Equifax Credit Report (JSON)

{
  "CREDIT_RESPONSE": {
    "@MISMOVersionID": "2.4",
    "@CreditResponseID": "CRRep0001",
    "@CreditReportIdentifier": "90M194405",
    "@CreditReportFirstIssuedDate": "2022-04-01T19:44:04.136Z",
    "@CreditReportMergeTypeIndicator": "ListAndStack",
    "@CreditRatingCodeType": "Equifax",
    "_DATA_INFORMATION": {
      "DATA_VERSION": [
        {
          "@_Name": "Credmo",
          "@_Number": "1.3"
        },
        {
          "@_Name": "Equifax",
          "@_Number": "5"
        }
      ]
    },
    "CREDIT_BUREAU": null,
    "CREDIT_REPOSITORY_INCLUDED": {
      "@_EquifaxIndicator": "Y",
      "@_ExperianIndicator": "N",
      "@_TransUnionIndicator": "N"
    },
    "CREDIT_FROZEN_STATUS": {
      "@_EquifaxIndicator": "false",
      "@_ExperianIndicator": "",
      "@_TransUnionIndicator": ""
    },
    "REQUESTING_PARTY": null,
    "CREDIT_REQUEST_DATA": {
      "@BorrowerID": "Borrower01",
      "CREDIT_REPOSITORY_INCLUDED": {
        "@_EquifaxIndicator": "Y",
        "@_ExperianIndicator": "N",
        "@_TransUnionIndicator": "N"
      }
    },
    "BORROWER": {
      "@BorrowerID": "Borrower01",
      "@_BirthDate": "1963-02-07",
      "@_FirstName": "DENISE",
      "@_LastName": "HENNESSY",
      "@_SSN": "666662921",
      "@_UnparsedName": "DENISE HENNESSY ",
      "@_PrintPositionType": "Borrower",
      "_RESIDENCE": {
        "@_StreetAddress": "50 ROBERTSON",
        "@_City": "HAMDEN",
        "@_State": "CT",
        "@_PostalCode": "06518",
        "@BorrowerResidencyType": "Current"
      }
    },
    "CREDIT_LIABILITY": [
      {
        "@CreditLiabilityID": "TRADE001",
        "@BorrowerID": "Borrower01",
        "@CreditFileID": "EA01",
        "@CreditTradeReferenceID": "Primary",
        "@_AccountIdentifier": "1747-3695570469109",
        "@_AccountOpenedDate": "2020-05-01",
        "@_AccountOwnershipType": "AuthorizedUser",
        "@_AccountReportedDate": "2022-01-01",
        "@_AccountStatusType": "Open",
        "@_AccountType": "Revolving",
        "@_ConsumerDisputeIndicator": "N",
        "@_DerogatoryDataIndicator": "N",
        "@_CreditLimitAmount": "350",
        "@_LastActivityDate": "2022-01-01",
        "@_MonthlyPaymentAmount": "11",
        "@_MonthsReviewedCount": "20",
        "@_TermsDescription": "M$11",
        "@_TermsSourceType": "Provided",
        "@_UnpaidBalanceAmount": "254",
        "@CreditBusinessType": "DepartmentAndMailOrder",
        "@IsMortgageIndicator": "N",
        "@IsClosedIndicator": "N",
        "@IsCollectionIndicator": "N",
        "@IsChargeoffIndicator": "N",
        "@TradelineHashComplex": "8b731f153a3282839abad036a805d80b",
        "@TradelineHashSimple": "f3efb2967e2933e1ebf38f91b76e92c0",
        "_CREDITOR": {
          "@_Name": "CBUSASEARS",
          "@_StreetAddress": "8725 W. SAHARA AVE.",
          "@_City": "THE LAKES",
          "@_State": "NV",
          "@_PostalCode": "89163",
          "@_Phone": "MAIL ONLY",
          "CONTACT_DETAIL": {
            "CONTACT_POINT": {
              "@_Type": "Phone",
              "@_Value": " MAIL ONLY"
            }
          }
        },
        "_CURRENT_RATING": {
          "@_Code": "1",
          "@_Type": "AsAgreed"
        },
        "_LATE_COUNT": {
          "@_30Days": "00",
          "@_60Days": "00",
          "@_90Days": "00"
        },
        "CREDIT_COMMENT": {
          "@_SourceType": "Equifax",
          "@_Type": "BureauRemarks",
          "@_Code": "AV",
          "_Text": "CHARGE"
        },
        "CREDIT_REPOSITORY": {
          "@_SourceType": "Equifax",
          "@_SubscriberCode": "906DC00029"
        }
      },
      {
        "@CreditLiabilityID": "TRADE002",
        "@BorrowerID": "Borrower01",
        "@CreditFileID": "EA01",
        "@CreditTradeReferenceID": "Primary",
        "@_AccountIdentifier": "45785629018901238",
        "@_AccountOpenedDate": "2020-03-01",
        "@_AccountOwnershipType": "Individual",
        "@_AccountReportedDate": "2022-01-01",
        "@_AccountStatusType": "Open",
        "@_AccountType": "Revolving",
        "@_ConsumerDisputeIndicator": "N",
        "@_DerogatoryDataIndicator": "N",
        "@_CreditLimitAmount": "1700",
        "@_LastActivityDate": "2021-10-01",
        "@_MonthlyPaymentAmount": "8",
        "@_MonthsReviewedCount": "22",
        "@_TermsDescription": "M$8",
        "@_TermsSourceType": "Calculated",
        "@_UnpaidBalanceAmount": "154",
        "@CreditBusinessType": "Banking",
        "@IsMortgageIndicator": "N",
        "@IsClosedIndicator": "N",
        "@IsCollectionIndicator": "N",
        "@IsChargeoffIndicator": "N",
        "@TradelineHashComplex": "6d6a096042595c61bc07bc4f89d4a452",
        "@TradelineHashSimple": "e99be3ad7c221880a6fc25b69214332a",
        "_CREDITOR": {
          "@_Name": "WELLS FARGO BANK, NA",
          "@_StreetAddress": "P.O. BOX 3117",
          "@_City": "WINSTON-SALEM",
          "@_State": "NC",
          "@_PostalCode": "27102",
          "@_Phone": "MAIL ONLY",
          "CONTACT_DETAIL": {
            "CONTACT_POINT": {
              "@_Type": "Phone",
              "@_Value": " MAIL ONLY"
            }
          }
        },
        "_CURRENT_RATING": {
          "@_Code": "1",
          "@_Type": "AsAgreed"
        },
        "_LATE_COUNT": {
          "@_30Days": "00",
          "@_60Days": "00",
          "@_90Days": "00"
        },
        "CREDIT_COMMENT": {
          "@_SourceType": "Equifax",
          "@_Type": "BureauRemarks",
          "@_Code": "FE",
          "_Text": "CREDIT CARD"
        },
        "CREDIT_REPOSITORY": {
          "@_SourceType": "Equifax",
          "@_SubscriberCode": "805BB87407"
        }
      },
      {
        "@CreditLiabilityID": "TRADE003",
        "@BorrowerID": "Borrower01",
        "@CreditFileID": "EA01",
        "@CreditTradeReferenceID": "Primary",
        "@_AccountIdentifier": "134569078021",
        "@_AccountOpenedDate": "2020-09-01",
        "@_AccountOwnershipType": "Individual",
        "@_AccountReportedDate": "2022-01-01",
        "@_AccountStatusType": "Open",
        "@_AccountType": "Open",
        "@_ConsumerDisputeIndicator": "N",
        "@_DerogatoryDataIndicator": "N",
        "@_HighBalanceAmount": "0",
        "@_HighCreditAmount": "0",
        "@_LastActivityDate": "2022-01-01",
        "@_MonthsReviewedCount": "1",
        "@_UnpaidBalanceAmount": "0",
        "@CreditBusinessType": "OilAndNationalCreditCards",
        "@IsMortgageIndicator": "N",
        "@IsClosedIndicator": "N",
        "@IsCollectionIndicator": "N",
        "@IsChargeoffIndicator": "N",
        "@TradelineHashComplex": "d5ca974db9f2bb9c27fcd747bff86595",
        "@TradelineHashSimple": "b7b3c3fe785f5a7fb9f929afcc05d882",
        "_CREDITOR": {
          "@_Name": "AMERICAN EXPRESS",
          "@_StreetAddress": "PO BOX 981537",
          "@_City": "EL PASO",
          "@_State": "TX",
          "@_PostalCode": "79998",
          "@_Phone": "9545033787",
          "CONTACT_DETAIL": {
            "CONTACT_POINT": {
              "@_Type": "Phone",
              "@_Value": "9545033787"
            }
          }
        },
        "_CURRENT_RATING": {
          "@_Code": "1",
          "@_Type": "AsAgreed"
        },
        "_LATE_COUNT": {
          "@_30Days": "00",
          "@_60Days": "00",
          "@_90Days": "00"
        },
        "CREDIT_REPOSITORY": {
          "@_SourceType": "Equifax",
          "@_SubscriberCode": "906ON00259"
        }
      },
      {
        "@CreditLiabilityID": "TRADE004",
        "@BorrowerID": "Borrower01",
        "@CreditFileID": "EA01",
        "@CreditTradeReferenceID": "Primary",
        "@_AccountIdentifier": "38934907",
        "@_AccountOpenedDate": "2021-08-01",
        "@_AccountOwnershipType": "Individual",
        "@_AccountReportedDate": "2022-01-01",
        "@_AccountStatusType": "Open",
        "@_AccountType": "Revolving",
        "@_ConsumerDisputeIndicator": "N",
        "@_DerogatoryDataIndicator": "N",
        "@_CreditLimitAmount": "149",
        "@_LastActivityDate": "2021-09-01",
        "@_MonthsReviewedCount": "4",
        "@_UnpaidBalanceAmount": "0",
        "@CreditBusinessType": "DepartmentAndMailOrder",
        "@IsMortgageIndicator": "N",
        "@IsClosedIndicator": "N",
        "@IsCollectionIndicator": "N",
        "@IsChargeoffIndicator": "N",
        "@TradelineHashComplex": "809ab79c2cdca2a3e5f995943084e35b",
        "@TradelineHashSimple": "678845b9ceecca88bfede67e94dce754",
        "_CREDITOR": {
          "@_Name": "BOSCOV'S DEPARTMENT",
          "@_StreetAddress": "P.O. BOX 4505",
          "@_City": "READING",
          "@_State": "PA",
          "@_PostalCode": "19606",
          "@_Phone": "2157792000",
          "CONTACT_DETAIL": {
            "CONTACT_POINT": {
              "@_Type": "Phone",
              "@_Value": "2157792000"
            }
          }
        },
        "_CURRENT_RATING": {
          "@_Code": "1",
          "@_Type": "AsAgreed"
        },
        "_LATE_COUNT": {
          "@_30Days": "00",
          "@_60Days": "00",
          "@_90Days": "00"
        },
        "CREDIT_REPOSITORY": {
          "@_SourceType": "Equifax",
          "@_SubscriberCode": "496DC00129"
        }
      },
      {
        "@CreditLiabilityID": "TRADE005",
        "@BorrowerID": "Borrower01",
        "@CreditFileID": "EA01",
        "@CreditTradeReferenceID": "Primary",
        "@_AccountIdentifier": "1713-3408273668063",
        "@_AccountOpenedDate": "2019-12-01",
        "@_AccountOwnershipType": "Individual",
        "@_AccountReportedDate": "2021-09-01",
        "@_AccountStatusType": "Open",
        "@_AccountType": "Revolving",
        "@_ConsumerDisputeIndicator": "N",
        "@_DerogatoryDataIndicator": "N",
        "@_CreditLimitAmount": "720",
        "@_LastActivityDate": "2021-09-01",
        "@_MonthsReviewedCount": "20",
        "@_UnpaidBalanceAmount": "0",
        "@CreditBusinessType": "DepartmentAndMailOrder",
        "@IsMortgageIndicator": "N",
        "@IsClosedIndicator": "N",
        "@IsCollectionIndicator": "N",
        "@IsChargeoffIndicator": "N",
        "@TradelineHashComplex": "10b2b7e51e7af7d0ffba85145bf992af",
        "@TradelineHashSimple": "7ed6bf01322c79b30c93d48c86b824c2",
        "_CREDITOR": {
          "@_Name": "CBUSASEARS",
          "@_StreetAddress": "8725 W. SAHARA AVE.",
          "@_City": "THE LAKES",
          "@_State": "NV",
          "@_PostalCode": "89163",
          "@_Phone": "MAIL ONLY",
          "CONTACT_DETAIL": {
            "CONTACT_POINT": {
              "@_Type": "Phone",
              "@_Value": " MAIL ONLY"
            }
          }
        },
        "_CURRENT_RATING": {
          "@_Code": "1",
          "@_Type": "AsAgreed"
        },
        "_LATE_COUNT": {
          "@_30Days": "00",
          "@_60Days": "00",
          "@_90Days": "00"
        },
        "CREDIT_COMMENT": {
          "@_SourceType": "Equifax",
          "@_Type": "BureauRemarks",
          "@_Code": "AV",
          "_Text": "CHARGE"
        },
        "CREDIT_REPOSITORY": {
          "@_SourceType": "Equifax",
          "@_SubscriberCode": "906DC00029"
        }
      },
      {
        "@CreditLiabilityID": "TRADE006",
        "@BorrowerID": "Borrower01",
        "@CreditFileID": "EA01",
        "@CreditTradeReferenceID": "Primary",
        "@_AccountIdentifier": "909023909",
        "@_AccountOpenedDate": "2020-03-01",
        "@_AccountOwnershipType": "Individual",
        "@_AccountReportedDate": "2021-08-01",
        "@_AccountStatusType": "Open",
        "@_AccountType": "Revolving",
        "@_ConsumerDisputeIndicator": "N",
        "@_DerogatoryDataIndicator": "N",
        "@_CreditLimitAmount": "1000",
        "@_LastActivityDate": "2021-08-01",
        "@_MonthsReviewedCount": "16",
        "@_UnpaidBalanceAmount": "",
        "@CreditBusinessType": "OilAndNationalCreditCards",
        "@IsMortgageIndicator": "N",
        "@IsClosedIndicator": "N",
        "@IsCollectionIndicator": "N",
        "@IsChargeoffIndicator": "N",
        "@TradelineHashComplex": "456b17e6af40b68da100314a658eb6a0",
        "@TradelineHashSimple": "cc14eb0d8ab59b9f70f137f921cce86b",
        "_CREDITOR": {
          "@_Name": "FIRST UNION RECOVERY",
          "@_StreetAddress": "4299 NW 36TH ST, 5TH FL",
          "@_City": "MIAMI",
          "@_State": "FL",
          "@_PostalCode": "33166",
          "@_Phone": "8008333010",
          "CONTACT_DETAIL": {
            "CONTACT_POINT": {
              "@_Type": "Phone",
              "@_Value": "8008333010"
            }
          }
        },
        "_CURRENT_RATING": {
          "@_Code": "1",
          "@_Type": "AsAgreed"
        },
        "_LATE_COUNT": {
          "@_30Days": "00",
          "@_60Days": "00",
          "@_90Days": "00"
        },
        "CREDIT_COMMENT": {
          "@_SourceType": "Equifax",
          "@_Type": "BureauRemarks",
          "@_Code": "FE",
          "_Text": "CREDIT CARD"
        },
        "CREDIT_REPOSITORY": {
          "@_SourceType": "Equifax",
          "@_SubscriberCode": "496ON00218"
        }
      },
      {
        "@CreditLiabilityID": "TRADE007",
        "@BorrowerID": "Borrower01",
        "@CreditFileID": "EA01",
        "@CreditTradeReferenceID": "Primary",
        "@_AccountIdentifier": "4476-6358574340",
        "@_AccountOpenedDate": "2021-07-01",
        "@_AccountOwnershipType": "Individual",
        "@_AccountReportedDate": "2022-01-01",
        "@_AccountStatusType": "Open",
        "@_AccountType": "Revolving",
        "@_ConsumerDisputeIndicator": "N",
        "@_DerogatoryDataIndicator": "N",
        "@_HighBalanceAmount": "396",
        "@_HighCreditAmount": "396",
        "@_LastActivityDate": "2021-09-01",
        "@_MonthlyPaymentAmount": "40",
        "@_MonthsReviewedCount": "6",
        "@_TermsDescription": "M$40",
        "@_TermsSourceType": "Provided",
        "@_UnpaidBalanceAmount": "0",
        "@CreditBusinessType": "JewelryAndCamera",
        "@IsMortgageIndicator": "N",
        "@IsClosedIndicator": "N",
        "@IsCollectionIndicator": "N",
        "@IsChargeoffIndicator": "N",
        "@TradelineHashComplex": "36f70f55a2278fa3f5052e5b44510d12",
        "@TradelineHashSimple": "66f94b391e661299295398bc59c9bfa1",
        "_CREDITOR": {
          "@_Name": "KAY JEWELERS",
          "@_StreetAddress": "375 GHENT RD.",
          "@_City": "AKRON",
          "@_State": "OH",
          "@_PostalCode": "443332668",
          "@_Phone": "MAIL ONLY",
          "CONTACT_DETAIL": {
            "CONTACT_POINT": {
              "@_Type": "Phone",
              "@_Value": " MAIL ONLY"
            }
          }
        },
        "_CURRENT_RATING": {
          "@_Code": "1",
          "@_Type": "AsAgreed"
        },
        "_LATE_COUNT": {
          "@_30Days": "00",
          "@_60Days": "00",
          "@_90Days": "00"
        },
        "CREDIT_COMMENT": {
          "@_SourceType": "Equifax",
          "@_Type": "BureauRemarks",
          "@_Code": "AV",
          "_Text": "CHARGE"
        },
        "CREDIT_REPOSITORY": {
          "@_SourceType": "Equifax",
          "@_SubscriberCode": "594JA11359"
        }
      },
      {
        "@CreditLiabilityID": "TRADE008",
        "@BorrowerID": "Borrower01",
        "@CreditFileID": "EA01",
        "@CreditTradeReferenceID": "Primary",
        "@_AccountIdentifier": "6745894534905",
        "@_AccountOpenedDate": "2021-11-01",
        "@_AccountOwnershipType": "Undesignated",
        "@_AccountReportedDate": "2022-01-01",
        "@_AccountStatusType": "Open",
        "@_AccountType": "Installment",
        "@_ConsumerDisputeIndicator": "N",
        "@_DerogatoryDataIndicator": "N",
        "@_LastActivityDate": "2022-01-01",
        "@_UnpaidBalanceAmount": "",
        "@CreditBusinessType": "UtilitiesAndFuel",
        "@IsMortgageIndicator": "N",
        "@IsClosedIndicator": "N",
        "@IsCollectionIndicator": "N",
        "@IsChargeoffIndicator": "N",
        "@TradelineHashComplex": "ebe1d7cc5d2b4980c5774d5ee51a3cc2",
        "@TradelineHashSimple": "0544c1638e998d304f68b4ec6c7f6aef",
        "_CREDITOR": {
          "@_Name": "MET-ED",
          "@_StreetAddress": "PO BOX 15152",
          "@_City": "READING",
          "@_State": "PA",
          "@_PostalCode": "196125152",
          "@_Phone": "MAIL ONLY",
          "CONTACT_DETAIL": {
            "CONTACT_POINT": {
              "@_Type": "Phone",
              "@_Value": " MAIL ONLY"
            }
          }
        },
        "_CURRENT_RATING": {
          "@_Code": "A",
          "@_Type": "NoDataAvailable"
        },
        "_LATE_COUNT": {
          "@_30Days": "00",
          "@_60Days": "00",
          "@_90Days": "00"
        },
        "CREDIT_COMMENT": {
          "@_SourceType": "Equifax",
          "@_Type": "BureauRemarks",
          "@_Code": "JF",
          "_Text": "INACTIVE ACCOUNT"
        },
        "CREDIT_REPOSITORY": {
          "@_SourceType": "Equifax",
          "@_SubscriberCode": "496UE00101"
        }
      },
      {
        "@CreditLiabilityID": "TRADE009",
        "@BorrowerID": "Borrower01",
        "@CreditFileID": "EA01",
        "@CreditTradeReferenceID": "Primary",
        "@_AccountIdentifier": "6756567812347",
        "@_AccountOpenedDate": "2020-12-01",
        "@_AccountOwnershipType": "Undesignated",
        "@_AccountReportedDate": "2022-01-01",
        "@_AccountStatusType": "Open",
        "@_AccountType": "Installment",
        "@_ConsumerDisputeIndicator": "N",
        "@_DerogatoryDataIndicator": "N",
        "@_LastActivityDate": "2021-12-01",
        "@_UnpaidBalanceAmount": "",
        "@CreditBusinessType": "UtilitiesAndFuel",
        "@IsMortgageIndicator": "N",
        "@IsClosedIndicator": "N",
        "@IsCollectionIndicator": "N",
        "@IsChargeoffIndicator": "N",
        "@TradelineHashComplex": "160858f56445e22966f5e5df3cab2d1e",
        "@TradelineHashSimple": "f0e22cd58a9292d34ab74664568c52e2",
        "_CREDITOR": {
          "@_Name": "MET-ED",
          "@_StreetAddress": "PO BOX 15152",
          "@_City": "READING",
          "@_State": "PA",
          "@_PostalCode": "196125152",
          "@_Phone": "MAIL ONLY",
          "CONTACT_DETAIL": {
            "CONTACT_POINT": {
              "@_Type": "Phone",
              "@_Value": " MAIL ONLY"
            }
          }
        },
        "_CURRENT_RATING": {
          "@_Code": "A",
          "@_Type": "NoDataAvailable"
        },
        "_LATE_COUNT": {
          "@_30Days": "00",
          "@_60Days": "00",
          "@_90Days": "00"
        },
        "CREDIT_COMMENT": {
          "@_SourceType": "Equifax",
          "@_Type": "BureauRemarks",
          "@_Code": "JF",
          "_Text": "INACTIVE ACCOUNT"
        },
        "CREDIT_REPOSITORY": {
          "@_SourceType": "Equifax",
          "@_SubscriberCode": "496UE00101"
        }
      },
      {
        "@CreditLiabilityID": "TRADE010",
        "@BorrowerID": "Borrower01",
        "@CreditFileID": "EA01",
        "@CreditTradeReferenceID": "Primary",
        "@_AccountIdentifier": "907803127",
        "@_AccountOpenedDate": "2020-04-01",
        "@_AccountOwnershipType": "Undesignated",
        "@_AccountReportedDate": "2022-01-01",
        "@_AccountStatusType": "Closed",
        "@_AccountType": "Installment",
        "@_ConsumerDisputeIndicator": "N",
        "@_DerogatoryDataIndicator": "N",
        "@_LastActivityDate": "2021-04-01",
        "@_UnpaidBalanceAmount": "",
        "@CreditBusinessType": "DepartmentAndMailOrder",
        "@IsMortgageIndicator": "N",
        "@IsClosedIndicator": "Y",
        "@IsCollectionIndicator": "N",
        "@IsChargeoffIndicator": "N",
        "@TradelineHashComplex": "32a537587b23c226f77f311c086a6714",
        "@TradelineHashSimple": "bb6fa8dd83cc8d7183cda1adb28ccd70",
        "_CREDITOR": {
          "@_Name": "THE BON TON",
          "@_StreetAddress": "POB 2285",
          "@_City": "YORK",
          "@_State": "PA",
          "@_PostalCode": "174052285",
          "@_Phone": "7178492109",
          "CONTACT_DETAIL": {
            "CONTACT_POINT": {
              "@_Type": "Phone",
              "@_Value": "7178492109"
            }
          }
        },
        "_CURRENT_RATING": {
          "@_Code": "A",
          "@_Type": "NoDataAvailable"
        },
        "_LATE_COUNT": {
          "@_30Days": "00",
          "@_60Days": "00",
          "@_90Days": "00"
        },
        "CREDIT_COMMENT": [
          {
            "@_SourceType": "Equifax",
            "@_Type": "BureauRemarks",
            "@_Code": "DA",
            "_Text": "ACCOUNT CLOSED BY CONSUMER"
          },
          {
            "@_SourceType": "Equifax",
            "@_Type": "BureauRemarks",
            "@_Code": "JF",
            "_Text": "INACTIVE ACCOUNT"
          },
          {
            "@_SourceType": "Equifax",
            "@_Type": "BureauRemarks",
            "@_Code": "AV",
            "_Text": "CHARGE"
          }
        ],
        "CREDIT_REPOSITORY": {
          "@_SourceType": "Equifax",
          "@_SubscriberCode": "496DC00095"
        }
      }
    ],
    "CREDIT_INQUIRY": [
      {
        "@CreditInquiryID": "INQUIRY001",
        "@BorrowerID": "Borrower01",
        "@CreditFileID": "EA01",
        "@_Name": "DIGITAL MATRIX SYSTE",
        "@_Date": "2022-02-06",
        "@CreditBusinessType": "Finance",
        "@_PurposeType": "HARD",
        "@InquiryHashComplex": "4086c6f12b825ec2b0333e8e1aeecb73",
        "@InquiryHashSimple": "4770a9246c15c2801b03e0627e735a03",
        "CREDIT_REPOSITORY": {
          "@_SourceType": "Equifax",
          "@_SubscriberCode": "999FF00383"
        }
      },
      {
        "@CreditInquiryID": "INQUIRY002",
        "@BorrowerID": "Borrower01",
        "@CreditFileID": "EA01",
        "@_Name": "KROLL FACTUAL DATA -",
        "@_Date": "2022-02-06",
        "@CreditBusinessType": "MiscellaneousAndPublicRecord",
        "@_PurposeType": "HARD",
        "@InquiryHashComplex": "2116cf76491d21530ff725183aed0bea",
        "@InquiryHashSimple": "4770a9246c15c2801b03e0627e735a03",
        "CREDIT_REPOSITORY": {
          "@_SourceType": "Equifax",
          "@_SubscriberCode": "999ZB04441"
        }
      },
      {
        "@CreditInquiryID": "INQUIRY003",
        "@BorrowerID": "Borrower01",
        "@CreditFileID": "EA01",
        "@_Name": "KROLL FACTUAL DATA -",
        "@_Date": "2022-02-04",
        "@CreditBusinessType": "MiscellaneousAndPublicRecord",
        "@_PurposeType": "HARD",
        "@InquiryHashComplex": "1eccf6dcb32b26b38d45ab4d80903154",
        "@InquiryHashSimple": "3dccba4f454618adeff59a845a4bc9ac",
        "CREDIT_REPOSITORY": {
          "@_SourceType": "Equifax",
          "@_SubscriberCode": "999ZB04441"
        }
      },
      {
        "@CreditInquiryID": "INQUIRY004",
        "@BorrowerID": "Borrower01",
        "@CreditFileID": "EA01",
        "@_Name": "KROLL FACTUAL DATA -",
        "@_Date": "2022-02-04",
        "@CreditBusinessType": "MiscellaneousAndPublicRecord",
        "@_PurposeType": "HARD",
        "@InquiryHashComplex": "1eccf6dcb32b26b38d45ab4d80903154",
        "@InquiryHashSimple": "3dccba4f454618adeff59a845a4bc9ac",
        "CREDIT_REPOSITORY": {
          "@_SourceType": "Equifax",
          "@_SubscriberCode": "999ZB04441"
        }
      },
      {
        "@CreditInquiryID": "INQUIRY005",
        "@BorrowerID": "Borrower01",
        "@CreditFileID": "EA01",
        "@_Name": "KROLL FACTUAL DATA",
        "@_Date": "2022-02-03",
        "@CreditBusinessType": "MiscellaneousAndPublicRecord",
        "@_PurposeType": "HARD",
        "@InquiryHashComplex": "5411dc8530fbadc885cd66139bf75e23",
        "@InquiryHashSimple": "21b5ee861556cfc0777284eba5308a3a",
        "CREDIT_REPOSITORY": {
          "@_SourceType": "Equifax",
          "@_SubscriberCode": "999ZB04433"
        }
      },
      {
        "@CreditInquiryID": "INQUIRY006",
        "@BorrowerID": "Borrower01",
        "@CreditFileID": "EA01",
        "@_Name": "AT&T SERVICES, INC A",
        "@_StreetAddress": "5338 OPORTO RD",
        "@_City": "BIRMINGHAM",
        "@_State": "AL",
        "@_PostalCode": "35210",
        "@_Date": "2022-01-27",
        "@CreditBusinessType": "UtilitiesAndFuel",
        "@_PurposeType": "HARD",
        "@InquiryHashComplex": "60f3ffe7e0bf35c0208e9b19da2bcd99",
        "@InquiryHashSimple": "6a5b9a853a059bb4dbb1df1310c0ad87",
        "CREDIT_REPOSITORY": {
          "@_SourceType": "Equifax",
          "@_SubscriberCode": "910UT10979"
        }
      },
      {
        "@CreditInquiryID": "INQUIRY007",
        "@BorrowerID": "Borrower01",
        "@CreditFileID": "EA01",
        "@_Name": "COX COMMUNICATIONS",
        "@_StreetAddress": "2120 CANAL STREET",
        "@_City": "NEW ORLEANS",
        "@_State": "LA",
        "@_PostalCode": "701123040",
        "@_Phone": "MAIL ONLY",
        "@_Date": "2022-01-18",
        "@CreditBusinessType": "UtilitiesAndFuel",
        "@_PurposeType": "HARD",
        "@InquiryHashComplex": "6289f920f377a05d884cf941c93e5ff6",
        "@InquiryHashSimple": "e00f2ac05fc3aa269e933e519b799dde",
        "CREDIT_REPOSITORY": {
          "@_SourceType": "Equifax",
          "@_SubscriberCode": "910UZ01686"
        }
      },
      {
        "@CreditInquiryID": "INQUIRY008",
        "@BorrowerID": "Borrower01",
        "@CreditFileID": "EA01",
        "@_Name": "DON BOHN FORD INC",
        "@_StreetAddress": "3737 LAPALCO BLVD",
        "@_City": "HARVEY",
        "@_State": "LA",
        "@_PostalCode": "700582393",
        "@_Phone": "5043477000",
        "@_Date": "2022-01-07",
        "@CreditBusinessType": "Automotive",
        "@_PurposeType": "HARD",
        "@InquiryHashComplex": "a9adcb30c0ef6a5220da11a8bfd9da6e",
        "@InquiryHashSimple": "f66fd0c871e41603de772629178f0b88",
        "CREDIT_REPOSITORY": {
          "@_SourceType": "Equifax",
          "@_SubscriberCode": "495AN01908"
        }
      },
      {
        "@CreditInquiryID": "INQUIRY009",
        "@BorrowerID": "Borrower01",
        "@CreditFileID": "EA01",
        "@_Name": "AMERICAN EXPRESS TRS",
        "@_StreetAddress": "4315 SOUTH 2700 WEST",
        "@_City": "SALT LAKE CITY",
        "@_State": "UT",
        "@_PostalCode": "841842145",
        "@_Phone": "MAIL ONLY",
        "@_Date": "2021-12-07",
        "@CreditBusinessType": "OilAndNationalCreditCards",
        "@_PurposeType": "HARD",
        "@InquiryHashComplex": "e51e61d440c0af2eb66b1b2b76d38153",
        "@InquiryHashSimple": "732c8f0dbfefe71fd635e6933576dae1",
        "CREDIT_REPOSITORY": {
          "@_SourceType": "Equifax",
          "@_SubscriberCode": "190ON01836"
        }
      },
      {
        "@CreditInquiryID": "INQUIRY010",
        "@BorrowerID": "Borrower01",
        "@CreditFileID": "EA01",
        "@_Name": "CAP1/BOSCOVS",
        "@_StreetAddress": "26525 NORTH RIVERWOODS BLVD",
        "@_City": "METTAWA",
        "@_State": "IL",
        "@_PostalCode": "60045",
        "@_Phone": "8006956950",
        "@_Date": "2021-08-20",
        "@CreditBusinessType": "DepartmentAndMailOrder",
        "@_PurposeType": "HARD",
        "@InquiryHashComplex": "0e40a648cae45f464ee72b7112824c6f",
        "@InquiryHashSimple": "2f1fef866eb37d0a3ba313d733c22b2d",
        "CREDIT_REPOSITORY": {
          "@_SourceType": "Equifax",
          "@_SubscriberCode": "496DC01002"
        }
      },
      {
        "@CreditInquiryID": "INQUIRY011",
        "@BorrowerID": "Borrower01",
        "@CreditFileID": "EA01",
        "@_Name": "STERLING",
        "@_StreetAddress": "375 GHENT ROAD  STORE #10",
        "@_City": "AKRON",
        "@_State": "OH",
        "@_PostalCode": "443334601",
        "@_Phone": "8008773616",
        "@_Date": "2021-07-12",
        "@CreditBusinessType": "JewelryAndCamera",
        "@_PurposeType": "HARD",
        "@InquiryHashComplex": "149537a1829eda48295b12fef0ee8bf3",
        "@InquiryHashSimple": "3a7b5b1a514207a1b447670ccdc71bfa",
        "CREDIT_REPOSITORY": {
          "@_SourceType": "Equifax",
          "@_SubscriberCode": "594JA10751"
        }
      }
    ],
    "CREDIT_FILE": {
      "@CreditFileID": "EA01",
      "@BorrowerID": "Borrower01",
      "@CreditScoreID": "SCORE001",
      "@CreditRepositorySourceType": "Equifax",
      "@_InfileDate": "2022-04-01",
      "@_ResultStatusType": "FileReturned",
      "_ALERT_MESSAGE": [
        {
          "@_CategoryType": "FACTAAddressDiscrepancy",
          "@_Type": "Other",
          "@_TypeOtherDescription": "Facta Address",
          "@_Code": "Y",
          "_Text": "- A SUBSTANTIAL DIFFERENCE IN ADDRESS OCCURRED"
        },
        {
          "@_CategoryType": "FACTARiskScoreValue",
          "@_Type": "Other",
          "@_TypeOtherDescription": "Facta Fifth Reason Code",
          "_Text": "THE NUMBER OF INQUIRIES HAS ADVERSELY AFFECTED THE CREDIT SCORE"
        }
      ],
      "_BORROWER": {
        "@_UnparsedName": "DENISE HENNESSY",
        "@_BirthDate": "1963-02-07",
        "@_FirstName": "DENISE",
        "@_LastName": "HENNESSY",
        "@_SSN": "666662921",
        "_RESIDENCE": {
          "@BorrowerResidencyType": "Current",
          "@_StreetAddress": "50 ROBERTSON",
          "@_City": "HAMDEN",
          "@_State": "CT",
          "@_PostalCode": "06518",
          "@BorrowerResidencyDurationMonths": "3",
          "@_DateReported": "2022-02-04"
        }
      }
    },
    "CREDIT_SCORE": {
      "@CreditScoreID": "SCORE001",
      "@BorrowerID": "Borrower01",
      "@CreditFileID": "EA01",
      "@_Date": "2022-04-01",
      "@CreditReportIdentifier": "90M194405",
      "@_FACTAInquiriesIndicator": "Y",
      "@RiskBasedPricingPercent": "54",
      "@RiskBasedPricingMin": "738",
      "@RiskBasedPricingMax": "740",
      "@_ModelNameType": "Other",
      "@_ModelNameTypeOtherDescription": "EquifaxVantageScore3.0",
      "@_Value": "740",
      "@CreditRepositorySourceType": "Equifax",
      "_FACTOR": [
        {
          "@_Code": "12",
          "@_Text": "The date that you opened your oldest account is too recent"
        },
        {
          "@_Code": "14",
          "@_Text": "Lack of sufficient credit history"
        },
        {
          "@_Code": "63",
          "@_Text": "Lack of sufficient relevant real estate account information"
        },
        {
          "@_Code": "16",
          "@_Text": "The total of all balances on your open accounts is too high"
        },
        {
          "@_Code": "Y",
          "@_Text": "Number of inquiries adversely affected the score but not significantly"
        }
      ]
    },
    "CREDIT_SUMMARY": {
      "@BorrowerID": "Borrower01",
      "@_Name": "Attributes",
      "_DATA_SET": [
        {
          "@_Name": "Number of tradelines",
          "@_ID": "AP001",
          "@_Value": "10"
        },
        {
          "@_Name": "Average age of open tradelines",
          "@_ID": "AP002",
          "@_Value": "17"
        },
        {
          "@_Name": "Average age of open tradelines; exclude auth user and joint ecoa",
          "@_ID": "AP003",
          "@_Value": "19"
        },
        {
          "@_Name": "Number of hard inquiries",
          "@_ID": "AP004",
          "@_Value": "11"
        },
        {
          "@_Name": "Number of payments",
          "@_ID": "AP005",
          "@_Value": "N/A"
        },
        {
          "@_Name": "Revolving utilization on open credit cards",
          "@_ID": "AP006",
          "@_Value": "6"
        },
        {
          "@_Name": "Total occurrences of minor delinqs",
          "@_ID": "AP007",
          "@_Value": "0"
        },
        {
          "@_Name": "Total number of major derogatory tradelines",
          "@_ID": "AP008",
          "@_Value": "0"
        },
        {
          "@_Name": "AT01S:Number of trades",
          "@_ID": "AT01S",
          "@_Value": "10"
        },
        {
          "@_Name": "AT02S:Number of open trades",
          "@_ID": "AT02S",
          "@_Value": "9"
        },
        {
          "@_Name": "AT06S:Number of trades opened in past 6 months",
          "@_ID": "AT06S",
          "@_Value": "1"
        },
        {
          "@_Name": "AT09S:Number of trades opened in past 24 months",
          "@_ID": "AT09S",
          "@_Value": "7"
        },
        {
          "@_Name": "AT20S:Months since oldest trade opened",
          "@_ID": "AT20S",
          "@_Value": "28"
        },
        {
          "@_Name": "AT28A:Total credit line of open trades verified in past 12 months",
          "@_ID": "AT28A",
          "@_Value": "3965"
        },
        {
          "@_Name": "AT28B:Total credit line of open trades verified in past 12 months (excl mort and home equity)",
          "@_ID": "AT28B",
          "@_Value": "3965"
        },
        {
          "@_Name": "AT33A:Total balance of open trades verified in past 12 months",
          "@_ID": "AT33A",
          "@_Value": "154"
        },
        {
          "@_Name": "AT33B:Total balance of open trades verified in past 12 months (excl mort and home equity)",
          "@_ID": "AT33B",
          "@_Value": "154"
        },
        {
          "@_Name": "AT34A:Utilization for open trades verified in past 12 months",
          "@_ID": "AT34A",
          "@_Value": "4"
        },
        {
          "@_Name": "AT34B:Utilization for open trades verified in past 12 months (excl mort and home equity)",
          "@_ID": "AT34B",
          "@_Value": "4"
        },
        {
          "@_Name": "AT36S:Months since most recent delinquency",
          "@_ID": "AT36S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "AT57S:Total past due amount of open trades verified in past 12 months",
          "@_ID": "AT57S",
          "@_Value": "0"
        },
        {
          "@_Name": "AT103S:Percentage of satisfactory open trades to all open trades",
          "@_ID": "AT103S",
          "@_Value": "100"
        },
        {
          "@_Name": "AT104S:Percentage of all trades opened in past 24 months to all trades",
          "@_ID": "AT104S",
          "@_Value": "67"
        },
        {
          "@_Name": "ATAP01:Total scheduled monthly payment for all trades verified in past 12 months",
          "@_ID": "ATAP01",
          "@_Value": "48"
        },
        {
          "@_Name": "AU28S:Total credit line of open auto trades verified in past 12 months",
          "@_ID": "AU28S",
          "@_Value": "0"
        },
        {
          "@_Name": "AU33S:Total balance of open auto trades verified in past 12 months",
          "@_ID": "AU33S",
          "@_Value": "0"
        },
        {
          "@_Name": "AU34S:Utilization for open auto trades verified in past 12 months",
          "@_ID": "AU34S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "AU57S:Total past due amount of open auto trades verified in past 12 months",
          "@_ID": "AU57S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "BC02S:Number of open credit card trades",
          "@_ID": "BC02S",
          "@_Value": "1"
        },
        {
          "@_Name": "BC06S:Number of credit card trades opened in past 6 months",
          "@_ID": "BC06S",
          "@_Value": "0"
        },
        {
          "@_Name": "BC102S:Average credit line of open credit card trades verified in past 12 months",
          "@_ID": "BC102S",
          "@_Value": "1700"
        },
        {
          "@_Name": "BC12S:Number of open credit card trades verified in past 12 months",
          "@_ID": "BC12S",
          "@_Value": "1"
        },
        {
          "@_Name": "BC20S:Months since oldest credit card trade opened",
          "@_ID": "BC20S",
          "@_Value": "25"
        },
        {
          "@_Name": "BC28S:Total credit line of open credit card trades verified in past 12 months",
          "@_ID": "BC28S",
          "@_Value": "1700"
        },
        {
          "@_Name": "BC30S:Percentage of open credit card trades > 50% of credit line verified in past 12 months",
          "@_ID": "BC30S",
          "@_Value": "0"
        },
        {
          "@_Name": "BC31S:Percentage of open credit card trades > 75% of credit line verified in past 12 months",
          "@_ID": "BC31S",
          "@_Value": "0"
        },
        {
          "@_Name": "BC33S:Total balance of open credit card trades verified in past 12 months",
          "@_ID": "BC33S",
          "@_Value": "154"
        },
        {
          "@_Name": "BC34S:Utilization for open credit card trades verified in past 12 months",
          "@_ID": "BC34S",
          "@_Value": "9"
        },
        {
          "@_Name": "BC57S:Total past due amount of open credit card trades verified in past 12 months",
          "@_ID": "BC57S",
          "@_Value": "0"
        },
        {
          "@_Name": "CO04S:Months since most recent charged-off trade was first reported",
          "@_ID": "CO04S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "FC04S:Months since most recent foreclosure trade was first reported",
          "@_ID": "FC04S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "G020S:Number of trades with maximum delinquency of 30 days past due in past 24 months",
          "@_ID": "G020S",
          "@_Value": "0"
        },
        {
          "@_Name": "G051S:Percentage of trades ever delinquent",
          "@_ID": "G051S",
          "@_Value": "0"
        },
        {
          "@_Name": "G093S:Number of public records",
          "@_ID": "G093S",
          "@_Value": "0"
        },
        {
          "@_Name": "G094S:Number of public record bankruptcies",
          "@_ID": "G094S",
          "@_Value": "0"
        },
        {
          "@_Name": "G095S:Months since most recent public record",
          "@_ID": "G095S",
          "@_Value": "-4"
        },
        {
          "@_Name": "G103S:Months since most recent credit inquiry",
          "@_ID": "G103S",
          "@_Value": "2"
        },
        {
          "@_Name": "G202A:Total open to buy of open trades verified in past 12 months (excl installs and morts)",
          "@_ID": "G202A",
          "@_Value": "3811"
        },
        {
          "@_Name": "G215B:Number of non-medical third party collections with balance > $0",
          "@_ID": "G215B",
          "@_Value": "0"
        },
        {
          "@_Name": "G217S:Total past due amount of all trades verified in past 12 months",
          "@_ID": "G217S",
          "@_Value": "0"
        },
        {
          "@_Name": "G218B:Number of trades verified in the past 12 months that are currently 30+ DPD",
          "@_ID": "G218B",
          "@_Value": "0"
        },
        {
          "@_Name": "G224A:Number of 90 days past due or worse items ever (excluding medical colls)",
          "@_ID": "G224A",
          "@_Value": "0"
        },
        {
          "@_Name": "G238S:Number of credit inquiries in past 12 months (excl coll inqs)",
          "@_ID": "G238S",
          "@_Value": "11"
        },
        {
          "@_Name": "G244S:Number of inquiries (includes duplicates) in past 12 months",
          "@_ID": "G244S",
          "@_Value": "11"
        },
        {
          "@_Name": "G250A:Number of 30 DPD or worse items ever (excluding medical colls)",
          "@_ID": "G250A",
          "@_Value": "0"
        },
        {
          "@_Name": "G250B:Number of 30 DPD or worse items in the past 12 months (excluding medical colls)",
          "@_ID": "G250B",
          "@_Value": "0"
        },
        {
          "@_Name": "G250C:Number of 30 DPD or worse items in the past 24 months (excluding medical colls)",
          "@_ID": "G250C",
          "@_Value": "0"
        },
        {
          "@_Name": "G251A:Number of 60 DPD or worse items ever (excluding medical colls)",
          "@_ID": "G251A",
          "@_Value": "0"
        },
        {
          "@_Name": "G302S:Worst rating on revolving trades in past 12 months",
          "@_ID": "G302S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "G304S:Worst rating on installment trades in past 12 months",
          "@_ID": "G304S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "G310S:Worst rating on all trades in past 12 months",
          "@_ID": "G310S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "GB311:Indicates if bankruptcies have been filed",
          "@_ID": "GB311",
          "@_Value": "0"
        },
        {
          "@_Name": "HI57S:Total past due amount of open home equity loan trades verified in past 12 months",
          "@_ID": "HI57S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "HR57S:Total past due amount of open HELOC trades verified in past 12 months",
          "@_ID": "HR57S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "IN02S:Number of open installment trades",
          "@_ID": "IN02S",
          "@_Value": "3"
        },
        {
          "@_Name": "IN06S:Number of installment trades opened in past 6 months",
          "@_ID": "IN06S",
          "@_Value": "1"
        },
        {
          "@_Name": "IN28S:Total credit line of open installment trades verified in past 12 months",
          "@_ID": "IN28S",
          "@_Value": "0"
        },
        {
          "@_Name": "IN33S:Total balance of open installment trades verified in past 12 months",
          "@_ID": "IN33S",
          "@_Value": "0"
        },
        {
          "@_Name": "IN34S:Utilization for open installment trades verified in past 12 months",
          "@_ID": "IN34S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "IN36S:Months since most recent installment delinquency",
          "@_ID": "IN36S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "IN57S:Total past due amount of open installment trades verified in past 12 months",
          "@_ID": "IN57S",
          "@_Value": "0"
        },
        {
          "@_Name": "MT02S:Number of open mortgage trades",
          "@_ID": "MT02S",
          "@_Value": "0"
        },
        {
          "@_Name": "MT06S:Number of mortgage trades opened in past 6 months",
          "@_ID": "MT06S",
          "@_Value": "0"
        },
        {
          "@_Name": "MT28S:Total credit line of open mortgage trades verified in past 12 months",
          "@_ID": "MT28S",
          "@_Value": "0"
        },
        {
          "@_Name": "MT33S:Total balance of open mortgage trades verified in past 12 months",
          "@_ID": "MT33S",
          "@_Value": "0"
        },
        {
          "@_Name": "MT34S:Utilization for open mortgage trades verified in past 12 months",
          "@_ID": "MT34S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "MT36S:Months since most recent mortgage delinquency",
          "@_ID": "MT36S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "MT57S:Total past due amount of open mortgage trades verified in past 12 months",
          "@_ID": "MT57S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "RE02S:Number of open revolving trades",
          "@_ID": "RE02S",
          "@_Value": "5"
        },
        {
          "@_Name": "RE06S:Number of revolving trades opened in past 6 months",
          "@_ID": "RE06S",
          "@_Value": "0"
        },
        {
          "@_Name": "RE12S:Number of open revolving trades verified in past 12 months",
          "@_ID": "RE12S",
          "@_Value": "5"
        },
        {
          "@_Name": "RE20S:Months since oldest revolving trade opened",
          "@_ID": "RE20S",
          "@_Value": "28"
        },
        {
          "@_Name": "RE21S:Months since most recent revolving trade opened",
          "@_ID": "RE21S",
          "@_Value": "8"
        },
        {
          "@_Name": "RE28S:Total credit line of open revolving trades verified in past 12 months",
          "@_ID": "RE28S",
          "@_Value": "3965"
        },
        {
          "@_Name": "RE30S:Percentage of open revolving trades > 50% of credit line verified in past 12 months",
          "@_ID": "RE30S",
          "@_Value": "0"
        },
        {
          "@_Name": "RE31S:Percentage of open revolving trades > 75% of credit line verified in past 12 months",
          "@_ID": "RE31S",
          "@_Value": "0"
        },
        {
          "@_Name": "RE33S:Total balance of open revolving trades verified in past 12 months",
          "@_ID": "RE33S",
          "@_Value": "154"
        },
        {
          "@_Name": "RE34S:Utilization for open revolving trades verified in past 12 months",
          "@_ID": "RE34S",
          "@_Value": "4"
        },
        {
          "@_Name": "RE36S:Months since most recent revolving delinquency",
          "@_ID": "RE36S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "RE57S:Total past due amount of open revolving trades verified in past 12 months",
          "@_ID": "RE57S",
          "@_Value": "0"
        },
        {
          "@_Name": "RE102S:Average credit line of open revolving trades verified in past 12 months",
          "@_ID": "RE102S",
          "@_Value": "793"
        },
        {
          "@_Name": "RP04S:Months since most recent repossession trade was first reported",
          "@_ID": "RP04S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "S004S:Average number of months trades have been on file",
          "@_ID": "S004S",
          "@_Value": "18"
        },
        {
          "@_Name": "S043S:Number of open trades > 50% of credit line verified in 12 mons (excl installs and morts)",
          "@_ID": "S043S",
          "@_Value": "0"
        },
        {
          "@_Name": "S061S:Months since most recent 60 or more days past due",
          "@_ID": "S061S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "S062S:Months since most recent 90 or more days past due",
          "@_ID": "S062S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "S068A:Number of third party collections",
          "@_ID": "S068A",
          "@_Value": "0"
        },
        {
          "@_Name": "S114S:Number of deduped inquiries in past 6 months (excl auto and mortgage inquiries)",
          "@_ID": "S114S",
          "@_Value": "8"
        },
        {
          "@_Name": "S204A:Total balance of non-medical third party collections verified in past 12 months",
          "@_ID": "S204A",
          "@_Value": "0"
        },
        {
          "@_Name": "S207A:Months since most recent tradeline bankruptcy",
          "@_ID": "S207A",
          "@_Value": "N/A"
        },
        {
          "@_Name": "S207S:Months since most recent public record bankruptcy",
          "@_ID": "S207S",
          "@_Value": "-4"
        },
        {
          "@_Name": "S209A:Months since most recent non-medical third party collection",
          "@_ID": "S209A",
          "@_Value": "N/A"
        },
        {
          "@_Name": "ST28S:Total credit line of open student loan trades verified in past 12 months",
          "@_ID": "ST28S",
          "@_Value": "0"
        },
        {
          "@_Name": "ST33S:Total balance of open student loan trades verified in past 12 months",
          "@_ID": "ST33S",
          "@_Value": "0"
        },
        {
          "@_Name": "ST34S:Utilization for open student loan trades verified in past 12 months",
          "@_ID": "ST34S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "ST57S:Total past due amount of open student loan trades verified in past 12 months",
          "@_ID": "ST57S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "PT014:Total Scheduled Monthly Payment",
          "@_ID": "PT014",
          "@_Value": "48"
        },
        {
          "@_Name": "PT016:Utilization on revolving trades",
          "@_ID": "PT016",
          "@_Value": "4"
        },
        {
          "@_Name": "PT017:Total balance on open revolving trades",
          "@_ID": "PT017",
          "@_Value": "154"
        },
        {
          "@_Name": "PT019:Total Mortgage Monthly Payment",
          "@_ID": "PT019",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT020:Total balance on open Mortgages",
          "@_ID": "PT020",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT021:Total Monthly Automobile Payment",
          "@_ID": "PT021",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT022:Date of oldest trade",
          "@_ID": "PT022",
          "@_Value": "122019"
        },
        {
          "@_Name": "PT023:Months since infile created at bureau",
          "@_ID": "PT023",
          "@_Value": "2"
        },
        {
          "@_Name": "PT027:Total occurrances of delinquencies in past 12 months",
          "@_ID": "PT027",
          "@_Value": "0"
        },
        {
          "@_Name": "PT038:Number of Inquiries in past 6 months",
          "@_ID": "PT038",
          "@_Value": "9"
        },
        {
          "@_Name": "PT054:Total Credit Limit/High Credit on open tradelines",
          "@_ID": "PT054",
          "@_Value": "3965"
        },
        {
          "@_Name": "PT056:Total balance on all tradelines",
          "@_ID": "PT056",
          "@_Value": "154"
        },
        {
          "@_Name": "PT063:Number of currently delinquent tradelines",
          "@_ID": "PT063",
          "@_Value": "0"
        },
        {
          "@_Name": "PT064:Number of currently delinquent revolving tradelines",
          "@_ID": "PT064",
          "@_Value": "0"
        },
        {
          "@_Name": "PT065:Number of currently delinquent installment tradelines",
          "@_ID": "PT065",
          "@_Value": "0"
        },
        {
          "@_Name": "PT068:Average balance on open tradelines",
          "@_ID": "PT068",
          "@_Value": "19"
        },
        {
          "@_Name": "PT069:Number of Chargeoffs in past 12 months",
          "@_ID": "PT069",
          "@_Value": "0"
        },
        {
          "@_Name": "PT071:Total occurrances of delinquencies in the past 2 years",
          "@_ID": "PT071",
          "@_Value": "0"
        },
        {
          "@_Name": "PT072:Total occurrances of delinquencies in the past 30 days",
          "@_ID": "PT072",
          "@_Value": "0"
        },
        {
          "@_Name": "PT073:Total occurrances of delinquencies in the past 60 days",
          "@_ID": "PT073",
          "@_Value": "0"
        },
        {
          "@_Name": "PT074:Total occurrances of delinquencies in the past 7 years",
          "@_ID": "PT074",
          "@_Value": "0"
        },
        {
          "@_Name": "PT076:Date of oldest trade",
          "@_ID": "PT076",
          "@_Value": "122019"
        },
        {
          "@_Name": "PT079:Number of months since oldest installment tradeline opened",
          "@_ID": "PT079",
          "@_Value": "24"
        },
        {
          "@_Name": "PT080:Number of months since oldest revolving tradeline opened",
          "@_ID": "PT080",
          "@_Value": "28"
        },
        {
          "@_Name": "PT082:Number of months since most recent tradeline opened",
          "@_ID": "PT082",
          "@_Value": "5"
        },
        {
          "@_Name": "PT083:Number of mortgage trades",
          "@_ID": "PT083",
          "@_Value": "0"
        },
        {
          "@_Name": "PT088:Number of months since 90+ late or worse derogatory",
          "@_ID": "PT088",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT089:Number of tradelines reported in past 2 months and currently 120 days past due",
          "@_ID": "PT089",
          "@_Value": "0"
        },
        {
          "@_Name": "PT090:Number of tradelines currently 30 days past due",
          "@_ID": "PT090",
          "@_Value": "0"
        },
        {
          "@_Name": "PT091:Number of tradelines 90+ days past due in past 24 months",
          "@_ID": "PT091",
          "@_Value": "0"
        },
        {
          "@_Name": "PT092:Number of tradelines opened in past 12 months",
          "@_ID": "PT092",
          "@_Value": "3"
        },
        {
          "@_Name": "PT093:Percentage of tradelines never delinquent",
          "@_ID": "PT093",
          "@_Value": "100"
        },
        {
          "@_Name": "PT094:Number of tradelines ever 120 days past due",
          "@_ID": "PT094",
          "@_Value": "0"
        },
        {
          "@_Name": "PT095:Number of months since oldest bank installment tradeline",
          "@_ID": "PT095",
          "@_Value": "24"
        },
        {
          "@_Name": "PT103:Total credit limit/high credit on open installment tradelines",
          "@_ID": "PT103",
          "@_Value": "0"
        },
        {
          "@_Name": "PT104:Number of currently satisfactory tradelines",
          "@_ID": "PT104",
          "@_Value": "9"
        },
        {
          "@_Name": "PT105:Number of revolving tradelines",
          "@_ID": "PT105",
          "@_Value": "5"
        },
        {
          "@_Name": "PT110:Number of revolving tradelines opened in past 7 years",
          "@_ID": "PT110",
          "@_Value": "5"
        },
        {
          "@_Name": "PT111:Total credit limit/high credit on open revolving tradelines",
          "@_ID": "PT111",
          "@_Value": "3965"
        },
        {
          "@_Name": "PT112:Total available credit on open bankcard tradelines verified in the last 6 mons",
          "@_ID": "PT112",
          "@_Value": "1546"
        },
        {
          "@_Name": "PT115:Percent of bankcard tradelines gt 75% of credit limit",
          "@_ID": "PT115",
          "@_Value": "0"
        },
        {
          "@_Name": "PT118:Total credit limit/high credit on open bankcard tradelines",
          "@_ID": "PT118",
          "@_Value": "1700"
        },
        {
          "@_Name": "PT119:Number of bankcard tradelines",
          "@_ID": "PT119",
          "@_Value": "1"
        },
        {
          "@_Name": "PT120:Number of months since most recent bankcard tradeline opened",
          "@_ID": "PT120",
          "@_Value": "25"
        },
        {
          "@_Name": "PT121:Number of bankcard tradelines opened in the past 6 months",
          "@_ID": "PT121",
          "@_Value": "0"
        },
        {
          "@_Name": "PT122:Number of bankcard tradelines never delinquent",
          "@_ID": "PT122",
          "@_Value": "1"
        },
        {
          "@_Name": "PT125:Number of months since most recent bankcard delinquency",
          "@_ID": "PT125",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT126:Percent utilization on bankcard tradelines",
          "@_ID": "PT126",
          "@_Value": "9"
        },
        {
          "@_Name": "PT129:Number of Public Records with amount gt 100",
          "@_ID": "PT129",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT130:Number of Tax Liens",
          "@_ID": "PT130",
          "@_Value": "0"
        },
        {
          "@_Name": "PT132:Total amount on Collections",
          "@_ID": "PT132",
          "@_Value": "0"
        },
        {
          "@_Name": "PT133:Number of repossessions",
          "@_ID": "PT133",
          "@_Value": "0"
        },
        {
          "@_Name": "PT134:Number of foreclosures",
          "@_ID": "PT134",
          "@_Value": "0"
        },
        {
          "@_Name": "PT136:Number of Collections/Chargeoffs in past 24 months; excluding medical",
          "@_ID": "PT136",
          "@_Value": "0"
        },
        {
          "@_Name": "PT137:Total amount on Collections in past 36 months; excluding medical",
          "@_ID": "PT137",
          "@_Value": "0"
        },
        {
          "@_Name": "PT138:Number of tradelines active within the past 6 months",
          "@_ID": "PT138",
          "@_Value": "4"
        },
        {
          "@_Name": "PT139:Number of mortgage tradelines opened in past 6 months",
          "@_ID": "PT139",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT140:Number of open installment tradelines opened within the past 24 months",
          "@_ID": "PT140",
          "@_Value": "3"
        },
        {
          "@_Name": "PT141:Total occurrances of 30 days late within the past 12 months on Mortgage trades",
          "@_ID": "PT141",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT142:Number of mortgages passed due 30 days or more in the last 6 months",
          "@_ID": "PT142",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT143:Total occurrances of 30 days late within the past 12 months",
          "@_ID": "PT143",
          "@_Value": "0"
        },
        {
          "@_Name": "PT144:Number of collections with amount gt 500",
          "@_ID": "PT144",
          "@_Value": "0"
        },
        {
          "@_Name": "PT145:Total balance on unsecured credit card tradelines",
          "@_ID": "PT145",
          "@_Value": "154"
        },
        {
          "@_Name": "PT146:Total balance on unsecured tradelines",
          "@_ID": "PT146",
          "@_Value": "154"
        },
        {
          "@_Name": "PT147:Total amount on Tax Liens filed within the past 36 months",
          "@_ID": "PT147",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT148:Total amount on Judgements filed within the past 36 months",
          "@_ID": "PT148",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT149:Number of Public Records filed in past 24 months",
          "@_ID": "PT149",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT150:Number of non-federal Student Loan tradelines",
          "@_ID": "PT150",
          "@_Value": "0"
        },
        {
          "@_Name": "PT151:Number of repossessed auto loan tradelines",
          "@_ID": "PT151",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT153:Percent utilization on installment tradelines",
          "@_ID": "PT153",
          "@_Value": "N/A"
        },
        {
          "@_Name": "PT154:Number of revolving tradelines with balance gt 0",
          "@_ID": "PT154",
          "@_Value": "1"
        },
        {
          "@_Name": "PT155:Number of installment tradelines opened in past 12 months",
          "@_ID": "PT155",
          "@_Value": "1"
        },
        {
          "@_Name": "PT157:Number of revolving tradelines opened in past 12 months",
          "@_ID": "PT157",
          "@_Value": "2"
        },
        {
          "@_Name": "PT158:Number of revolving tradelines opened in past 24 months",
          "@_ID": "PT158",
          "@_Value": "2"
        },
        {
          "@_Name": "PT159:Number of credit union tradelines",
          "@_ID": "PT159",
          "@_Value": "0"
        },
        {
          "@_Name": "PT160:Percent utilization on all open tradelines",
          "@_ID": "PT160",
          "@_Value": "4"
        },
        {
          "@_Name": "PT162:Maximum balance on revolving tradelines",
          "@_ID": "PT162",
          "@_Value": "154"
        },
        {
          "@_Name": "PT163:Number months since more recent installment tradeline opened",
          "@_ID": "PT163",
          "@_Value": "5"
        },
        {
          "@_Name": "PT165:Number of auto tradelines 30 days past due in past 6 months",
          "@_ID": "PT165",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT166:Number of auto tradelines opened in past 6 months",
          "@_ID": "PT166",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT167:Number of retail tradelines opened in past 6 months",
          "@_ID": "PT167",
          "@_Value": "0"
        },
        {
          "@_Name": "PT168:Number of student loans opened in past 12 months",
          "@_ID": "PT168",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT174:Total amount on Collections; excluding medical",
          "@_ID": "PT174",
          "@_Value": "0"
        },
        {
          "@_Name": "PT175:Total amount on Tax Liens",
          "@_ID": "PT175",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT176:Total amount on Judgements",
          "@_ID": "PT176",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT177:Total credit limit on open credit card trades",
          "@_ID": "PT177",
          "@_Value": "2700"
        },
        {
          "@_Name": "PT178:Total credit limit on open retail trades",
          "@_ID": "PT178",
          "@_Value": "1265"
        },
        {
          "@_Name": "PT179:Total balance on open credit card trades",
          "@_ID": "PT179",
          "@_Value": "154"
        },
        {
          "@_Name": "PT180:Total balance on open retail trades",
          "@_ID": "PT180",
          "@_Value": "0"
        },
        {
          "@_Name": "PT181:Age of oldest trade in months",
          "@_ID": "PT181",
          "@_Value": "28"
        },
        {
          "@_Name": "PT182:Total number of open credit card trades",
          "@_ID": "PT182",
          "@_Value": "3"
        },
        {
          "@_Name": "PT183:Total number of open retail trades",
          "@_ID": "PT183",
          "@_Value": "3"
        },
        {
          "@_Name": "PT184:Total number of trades ever delinquent",
          "@_ID": "PT184",
          "@_Value": "0"
        },
        {
          "@_Name": "PT185:Total number of tradelines delinquent in the last 6 months",
          "@_ID": "PT185",
          "@_Value": "0"
        },
        {
          "@_Name": "PT186:Total number of installment tradelines 60 days late or worse in the last 6 months",
          "@_ID": "PT186",
          "@_Value": "0"
        },
        {
          "@_Name": "PT187:Total balances on currently delinquent tradelines",
          "@_ID": "PT187",
          "@_Value": "0"
        },
        {
          "@_Name": "PT188:Worst current status on any open tradeline",
          "@_ID": "PT188",
          "@_Value": "0"
        },
        {
          "@_Name": "PT189:Worst status in the past 12 months on any mortgage tradeline",
          "@_ID": "PT189",
          "@_Value": "0"
        },
        {
          "@_Name": "PT190:Total number of closed credit card trades",
          "@_ID": "PT190",
          "@_Value": "0"
        },
        {
          "@_Name": "PT191:Total number of closed installment trades",
          "@_ID": "PT191",
          "@_Value": "1"
        },
        {
          "@_Name": "PT192:Percent of revolving credit available",
          "@_ID": "PT192",
          "@_Value": "96"
        },
        {
          "@_Name": "PT193:Number of loans or credit cards applied for in past 24 months",
          "@_ID": "PT193",
          "@_Value": "11"
        },
        {
          "@_Name": "PT194:Number of Installment tradelines not delinquent within the last 24 months",
          "@_ID": "PT194",
          "@_Value": "4"
        },
        {
          "@_Name": "PT195:Max credit limit on open bank credit cards",
          "@_ID": "PT195",
          "@_Value": "1700"
        },
        {
          "@_Name": "PT196:Number of collections with amount gt 0",
          "@_ID": "PT196",
          "@_Value": "0"
        },
        {
          "@_Name": "PT197:Total Number of delinquent credit card and retail trades in last 6 months",
          "@_ID": "PT197",
          "@_Value": "0"
        },
        {
          "@_Name": "PT198:Total number of open credit card tradelines with utilization gt 90%",
          "@_ID": "PT198",
          "@_Value": "0"
        },
        {
          "@_Name": "PT199:Total number of open retail tradelines with utilization gt 90%",
          "@_ID": "PT199",
          "@_Value": "0"
        },
        {
          "@_Name": "PT200:Number of closed trades; no exclusions",
          "@_ID": "PT200",
          "@_Value": "1"
        },
        {
          "@_Name": "PT201:Number of open trades; no exclusions",
          "@_ID": "PT201",
          "@_Value": "9"
        },
        {
          "@_Name": "PT202:Total balance on all trades; no exclusions",
          "@_ID": "PT202",
          "@_Value": "408"
        },
        {
          "@_Name": "Deceased Indicator",
          "@_ID": "AP009",
          "@_Value": "N"
        },
        {
          "@_Name": "Public Record Info",
          "@_ID": "AP010",
          "@_Value": ""
        }
      ]
    },
    "CREDIT_SUMMARY_EFX": {
      "@BorrowerID": "Borrower01",
      "@_Name": "Attributes",
      "_DATA_SET": [
        {
          "@_Name": "Number of tradelines",
          "@_ID": "AP001",
          "@_Value": "10"
        },
        {
          "@_Name": "Average age of open tradelines",
          "@_ID": "AP002",
          "@_Value": "17"
        },
        {
          "@_Name": "Average age of open tradelines; exclude auth user and joint ecoa",
          "@_ID": "AP003",
          "@_Value": "19"
        },
        {
          "@_Name": "Number of hard inquiries",
          "@_ID": "AP004",
          "@_Value": "11"
        },
        {
          "@_Name": "Number of payments",
          "@_ID": "AP005",
          "@_Value": "N/A"
        },
        {
          "@_Name": "Revolving utilization on open credit cards",
          "@_ID": "AP006",
          "@_Value": "6"
        },
        {
          "@_Name": "Total occurrences of minor delinqs",
          "@_ID": "AP007",
          "@_Value": "0"
        },
        {
          "@_Name": "Total number of major derogatory tradelines",
          "@_ID": "AP008",
          "@_Value": "0"
        },
        {
          "@_Name": "AT01S:Number of trades",
          "@_ID": "AT01S",
          "@_Value": "10"
        },
        {
          "@_Name": "AT02S:Number of open trades",
          "@_ID": "AT02S",
          "@_Value": "9"
        },
        {
          "@_Name": "AT06S:Number of trades opened in past 6 months",
          "@_ID": "AT06S",
          "@_Value": "1"
        },
        {
          "@_Name": "AT09S:Number of trades opened in past 24 months",
          "@_ID": "AT09S",
          "@_Value": "7"
        },
        {
          "@_Name": "AT20S:Months since oldest trade opened",
          "@_ID": "AT20S",
          "@_Value": "28"
        },
        {
          "@_Name": "AT28A:Total credit line of open trades verified in past 12 months",
          "@_ID": "AT28A",
          "@_Value": "3965"
        },
        {
          "@_Name": "AT28B:Total credit line of open trades verified in past 12 months (excl mort and home equity)",
          "@_ID": "AT28B",
          "@_Value": "3965"
        },
        {
          "@_Name": "AT33A:Total balance of open trades verified in past 12 months",
          "@_ID": "AT33A",
          "@_Value": "154"
        },
        {
          "@_Name": "AT33B:Total balance of open trades verified in past 12 months (excl mort and home equity)",
          "@_ID": "AT33B",
          "@_Value": "154"
        },
        {
          "@_Name": "AT34A:Utilization for open trades verified in past 12 months",
          "@_ID": "AT34A",
          "@_Value": "4"
        },
        {
          "@_Name": "AT34B:Utilization for open trades verified in past 12 months (excl mort and home equity)",
          "@_ID": "AT34B",
          "@_Value": "4"
        },
        {
          "@_Name": "AT36S:Months since most recent delinquency",
          "@_ID": "AT36S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "AT57S:Total past due amount of open trades verified in past 12 months",
          "@_ID": "AT57S",
          "@_Value": "0"
        },
        {
          "@_Name": "AT103S:Percentage of satisfactory open trades to all open trades",
          "@_ID": "AT103S",
          "@_Value": "100"
        },
        {
          "@_Name": "AT104S:Percentage of all trades opened in past 24 months to all trades",
          "@_ID": "AT104S",
          "@_Value": "67"
        },
        {
          "@_Name": "ATAP01:Total scheduled monthly payment for all trades verified in past 12 months",
          "@_ID": "ATAP01",
          "@_Value": "40"
        },
        {
          "@_Name": "AU28S:Total credit line of open auto trades verified in past 12 months",
          "@_ID": "AU28S",
          "@_Value": "0"
        },
        {
          "@_Name": "AU33S:Total balance of open auto trades verified in past 12 months",
          "@_ID": "AU33S",
          "@_Value": "0"
        },
        {
          "@_Name": "AU34S:Utilization for open auto trades verified in past 12 months",
          "@_ID": "AU34S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "AU57S:Total past due amount of open auto trades verified in past 12 months",
          "@_ID": "AU57S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "BC02S:Number of open credit card trades",
          "@_ID": "BC02S",
          "@_Value": "1"
        },
        {
          "@_Name": "BC06S:Number of credit card trades opened in past 6 months",
          "@_ID": "BC06S",
          "@_Value": "0"
        },
        {
          "@_Name": "BC102S:Average credit line of open credit card trades verified in past 12 months",
          "@_ID": "BC102S",
          "@_Value": "1700"
        },
        {
          "@_Name": "BC12S:Number of open credit card trades verified in past 12 months",
          "@_ID": "BC12S",
          "@_Value": "1"
        },
        {
          "@_Name": "BC20S:Months since oldest credit card trade opened",
          "@_ID": "BC20S",
          "@_Value": "25"
        },
        {
          "@_Name": "BC28S:Total credit line of open credit card trades verified in past 12 months",
          "@_ID": "BC28S",
          "@_Value": "1700"
        },
        {
          "@_Name": "BC30S:Percentage of open credit card trades > 50% of credit line verified in past 12 months",
          "@_ID": "BC30S",
          "@_Value": "0"
        },
        {
          "@_Name": "BC31S:Percentage of open credit card trades > 75% of credit line verified in past 12 months",
          "@_ID": "BC31S",
          "@_Value": "0"
        },
        {
          "@_Name": "BC33S:Total balance of open credit card trades verified in past 12 months",
          "@_ID": "BC33S",
          "@_Value": "154"
        },
        {
          "@_Name": "BC34S:Utilization for open credit card trades verified in past 12 months",
          "@_ID": "BC34S",
          "@_Value": "9"
        },
        {
          "@_Name": "BC57S:Total past due amount of open credit card trades verified in past 12 months",
          "@_ID": "BC57S",
          "@_Value": "0"
        },
        {
          "@_Name": "CO04S:Months since most recent charged-off trade was first reported",
          "@_ID": "CO04S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "FC04S:Months since most recent foreclosure trade was first reported",
          "@_ID": "FC04S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "G020S:Number of trades with maximum delinquency of 30 days past due in past 24 months",
          "@_ID": "G020S",
          "@_Value": "0"
        },
        {
          "@_Name": "G051S:Percentage of trades ever delinquent",
          "@_ID": "G051S",
          "@_Value": "0"
        },
        {
          "@_Name": "G093S:Number of public records",
          "@_ID": "G093S",
          "@_Value": "0"
        },
        {
          "@_Name": "G094S:Number of public record bankruptcies",
          "@_ID": "G094S",
          "@_Value": "0"
        },
        {
          "@_Name": "G095S:Months since most recent public record",
          "@_ID": "G095S",
          "@_Value": "-4"
        },
        {
          "@_Name": "G103S:Months since most recent credit inquiry",
          "@_ID": "G103S",
          "@_Value": "2"
        },
        {
          "@_Name": "G202A:Total open to buy of open trades verified in past 12 months (excl installs and morts)",
          "@_ID": "G202A",
          "@_Value": "3811"
        },
        {
          "@_Name": "G215B:Number of non-medical third party collections with balance > $0",
          "@_ID": "G215B",
          "@_Value": "0"
        },
        {
          "@_Name": "G217S:Total past due amount of all trades verified in past 12 months",
          "@_ID": "G217S",
          "@_Value": "0"
        },
        {
          "@_Name": "G218B:Number of trades verified in the past 12 months that are currently 30+ DPD",
          "@_ID": "G218B",
          "@_Value": "0"
        },
        {
          "@_Name": "G224A:Number of 90 days past due or worse items ever (excluding medical colls)",
          "@_ID": "G224A",
          "@_Value": "0"
        },
        {
          "@_Name": "G238S:Number of credit inquiries in past 12 months (excl coll inqs)",
          "@_ID": "G238S",
          "@_Value": "11"
        },
        {
          "@_Name": "G244S:Number of inquiries (includes duplicates) in past 12 months",
          "@_ID": "G244S",
          "@_Value": "11"
        },
        {
          "@_Name": "G250A:Number of 30 DPD or worse items ever (excluding medical colls)",
          "@_ID": "G250A",
          "@_Value": "0"
        },
        {
          "@_Name": "G250B:Number of 30 DPD or worse items in the past 12 months (excluding medical colls)",
          "@_ID": "G250B",
          "@_Value": "0"
        },
        {
          "@_Name": "G250C:Number of 30 DPD or worse items in the past 24 months (excluding medical colls)",
          "@_ID": "G250C",
          "@_Value": "0"
        },
        {
          "@_Name": "G251A:Number of 60 DPD or worse items ever (excluding medical colls)",
          "@_ID": "G251A",
          "@_Value": "0"
        },
        {
          "@_Name": "G302S:Worst rating on revolving trades in past 12 months",
          "@_ID": "G302S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "G304S:Worst rating on installment trades in past 12 months",
          "@_ID": "G304S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "G310S:Worst rating on all trades in past 12 months",
          "@_ID": "G310S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "GB311:Indicates if bankruptcies have been filed",
          "@_ID": "GB311",
          "@_Value": "0"
        },
        {
          "@_Name": "HI57S:Total past due amount of open home equity loan trades verified in past 12 months",
          "@_ID": "HI57S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "HR57S:Total past due amount of open HELOC trades verified in past 12 months",
          "@_ID": "HR57S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "IN02S:Number of open installment trades",
          "@_ID": "IN02S",
          "@_Value": "3"
        },
        {
          "@_Name": "IN06S:Number of installment trades opened in past 6 months",
          "@_ID": "IN06S",
          "@_Value": "1"
        },
        {
          "@_Name": "IN28S:Total credit line of open installment trades verified in past 12 months",
          "@_ID": "IN28S",
          "@_Value": "0"
        },
        {
          "@_Name": "IN33S:Total balance of open installment trades verified in past 12 months",
          "@_ID": "IN33S",
          "@_Value": "0"
        },
        {
          "@_Name": "IN34S:Utilization for open installment trades verified in past 12 months",
          "@_ID": "IN34S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "IN36S:Months since most recent installment delinquency",
          "@_ID": "IN36S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "IN57S:Total past due amount of open installment trades verified in past 12 months",
          "@_ID": "IN57S",
          "@_Value": "0"
        },
        {
          "@_Name": "MT02S:Number of open mortgage trades",
          "@_ID": "MT02S",
          "@_Value": "0"
        },
        {
          "@_Name": "MT06S:Number of mortgage trades opened in past 6 months",
          "@_ID": "MT06S",
          "@_Value": "0"
        },
        {
          "@_Name": "MT28S:Total credit line of open mortgage trades verified in past 12 months",
          "@_ID": "MT28S",
          "@_Value": "0"
        },
        {
          "@_Name": "MT33S:Total balance of open mortgage trades verified in past 12 months",
          "@_ID": "MT33S",
          "@_Value": "0"
        },
        {
          "@_Name": "MT34S:Utilization for open mortgage trades verified in past 12 months",
          "@_ID": "MT34S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "MT36S:Months since most recent mortgage delinquency",
          "@_ID": "MT36S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "MT57S:Total past due amount of open mortgage trades verified in past 12 months",
          "@_ID": "MT57S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "RE02S:Number of open revolving trades",
          "@_ID": "RE02S",
          "@_Value": "5"
        },
        {
          "@_Name": "RE06S:Number of revolving trades opened in past 6 months",
          "@_ID": "RE06S",
          "@_Value": "0"
        },
        {
          "@_Name": "RE12S:Number of open revolving trades verified in past 12 months",
          "@_ID": "RE12S",
          "@_Value": "5"
        },
        {
          "@_Name": "RE20S:Months since oldest revolving trade opened",
          "@_ID": "RE20S",
          "@_Value": "28"
        },
        {
          "@_Name": "RE21S:Months since most recent revolving trade opened",
          "@_ID": "RE21S",
          "@_Value": "8"
        },
        {
          "@_Name": "RE28S:Total credit line of open revolving trades verified in past 12 months",
          "@_ID": "RE28S",
          "@_Value": "3965"
        },
        {
          "@_Name": "RE30S:Percentage of open revolving trades > 50% of credit line verified in past 12 months",
          "@_ID": "RE30S",
          "@_Value": "0"
        },
        {
          "@_Name": "RE31S:Percentage of open revolving trades > 75% of credit line verified in past 12 months",
          "@_ID": "RE31S",
          "@_Value": "0"
        },
        {
          "@_Name": "RE33S:Total balance of open revolving trades verified in past 12 months",
          "@_ID": "RE33S",
          "@_Value": "154"
        },
        {
          "@_Name": "RE34S:Utilization for open revolving trades verified in past 12 months",
          "@_ID": "RE34S",
          "@_Value": "4"
        },
        {
          "@_Name": "RE36S:Months since most recent revolving delinquency",
          "@_ID": "RE36S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "RE57S:Total past due amount of open revolving trades verified in past 12 months",
          "@_ID": "RE57S",
          "@_Value": "0"
        },
        {
          "@_Name": "RE102S:Average credit line of open revolving trades verified in past 12 months",
          "@_ID": "RE102S",
          "@_Value": "793"
        },
        {
          "@_Name": "RP04S:Months since most recent repossession trade was first reported",
          "@_ID": "RP04S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "S004S:Average number of months trades have been on file",
          "@_ID": "S004S",
          "@_Value": "18"
        },
        {
          "@_Name": "S043S:Number of open trades > 50% of credit line verified in 12 mons (excl installs and morts)",
          "@_ID": "S043S",
          "@_Value": "0"
        },
        {
          "@_Name": "S061S:Months since most recent 60 or more days past due",
          "@_ID": "S061S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "S062S:Months since most recent 90 or more days past due",
          "@_ID": "S062S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "S068A:Number of third party collections",
          "@_ID": "S068A",
          "@_Value": "0"
        },
        {
          "@_Name": "S114S:Number of deduped inquiries in past 6 months (excl auto and mortgage inquiries)",
          "@_ID": "S114S",
          "@_Value": "8"
        },
        {
          "@_Name": "S204A:Total balance of non-medical third party collections verified in past 12 months",
          "@_ID": "S204A",
          "@_Value": "0"
        },
        {
          "@_Name": "S207A:Months since most recent tradeline bankruptcy",
          "@_ID": "S207A",
          "@_Value": "N/A"
        },
        {
          "@_Name": "S207S:Months since most recent public record bankruptcy",
          "@_ID": "S207S",
          "@_Value": "-4"
        },
        {
          "@_Name": "S209A:Months since most recent non-medical third party collection",
          "@_ID": "S209A",
          "@_Value": "N/A"
        },
        {
          "@_Name": "ST28S:Total credit line of open student loan trades verified in past 12 months",
          "@_ID": "ST28S",
          "@_Value": "0"
        },
        {
          "@_Name": "ST33S:Total balance of open student loan trades verified in past 12 months",
          "@_ID": "ST33S",
          "@_Value": "0"
        },
        {
          "@_Name": "ST34S:Utilization for open student loan trades verified in past 12 months",
          "@_ID": "ST34S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "ST57S:Total past due amount of open student loan trades verified in past 12 months",
          "@_ID": "ST57S",
          "@_Value": "N/A"
        },
        {
          "@_Name": "PT014:Total Scheduled Monthly Payment",
          "@_ID": "PT014",
          "@_Value": "40"
        },
        {
          "@_Name": "PT016:Utilization on revolving trades",
          "@_ID": "PT016",
          "@_Value": "4"
        },
        {
          "@_Name": "PT017:Total balance on open revolving trades",
          "@_ID": "PT017",
          "@_Value": "154"
        },
        {
          "@_Name": "PT019:Total Mortgage Monthly Payment",
          "@_ID": "PT019",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT020:Total balance on open Mortgages",
          "@_ID": "PT020",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT021:Total Monthly Automobile Payment",
          "@_ID": "PT021",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT022:Date of oldest trade",
          "@_ID": "PT022",
          "@_Value": "122019"
        },
        {
          "@_Name": "PT023:Months since infile created at bureau",
          "@_ID": "PT023",
          "@_Value": "2"
        },
        {
          "@_Name": "PT027:Total occurrances of delinquencies in past 12 months",
          "@_ID": "PT027",
          "@_Value": "0"
        },
        {
          "@_Name": "PT038:Number of Inquiries in past 6 months",
          "@_ID": "PT038",
          "@_Value": "9"
        },
        {
          "@_Name": "PT054:Total Credit Limit/High Credit on open tradelines",
          "@_ID": "PT054",
          "@_Value": "3965"
        },
        {
          "@_Name": "PT056:Total balance on all tradelines",
          "@_ID": "PT056",
          "@_Value": "154"
        },
        {
          "@_Name": "PT063:Number of currently delinquent tradelines",
          "@_ID": "PT063",
          "@_Value": "0"
        },
        {
          "@_Name": "PT064:Number of currently delinquent revolving tradelines",
          "@_ID": "PT064",
          "@_Value": "0"
        },
        {
          "@_Name": "PT065:Number of currently delinquent installment tradelines",
          "@_ID": "PT065",
          "@_Value": "0"
        },
        {
          "@_Name": "PT068:Average balance on open tradelines",
          "@_ID": "PT068",
          "@_Value": "19"
        },
        {
          "@_Name": "PT069:Number of Chargeoffs in past 12 months",
          "@_ID": "PT069",
          "@_Value": "0"
        },
        {
          "@_Name": "PT071:Total occurrances of delinquencies in the past 2 years",
          "@_ID": "PT071",
          "@_Value": "0"
        },
        {
          "@_Name": "PT072:Total occurrances of delinquencies in the past 30 days",
          "@_ID": "PT072",
          "@_Value": "0"
        },
        {
          "@_Name": "PT073:Total occurrances of delinquencies in the past 60 days",
          "@_ID": "PT073",
          "@_Value": "0"
        },
        {
          "@_Name": "PT074:Total occurrances of delinquencies in the past 7 years",
          "@_ID": "PT074",
          "@_Value": "0"
        },
        {
          "@_Name": "PT076:Date of oldest trade",
          "@_ID": "PT076",
          "@_Value": "122019"
        },
        {
          "@_Name": "PT079:Number of months since oldest installment tradeline opened",
          "@_ID": "PT079",
          "@_Value": "24"
        },
        {
          "@_Name": "PT080:Number of months since oldest revolving tradeline opened",
          "@_ID": "PT080",
          "@_Value": "28"
        },
        {
          "@_Name": "PT082:Number of months since most recent tradeline opened",
          "@_ID": "PT082",
          "@_Value": "5"
        },
        {
          "@_Name": "PT083:Number of mortgage trades",
          "@_ID": "PT083",
          "@_Value": "0"
        },
        {
          "@_Name": "PT088:Number of months since 90+ late or worse derogatory",
          "@_ID": "PT088",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT089:Number of tradelines reported in past 2 months and currently 120 days past due",
          "@_ID": "PT089",
          "@_Value": "0"
        },
        {
          "@_Name": "PT090:Number of tradelines currently 30 days past due",
          "@_ID": "PT090",
          "@_Value": "0"
        },
        {
          "@_Name": "PT091:Number of tradelines 90+ days past due in past 24 months",
          "@_ID": "PT091",
          "@_Value": "0"
        },
        {
          "@_Name": "PT092:Number of tradelines opened in past 12 months",
          "@_ID": "PT092",
          "@_Value": "3"
        },
        {
          "@_Name": "PT093:Percentage of tradelines never delinquent",
          "@_ID": "PT093",
          "@_Value": "100"
        },
        {
          "@_Name": "PT094:Number of tradelines ever 120 days past due",
          "@_ID": "PT094",
          "@_Value": "0"
        },
        {
          "@_Name": "PT095:Number of months since oldest bank installment tradeline",
          "@_ID": "PT095",
          "@_Value": "24"
        },
        {
          "@_Name": "PT103:Total credit limit/high credit on open installment tradelines",
          "@_ID": "PT103",
          "@_Value": "0"
        },
        {
          "@_Name": "PT104:Number of currently satisfactory tradelines",
          "@_ID": "PT104",
          "@_Value": "9"
        },
        {
          "@_Name": "PT105:Number of revolving tradelines",
          "@_ID": "PT105",
          "@_Value": "5"
        },
        {
          "@_Name": "PT110:Number of revolving tradelines opened in past 7 years",
          "@_ID": "PT110",
          "@_Value": "5"
        },
        {
          "@_Name": "PT111:Total credit limit/high credit on open revolving tradelines",
          "@_ID": "PT111",
          "@_Value": "3965"
        },
        {
          "@_Name": "PT112:Total available credit on open bankcard tradelines verified in the last 6 mons",
          "@_ID": "PT112",
          "@_Value": "1546"
        },
        {
          "@_Name": "PT115:Percent of bankcard tradelines gt 75% of credit limit",
          "@_ID": "PT115",
          "@_Value": "0"
        },
        {
          "@_Name": "PT118:Total credit limit/high credit on open bankcard tradelines",
          "@_ID": "PT118",
          "@_Value": "1700"
        },
        {
          "@_Name": "PT119:Number of bankcard tradelines",
          "@_ID": "PT119",
          "@_Value": "1"
        },
        {
          "@_Name": "PT120:Number of months since most recent bankcard tradeline opened",
          "@_ID": "PT120",
          "@_Value": "25"
        },
        {
          "@_Name": "PT121:Number of bankcard tradelines opened in the past 6 months",
          "@_ID": "PT121",
          "@_Value": "0"
        },
        {
          "@_Name": "PT122:Number of bankcard tradelines never delinquent",
          "@_ID": "PT122",
          "@_Value": "1"
        },
        {
          "@_Name": "PT125:Number of months since most recent bankcard delinquency",
          "@_ID": "PT125",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT126:Percent utilization on bankcard tradelines",
          "@_ID": "PT126",
          "@_Value": "9"
        },
        {
          "@_Name": "PT129:Number of Public Records with amount gt 100",
          "@_ID": "PT129",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT130:Number of Tax Liens",
          "@_ID": "PT130",
          "@_Value": "0"
        },
        {
          "@_Name": "PT132:Total amount on Collections",
          "@_ID": "PT132",
          "@_Value": "0"
        },
        {
          "@_Name": "PT133:Number of repossessions",
          "@_ID": "PT133",
          "@_Value": "0"
        },
        {
          "@_Name": "PT134:Number of foreclosures",
          "@_ID": "PT134",
          "@_Value": "0"
        },
        {
          "@_Name": "PT136:Number of Collections/Chargeoffs in past 24 months; excluding medical",
          "@_ID": "PT136",
          "@_Value": "0"
        },
        {
          "@_Name": "PT137:Total amount on Collections in past 36 months; excluding medical",
          "@_ID": "PT137",
          "@_Value": "0"
        },
        {
          "@_Name": "PT138:Number of tradelines active within the past 6 months",
          "@_ID": "PT138",
          "@_Value": "4"
        },
        {
          "@_Name": "PT139:Number of mortgage tradelines opened in past 6 months",
          "@_ID": "PT139",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT140:Number of open installment tradelines opened within the past 24 months",
          "@_ID": "PT140",
          "@_Value": "3"
        },
        {
          "@_Name": "PT141:Total occurrances of 30 days late within the past 12 months on Mortgage trades",
          "@_ID": "PT141",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT142:Number of mortgages passed due 30 days or more in the last 6 months",
          "@_ID": "PT142",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT143:Total occurrances of 30 days late within the past 12 months",
          "@_ID": "PT143",
          "@_Value": "0"
        },
        {
          "@_Name": "PT144:Number of collections with amount gt 500",
          "@_ID": "PT144",
          "@_Value": "0"
        },
        {
          "@_Name": "PT145:Total balance on unsecured credit card tradelines",
          "@_ID": "PT145",
          "@_Value": "154"
        },
        {
          "@_Name": "PT146:Total balance on unsecured tradelines",
          "@_ID": "PT146",
          "@_Value": "154"
        },
        {
          "@_Name": "PT147:Total amount on Tax Liens filed within the past 36 months",
          "@_ID": "PT147",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT148:Total amount on Judgements filed within the past 36 months",
          "@_ID": "PT148",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT149:Number of Public Records filed in past 24 months",
          "@_ID": "PT149",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT150:Number of non-federal Student Loan tradelines",
          "@_ID": "PT150",
          "@_Value": "0"
        },
        {
          "@_Name": "PT151:Number of repossessed auto loan tradelines",
          "@_ID": "PT151",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT153:Percent utilization on installment tradelines",
          "@_ID": "PT153",
          "@_Value": "N/A"
        },
        {
          "@_Name": "PT154:Number of revolving tradelines with balance gt 0",
          "@_ID": "PT154",
          "@_Value": "1"
        },
        {
          "@_Name": "PT155:Number of installment tradelines opened in past 12 months",
          "@_ID": "PT155",
          "@_Value": "1"
        },
        {
          "@_Name": "PT157:Number of revolving tradelines opened in past 12 months",
          "@_ID": "PT157",
          "@_Value": "2"
        },
        {
          "@_Name": "PT158:Number of revolving tradelines opened in past 24 months",
          "@_ID": "PT158",
          "@_Value": "2"
        },
        {
          "@_Name": "PT159:Number of credit union tradelines",
          "@_ID": "PT159",
          "@_Value": "0"
        },
        {
          "@_Name": "PT160:Percent utilization on all open tradelines",
          "@_ID": "PT160",
          "@_Value": "4"
        },
        {
          "@_Name": "PT162:Maximum balance on revolving tradelines",
          "@_ID": "PT162",
          "@_Value": "154"
        },
        {
          "@_Name": "PT163:Number months since more recent installment tradeline opened",
          "@_ID": "PT163",
          "@_Value": "5"
        },
        {
          "@_Name": "PT165:Number of auto tradelines 30 days past due in past 6 months",
          "@_ID": "PT165",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT166:Number of auto tradelines opened in past 6 months",
          "@_ID": "PT166",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT167:Number of retail tradelines opened in past 6 months",
          "@_ID": "PT167",
          "@_Value": "0"
        },
        {
          "@_Name": "PT168:Number of student loans opened in past 12 months",
          "@_ID": "PT168",
          "@_Value": "-5"
        },
        {
          "@_Name": "PT174:Total amount on Collections; excluding medical",
          "@_ID": "PT174",
          "@_Value": "0"
        },
        {
          "@_Name": "PT175:Total amount on Tax Liens",
          "@_ID": "PT175",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT176:Total amount on Judgements",
          "@_ID": "PT176",
          "@_Value": "-4"
        },
        {
          "@_Name": "PT177:Total credit limit on open credit card trades",
          "@_ID": "PT177",
          "@_Value": "2700"
        },
        {
          "@_Name": "PT178:Total credit limit on open retail trades",
          "@_ID": "PT178",
          "@_Value": "1265"
        },
        {
          "@_Name": "PT179:Total balance on open credit card trades",
          "@_ID": "PT179",
          "@_Value": "154"
        },
        {
          "@_Name": "PT180:Total balance on open retail trades",
          "@_ID": "PT180",
          "@_Value": "0"
        },
        {
          "@_Name": "PT181:Age of oldest trade in months",
          "@_ID": "PT181",
          "@_Value": "28"
        },
        {
          "@_Name": "PT182:Total number of open credit card trades",
          "@_ID": "PT182",
          "@_Value": "3"
        },
        {
          "@_Name": "PT183:Total number of open retail trades",
          "@_ID": "PT183",
          "@_Value": "3"
        },
        {
          "@_Name": "PT184:Total number of trades ever delinquent",
          "@_ID": "PT184",
          "@_Value": "0"
        },
        {
          "@_Name": "PT185:Total number of tradelines delinquent in the last 6 months",
          "@_ID": "PT185",
          "@_Value": "0"
        },
        {
          "@_Name": "PT186:Total number of installment tradelines 60 days late or worse in the last 6 months",
          "@_ID": "PT186",
          "@_Value": "0"
        },
        {
          "@_Name": "PT187:Total balances on currently delinquent tradelines",
          "@_ID": "PT187",
          "@_Value": "0"
        },
        {
          "@_Name": "PT188:Worst current status on any open tradeline",
          "@_ID": "PT188",
          "@_Value": "0"
        },
        {
          "@_Name": "PT189:Worst status in the past 12 months on any mortgage tradeline",
          "@_ID": "PT189",
          "@_Value": "0"
        },
        {
          "@_Name": "PT190:Total number of closed credit card trades",
          "@_ID": "PT190",
          "@_Value": "0"
        },
        {
          "@_Name": "PT191:Total number of closed installment trades",
          "@_ID": "PT191",
          "@_Value": "1"
        },
        {
          "@_Name": "PT192:Percent of revolving credit available",
          "@_ID": "PT192",
          "@_Value": "96"
        },
        {
          "@_Name": "PT193:Number of loans or credit cards applied for in past 24 months",
          "@_ID": "PT193",
          "@_Value": "11"
        },
        {
          "@_Name": "PT194:Number of Installment tradelines not delinquent within the last 24 months",
          "@_ID": "PT194",
          "@_Value": "4"
        },
        {
          "@_Name": "PT195:Max credit limit on open bank credit cards",
          "@_ID": "PT195",
          "@_Value": "1700"
        },
        {
          "@_Name": "PT196:Number of collections with amount gt 0",
          "@_ID": "PT196",
          "@_Value": "0"
        },
        {
          "@_Name": "PT197:Total Number of delinquent credit card and retail trades in last 6 months",
          "@_ID": "PT197",
          "@_Value": "0"
        },
        {
          "@_Name": "PT198:Total number of open credit card tradelines with utilization gt 90%",
          "@_ID": "PT198",
          "@_Value": "0"
        },
        {
          "@_Name": "PT199:Total number of open retail tradelines with utilization gt 90%",
          "@_ID": "PT199",
          "@_Value": "0"
        },
        {
          "@_Name": "PT200:Number of closed trades; no exclusions",
          "@_ID": "PT200",
          "@_Value": "1"
        },
        {
          "@_Name": "PT201:Number of open trades; no exclusions",
          "@_ID": "PT201",
          "@_Value": "9"
        },
        {
          "@_Name": "PT202:Total balance on all trades; no exclusions",
          "@_ID": "PT202",
          "@_Value": "408"
        },
        {
          "@_Name": "Deceased Indicator",
          "@_ID": "AP009",
          "@_Value": "N"
        },
        {
          "@_Name": "Public Record Info",
          "@_ID": "AP010",
          "@_Value": ""
        }
      ]
    }
  }
}