3x1b JSON vTUC6

showData({
    "BundleComponents": {
        "BundleComponent": [{
            "Type": {
                "$": "TUCReportV6"
            }
        }, {
            "Type": {
                "$": "EQFReportV6"
            }
        }, {
            "Type": {
                "$": "EXPReportV6"
            }
        }, {
            "CreditScoreType": {
                "@riskScore":"635",
                "@scoreName":"VantageScore3",
                "@populationRank":"39",
                "@inquiriesAffectedScore":"true",
                "CreditScoreFactor": [{
                    "@bureauCode":"12",
                    "@FactorType":"Negative",
                    "Factor": {
                        "@abbreviation": "",
                        "@description": "",
                        "@symbol": "12",
                        "@rank": "100000"
                    },
                    "FactorText": [{
                        "$": "explain: Your oldest account is still too recent. A credit file containing older accounts will have a positive impact on your credit score because it demonstrates that you are experienced managing credit."
                    }, {
                        "$": "factor: The date that you opened your oldest account is too recent"
                    }, {
                        "$": "cando: Don't open more accounts than you actually need. Research shows that new accounts indicate greater risk. Your score will benefit as your accounts get older."
                    }]
                }, {
                    "@bureauCode":"07",
                    "@FactorType":"Negative",
                    "Factor": {
                        "@abbreviation": "",
                        "@description": "",
                        "@symbol": "07",
                        "@rank": "100000"
                    },
                    "FactorText": [{
                        "$": "explain: You have had too many accounts with payments that are at least 30 days late and/or on which a lender has reported a derogatory status. Late payments are a proven indicator of increased risk. People with late payments are at risk of being overextended, putting existing credit with lenders at risk."
                    }, {
                        "$": "factor: You have too many delinquent or derogatory accounts"
                    }, {
                        "$": "cando: Paying bills on time every month is important to maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time. Over time, this will have a positive impact on your score."
                    }]
                }, {
                    "@bureauCode":"72",
                    "@FactorType":"Negative",
                    "Factor": {
                        "@abbreviation": "",
                        "@description": "",
                        "@symbol": "72",
                        "@rank": "100000"
                    },
                    "FactorText": {
                        "$": "Too many installment accounts with a delinquent or derogatory payment status"
                    }
                }, {
                    "@bureauCode":"11",
                    "@FactorType":"Negative",
                    "Factor": {
                        "@abbreviation": "",
                        "@description": "",
                        "@symbol": "11",
                        "@rank": "100000"
                    },
                    "FactorText": [{
                        "$": "explain: The total of the balances is high on your accounts with late payments or on which a lender has reported the account derogatory. Late payments are a proven indicator of risk. When credit line balances approach credit limits, risk is further increased because you don't have much credit available should it be needed, creating a greater chance of becoming overextended."
                    }, {
                        "$": "factor: The total of your delinquent or derogatory account balances is too high"
                    }, {
                        "$": "cando: Paying bills on time every month is important to maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time. Whenever possible, pay down balances on your accounts. Over time these actions will benefit your score."
                    }]
                }, {
                    "@bureauCode":"I",
                    "@FactorType":"Negative",
                    "Factor": {
                        "@abbreviation": "",
                        "@description": "",
                        "@symbol": "I",
                        "@rank": "100000"
                    },
                    "FactorText": {
                        "$": "Inquiries did impact the credit score"
                    }
                }, {
                    "@bureauCode":"P34",
                    "@FactorType":"Positive",
                    "Factor": {
                        "@abbreviation": "",
                        "@description": "",
                        "@symbol": "P34",
                        "@rank": "100000"
                    },
                    "FactorText": [{
                        "$": "explain: Bankcard accounts include credit cards and charge cards from a bank and are frequently revolving accounts. Revolving accounts allow you to carry a balance and your monthly payment will vary, based on the amount of your balance. The total of your balances on your open bankcard or revolving accounts, compared to the credit limit amounts, is not too high which has caused your score to improve."
                    }, {
                        "$": "factor: Total of all balances on bankcard or revolving accounts is not too high"
                    }, {
                        "$": "cando: Keep low balances on your accounts; this will benefit your score."
                    }]
                }, {
                    "@bureauCode":"P32",
                    "@FactorType":"Positive",
                    "Factor": {
                        "@abbreviation": "",
                        "@description": "",
                        "@symbol": "P32",
                        "@rank": "100000"
                    },
                    "FactorText": [{
                        "$": "explain: Bankcard accounts include credit cards and charge cards from a bank and are frequently revolving accounts. Revolving accounts allow you to carry a balance and your monthly payment will vary, based on the amount of your balance. Your balances on bankcard or revolving accounts are not too high compared to the credit limit amounts, which causes your score to improve."
                    }, {
                        "$": "factor: Balances on bankcard or revolving accts not too high compared to limits"
                    }, {
                        "$": "cando: Keep low balances on your accounts; this will benefit your score."
                    }]
                }, {
                    "@bureauCode":"P04",
                    "@FactorType":"Positive",
                    "Factor": {
                        "@abbreviation": "",
                        "@description": "",
                        "@symbol": "P04",
                        "@rank": "100000"
                    },
                    "FactorText": [{
                        "$": "explain: Your balances are not too high compared to the loan amounts, which causes your score to improve."
                    }, {
                        "$": "factor: The balances on your accounts are not too high compared to loan limits"
                    }, {
                        "$": "cando: Keep low balances on your accounts; this will benefit your score."
                    }]
                }, {
                    "@bureauCode":"P05",
                    "@FactorType":"Positive",
                    "Factor": {
                        "@abbreviation": "",
                        "@description": "",
                        "@symbol": "P05",
                        "@rank": "100000"
                    },
                    "FactorText": [{
                        "$": "explain: A delinquency is a payment that was made 30 or more days late. You have had no or very few delinquencies recently which has caused your score to improve."
                    }, {
                        "$": "factor: There are no or only a few recent delinquencies on your accounts"
                    }, {
                        "$": "cando: Keep paying bills on time every month since it is important for maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time. Over time, this will have a positive impact on your score."
                    }]
                }],
                "CreditScoreModel": {
                    "@abbreviation":"",
                    "@description":"",
                    "@symbol":"00W40",
                    "@rank":"100000"
                },
                "NoScoreReason": {
                    "@abbreviation":"",
                    "@description":"",
                    "@symbol":"",
                    "@rank":"100000"
                },
                "Source": {
                    "BorrowerKey": null,
                    "Bureau": {
                        "@abbreviation":"TransUnion",
                        "@description":"TransUnion",
                        "@symbol":"TUC",
                        "@rank":"1"
                    },
                    "InquiryDate": {
                        "$": "2020-11-02"
                    },
                    "Reference": {
                        "$": "473200-1396694"
                    }
                }
            },
            "Type": {
                "$": "TUCVantageScoreV6"
            }
        }, {
            "CreditScoreType": {
                "@riskScore":"625",
                "@scoreName":"VantageScore3",
                "@populationRank":"33",
                "CreditScoreFactor": [{
                    "@bureauCode":"07",
                    "@FactorType":"Negative",
                    "Factor": {
                        "@abbreviation": "",
                        "@description": "",
                        "@symbol": "07",
                        "@rank": "100000"
                    },
                    "FactorText": [{
                        "$": "explain: You have had too many accounts with payments that are at least 30 days late and/or on which a lender has reported a derogatory status. Late payments are a proven indicator of increased risk. People with late payments are at risk of being overextended, putting existing credit with lenders at risk."
                    }, {
                        "$": "factor: You have too many delinquent or derogatory accounts"
                    }, {
                        "$": "cando: Paying bills on time every month is important to maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time. Over time, this will have a positive impact on your score."
                    }]
                }, {
                    "@bureauCode":"84",
                    "@FactorType":"Negative",
                    "Factor": {
                        "@abbreviation": "",
                        "@description": "",
                        "@symbol": "84",
                        "@rank": "100000"
                    },
                    "FactorText": {
                        "$": "The number of inquiries was also a factor, but effect was not significant"
                    }
                }, {
                    "@bureauCode":"11",
                    "@FactorType":"Negative",
                    "Factor": {
                        "@abbreviation": "",
                        "@description": "",
                        "@symbol": "11",
                        "@rank": "100000"
                    },
                    "FactorText": [{
                        "$": "explain: The total of the balances is high on your accounts with late payments or on which a lender has reported the account derogatory. Late payments are a proven indicator of risk. When credit line balances approach credit limits, risk is further increased because you don't have much credit available should it be needed, creating a greater chance of becoming overextended."
                    }, {
                        "$": "factor: The total of your delinquent or derogatory account balances is too high"
                    }, {
                        "$": "cando: Paying bills on time every month is important to maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time. Whenever possible, pay down balances on your accounts. Over time these actions will benefit your score."
                    }]
                }, {
                    "@bureauCode":"72",
                    "@FactorType":"Negative",
                    "Factor": {
                        "@abbreviation": "",
                        "@description": "",
                        "@symbol": "72",
                        "@rank": "100000"
                    },
                    "FactorText": {
                        "$": "Too many installment accounts with a delinquent or derogatory payment status"
                    }
                }, {
                    "@bureauCode":"12",
                    "@FactorType":"Negative",
                    "Factor": {
                        "@abbreviation": "",
                        "@description": "",
                        "@symbol": "12",
                        "@rank": "100000"
                    },
                    "FactorText": [{
                        "$": "explain: Your oldest account is still too recent. A credit file containing older accounts will have a positive impact on your credit score because it demonstrates that you are experienced managing credit."
                    }, {
                        "$": "factor: The date that you opened your oldest account is too recent"
                    }, {
                        "$": "cando: Don't open more accounts than you actually need. Research shows that new accounts indicate greater risk. Your score will benefit as your accounts get older."
                    }]
                }, {
                    "@bureauCode":"P05",
                    "@FactorType":"Positive",
                    "Factor": {
                        "@abbreviation": "",
                        "@description": "",
                        "@symbol": "P05",
                        "@rank": "100000"
                    },
                    "FactorText": [{
                        "$": "explain: A delinquency is a payment that was made 30 or more days late. You have had no or very few delinquencies recently which has caused your score to improve."
                    }, {
                        "$": "factor: There are no or only a few recent delinquencies on your accounts"
                    }, {
                        "$": "cando: Keep paying bills on time every month since it is important for maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time. Over time, this will have a positive impact on your score."
                    }]
                }, {
                    "@bureauCode":"P34",
                    "@FactorType":"Positive",
                    "Factor": {
                        "@abbreviation": "",
                        "@description": "",
                        "@symbol": "P34",
                        "@rank": "100000"
                    },
                    "FactorText": [{
                        "$": "explain: Bankcard accounts include credit cards and charge cards from a bank and are frequently revolving accounts. Revolving accounts allow you to carry a balance and your monthly payment will vary, based on the amount of your balance. The total of your balances on your open bankcard or revolving accounts, compared to the credit limit amounts, is not too high which has caused your score to improve."
                    }, {
                        "$": "factor: Total of all balances on bankcard or revolving accounts is not too high"
                    }, {
                        "$": "cando: Keep low balances on your accounts; this will benefit your score."
                    }]
                }, {
                    "@bureauCode":"P04",
                    "@FactorType":"Positive",
                    "Factor": {
                        "@abbreviation": "",
                        "@description": "",
                        "@symbol": "P04",
                        "@rank": "100000"
                    },
                    "FactorText": [{
                        "$": "explain: Your balances are not too high compared to the loan amounts, which causes your score to improve."
                    }, {
                        "$": "factor: The balances on your accounts are not too high compared to loan limits"
                    }, {
                        "$": "cando: Keep low balances on your accounts; this will benefit your score."
                    }]
                }, {
                    "@bureauCode":"P32",
                    "@FactorType":"Positive",
                    "Factor": {
                        "@abbreviation": "",
                        "@description": "",
                        "@symbol": "P32",
                        "@rank": "100000"
                    },
                    "FactorText": [{
                        "$": "explain: Bankcard accounts include credit cards and charge cards from a bank and are frequently revolving accounts. Revolving accounts allow you to carry a balance and your monthly payment will vary, based on the amount of your balance. Your balances on bankcard or revolving accounts are not too high compared to the credit limit amounts, which causes your score to improve."
                    }, {
                        "$": "factor: Balances on bankcard or revolving accts not too high compared to limits"
                    }, {
                        "$": "cando: Keep low balances on your accounts; this will benefit your score."
                    }]
                }],
                "CreditScoreModel": {
                    "@abbreviation":"",
                    "@description":"",
                    "@symbol":"VP",
                    "@rank":"100000"
                },
                "NoScoreReason": {
                    "@abbreviation":"",
                    "@description":"",
                    "@symbol":"",
                    "@rank":"100000"
                },
                "Source": {
                    "BorrowerKey": null,
                    "Bureau": {
                        "@abbreviation":"Experian",
                        "@description":"Experian",
                        "@symbol":"EXP",
                        "@rank":"1"
                    },
                    "InquiryDate": {
                        "$": "2020-11-02"
                    },
                    "Reference": {
                        "$": "473200-1396694"
                    }
                }
            },
            "Type": {
                "$": "EXPVantageScoreV6"
            }
        }, {
            "CreditScoreType": {
                "@riskScore":"638",
                "@scoreName":"VantageScore3",
                "@populationRank":"27",
                "@inquiriesAffectedScore":"true",
                "CreditScoreFactor": [{
                    "@bureauCode":"12",
                    "@FactorType":"Negative",
                    "Factor": {
                        "@abbreviation": "",
                        "@description": "",
                        "@symbol": "12",
                        "@rank": "100000"
                    },
                    "FactorText": [{
                        "$": "explain: Your oldest account is still too recent. A credit file containing older accounts will have a positive impact on your credit score because it demonstrates that you are experienced managing credit."
                    }, {
                        "$": "factor: The date that you opened your oldest account is too recent"
                    }, {
                        "$": "cando: Don't open more accounts than you actually need. Research shows that new accounts indicate greater risk. Your score will benefit as your accounts get older."
                    }]
                }, {
                    "@bureauCode":"07",
                    "@FactorType":"Negative",
                    "Factor": {
                        "@abbreviation": "",
                        "@description": "",
                        "@symbol": "07",
                        "@rank": "100000"
                    },
                    "FactorText": [{
                        "$": "explain: You have had too many accounts with payments that are at least 30 days late and/or on which a lender has reported a derogatory status. Late payments are a proven indicator of increased risk. People with late payments are at risk of being overextended, putting existing credit with lenders at risk."
                    }, {
                        "$": "factor: You have too many delinquent or derogatory accounts"
                    }, {
                        "$": "cando: Paying bills on time every month is important to maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time. Over time, this will have a positive impact on your score."
                    }]
                }, {
                    "@bureauCode":"11",
                    "@FactorType":"Negative",
                    "Factor": {
                        "@abbreviation": "",
                        "@description": "",
                        "@symbol": "11",
                        "@rank": "100000"
                    },
                    "FactorText": [{
                        "$": "explain: The total of the balances is high on your accounts with late payments or on which a lender has reported the account derogatory. Late payments are a proven indicator of risk. When credit line balances approach credit limits, risk is further increased because you don't have much credit available should it be needed, creating a greater chance of becoming overextended."
                    }, {
                        "$": "factor: The total of your delinquent or derogatory account balances is too high"
                    }, {
                        "$": "cando: Paying bills on time every month is important to maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time. Whenever possible, pay down balances on your accounts. Over time these actions will benefit your score."
                    }]
                }, {
                    "@bureauCode":"72",
                    "@FactorType":"Negative",
                    "Factor": {
                        "@abbreviation": "",
                        "@description": "",
                        "@symbol": "72",
                        "@rank": "100000"
                    },
                    "FactorText": {
                        "$": "Too many installment accounts with a delinquent or derogatory payment status"
                    }
                }, {
                    "@bureauCode":"Y",
                    "@FactorType":"Negative",
                    "Factor": {
                        "@abbreviation": "",
                        "@description": "",
                        "@symbol": "Y",
                        "@rank": "100000"
                    },
                    "FactorText": {
                        "$": "Number of inquiries adversely affected the score but not significantly"
                    }
                }, {
                    "@bureauCode":"P34",
                    "@FactorType":"Positive",
                    "Factor": {
                        "@abbreviation": "",
                        "@description": "",
                        "@symbol": "P34",
                        "@rank": "100000"
                    },
                    "FactorText": [{
                        "$": "explain: Bankcard accounts include credit cards and charge cards from a bank and are frequently revolving accounts. Revolving accounts allow you to carry a balance and your monthly payment will vary, based on the amount of your balance. The total of your balances on your open bankcard or revolving accounts, compared to the credit limit amounts, is not too high which has caused your score to improve."
                    }, {
                        "$": "factor: Total of all balances on bankcard or revolving accounts is not too high"
                    }, {
                        "$": "cando: Keep low balances on your accounts; this will benefit your score."
                    }]
                }, {
                    "@bureauCode":"P32",
                    "@FactorType":"Positive",
                    "Factor": {
                        "@abbreviation": "",
                        "@description": "",
                        "@symbol": "P32",
                        "@rank": "100000"
                    },
                    "FactorText": [{
                        "$": "explain: Bankcard accounts include credit cards and charge cards from a bank and are frequently revolving accounts. Revolving accounts allow you to carry a balance and your monthly payment will vary, based on the amount of your balance. Your balances on bankcard or revolving accounts are not too high compared to the credit limit amounts, which causes your score to improve."
                    }, {
                        "$": "factor: Balances on bankcard or revolving accts not too high compared to limits"
                    }, {
                        "$": "cando: Keep low balances on your accounts; this will benefit your score."
                    }]
                }, {
                    "@bureauCode":"P04",
                    "@FactorType":"Positive",
                    "Factor": {
                        "@abbreviation": "",
                        "@description": "",
                        "@symbol": "P04",
                        "@rank": "100000"
                    },
                    "FactorText": [{
                        "$": "explain: Your balances are not too high compared to the loan amounts, which causes your score to improve."
                    }, {
                        "$": "factor: The balances on your accounts are not too high compared to loan limits"
                    }, {
                        "$": "cando: Keep low balances on your accounts; this will benefit your score."
                    }]
                }, {
                    "@bureauCode":"P05",
                    "@FactorType":"Positive",
                    "Factor": {
                        "@abbreviation": "",
                        "@description": "",
                        "@symbol": "P05",
                        "@rank": "100000"
                    },
                    "FactorText": [{
                        "$": "explain: A delinquency is a payment that was made 30 or more days late. You have had no or very few delinquencies recently which has caused your score to improve."
                    }, {
                        "$": "factor: There are no or only a few recent delinquencies on your accounts"
                    }, {
                        "$": "cando: Keep paying bills on time every month since it is important for maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time. Over time, this will have a positive impact on your score."
                    }]
                }],
                "CreditScoreModel": {
                    "@abbreviation":"",
                    "@description":"",
                    "@symbol":"05143",
                    "@rank":"100000"
                },
                "NoScoreReason": {
                    "@abbreviation":"",
                    "@description":"",
                    "@symbol":"",
                    "@rank":"100000"
                },
                "Source": {
                    "BorrowerKey": null,
                    "Bureau": {
                        "@abbreviation":"Equifax",
                        "@description":"Equifax",
                        "@symbol":"EQF",
                        "@rank":"1"
                    },
                    "InquiryDate": {
                        "$": "2020-11-02"
                    },
                    "Reference": {
                        "$": "473200-1396694"
                    }
                }
            },
            "Type": {
                "$": "EQFVantageScoreV6"
            }
        }, {
            "TrueLinkCreditReportType": {
                "@FraudIndicator": "false",
                "@DeceasedIndicator": "false",
                "Borrower": {
                    "@SocialSecurityNumber": "400339434",
                    "Birth": [{
                        "@age": "0",
                        "@date": "1986-06-12",
                        "@partitionSet":"0",
                        "BirthDate": {
                            "@year": "1986",
                            "@month": "6",
                            "@day": "12"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"TransUnion",
                                "@description":"TransUnion",
                                "@symbol":"TUC",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@age": "0",
                        "@date": "1986-01-01",
                        "@partitionSet":"1",
                        "BirthDate": {
                            "@year": "1986"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"Experian",
                                "@description":"Experian",
                                "@symbol":"EXP",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@age": "0",
                        "@date": "1986-06-12",
                        "@partitionSet":"2",
                        "BirthDate": {
                            "@year": "1986",
                            "@month": "6",
                            "@day": "12"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"Equifax",
                                "@description":"Equifax",
                                "@symbol":"EQF",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    }],
                    "BorrowerAddress": [{
                        "@dateReported": "2015-10-31",
                        "@addressOrder": "0",
                        "@partitionSet": "0",
                        "CreditAddress": {
                            "@city": "LAWRENCEVILLE",
                            "@direction": "",
                            "@houseNumber": "1095",
                            "@postDirection": "",
                            "@stateCode": "GA",
                            "@streetName": "KENTUCKY",
                            "@streetType": "DR",
                            "@unit": "",
                            "@postalCode": "30044"
                        },
                        "Dwelling": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Origin": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Ownership": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"TransUnion",
                                "@description":"TransUnion",
                                "@symbol":"TUC",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@dateReported": "2015-02-19",
                        "@dateUpdated": "2020-08-25",
                        "@addressOrder": "1",
                        "@partitionSet": "0",
                        "CreditAddress": {
                            "@city": "LAWRENCEVILLE",
                            "@houseNumber": "1095",
                            "@stateCode": "GA",
                            "@streetName": "KENTUCKY",
                            "@unparsedStreet": "1095 KENTUCKY DR",
                            "@streetType": "DR",
                            "@postalCode": "300442757"
                        },
                        "Dwelling": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Origin": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Ownership": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"Experian",
                                "@description":"Experian",
                                "@symbol":"EXP",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@dateReported": "2020-10-31",
                        "@addressOrder": "2",
                        "@partitionSet": "0",
                        "CreditAddress": {
                            "@city": "LAWRENCEVILLE",
                            "@houseNumber": "1095",
                            "@stateCode": "GA",
                            "@streetName": "KENTUCKY",
                            "@unparsedStreet": "1095 KENTUCKY DR",
                            "@streetType": "DR",
                            "@postalCode": "30044"
                        },
                        "Dwelling": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Origin": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Ownership": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"Equifax",
                                "@description":"Equifax",
                                "@symbol":"EQF",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    }],
                    "BorrowerName": [{
                        "@partitionSet": "0",
                        "Name": {
                            "@first": "John",
                            "@middle": "L",
                            "@last": "Ronald"
                        },
                        "NameType": {
                            "@abbreviation":"Primary",
                            "@description":"Primary",
                            "@symbol":"1",
                            "@rank":"199"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"TransUnion",
                                "@description":"TransUnion",
                                "@symbol":"TUC",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@partitionSet": "1",
                        "Name": {
                            "@first": "John",
                            "@middle": "L",
                            "@last": "Ronald"
                        },
                        "NameType": {
                            "@abbreviation":"Also Known As",
                            "@description":"Also Known As",
                            "@symbol":"A",
                            "@rank":"199"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"TransUnion",
                                "@description":"TransUnion",
                                "@symbol":"TUC",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@partitionSet": "2",
                        "Name": {
                            "@first": "John",
                            "@middle": "L",
                            "@last": "Ronald"
                        },
                        "NameType": {
                            "@abbreviation":"Also Known As",
                            "@description":"Also Known As",
                            "@symbol":"A",
                            "@rank":"199"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"TransUnion",
                                "@description":"TransUnion",
                                "@symbol":"TUC",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@partitionSet": "3",
                        "Name": {
                            "@first": "John",
                            "@middle": "",
                            "@last": "STONE"
                        },
                        "NameType": {
                            "@abbreviation":"Also Known As",
                            "@description":"Also Known As",
                            "@symbol":"A",
                            "@rank":"199"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"TransUnion",
                                "@description":"TransUnion",
                                "@symbol":"TUC",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@partitionSet": "4",
                        "Name": {
                            "@first": "John",
                            "@middle": "L",
                            "@last": "Ronald"
                        },
                        "NameType": {
                            "@abbreviation":"Primary",
                            "@description":"Primary",
                            "@symbol":"1",
                            "@rank":"199"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"Experian",
                                "@description":"Experian",
                                "@symbol":"EXP",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@partitionSet": "5",
                        "Name": {
                            "@first": "John",
                            "@middle": "L",
                            "@last": "Ronald"
                        },
                        "NameType": {
                            "@abbreviation":"Also Known As",
                            "@description":"Also Known As",
                            "@symbol":"A",
                            "@rank":"199"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"Experian",
                                "@description":"Experian",
                                "@symbol":"EXP",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@partitionSet": "6",
                        "Name": {
                            "@first": "John",
                            "@middle": "",
                            "@last": "OWNER"
                        },
                        "NameType": {
                            "@abbreviation":"Also Known As",
                            "@description":"Also Known As",
                            "@symbol":"A",
                            "@rank":"199"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"Experian",
                                "@description":"Experian",
                                "@symbol":"EXP",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@partitionSet": "7",
                        "Name": {
                            "@first": "John",
                            "@middle": "",
                            "@last": "Ronald"
                        },
                        "NameType": {
                            "@abbreviation":"Also Known As",
                            "@description":"Also Known As",
                            "@symbol":"A",
                            "@rank":"199"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"Experian",
                                "@description":"Experian",
                                "@symbol":"EXP",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@partitionSet": "8",
                        "Name": {
                            "@first": "John",
                            "@middle": " ",
                            "@last": "Ronald"
                        },
                        "NameType": {
                            "@abbreviation":"Primary",
                            "@description":"Primary",
                            "@symbol":"1",
                            "@rank":"199"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"Equifax",
                                "@description":"Equifax",
                                "@symbol":"EQF",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@partitionSet": "9",
                        "Name": {
                            "@first": "John",
                            "@middle": "L",
                            "@last": "Ronald"
                        },
                        "NameType": {
                            "@abbreviation":"Former",
                            "@description":"Former",
                            "@symbol":"F",
                            "@rank":"199"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"Equifax",
                                "@description":"Equifax",
                                "@symbol":"EQF",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@partitionSet": "10",
                        "Name": {
                            "@first": "John",
                            "@middle": " ",
                            "@last": "Ronald"
                        },
                        "NameType": {
                            "@abbreviation":"Former",
                            "@description":"Former",
                            "@symbol":"F",
                            "@rank":"199"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"Equifax",
                                "@description":"Equifax",
                                "@symbol":"EQF",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    }],
                    "CreditScore": [{
                        "@riskScore":"635",
                        "@scoreName":"VantageScore3",
                        "@populationRank":"39",
                        "@inquiriesAffectedScore":"true",
                        "CreditScoreFactor": [{
                            "@bureauCode":"12",
                            "@FactorType":"Negative",
                            "Factor": {
                                "@abbreviation": "",
                                "@description": "",
                                "@symbol": "12",
                                "@rank": "100000"
                            },
                            "FactorText": [{
                                "$": "explain: Your oldest account is still too recent. A credit file containing older accounts will have a positive impact on your credit score because it demonstrates that you are experienced managing credit."
                            }, {
                                "$": "factor: The date that you opened your oldest account is too recent"
                            }, {
                                "$": "cando: Don't open more accounts than you actually need. Research shows that new accounts indicate greater risk. Your score will benefit as your accounts get older."
                            }]
                        }, {
                            "@bureauCode":"07",
                            "@FactorType":"Negative",
                            "Factor": {
                                "@abbreviation": "",
                                "@description": "",
                                "@symbol": "07",
                                "@rank": "100000"
                            },
                            "FactorText": [{
                                "$": "explain: You have had too many accounts with payments that are at least 30 days late and/or on which a lender has reported a derogatory status. Late payments are a proven indicator of increased risk. People with late payments are at risk of being overextended, putting existing credit with lenders at risk."
                            }, {
                                "$": "factor: You have too many delinquent or derogatory accounts"
                            }, {
                                "$": "cando: Paying bills on time every month is important to maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time. Over time, this will have a positive impact on your score."
                            }]
                        }, {
                            "@bureauCode":"72",
                            "@FactorType":"Negative",
                            "Factor": {
                                "@abbreviation": "",
                                "@description": "",
                                "@symbol": "72",
                                "@rank": "100000"
                            },
                            "FactorText": {
                                "$": "Too many installment accounts with a delinquent or derogatory payment status"
                            }
                        }, {
                            "@bureauCode":"11",
                            "@FactorType":"Negative",
                            "Factor": {
                                "@abbreviation": "",
                                "@description": "",
                                "@symbol": "11",
                                "@rank": "100000"
                            },
                            "FactorText": [{
                                "$": "explain: The total of the balances is high on your accounts with late payments or on which a lender has reported the account derogatory. Late payments are a proven indicator of risk. When credit line balances approach credit limits, risk is further increased because you don't have much credit available should it be needed, creating a greater chance of becoming overextended."
                            }, {
                                "$": "factor: The total of your delinquent or derogatory account balances is too high"
                            }, {
                                "$": "cando: Paying bills on time every month is important to maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time. Whenever possible, pay down balances on your accounts. Over time these actions will benefit your score."
                            }]
                        }, {
                            "@bureauCode":"I",
                            "@FactorType":"Negative",
                            "Factor": {
                                "@abbreviation": "",
                                "@description": "",
                                "@symbol": "I",
                                "@rank": "100000"
                            },
                            "FactorText": {
                                "$": "Inquiries did impact the credit score"
                            }
                        }, {
                            "@bureauCode":"P34",
                            "@FactorType":"Positive",
                            "Factor": {
                                "@abbreviation": "",
                                "@description": "",
                                "@symbol": "P34",
                                "@rank": "100000"
                            },
                            "FactorText": [{
                                "$": "explain: Bankcard accounts include credit cards and charge cards from a bank and are frequently revolving accounts. Revolving accounts allow you to carry a balance and your monthly payment will vary, based on the amount of your balance. The total of your balances on your open bankcard or revolving accounts, compared to the credit limit amounts, is not too high which has caused your score to improve."
                            }, {
                                "$": "factor: Total of all balances on bankcard or revolving accounts is not too high"
                            }, {
                                "$": "cando: Keep low balances on your accounts; this will benefit your score."
                            }]
                        }, {
                            "@bureauCode":"P32",
                            "@FactorType":"Positive",
                            "Factor": {
                                "@abbreviation": "",
                                "@description": "",
                                "@symbol": "P32",
                                "@rank": "100000"
                            },
                            "FactorText": [{
                                "$": "explain: Bankcard accounts include credit cards and charge cards from a bank and are frequently revolving accounts. Revolving accounts allow you to carry a balance and your monthly payment will vary, based on the amount of your balance. Your balances on bankcard or revolving accounts are not too high compared to the credit limit amounts, which causes your score to improve."
                            }, {
                                "$": "factor: Balances on bankcard or revolving accts not too high compared to limits"
                            }, {
                                "$": "cando: Keep low balances on your accounts; this will benefit your score."
                            }]
                        }, {
                            "@bureauCode":"P04",
                            "@FactorType":"Positive",
                            "Factor": {
                                "@abbreviation": "",
                                "@description": "",
                                "@symbol": "P04",
                                "@rank": "100000"
                            },
                            "FactorText": [{
                                "$": "explain: Your balances are not too high compared to the loan amounts, which causes your score to improve."
                            }, {
                                "$": "factor: The balances on your accounts are not too high compared to loan limits"
                            }, {
                                "$": "cando: Keep low balances on your accounts; this will benefit your score."
                            }]
                        }, {
                            "@bureauCode":"P05",
                            "@FactorType":"Positive",
                            "Factor": {
                                "@abbreviation": "",
                                "@description": "",
                                "@symbol": "P05",
                                "@rank": "100000"
                            },
                            "FactorText": [{
                                "$": "explain: A delinquency is a payment that was made 30 or more days late. You have had no or very few delinquencies recently which has caused your score to improve."
                            }, {
                                "$": "factor: There are no or only a few recent delinquencies on your accounts"
                            }, {
                                "$": "cando: Keep paying bills on time every month since it is important for maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time. Over time, this will have a positive impact on your score."
                            }]
                        }],
                        "CreditScoreModel": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"00W40",
                            "@rank":"100000"
                        },
                        "NoScoreReason": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"TransUnion",
                                "@description":"TransUnion",
                                "@symbol":"TUC",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@riskScore":"625",
                        "@scoreName":"VantageScore3",
                        "@populationRank":"33",
                        "CreditScoreFactor": [{
                            "@bureauCode":"07",
                            "@FactorType":"Negative",
                            "Factor": {
                                "@abbreviation": "",
                                "@description": "",
                                "@symbol": "07",
                                "@rank": "100000"
                            },
                            "FactorText": [{
                                "$": "explain: You have had too many accounts with payments that are at least 30 days late and/or on which a lender has reported a derogatory status. Late payments are a proven indicator of increased risk. People with late payments are at risk of being overextended, putting existing credit with lenders at risk."
                            }, {
                                "$": "factor: You have too many delinquent or derogatory accounts"
                            }, {
                                "$": "cando: Paying bills on time every month is important to maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time. Over time, this will have a positive impact on your score."
                            }]
                        }, {
                            "@bureauCode":"84",
                            "@FactorType":"Negative",
                            "Factor": {
                                "@abbreviation": "",
                                "@description": "",
                                "@symbol": "84",
                                "@rank": "100000"
                            },
                            "FactorText": {
                                "$": "The number of inquiries was also a factor, but effect was not significant"
                            }
                        }, {
                            "@bureauCode":"11",
                            "@FactorType":"Negative",
                            "Factor": {
                                "@abbreviation": "",
                                "@description": "",
                                "@symbol": "11",
                                "@rank": "100000"
                            },
                            "FactorText": [{
                                "$": "explain: The total of the balances is high on your accounts with late payments or on which a lender has reported the account derogatory. Late payments are a proven indicator of risk. When credit line balances approach credit limits, risk is further increased because you don't have much credit available should it be needed, creating a greater chance of becoming overextended."
                            }, {
                                "$": "factor: The total of your delinquent or derogatory account balances is too high"
                            }, {
                                "$": "cando: Paying bills on time every month is important to maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time. Whenever possible, pay down balances on your accounts. Over time these actions will benefit your score."
                            }]
                        }, {
                            "@bureauCode":"72",
                            "@FactorType":"Negative",
                            "Factor": {
                                "@abbreviation": "",
                                "@description": "",
                                "@symbol": "72",
                                "@rank": "100000"
                            },
                            "FactorText": {
                                "$": "Too many installment accounts with a delinquent or derogatory payment status"
                            }
                        }, {
                            "@bureauCode":"12",
                            "@FactorType":"Negative",
                            "Factor": {
                                "@abbreviation": "",
                                "@description": "",
                                "@symbol": "12",
                                "@rank": "100000"
                            },
                            "FactorText": [{
                                "$": "explain: Your oldest account is still too recent. A credit file containing older accounts will have a positive impact on your credit score because it demonstrates that you are experienced managing credit."
                            }, {
                                "$": "factor: The date that you opened your oldest account is too recent"
                            }, {
                                "$": "cando: Don't open more accounts than you actually need. Research shows that new accounts indicate greater risk. Your score will benefit as your accounts get older."
                            }]
                        }, {
                            "@bureauCode":"P05",
                            "@FactorType":"Positive",
                            "Factor": {
                                "@abbreviation": "",
                                "@description": "",
                                "@symbol": "P05",
                                "@rank": "100000"
                            },
                            "FactorText": [{
                                "$": "explain: A delinquency is a payment that was made 30 or more days late. You have had no or very few delinquencies recently which has caused your score to improve."
                            }, {
                                "$": "factor: There are no or only a few recent delinquencies on your accounts"
                            }, {
                                "$": "cando: Keep paying bills on time every month since it is important for maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time. Over time, this will have a positive impact on your score."
                            }]
                        }, {
                            "@bureauCode":"P34",
                            "@FactorType":"Positive",
                            "Factor": {
                                "@abbreviation": "",
                                "@description": "",
                                "@symbol": "P34",
                                "@rank": "100000"
                            },
                            "FactorText": [{
                                "$": "explain: Bankcard accounts include credit cards and charge cards from a bank and are frequently revolving accounts. Revolving accounts allow you to carry a balance and your monthly payment will vary, based on the amount of your balance. The total of your balances on your open bankcard or revolving accounts, compared to the credit limit amounts, is not too high which has caused your score to improve."
                            }, {
                                "$": "factor: Total of all balances on bankcard or revolving accounts is not too high"
                            }, {
                                "$": "cando: Keep low balances on your accounts; this will benefit your score."
                            }]
                        }, {
                            "@bureauCode":"P04",
                            "@FactorType":"Positive",
                            "Factor": {
                                "@abbreviation": "",
                                "@description": "",
                                "@symbol": "P04",
                                "@rank": "100000"
                            },
                            "FactorText": [{
                                "$": "explain: Your balances are not too high compared to the loan amounts, which causes your score to improve."
                            }, {
                                "$": "factor: The balances on your accounts are not too high compared to loan limits"
                            }, {
                                "$": "cando: Keep low balances on your accounts; this will benefit your score."
                            }]
                        }, {
                            "@bureauCode":"P32",
                            "@FactorType":"Positive",
                            "Factor": {
                                "@abbreviation": "",
                                "@description": "",
                                "@symbol": "P32",
                                "@rank": "100000"
                            },
                            "FactorText": [{
                                "$": "explain: Bankcard accounts include credit cards and charge cards from a bank and are frequently revolving accounts. Revolving accounts allow you to carry a balance and your monthly payment will vary, based on the amount of your balance. Your balances on bankcard or revolving accounts are not too high compared to the credit limit amounts, which causes your score to improve."
                            }, {
                                "$": "factor: Balances on bankcard or revolving accts not too high compared to limits"
                            }, {
                                "$": "cando: Keep low balances on your accounts; this will benefit your score."
                            }]
                        }],
                        "CreditScoreModel": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"VP",
                            "@rank":"100000"
                        },
                        "NoScoreReason": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"Experian",
                                "@description":"Experian",
                                "@symbol":"EXP",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@riskScore":"638",
                        "@scoreName":"VantageScore3",
                        "@populationRank":"27",
                        "@inquiriesAffectedScore":"true",
                        "CreditScoreFactor": [{
                            "@bureauCode":"12",
                            "@FactorType":"Negative",
                            "Factor": {
                                "@abbreviation": "",
                                "@description": "",
                                "@symbol": "12",
                                "@rank": "100000"
                            },
                            "FactorText": [{
                                "$": "explain: Your oldest account is still too recent. A credit file containing older accounts will have a positive impact on your credit score because it demonstrates that you are experienced managing credit."
                            }, {
                                "$": "factor: The date that you opened your oldest account is too recent"
                            }, {
                                "$": "cando: Don't open more accounts than you actually need. Research shows that new accounts indicate greater risk. Your score will benefit as your accounts get older."
                            }]
                        }, {
                            "@bureauCode":"07",
                            "@FactorType":"Negative",
                            "Factor": {
                                "@abbreviation": "",
                                "@description": "",
                                "@symbol": "07",
                                "@rank": "100000"
                            },
                            "FactorText": [{
                                "$": "explain: You have had too many accounts with payments that are at least 30 days late and/or on which a lender has reported a derogatory status. Late payments are a proven indicator of increased risk. People with late payments are at risk of being overextended, putting existing credit with lenders at risk."
                            }, {
                                "$": "factor: You have too many delinquent or derogatory accounts"
                            }, {
                                "$": "cando: Paying bills on time every month is important to maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time. Over time, this will have a positive impact on your score."
                            }]
                        }, {
                            "@bureauCode":"11",
                            "@FactorType":"Negative",
                            "Factor": {
                                "@abbreviation": "",
                                "@description": "",
                                "@symbol": "11",
                                "@rank": "100000"
                            },
                            "FactorText": [{
                                "$": "explain: The total of the balances is high on your accounts with late payments or on which a lender has reported the account derogatory. Late payments are a proven indicator of risk. When credit line balances approach credit limits, risk is further increased because you don't have much credit available should it be needed, creating a greater chance of becoming overextended."
                            }, {
                                "$": "factor: The total of your delinquent or derogatory account balances is too high"
                            }, {
                                "$": "cando: Paying bills on time every month is important to maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time. Whenever possible, pay down balances on your accounts. Over time these actions will benefit your score."
                            }]
                        }, {
                            "@bureauCode":"72",
                            "@FactorType":"Negative",
                            "Factor": {
                                "@abbreviation": "",
                                "@description": "",
                                "@symbol": "72",
                                "@rank": "100000"
                            },
                            "FactorText": {
                                "$": "Too many installment accounts with a delinquent or derogatory payment status"
                            }
                        }, {
                            "@bureauCode":"Y",
                            "@FactorType":"Negative",
                            "Factor": {
                                "@abbreviation": "",
                                "@description": "",
                                "@symbol": "Y",
                                "@rank": "100000"
                            },
                            "FactorText": {
                                "$": "Number of inquiries adversely affected the score but not significantly"
                            }
                        }, {
                            "@bureauCode":"P34",
                            "@FactorType":"Positive",
                            "Factor": {
                                "@abbreviation": "",
                                "@description": "",
                                "@symbol": "P34",
                                "@rank": "100000"
                            },
                            "FactorText": [{
                                "$": "explain: Bankcard accounts include credit cards and charge cards from a bank and are frequently revolving accounts. Revolving accounts allow you to carry a balance and your monthly payment will vary, based on the amount of your balance. The total of your balances on your open bankcard or revolving accounts, compared to the credit limit amounts, is not too high which has caused your score to improve."
                            }, {
                                "$": "factor: Total of all balances on bankcard or revolving accounts is not too high"
                            }, {
                                "$": "cando: Keep low balances on your accounts; this will benefit your score."
                            }]
                        }, {
                            "@bureauCode":"P32",
                            "@FactorType":"Positive",
                            "Factor": {
                                "@abbreviation": "",
                                "@description": "",
                                "@symbol": "P32",
                                "@rank": "100000"
                            },
                            "FactorText": [{
                                "$": "explain: Bankcard accounts include credit cards and charge cards from a bank and are frequently revolving accounts. Revolving accounts allow you to carry a balance and your monthly payment will vary, based on the amount of your balance. Your balances on bankcard or revolving accounts are not too high compared to the credit limit amounts, which causes your score to improve."
                            }, {
                                "$": "factor: Balances on bankcard or revolving accts not too high compared to limits"
                            }, {
                                "$": "cando: Keep low balances on your accounts; this will benefit your score."
                            }]
                        }, {
                            "@bureauCode":"P04",
                            "@FactorType":"Positive",
                            "Factor": {
                                "@abbreviation": "",
                                "@description": "",
                                "@symbol": "P04",
                                "@rank": "100000"
                            },
                            "FactorText": [{
                                "$": "explain: Your balances are not too high compared to the loan amounts, which causes your score to improve."
                            }, {
                                "$": "factor: The balances on your accounts are not too high compared to loan limits"
                            }, {
                                "$": "cando: Keep low balances on your accounts; this will benefit your score."
                            }]
                        }, {
                            "@bureauCode":"P05",
                            "@FactorType":"Positive",
                            "Factor": {
                                "@abbreviation": "",
                                "@description": "",
                                "@symbol": "P05",
                                "@rank": "100000"
                            },
                            "FactorText": [{
                                "$": "explain: A delinquency is a payment that was made 30 or more days late. You have had no or very few delinquencies recently which has caused your score to improve."
                            }, {
                                "$": "factor: There are no or only a few recent delinquencies on your accounts"
                            }, {
                                "$": "cando: Keep paying bills on time every month since it is important for maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time. Over time, this will have a positive impact on your score."
                            }]
                        }],
                        "CreditScoreModel": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"05143",
                            "@rank":"100000"
                        },
                        "NoScoreReason": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"Equifax",
                                "@description":"Equifax",
                                "@symbol":"EQF",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    }],
                    "Employer": [{
                        "@dateReported":"2015-03-01",
                        "@dateUpdated":"2017-05-22",
                        "@name":"AMS AND ASSO",
                        "@partitionSet": "0",
                        "CreditAddress": {
                            "@city":"",
                            "@stateCode":"",
                            "@unparsedStreet":"",
                            "@postalCode": ""
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"TransUnion",
                                "@description":"TransUnion",
                                "@symbol":"TUC",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@dateUpdated":"2017-03-01",
                        "@name":"AMSIMPKINS & ASSOCIATES",
                        "@partitionSet": "1",
                        "CreditAddress": {
                            "@city":"",
                            "@stateCode":"",
                            "@unparsedStreet":"",
                            "@postalCode": ""
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"TransUnion",
                                "@description":"TransUnion",
                                "@symbol":"TUC",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@dateReported":"2016-12-10",
                        "@dateUpdated":"2016-12-10",
                        "@name":"AM Ronald",
                        "@partitionSet": "0",
                        "CreditAddress": {
                            "@city":"",
                            "@stateCode":"",
                            "@unparsedStreet":"",
                            "@postalCode": ""
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"Experian",
                                "@description":"Experian",
                                "@symbol":"EXP",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@dateReported":"2015-12-07",
                        "@dateUpdated":"2015-12-07",
                        "@name":"DH SECURITY SOLUTIONS",
                        "@partitionSet": "1",
                        "CreditAddress": {
                            "@city":"",
                            "@stateCode":"",
                            "@unparsedStreet":"",
                            "@postalCode": ""
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"Experian",
                                "@description":"Experian",
                                "@symbol":"EXP",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@name":"AMS AND ASSO",
                        "@partitionSet": "0",
                        "CreditAddress": {
                            "@city":"",
                            "@stateCode":"",
                            "@unparsedStreet":"",
                            "@postalCode": ""
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"Equifax",
                                "@description":"Equifax",
                                "@symbol":"EQF",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    }],
                    "PreviousAddress": [{
                        "@dateReported": "2007-11-01",
                        "@addressOrder": "0",
                        "@partitionSet": "0",
                        "CreditAddress": {
                            "@city": "OREM",
                            "@direction": "S",
                            "@houseNumber": "1111",
                            "@postDirection": "",
                            "@stateCode": "UT",
                            "@streetName": "1350 W",
                            "@streetType": "",
                            "@unit": "",
                            "@postalCode": "84058"
                        },
                        "Dwelling": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Origin": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Ownership": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"TransUnion",
                                "@description":"TransUnion",
                                "@symbol":"TUC",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@addressOrder": "1",
                        "@partitionSet": "0",
                        "CreditAddress": {
                            "@city": "SALT LAKE CITY",
                            "@direction": "S",
                            "@houseNumber": "3810",
                            "@postDirection": "",
                            "@stateCode": "UT",
                            "@streetName": "REDWOOD",
                            "@streetType": "RD",
                            "@unit": "2002S",
                            "@postalCode": "84119"
                        },
                        "Dwelling": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Origin": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Ownership": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"TransUnion",
                                "@description":"TransUnion",
                                "@symbol":"TUC",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@dateReported": "2012-07-25",
                        "@dateUpdated": "2016-11-18",
                        "@addressOrder": "2",
                        "@partitionSet": "0",
                        "CreditAddress": {
                            "@city": "CUMMING",
                            "@houseNumber": "3290",
                            "@stateCode": "GA",
                            "@streetName": "OSTERLEY",
                            "@unparsedStreet": "3290 OSTERLEY WAY",
                            "@streetType": "WAY",
                            "@postalCode": "300411963"
                        },
                        "Dwelling": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Origin": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Ownership": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"Experian",
                                "@description":"Experian",
                                "@symbol":"EXP",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@dateReported": "2013-10-26",
                        "@dateUpdated": "2014-04-15",
                        "@addressOrder": "3",
                        "@partitionSet": "0",
                        "CreditAddress": {
                            "@city": "LAS VEGAS",
                            "@houseNumber": "701",
                            "@stateCode": "NV",
                            "@streetName": "HARVEST RUN",
                            "@unparsedStreet": "701 HARVEST RUN DR APT 104",
                            "@streetType": "DR",
                            "@unit": "APT 104",
                            "@postalCode": "891452997"
                        },
                        "Dwelling": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Origin": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Ownership": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"Experian",
                                "@description":"Experian",
                                "@symbol":"EXP",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@dateReported": "2015-10-27",
                        "@addressOrder": "4",
                        "@partitionSet": "0",
                        "CreditAddress": {
                            "@city": "LAS VEGAS",
                            "@houseNumber": "701",
                            "@stateCode": "NV",
                            "@streetName": "HARVEST RUN",
                            "@unparsedStreet": "701 HARVEST RUN DR APT 104",
                            "@streetType": "DR APT 104",
                            "@postalCode": "89145"
                        },
                        "Dwelling": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Origin": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Ownership": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"Equifax",
                                "@description":"Equifax",
                                "@symbol":"EQF",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@dateReported": "2013-07-24",
                        "@addressOrder": "5",
                        "@partitionSet": "0",
                        "CreditAddress": {
                            "@city": "DULUTH",
                            "@houseNumber": "5920",
                            "@stateCode": "GA",
                            "@streetName": "ABBOTTS RUN",
                            "@unparsedStreet": "5920 ABBOTTS RUN TRL",
                            "@streetType": "TRL",
                            "@postalCode": "30097"
                        },
                        "Dwelling": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Origin": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Ownership": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"Equifax",
                                "@description":"Equifax",
                                "@symbol":"EQF",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@dateReported": "2012-11-08",
                        "@addressOrder": "6",
                        "@partitionSet": "0",
                        "CreditAddress": {
                            "@city": "DULUTH",
                            "@houseNumber": "411",
                            "@stateCode": "GA",
                            "@streetName": "WESLEY PLANTATION",
                            "@unparsedStreet": "411 WESLEY PLANTATION DR",
                            "@streetType": "DR",
                            "@postalCode": "30096"
                        },
                        "Dwelling": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Origin": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Ownership": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"Equifax",
                                "@description":"Equifax",
                                "@symbol":"EQF",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@dateReported": "2020-08-04",
                        "@addressOrder": "7",
                        "@partitionSet": "0",
                        "CreditAddress": {
                            "@city": "MIDVALE",
                            "@houseNumber": "7768",
                            "@stateCode": "UT",
                            "@streetName": "COOLIDGE",
                            "@unparsedStreet": "7768 COOLIDGE ST",
                            "@streetType": "ST",
                            "@postalCode": "84047"
                        },
                        "Dwelling": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Origin": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Ownership": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"Equifax",
                                "@description":"Equifax",
                                "@symbol":"EQF",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@dateReported": "2011-03-21",
                        "@addressOrder": "8",
                        "@partitionSet": "0",
                        "CreditAddress": {
                            "@city": "OREM",
                            "@direction": "W",
                            "@houseNumber": "1020",
                            "@stateCode": "UT",
                            "@streetName": "1360",
                            "@unparsedStreet": "1020 W 1360 S",
                            "@streetType": "S",
                            "@postalCode": "84058"
                        },
                        "Dwelling": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Origin": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Ownership": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"Equifax",
                                "@description":"Equifax",
                                "@symbol":"EQF",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@dateReported": "2011-03-21",
                        "@addressOrder": "9",
                        "@partitionSet": "0",
                        "CreditAddress": {
                            "@city": "OREM",
                            "@direction": "S",
                            "@houseNumber": "1111",
                            "@stateCode": "UT",
                            "@streetName": "1350",
                            "@unparsedStreet": "1111 S 1350 W",
                            "@streetType": "W",
                            "@postalCode": "84058"
                        },
                        "Dwelling": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Origin": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Ownership": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"Equifax",
                                "@description":"Equifax",
                                "@symbol":"EQF",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    },{
                        "@dateReported": "2019-04-17",
                        "@addressOrder": "10",
                        "@partitionSet": "0",
                        "CreditAddress": {
                            "@city": "WEST VALLEY CITY",
                            "@houseNumber": "3453",
                            "@stateCode": "UT",
                            "@streetName": "HUNTER POINT",
                            "@unparsedStreet": "3453 HUNTER POINT CIR",
                            "@streetType": "CIR",
                            "@postalCode": "84128"
                        },
                        "Dwelling": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Origin": {
                            "@abbreviation":"",
                            "@description":"",
                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Ownership": {
                            "@abbreviation":"",
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                            "@symbol":"",
                            "@rank":"100000"
                        },
                        "Source": {
                            "BorrowerKey": null,
                            "Bureau": {
                                "@abbreviation":"Equifax",
                                "@description":"Equifax",
                                "@symbol":"EQF",
                                "@rank":"1"
                            },
                            "InquiryDate": {
                                "$": "2020-11-02"
                            },
                            "Reference": {
                                "$": "473200-1396694"
                            }
                        }
                    }],
                    "SocialPartition": {
                        "Social": [{
                            "SocialSecurityNumber": {
                                "$": "123456789"
                            },
                            "Source": {
                                "BorrowerKey": null,
                                "Bureau": {
                                    "@abbreviation":"TransUnion",
                                    "@description":"TransUnion",
                                    "@symbol":"TUC",
                                    "@rank":"1"
                                },
                                "InquiryDate": {
                                    "$": "2020-11-02"
                                },
                                "Reference": {
                                    "$": "473200-1396694"
                                }
                            }
                        },{
                            "SocialSecurityNumber": {
                                "$": "123456789"
                            },
                            "Source": {
                                "BorrowerKey": null,
                                "Bureau": {
                                    "@abbreviation":"Equifax",
                                    "@description":"Equifax",
                                    "@symbol":"EQF",
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