Loan and Business Types
The CREDIT_RESPONSE.CREDIT_LIABILITY
array contains a set of objects that represent the loans, obligations, and other financial liabilities that appear on a customer's credit report. The @CreditLoanType
and @CreditBusinessType
properties within each object describe the type of liability, and the business type of the liability's creditor, respectively.
For example, here we see a charge account at a home furnishings store:
"CREDIT_LIABILITY": [
{
"@BorrowerID": "Borrower01",
"@CreditLoanType": "ChargeAccount",
"@CreditBusinessType": "HomeFurnishing",
....
The following sections list the values that the @CreditLoanType
and @CreditBusinessType
properties can take.
Credit Loan Types
Agriculture | FamilySupport | NoteLoan |
Airplane | FarmersHomeAdministrationFHMA | NoteLoanWithComaker |
ApplianceOrFurniture | FederalConsolidatedLoan | Other |
AttorneyFees | FHAComakerNotBorrower | PartiallySecured |
AutoLease | FHAHomeImprovement | PersonalLoan |
AutoLoan | FHARealEstateMortgage | RealEstate |
AutoLoanEquityTransfer | FinanceStatement | RealEstateJuniorLiens |
Automobile | FlexibleSpendingCreditCard | RealEstateLoanEquityTransfer |
AutoRefinance | Government | RealEstateMortgageWithoutOtherCollateral |
BiMonthlyMortgageTermInYears | GovernmentBenefit | RealEstateSpecificTypeUnknown |
Boat | GovernmentEmployeeAdvance | Recreational |
Business | GovernmentFeeForService | RecreationalMerchandise |
BusinessCreditCard | GovernmentFine | RecreationalVehicle |
Camper | GovernmentGrant | Refinance |
ChargeAccount | GovernmentMiscellaneousDebt | RefundAnticipationLoan |
CheckCreditOrLineOfCredit | GovernmentOverpayment | RentalAgreement |
ChildSupport | GovernmentSecuredDirectLoan | ResidentialLoan |
Collection | GovernmentSecuredGuaranteeLoan | ReturnedCheck |
CollectionAttorney | GovernmentUnsecuredDirectLoan | RevolvingBusinessLines |
Comaker | GovernmentUnsecuredGuaranteeLoan | SecondMortgage |
CombinedCreditPlan | HomeEquity | Secured |
CommercialCreditObligation | HomeEquityLineOfCredit | SecuredByCosigner |
CommercialLineOfCredit | HomeImprovement | SecuredCreditCard |
CommercialMortgage | HouseholdGoods | SecuredHomeImprovement |
ConditionalSalesContract | HouseholdGoodsAndOtherCollateralAuto | SemiMonthlyMortgagePayment |
ConditionalSalesContractRefinance | HouseholdGoodsSecured | SinglePaymentLoan |
Consolidation | InstallmentLoan | SpouseSupport |
ConstructionLoan | InstallmentSalesContract | SummaryOfAccountsWithSameStatus |
ConventionalRealEstateMortgage | InsuranceClaims | Telecommunication/Cellular |
CreditCard | Lease | TimeSharedLoan |
CreditLineSecured | LenderPlacedInsurance | Title1Loan |
DebitCard | LineOfCredit | UnknownLoanType |
DebtCounselingService | ManualMortgage | Unsecured |
DeferredStudentLoan | ManufacturedHome | UtilityCompany |
DepositRelated | MedicalDebt | V.A.RealEstateMortgage |
Educational | MobileHome | VeteransAdministrationLoan |
Employment | MobilePhone | VeteransAdministrationRealEstateMortgage |
FactoringCompanyAccount | Mortgage |
Credit Business Types
Advertising | Finance | OilAndNationalCreditCards |
Automotive | Government | PersonalServicesNotMedical |
Banking | Grocery | RealEstateAndPublicAccommodation |
Clothing | HomeFurnishing | SportingGoods |
CollectionServices | Insurance | UtilitiesAndFuel |
Contractors | JewelryAndCamera | Wholesale |
DepartmentAndMailOrder | LumberAndHardware | |
Employment | MedicalAndHealth | |
FarmAndGardenSupplies | MiscellaneousAndPublicRecord |
Updated 5 months ago