This document describes the attributes that you'll find in the CREDIT_SUMMARY sections of the credit report.

Attribute Structure explains how the attribute objects are constructed.
Master List is a list of the attributes sorted by ID.
Attributes by Category lists the attributes broken into categories: "Number and Age of Accounts", "Account Ratings", and so on.

Attribute Structure

Each attribute is represented as an object in the CREDIT_SUMMARY._DATA_SET array. For example, here we see three attributes:

"CREDIT_SUMMARY": 
{
  "@BorrowerID": "Borrower01",
  "@_Name": "Attributes",
  "_DATA_SET": [ // The array that contains the attribute objects
    { // Attribute 1
      "@_ID": "AP001",
      "@_Value": "7",
      "@_Name": "Number of tradelines",
    },
    { // Attribute 2
      "@_ID": "AP002",
      "@_Value": "62",
      "@_Name": "Average age of open tradelines",
    },
    { // Attribute 3
      "@_ID": "AP003",
      "@_Value": "58",
      "@_Name": "Average age of open tradelines; exclude auth user and joint ecoa",
    },
    ...

Each object contains three properties:

@_ID is string token that uniquely identifies the attribute.
@_Valueis the value of the attribute. The value is always presented as a string, regardless of its natural data type. All attributes are included in the credit report; if an attribute isn't applicable the @_Value property is set to -3, -4, -5, or N/A; we'll look at these values more closely, below.
@_Name provides a description of the attribute using industry lingo. The descriptions in the tables, below, are more user-friendly, if terse.

Attributes with "Inapplicable" Values

In general, the four "inapplicable" @_Value values (N/A, -3, -4, -5) can be treated the same: They mean that the attribute doesn't apply to the borrower, and thus can't be measured. However, there are some differences between these values:

-3 means that the borrower has no open accounts.
-4 means that the report is empty. When a single attribute's value is -4, all of the other attributes will be -4 or N/A.
-5 means that the borrower has no items that the attribute is measuring. For example, if the borrower has no public records, the "G095S: Number of months since the most recent public record" attribute can't be measured, and thus is set to -5.
N/A is the same as -4.

Master List

This section lists all of the attributes sorted by @_ID value.

Unless otherwise noted, an attribute that's measured across accounts refers to all accounts that have ever been reported. For example "AP001: Number of accounts."" means the number of accounts that have ever appeared in the borrower's credit file, even if some of the accounts are now closed. If an attribute only measures open accounts, the description says so; for example, "AP002: Average age in months of an open account."
There are a handful of duplicate attributes. Duplicate entries provide alternative methods for measuring the same attribute.

`@_ID`	Description
AP001	Number of accounts.
AP002	Average age in months of an open account.
AP003	Average age in months of an open account excluding authorized user and joint accounts.
AP004	Number of hard inquiries in the past 24 months.
AP005	Number of payments on all accounts.
AP006	Credit utilization on open credit cards excluding authorized user accounts.
AP007	Number of minor delinquencies across all accounts.
AP008	Number of accounts that have had major derogatory marks.
AP009	Is the borrower deceased? (1=yes; 0=no).
AP010	Public record information.
AT01S	Number of accounts.
AT02S	Number of open accounts.
AT06S	Number of accounts opened in the past 6 months.
AT09S	Number of accounts opened in the past 24 months.
AT103S	Percentage of open accounts that are rated as satisfactory.
AT104S	Percentage of accounts that were opened in the past 24 months.
AT20S	Age in months of the oldest account.
AT28A	Credit limit on open accounts that have been active in the past 12 months.
AT28C	Credit limit on open accounts that have been active in the past 12 months excluding mortgages and home equity accounts.
AT33A	Balance on open accounts that have been active in the past 12 months.
AT33B	Balance on open accounts that have been active in the past 12 months excluding mortgages and home equity accounts.
AT34A	Credit utilization on open accounts that have been active in the past 12 months.
AT34C	Credit utilization on open accounts that have been active in the past 12 months excluding mortgages and home equity accounts.
AT36S	Number of months since the most recent delinquency.
AT57S	Past due amount of open accounts that have been active in the past 12 months.
ATAP01	Monthly payment on all accounts that have been active in the past 12 months.
AU28S	Credit limit on open auto loans that have been active in the past 12 months.
AU33S	Balance on open auto loans that have been active in the past 12 months.
AU34S	Credit utilization on open auto loans that have been active in the past 12 months.
AU57S	Past due amount of open auto loans that have been active in the past 12 months.
BC02S	Number of open credit cards.
BC06S	Number of credit cards that were opened in the past 6 months.
BC102S	Average credit limit on an open credit card account that has been active in the past 12 months.
BC12S	Number of open credit cards that have been active in the past 12 months.
BC20S	Age in months of the oldest credit card account.
BC28S	Credit limit on open credit cards that have been active in the past 12 months.
BC30S	Percentage of open credit cards with 50%+ credit utilization that have been active in the past 12 months.
BC31S	Percentage of open credit cards with 75%+ credit utilization that have been active in the past 12 months.
BC33S	Balance on open credit cards that have been active in the past 12 months.
BC34S	Credit utilization on open credit cards that have been active in the past 12 months.
BC57S	Past due amount of open credit cards that have been active in the past 12 months.
CO04S	Number of months since the most recent charge-off was reported.
FC04S	Number of months since the most recent foreclosure was reported.
G020S	Number of accounts with a maximum delinquency of 30 days late in the past 24 months.
G051S	Percentage of accounts that have ever been delinquent.
G093S	Number of public records.
G094S	Number of bankruptcies. This includes all bankruptcies that are recorded as a public record, without regard for the bankruptcy's disposition.
G095S	Number of months since the most recent public record.
G103S	Number of months since the most recent inquiry.
G202A	Available credit on open accounts that have been active in the past 12 months excluding installment accounts and mortgages.
G215B	Number of non-medical accounts in third-party collections that have a non-zero balance.
G217S	Past due amount of all accounts that have been active in the past 12 months.
G218B	Number of accounts that are currently 30+ days late and that have been active in the past 12 months.
G224A	Number of non-medical accounts that have been 90+ days late.
G238S	Number of inquiries in the past 12 months excluding collections inquiries.
G244S	Number of inquiries including duplicates in the past 12 months.
G250A	Number of 30+-days-late reports on non-medical accounts.
G250B	Number of 30+-days-late reports on non-medical accounts in the past 12 months.
G250C	Number of 30+-days-late reports on non-medical accounts in the past 24 months.
G251A	Number of 60+-days-late reports on non-medical accounts.
G302S	Worst rating on revolving accounts in the past 12 months.
G304S	Worst rating on installment accounts in the past 12 months.
G310S	Worst rating on all accounts in the past 12 months.
GB311	Has a bankruptcy ever been reported? (1=yes, 0=no).
HI57S	Past due amount of open home equity accounts that have been active in the past 12 months.
HR57S	Past due amount of open home equity and line of credit accounts that have been active in the past 12 months.
IN02S	Number of open installment accounts.
IN06S	Number of installment accounts opened in the past 6 months.
IN28S	Credit limit on open installment accounts that have been active in the past 12 months.
IN33S	Balance on open installment accounts that have been active in the past 12 months.
IN34S	Credit utilization on open installment accounts that have been active in the past 12 months.
IN36S	Number of months since the most recent installment account delinquency.
IN57S	Past due amount of open installment accounts that have been active in the past 12 months.
MT02S	Number of open mortgages.
MT06S	Number of mortgages opened in the past 6 months.
MT28S	Credit limit on open mortgages that have been active in the past 12 months.
MT33S	Balance on open mortgages that have been active in the past 12 months.
MT34S	Credit utilization on open mortgages that have been active in the past 12 months.
MT36S	Number of months since the most recent mortgage delinquency.
MT57S	Past due amount of open mortgages that have been active in the past 12 months.
PT014	Monthly payment on all accounts.
PT016	Credit utilization on revolving accounts.
PT017	Balance on open revolving accounts.
PT019	Monthly payment on mortgages.
PT020	Balance on open mortgages.
PT021	Monthly payment on auto loans.
PT022	Initial reporting date (`MMYYYY`) of the oldest account.
PT023	Age in months of the borrower's credit file.
PT027	Number of delinquencies in the past 12 months.
PT038	Number of inquiries in the past 6 months.
PT054	Credit limit on open accounts.
PT056	Balance on all accounts.
PT063	Number of currently delinquent accounts.
PT064	Number of currently delinquent revolving accounts.
PT065	Number of currently delinquent installment accounts.
PT068	Average balance on an open account.
PT069	Number of charge-offs in the past 12 months.
PT071	Number of delinquencies in the past 2 years.
PT072	Number of delinquencies in the past 30 days.
PT073	Number of delinquencies in the past 60 days.
PT074	Number of delinquencies in the past 7 years.
PT076	Initial reporting date (`MMYYYY`) of the oldest account.
PT079	Age in months of the oldest installment account.
PT080	Age in months of the oldest revolving account.
PT082	Age in months of the newest account.
PT083	Number of mortgage accounts.
PT088	Number of months since an account has been 90+ days late.
PT089	Number of accounts that were reported as 120+ days late in the past 2 months, and that continue to be 120+ days late.
PT090	Number of accounts currently 30 days late.
PT091	Number of accounts that have been 90+ days late in the past 24 months.
PT092	Number of accounts opened in the past 12 months.
PT093	Percentage of accounts that have never been delinquent.
PT094	Number of accounts that have been 120 days late.
PT095	Age in months of the oldest installment account.
PT103	Credit limit on open installment accounts.
PT104	Number of open accounts that are rated as satisfactory.
PT105	Number of revolving accounts.
PT110	Number of revolving accounts opened in the past 7 years.
PT111	Credit limit on open revolving accounts.
PT112	Available credit on open bankcard accounts that have been active in the past 6 months.
PT115	Percentage of bankcard accounts with 75%+ credit utilization.
PT118	Credit limit on open bankcard accounts.
PT119	Number of bankcard accounts.
PT120	Age in months of the newest bankcard account.
PT121	Number of bankcard accounts opened in the past 6 months.
PT122	Number of bankcard accounts that have never been delinquent.
PT125	Number of months since the most recent bankcard delinquency.
PT126	Credit utilization on bankcard accounts.
PT129	Number of public records with a past due amount greater than $100.
PT130	Number of tax liens.
PT132	Balance on collection accounts.
PT133	Number of repossessions.
PT134	Number of foreclosures.
PT136	Number of non-medical collection and charged-off accounts in the past 24 months.
PT137	Balance on non-medical collection accounts in the past 6 months.
PT138	Number of accounts that have been active in the past 6 months.
PT139	Number of mortgages opened in the past 6 months.
PT140	Number of open installment accounts opened in the past 24 months.
PT141	Number of 30-days-late reports on mortgages in the past 12 months.
PT142	Number of 30+-days-late reports on mortgages in the past 6 months.
PT143	Number of 30-days-late reports in the past 12 months.
PT144	Number of collection accounts that have a balance that's greater than $500.
PT145	Balance on unsecured credit cards.
PT146	Balance on unsecured accounts.
PT147	Dollar amount of tax liens filed in the past 6 months.
PT148	Dollar amount of judgments filed in the past 6 months.
PT149	Number of public records filed in the past 24 months.
PT150	Number of non-federal student loans.
PT151	Number of repossessed auto loans.
PT153	Credit utilization on installment accounts.
PT154	Number of revolving accounts with a non-zero balance.
PT155	Number of installment accounts opened in the past 12 months.
PT157	Number of revolving accounts opened in the past 12 months.
PT158	Number of revolving accounts opened in the past 24 months.
PT159	Number of credit union accounts.
PT160	Credit utilization on open accounts.
PT162	Highest balance on a revolving account.
PT163	Age in months of the newest installment account.
PT165	Number of auto loans that have been 30 days late in the past 6 months.
PT166	Number of auto loans opened in the past 6 months.
PT167	Number of retail accounts opened in the past 6 months.
PT168	Number of student loans opened in the past 12 months.
PT174	Balance on non-medical collection accounts.
PT175	Dollar amount of tax liens.
PT176	Dollar amount of judgments.
PT177	Credit limit on open credit cards.
PT178	Credit limit on open retail accounts.
PT179	Balance on open credit card accounts.
PT180	Balance on open retail accounts.
PT181	Age in months of the oldest account.
PT182	Number of open credit cards.
PT183	Number of open retail accounts.
PT184	Number of accounts that have ever been delinquent.
PT185	Number of accounts that have been 30+ days late in the past 6 months.
PT186	Number of installment accounts that have been 60+ days late in the past 6 months.
PT187	Balance on currently delinquent accounts.
PT188	Worst rating on currently open accounts.
PT189	Worst rating on mortgages in the past 12 months.
PT190	Number of closed credit cards.
PT191	Number of closed installment accounts.
PT192	Available credit as a percentage of the credit limit on revolving accounts.
PT193	Number of loans and credit cards applied for in the past 24 months.
PT194	Number of installment accounts that have stayed current over the past 24 months.
PT195	Highest credit limit on an open bank credit card.
PT196	Number of collection accounts with a non-zero balance.
PT197	Number of credit cards and retail accounts that have been 30+ days late in last 6 months.
PT198	Number of open credit cards with a 90%+ credit utilization.
PT199	Number of open retail accounts with a 90%+ credit utilization.
PT200	Number of closed accounts.
PT201	Number of open accounts.
PT202	Balance on all accounts.
RE02S	Number of open revolving accounts.
RE06S	Number of revolving accounts opened in the past 6 months.
RE102S	Average credit limit on an open revolving account that have been active in the past 12 months.
RE12S	Number of open revolving accounts that have been active in the past 12 months.
RE20S	Age in months of the oldest revolving account.
RE21S	Age in months of the newest revolving account.
RE28S	Credit limit on open revolving accounts that have been active in the past 12 months.
RE30S	Percentage of open revolving accounts with 50%+ credit utilization that have been active in the past 12 months.
RE31S	Percentage of open revolving accounts with 75%+ credit utilization that have been active in the past 12 months.
RE33S	Balance on open revolving accounts that have been active in the past 12 months.
RE34S	Credit utilization on open revolving accounts that have been active in the past 12 months.
RE36S	Number of months since the most recent revolving account delinquency.
RE57S	Past due amount of open revolving accounts that have been active in the past 12 months.
RP04S	Number of months since the most recent repossession was reported.
S004S	Average age in months of an account.
S043S	Number of open accounts with 50%+ credit utilization that have been active in the past 12 months excluding installment accounts and mortgages.
S061S	Number of months since an account has been 60+ days late.
S062S	Number of months since an account has been 90+ days late.
S068A	Number of third-party collection accounts.
S114S	Number of inquiries in the past 6 months excluding duplicates, auto loan inquiries, and mortgage inquiries.
S204A	Balance on non-medical third party collection accounts that have been active in the past 12 months.
S207A	Number of months since an account was reported as part of a bankruptcy.
S207S	Number of months since the most recent bankruptcy was filed.
S209A	Number of months since the most recent non-medical account fell into third party collections.
ST28S	Credit limit on open student loans that have been active in the past 12 months.
ST33S	Balance on open student loans that have been active in the past 12 months.
ST34S	Credit utilization on open student loans that have been active in the past 12 months.
ST57S	Past due amount of open student loans that have been active in the past 12 months.

Attributes by Category

The following subsections list and describe the credit summary attributes by category.

Number and Age of Accounts

`@_ID`	Description
PT023	Age in months of the borrower's credit file.
PT082	Age in months of the newest account.
PT120	Age in months of the newest bankcard account.
PT163	Age in months of the newest installment account.
RE21S	Age in months of the newest revolving account.
AT20S	Age in months of the oldest account.
PT181	Age in months of the oldest account.
BC20S	Age in months of the oldest credit card account.
PT079	Age in months of the oldest installment account.
PT095	Age in months of the oldest installment account.
PT080	Age in months of the oldest revolving account.
RE20S	Age in months of the oldest revolving account.
S004S	Average age in months of an account.
AP002	Average age in months of an open account.
AP003	Average age in months of an open account excluding authorized user and joint accounts.
PT022	Date in `MMYYYY` format that the oldest account was first reported.
PT076	Date in `MMYYYY` format that the oldest account was first reported
AP001	Number of accounts
AT01S	Number of accounts
AT06S	Number of accounts opened in the past 6 months.
PT092	Number of accounts opened in the past 12 months.
AT09S	Number of accounts opened in the past 24 months.
PT138	Number of accounts that have been active in the past 6 months.
PT166	Number of auto loans opened in the past 6 months.
PT119	Number of bankcard accounts.
PT121	Number of bankcard accounts opened in the past 6 months.
PT200	Number of closed accounts.
PT190	Number of closed credit cards.
PT191	Number of closed installment accounts.
BC06S	Number of credit cards that were opened in the past 6 months.
PT159	Number of credit union accounts.
IN06S	Number of installment accounts opened in the past 6 months.
PT155	Number of installment accounts opened in the past 12 months.
PT194	Number of installment accounts that have stayed current over the past 24 months.
PT193	Number of loans and credit cards applied for in the past 24 months.
PT083	Number of mortgage accounts.
PT139	Number of mortgages opened in the past 6 months.
MT06S	Number of mortgages opened in the past 6 months.
PT150	Number of non-federal student loans.
AT02S	Number of open accounts.
PT201	Number of open accounts.
BC02S	Number of open credit cards.
PT182	Number of open credit cards.
BC12S	Number of open credit cards that have been active in the past 12 months.
IN02S	Number of open installment accounts.
PT140	Number of open installment accounts opened in the past 24 months.
MT02S	Number of open mortgages.
PT183	Number of open retail accounts.
RE02S	Number of open revolving accounts.
RE12S	Number of open revolving accounts that have been active in the past 12 months.
PT167	Number of retail accounts opened in the past 6 months.
PT105	Number of revolving accounts.
RE06S	Number of revolving accounts opened in the past 6 months.
PT157	Number of revolving accounts opened in the past 12 months.
PT158	Number of revolving accounts opened in the past 24 months.
PT110	Number of revolving accounts opened in the past 7 years.
PT168	Number of student loans opened in the past 12 months.
PT104	Number of open accounts that are rated as satisfactory.
AT104S	Percentage of accounts that were opened in the past 24 months.
AT103S	Percentage of open accounts that are rated as satisfactory.

Account Ratings

See Account Ratings for an explanation of the account rating systems and values.

`@_ID`	Description
G310S	Worst rating on all accounts in the past 12 months.
PT188	Worst rating on currently open accounts.
G304S	Worst rating on installment accounts in the past 12 months.
PT189	Worst rating on mortgages in the past 12 months.
G302S	Worst rating on revolving accounts in the past 12 months.

Balances and Payments

`@_ID`	Description
PT068	Average balance on an open account.
PT056	Balance on all accounts.
PT202	Balance on all accounts.
PT187	Balance on currently delinquent accounts.
AT33A	Balance on open accounts that have been active in the past 12 months.
AT33B	Balance on open accounts that have been active in the past 12 months excluding mortgages and home equity accounts.
AU33S	Balance on open auto loans that have been active in the past 12 months.
PT179	Balance on open credit card accounts.
BC33S	Balance on open credit cards that have been active in the past 12 months.
IN33S	Balance on open installment accounts that have been active in the past 12 months.
PT020	Balance on open mortgages.
MT33S	Balance on open mortgages that have been active in the past 12 months.
PT180	Balance on open retail accounts.
PT017	Balance on open revolving accounts.
RE33S	Balance on open revolving accounts that have been active in the past 12 months.
ST33S	Balance on open student loans that have been active in the past 12 months.
PT146	Balance on unsecured accounts.
PT145	Balance on unsecured credit cards.
PT162	Highest balance on a revolving account.
PT014	Monthly payment on all accounts.
ATAP01	Monthly payment on all accounts that have been active in the past 12 months.
PT021	Monthly payment on auto loans.
PT019	Monthly payment on mortgages.
AP005	Number of payments that have been made on all accounts.
PT154	Number of revolving accounts with a non-zero balance.

Available Credit, Credit Limit, and Credit Utilization

`@_ID`	Description
PT192	Available credit as a percentage of the credit limit on revolving accounts.
G202A	Available credit on open accounts that have been active in the past 12 months excluding installment accounts and mortgages.
PT112	Available credit on open bankcard accounts that have been active in the past 6 months.
BC102S	Average credit limit on an open credit card account that has been active in the past 12 months.
RE102S	Average credit limit on an open revolving account that have been active in the past 12 months.
PT054	Credit limit on open accounts.
AT28A	Credit limit on open accounts that have been active in the past 12 months.
AT28C	Credit limit on open accounts that have been active in the past 12 months excluding mortgages and home equity accounts.
AU28S	Credit limit on open auto loans that have been active in the past 12 months.
PT118	Credit limit on open bankcard accounts.
PT177	Credit limit on open credit cards.
BC28S	Credit limit on open credit cards that have been active in the past 12 months.
PT103	Credit limit on open installment accounts.
IN28S	Credit limit on open installment accounts that have been active in the past 12 months.
MT28S	Credit limit on open mortgages that have been active in the past 12 months.
PT178	Credit limit on open retail accounts.
PT111	Credit limit on open revolving accounts.
RE28S	Credit limit on open revolving accounts that have been active in the past 12 months.
ST28S	Credit limit on open student loans that have been active in the past 12 months.
PT126	Credit utilization on bankcard accounts.
PT153	Credit utilization on installment accounts.
PT160	Credit utilization on open accounts.
AT34A	Credit utilization on open accounts that have been active in the past 12 months.
AT34C	Credit utilization on open accounts that have been active in the past 12 months excluding mortgages and home equity accounts.
AU34S	Credit utilization on open auto loans that have been active in the past 12 months.
AP006	Credit utilization on open credit cards excluding authorized user accounts.
BC34S	Credit utilization on open credit cards that have been active in the past 12 months.
IN34S	Credit utilization on open installment accounts that have been active in the past 12 months.
MT34S	Credit utilization on open mortgages that have been active in the past 12 months.
RE34S	Credit utilization on open revolving accounts that have been active in the past 12 months.
ST34S	Credit utilization on open student loans that have been active in the past 12 months.
PT016	Credit utilization on revolving accounts.
PT195	Highest credit limit on an open bank credit card.
S043S	Number of open accounts with 50%+ credit utilization that have been active in the past 12 months excluding installment accounts and mortgages.
PT198	Number of open credit cards with a 90%+ credit utilization.
PT199	Number of open retail accounts with a 90%+ credit utilization.
PT115	Percentage of bankcard accounts with 75%+ credit utilization.
BC30S	Percentage of open credit cards with 50%+ credit utilization that have been active in the past 12 months.
BC31S	Percentage of open credit cards with 75%+ credit utilization that have been active in the past 12 months.
RE30S	Percentage of open revolving accounts with 50%+ credit utilization that have been active in the past 12 months.
RE31S	Percentage of open revolving accounts with 75%+ credit utilization that have been active in the past 12 months.

Delinquencies

`@_ID`	Description
PT187	Balance on currently delinquent accounts.
PT142	Number of 30+-days-late reports on mortgages in the past 6 months.
G250A	Number of 30+-days-late reports on non-medical accounts.
G250B	Number of 30+-days-late reports on non-medical accounts in the past 12 months.
G250C	Number of 30+-days-late reports on non-medical accounts in the past 24 months.
PT143	Number of 30-days-late reports in the past 12 months.
PT141	Number of 30-days-late reports on mortgages in the past 12 months.
G251A	Number of 60+-days-late reports on non-medical accounts.
PT090	Number of accounts currently 30 days late.
G218B	Number of accounts that are currently 30+ days late and that have been active in the past 12 months.
PT094	Number of accounts that have been 120 days late.
PT185	Number of accounts that have been 30+ days late in the past 6 months.
PT091	Number of accounts that have been 90+ days late in the past 24 months.
PT089	Number of accounts that have been 120+ days late in the past 2 months, and that continue to be 120+ days late.
PT184	Number of accounts that have ever been delinquent.
AP008	Number of accounts that have had major derogatory marks.
G020S	Number of accounts with a maximum delinquency of 30 days late in the past 24 months.
PT165	Number of auto loans that have been 30 days late in the past 6 months.
PT122	Number of bankcard accounts that have never been delinquent.
PT197	Number of credit cards and retail accounts that have been 30+ days late in last 6 months.
PT063	Number of currently delinquent accounts.
PT065	Number of currently delinquent installment accounts.
PT064	Number of currently delinquent revolving accounts.
PT027	Number of delinquencies in the past 12 months.
PT071	Number of delinquencies in the past 2 years.
PT072	Number of delinquencies in the past 30 days.
PT073	Number of delinquencies in the past 60 days.
PT074	Number of delinquencies in the past 7 years.
PT186	Number of installment accounts that have been 60+ days late in the past 6 months.
AP007	Number of minor delinquencies across all accounts.
S061S	Number of months since an account has been 60+ days late.
PT088	Number of months since an account has been 90+ days late.
S062S	Number of months since an account has been 90+ days late.
PT125	Number of months since the most recent bankcard delinquency.
AT36S	Number of months since the most recent delinquency.
IN36S	Number of months since the most recent installment account delinquency.
MT36S	Number of months since the most recent mortgage delinquency.
RE36S	Number of months since the most recent revolving account delinquency.
G224A	Number of non-medical accounts that have been 90+ days late.
G217S	Past due amount of all accounts that have been active in the past 12 months.
AT57S	Past due amount of open accounts that have been active in the past 12 months.
AU57S	Past due amount of open auto loans that have been active in the past 12 months.
BC57S	Past due amount of open credit cards that have been active in the past 12 months.
HI57S	Past due amount of open home equity accounts that have been active in the past 12 months.
HR57S	Past due amount of open home equity and line of credit accounts that have been active in the past 12 months.
IN57S	Past due amount of open installment accounts that have been active in the past 12 months.
MT57S	Past due amount of open mortgages that have been active in the past 12 months.
RE57S	Past due amount of open revolving accounts that have been active in the past 12 months.
ST57S	Past due amount of open student loans that have been active in the past 12 months.
G051S	Percentage of accounts that have ever been delinquent.
PT093	Percentage of accounts that have never been delinquent.

Inquiries

`@_ID`	Description
AP004	Number of hard inquiries in the past 24 months.
PT038	Number of inquiries in the past 6 months.
S114S	Number of inquiries in the past 6 months excluding duplicates, auto loan inquiries, and mortgage inquiries.
G238S	Number of inquiries in the past 12 months excluding collections inquiries.
G244S	Number of inquiries including duplicates in the past 12 months.
G103S	Number of months since the most recent inquiry.

Public Records

`@_ID`	Description
G093S	Number of public records.
PT149	Number of public records filed in the past 24 months.
PT129	Number of public records with a past due amount greater than $100.
AP010	Public record information; see explanation below.

The value of an AP010 attribute is a series of pipe-separated tuples, where each tuple represents a public record. For example, here we see a support debt that has been satisified, and an ongoing bankruptcy:

"@_Value": "SupportDebt,2018-10-07,Satisfied,000000000|Bankruptcy,2020-10-01,Unreleased,51543"

The four comma-separated elements in a public record tuple are:

Index	Description
0	The type of public record; see Public Records: Public Record Types.
1	The date the record was added in `YYYY-MM-DD` format.
2	The current status, or disposition, of the record; ; see Public Records: Disposition Types
3	The current dollar amount (if any) of the liability addressed by the record.

Collections, Liens, Bankruptcies, and so on

`@_ID`	Description
PT132	Balance on collection accounts.
PT174	Balance on non-medical collection accounts.
PT137	Balance on non-medical collection accounts in the past 6 months.
S204A	Balance on non-medical third party collection accounts that have been active in the past 12 months.
PT176	Dollar amount of judgments.
PT148	Dollar amount of judgments filed in the past 6 months.
PT175	Dollar amount of tax liens.
PT147	Dollar amount of tax liens filed in the past 6 months.
G094S	Number of bankruptcies. This includes all bankruptcies that are recorded as a public record, without regard for the bankruptcy's disposition.
PT069	Number of charge-offs in the past 12 months.
PT144	Number of collection accounts that have a balance that's greater than $500.
PT196	Number of collection accounts with a non-zero balance.
PT134	Number of foreclosures.
S207S	Number of months since the most recent bankruptcy (primary detection method)
S207A	Number of months since the most recent bankruptcy (alternate detection method)
CO04S	Number of months since the most recent charge-off.
FC04S	Number of months since the most recent foreclosure.
S209A	Number of months since the most recent non-medical account fell into third party collections.
G095S	Number of months since the most recent public record.
RP04S	Number of months since the most recent repossession.
G215B	Number of non-medical third-party collection accounts that have a non-zero balance.
PT136	Number of non-medical collection and charged-off accounts in the past 24 months.
PT151	Number of repossessed auto loans.
PT133	Number of repossessions.
PT130	Number of tax liens.
S068A	Number of third-party collection accounts.

Miscellaneous

`@_ID`	Description
AP009	Is the borrower deceased? (1=yes; 0=no)