "@_Value": "4"
        },
        {
          "@_Name": "PT201:Number of open trades; no exclusions",
          "@_ID": "PT201",
          "@_Value": "13"
        },
        {
          "@_Name": "PT202:Total balance on all trades; no exclusions",
          "@_ID": "PT202",
          "@_Value": "72298"
        },
        {
          "@_Name": "Deceased Indicator",
          "@_ID": "AP009",
          "@_Value": "N"
        },
        {
          "@_Name": "Public Record Info",
          "@_ID": "AP010",
          "@_Value": ""
        }
      ]
    }
  }
}