Equifax - Alerts

Account Activity Designator Change

Webhook Example
{
  "service": "alerts",
  "method": "push",
  "event": "push",
  "details": {
    "appKey": "04a3e46b-ea21-486d-abce-34e2d592e7b8",
    "clientKey": "b54af623-29f9-4c07-9af0-1a9b04fca695",
    "bureau":"EFX",
    "alertId":"1234567890",
    "alertType":"AccountActivityDesignatorChangeAlert"
  }
}
Alert Details
{
    "alertType": "AccountActivityDesignatorChangeAlert",
    "accountActivityDesignatorChangeAlert": {
        "accountActivityDesignatorChange": {
            "accountNumber": "1234567890",
            "activityDesignator": {
                "code": "C",
                "description": "Closed"
            },
            "creditorId": "ABCDEFGH",
            "creditorName": "CREDIT ONE BANK",
            "dateOpened": "2019-11-01Z"
        }
    },
    "alertId": "CFM:1234567890",
    "changeType": "CHANGE"
}

Account Narrative Change

Webhook Example
{
  "service": "alerts",
  "method": "push",
  "event": "push",
  "details": {
    "appKey": "04a3e46b-ea21-486d-abce-34e2d592e7b8",
    "clientKey": "b54af623-29f9-4c07-9af0-1a9b04fca695",
    "bureau":"EFX",
    "alertId":"1234567890",
    "alertType":"AccountNarrativeChangeAlert"
  }
}
Alert Details
{
    "alertType": "AccountNarrativeChangeAlert",
    "accountNarrativeChangeAlert": {
        "accountNarrativeChange": {
            "accountNumber": "1234567890",
            "creditorId": "ABCDEFGH",
            "creditorName": "DEPT OF ED/NAVIENT",
            "dateOpened": "2019-06-01Z",
            "narratives": {
                "narrative1": {
                    "code": "BU",
                    "description": "Student loan"
                },
                "narrative2": {
                    "code": "EP",
                    "description": "Fixed rate"
                }
            }
        }
    },
    "alertId": "CFM:1234567890",
    "changeType": "CHANGE"
}

Account Status Change

Webhook Example
{
  "service": "alerts",
  "method": "push",
  "event": "push",
  "details": {
    "appKey": "04a3e46b-ea21-486d-abce-34e2d592e7b8",
    "clientKey": "b54af623-29f9-4c07-9af0-1a9b04fca695",
    "bureau":"EFX",
    "alertId":"1234567890",
    "alertType":"AccountStatusChange"
  }
}
Alert Details
{
  "alertType": "AccountStatusChangeAlert",
  "accountStatusChangeAlert": {
    "accountStatusChange": {
      "contactInformation": {
        "customerId": "ABCDEFGH123",
        "customerName": "WORLD FINANCE CO",
        "industry": {
          "code": "FP",
          "description": "Personal Loans Companies"
        },
        "usAddress": {
          "addressLine1": "123 ABC STREETN",
          "city": "TOWNVILLE",
          "state": {
            "code": "SC"
          },
          "zip5": "29001"
        }
      },
      "accountNumber": "1234567890",
      "creditorId": "ABCDEFGH123",
      "creditorName": "WORLD FINANCE CO",
      "dateOpened": "2019-09-01Z",
      "status": {
        "code": "3",
        "description": "Not more than 3 payments past due"
      }
    }
  },
  "alertId": "CFM:1234567890",
  "changeType": "CHANGE"
}

Address

Webhook Example
{
  "service": "alerts",
  "method": "push",
  "event": "push",
  "details": {
    "appKey": "04a3e46b-ea21-486d-abce-34e2d592e7b8",
    "clientKey": "b54af623-29f9-4c07-9af0-1a9b04fca695",
    "bureau":"EFX",
    "alertId":"1234567890",
    "alertType":"AddressAlert"
  }
}
Alert Details
{
    "alertType": "AddressAlert",
    "addressAlert": {
        "address": [{
            "alertEntry": "PREVIOUS",
            "usAddress": {
                "city": "SAN SEBASTIAN",
                "countryCode": "USA",
                "primaryRange": "HC 2",
                "state": {
                    "code": "PR"
                },
                "zip5": "00685"
            }
        }, {
            "alertEntry": "NEW",
            "usAddress": {
                "city": "SAN SEBASTIAN",
                "countryCode": "USA",
                "primaryRange": "HC 2",
                "primaryName": "BOX 22275",
                "state": {
                    "code": "PR"
                },
                "zip5": "00685"
            }
        }]
    },
    "alertId": "CFM:1234567890",
    "changeType": "CHANGE"
}

Bankruptcy

Webhook Example
{
  "service": "alerts",
  "method": "push",
  "event": "push",
  "details": {
    "appKey": "04a3e46b-ea21-486d-abce-34e2d592e7b8",
    "clientKey": "b54af623-29f9-4c07-9af0-1a9b04fca695",
    "bureau":"EFX",
    "alertId":"1234567890",
    "alertType":"BankruptcyAlert"
  }
}
Alert Details
{
    "alertType": "BankruptcyAlert",
    "bankruptcyAlert": {
        "bankruptcy": {
            "caseNumber": "1234567890",
            "courtId": "ABCDEFGH",
            "courtName": "US BANKRUPTCY COURT-YOUNGSTOWN",
            "dateFiled": "2020-07-06Z"
        }
    },
    "alertId": "CFM:1234567890",
    "changeType": "NEW"
}

Collection

Webhook Example
{
  "service": "alerts",
  "method": "push",
  "event": "push",
  "details": {
    "appKey": "04a3e46b-ea21-486d-abce-34e2d592e7b8",
    "clientKey": "b54af623-29f9-4c07-9af0-1a9b04fca695",
    "bureau":"EFX",
    "alertId":"1234567890",
    "alertType":"CollectionAlert"
  }
}
Alert Details
{
    "alertType": "CollectionAlert",
    "collectionAlert": {
        "collection": {
            "accountNumber": "1234567890",
            "assignedDate": "2020-03-07Z",
            "clientNameNumber": "INTERMOUNTAIN HEALTHCARE",
            "customerId": "ABCDEFGH",
            "customerName": "CBE GROUP",
            "originalAmount": {
                "amount": "270.0",
                "unit": "USD"
            }
        }
    },
    "alertId": "CFM:1234567890",
    "changeType": "NEW"
}

Inquiry

Webhook Example
{
  "service": "alerts",
  "method": "push",
  "event": "push",
  "details": {
    "appKey": "04a3e46b-ea21-486d-abce-34e2d592e7b8",
    "clientKey": "b54af623-29f9-4c07-9af0-1a9b04fca695",
    "bureau":"EFX",
    "alertId":"1234567890",
    "alertType":"InquiryAlert"
  }
}
Alert Details
{
    "alertType": "InquiryAlert",
    "inquiryAlert": {
        "inquiry": {
            "contactInformation": {
                "customerId": "1234567890",
                "customerName": "FOURSIGHT CAPITAL, LLC",
                "industry": {
                    "code": "FA",
                    "description": "Auto Financing"
                },
                "telephone": "(801) 236-3526",
                "usAddress": {
                    "addressLine1": "265 EAST 100 SOUTH",
                    "addressLine2": "SUITE 300",
                    "city": "SALT LAKE CITY",
                    "state": {
                        "code": "UT"
                    },
                    "zip5": "84111"
                }
            },
            "customerId": "1234567890",
            "customerName": "FOURSIGHT CAPITAL, LLC",
            "industry": {
                "code": "FA",
                "description": "Auto Financing"
            }
        }
    },
    "alertId": "CFM:1234567890",
    "changeType": "NEW"
}

Name

Webhook Example
{
  "service": "alerts",
  "method": "push",
  "event": "push",
  "details": {
    "appKey": "04a3e46b-ea21-486d-abce-34e2d592e7b8",
    "clientKey": "b54af623-29f9-4c07-9af0-1a9b04fca695",
    "bureau":"EFX",
    "alertId":"1234567890",
    "alertType":"NameAlert"
  }
}
Alert Details
{
    "alertType": "NameAlert",
    "nameAlert": {
        "name": [{
            "alertEntry": "PREVIOUS",
            "firstName": "JANET",
            "lastName": "JONES",
            "middleName": "T"
        }, {
            "alertEntry": "NEW",
            "firstName": "JANET",
            "lastName": "FRIEDMAN"
        }]
    },
    "alertId": "CFM:1234567890",
    "changeType": "CHANGE"
}

Tax Lien

Webhook Example
{
  "service": "alerts",
  "method": "push",
  "event": "push",
  "details": {
    "appKey": "04a3e46b-ea21-486d-abce-34e2d592e7b8",
    "clientKey": "b54af623-29f9-4c07-9af0-1a9b04fca695",
    "bureau":"EFX",
    "alertId":"1234567890",
    "alertType":"TaxLienAlert"
  }
}
Alert Details
{
    "alertType": "TaxLienAlert",
    "taxLienAlert": {
        "taxLien": {
            "amount": {
                "amount": "1179.0",
                "unit": "USD"
            },
            "caseNumber": "1234567890",
            "courtId": "ABCDEFGH",
            "courtName": "RICHMOND COUNTY CLERK",
            "dateFiled": "2017-01-01Z"
        }
    },
    "alertId": "CFM:1234567890",
    "changeType": "NEW"
}

Trade Line

Webhook Example
{
  "service": "alerts",
  "method": "push",
  "event": "push",
  "details": {
    "appKey": "04a3e46b-ea21-486d-abce-34e2d592e7b8",
    "clientKey": "b54af623-29f9-4c07-9af0-1a9b04fca695",
    "bureau":"EFX",
    "alertId":"1234567890",
    "alertType":"TradeLineAlert"
  }
}
Alert Details
{
    "alertType": "TradeLineAlert",
    "tradeLineAlert": {
        "tradeLine": {
            "accountDesignator": {
                "code": "I",
                "description": "Individual"
            },
            "accountNumber": "1234567890",
            "accountType": {
                "code": "07",
                "description": "Charge Account"
            },
            "creditorId": "1234567890",
            "creditorName": "SYNCB/ASHLEY HOME STORES",
            "dateOpened": "2020-07-01Z"
        }
    },
    "alertId": "CFM:1234567890",
    "changeType": "NEW"
}