TransUnion FICO Credit Report (JSON)

{
  "CREDIT_RESPONSE": {
    "@CreditRatingCodeType": "Equifax",
    "@CreditReportFirstIssuedDate": "2022-07-15T15:23:03.086Z",
    "@CreditReportIdentifier": "2-james-holloway-1962-",
    "@CreditReportMergeTypeIndicator": "ListAndStack",
    "@CreditResponseID": "CRRep0001",
    "@MISMOVersionID": "2.4",
    "BORROWER": {
      "@BorrowerID": "Borrower01",
      "@_BirthDate": "1962-07-01",
      "@_FirstName": "JAMES",
      "@_LastName": "HOLLOWAY",
      "@_MiddleName": "EARL",
      "@_PrintPositionType": "Borrower",
      "@_SSN": "XXXXXXXXX",
      "@_UnparsedName": "JAMES EARL HOLLOWAY ",
      "_RESIDENCE": [
        {
          "@BorrowerResidencyType": "Current",
          "@_City": "EUREKA",
          "@_PostalCode": "63025",
          "@_State": "MO",
          "@_StreetAddress": "192 HUNTERS GREEN LN"
        },
        {
          "@BorrowerResidencyType": "Prior",
          "@_City": "ELDON",
          "@_PostalCode": "65026",
          "@_State": "MO",
          "@_StreetAddress": "2 RR 2 BOX 193C"
        }
      ]
    },
    "CREDIT_BUREAU": null,
    "CREDIT_FILE": {
      "@BorrowerID": "Borrower01",
      "@CreditFileID": "TA01",
      "@CreditRepositorySourceType": "TransUnion",
      "@CreditScoreID": "SCORE001",
      "@_InfileDate": "2021-12-20",
      "@_ResultStatusType": "FileReturned",
      "_ALERT_MESSAGE": [
        {
          "@_Code": "H01",
          "@_Type": "TransUnionHighRiskFraudAlert",
          "_Text": "Available and clear"
        },
        {
          "@_CategoryType": "FACTARiskScoreValue",
          "@_Code": "I",
          "@_Type": "Other",
          "@_TypeOtherDescription": "Facta Fifth Reason Code",
          "_Text": "THE NUMBER OF INQUIRIES HAS ADVERSELY AFFECTED THE CREDIT SCORE"
        },
        {
          "@_CategoryType": "FACTARiskScoreValue",
          "@_Code": "I",
          "@_Type": "Other",
          "@_TypeOtherDescription": "Facta Fifth Reason Code",
          "_Text": "THE NUMBER OF INQUIRIES HAS ADVERSELY AFFECTED THE CREDIT SCORE"
        },
        {
          "@_CategoryType": "FACTARiskScoreValue",
          "@_Code": "I",
          "@_Type": "Other",
          "@_TypeOtherDescription": "Facta Fifth Reason Code",
          "_Text": "THE NUMBER OF INQUIRIES HAS ADVERSELY AFFECTED THE CREDIT SCORE"
        }
      ],
      "_BORROWER": {
        "@_BirthDate": "1962-07-01",
        "@_FirstName": "JAMES",
        "@_LastName": "HOLLOWAY",
        "@_MiddleName": "EARL",
        "@_SSN": "XXXXXXXXX",
        "@_UnparsedName": "JAMES EARL HOLLOWAY",
        "EMPLOYER": {
          "@EmploymentCurrentIndicator": "Y",
          "@EmploymentReportedDate": "1997-05-01",
          "@_Name": "EMPLOYER X"
        },
        "_RESIDENCE": [
          {
            "@BorrowerResidencyDurationMonths": "1",
            "@BorrowerResidencyDurationYears": "12",
            "@BorrowerResidencyType": "Current",
            "@_City": "EUREKA",
            "@_DateReported": "2009-11-01",
            "@_PostalCode": "63025",
            "@_State": "MO",
            "@_StreetAddress": "192 HUNTERS GREEN LN"
          },
          {
            "@BorrowerResidencyDurationMonths": "5",
            "@BorrowerResidencyDurationYears": "13",
            "@BorrowerResidencyType": "Prior",
            "@_City": "ELDON",
            "@_DateReported": "2008-07-01",
            "@_PostalCode": "65026",
            "@_State": "MO",
            "@_StreetAddress": "2 RR 2 BOX 193C"
          },
          {
            "@BorrowerResidencyType": "Prior",
            "@_City": "ELDON",
            "@_PostalCode": "65026",
            "@_State": "MO",
            "@_StreetAddress": "34 RAVEN RD"
          }
        ]
      }
    },
    "CREDIT_FROZEN_STATUS": {
      "@_EquifaxIndicator": "",
      "@_ExperianIndicator": "",
      "@_TransUnionIndicator": "false"
    },
    "CREDIT_INQUIRY": [
      {
        "@BorrowerID": "Borrower01",
        "@CreditBusinessType": "Banking",
        "@CreditFileID": "TA01",
        "@CreditInquiryID": "INQUIRY001",
        "@InquiryHashComplex": "2e1aa4277c5aeefae3fbed0c8fddb44f",
        "@InquiryHashSimple": "4b1e3f581ee9427d080391ca35ae546a",
        "@RawIndustryCode": "B",
        "@RawIndustryText": "BanksAndS&l",
        "@_City": "WILMINGTON",
        "@_Date": "2021-04-15",
        "@_Name": "JPMCB CARD",
        "@_Phone": "8004539719",
        "@_PostalCode": "19850",
        "@_PurposeType": "HARD",
        "@_State": "DE",
        "@_StreetAddress": "PO BOX 15077",
        "CREDIT_REPOSITORY": {
          "@_SourceType": "TransUnion",
          "@_SubscriberCode": "00008209"
        }
      },
      {
        "@BorrowerID": "Borrower01",
        "@CreditBusinessType": "Banking",
        "@CreditFileID": "TA01",
        "@CreditInquiryID": "INQUIRY002",
        "@InquiryHashComplex": "86525542c03f62e2a28073c81f8d0734",
        "@InquiryHashSimple": "d8bf8c90cd42ae30de4071388fb15f49",
        "@RawIndustryCode": "B",
        "@RawIndustryText": "BanksAndS&l",
        "@_City": "WILMINGTON",
        "@_Date": "2020-06-12",
        "@_Name": "JPMCB CARD",
        "@_Phone": "8004539719",
        "@_PostalCode": "19850",
        "@_PurposeType": "HARD",
        "@_State": "DE",
        "@_StreetAddress": "PO BOX 15077",
        "CREDIT_REPOSITORY": {
          "@_SourceType": "TransUnion",
          "@_SubscriberCode": "00006675"
        }
      }
    ],
    "CREDIT_LIABILITY": [
      {
        "@BorrowerID": "Borrower01",
        "@CreditBusinessType": "Finance",
        "@CreditFileID": "TA01",
        "@CreditLiabilityID": "TRADE001",
        "@CreditLoanType": "ChargeAccount",
        "@CreditLoanTypeCode": "CH",
        "@CreditTradeReferenceID": "Primary",
        "@IsChargeoffIndicator": "N",
        "@IsClosedIndicator": "N",
        "@IsCollectionIndicator": "N",
        "@IsMortgageIndicator": "N",
        "@LastPaymentDate": "2021-10-27",
        "@RawAccountStatus": "O",
        "@RawAccountType": "R",
        "@RawIndustryCode": "F",
        "@RawIndustryText": "Finance/personal",
        "@TUI_Handle": "TR01_-441884387_-1510307835_82",
        "@TradelineHashComplex": "0e754b05d60cb1bda5420294c7a536b8",
        "@TradelineHashSimple": "38401ec5f6ff1c11559c8dcb23dc363e",
        "@_AccountIdentifier": "601912618535",
        "@_AccountOpenedDate": "2021-04-20",
        "@_AccountOwnershipType": "Individual",
        "@_AccountReportedDate": "2021-11-17",
        "@_AccountStatusType": "Open",
        "@_AccountType": "Revolving",
        "@_ConsumerDisputeIndicator": "N",
        "@_CreditLimitAmount": "3100",
        "@_DerogatoryDataIndicator": "N",
        "@_HighBalanceAmount": "2000",
        "@_HighCreditAmount": "2000",
        "@_LastActivityDate": "2021-10-27",
        "@_MonthlyPaymentAmount": "34",
        "@_MonthsReviewedCount": "5",
        "@_PastDueAmount": "0",
        "@_TermsDescription": "M$34",
        "@_TermsSourceType": "Provided",
        "@_UnpaidBalanceAmount": "900",
        "CREDIT_COMMENT": {
          "@_Code": "TR01_-441884387_-1510307835_82",
          "@_SourceType": "TransUnion",
          "@_Type": "Other",
          "@_TypeOtherDescription": "Handle"
        },
        "CREDIT_REPOSITORY": {
          "@_SourceType": "TransUnion",
          "@_SubscriberCode": "0999206T"
        },
        "_CREDITOR": {
          "@_City": "ORLANDO",
          "@_Name": "SYNCB/CARECR",
          "@_Phone": "8663968254",
          "@_PostalCode": "32896",
          "@_State": "FL",
          "@_StreetAddress": "C/O PO BOX 965036",
          "CONTACT_DETAIL": {
            "CONTACT_POINT": {
              "@_Type": "Phone",
              "@_Value": "8663968254"
            }
          }
        },
        "_CURRENT_RATING": {
          "@_Code": "1",
          "@_Type": "AsAgreed"
        },
        "_LATE_COUNT": {
          "@_30Days": "00",
          "@_60Days": "00",
          "@_90Days": "00"
        },
        "_PAYMENT_PATTERN": {
          "@_Data": "CCCCC",
          "@_StartDate": "2021-10-17"
        }
      },
      {
        "@BorrowerID": "Borrower01",
        "@CreditBusinessType": "Banking",
        "@CreditFileID": "TA01",
        "@CreditLiabilityID": "TRADE002",
        "@CreditLoanType": "CreditCard",
        "@CreditLoanTypeCode": "CC",
        "@CreditTradeReferenceID": "Primary",
        "@IsChargeoffIndicator": "N",
        "@IsClosedIndicator": "N",
        "@IsCollectionIndicator": "N",
        "@IsMortgageIndicator": "N",
        "@LastPaymentDate": "2021-10-18",
        "@RawAccountStatus": "O",
        "@RawAccountType": "R",
        "@RawIndustryCode": "B",
        "@RawIndustryText": "BanksAndS&l",
        "@TUI_Handle": "TR01_275334156_804122595_82",
        "@TradelineHashComplex": "3aa67955faaa40c907614418de13edc8",
        "@TradelineHashSimple": "516394ce79e725f7b65c4908ef9ecbee",
        "@_AccountIdentifier": "440806811534",
        "@_AccountOpenedDate": "2020-05-17",
        "@_AccountOwnershipType": "Individual",
        "@_AccountReportedDate": "2021-11-11",
        "@_AccountStatusType": "Open",
        "@_AccountType": "Revolving",
        "@_ConsumerDisputeIndicator": "N",
        "@_CreditLimitAmount": "5000",
        "@_DerogatoryDataIndicator": "N",
        "@_HighBalanceAmount": "4265",
        "@_HighCreditAmount": "4265",
        "@_LastActivityDate": "2021-10-18",
        "@_MonthlyPaymentAmount": "13",
        "@_MonthsReviewedCount": "16",
        "@_PastDueAmount": "0",
        "@_TermsDescription": "M$13",
        "@_TermsSourceType": "Provided",
        "@_UnpaidBalanceAmount": "654",
        "CREDIT_COMMENT": {
          "@_Code": "TR01_275334156_804122595_82",
          "@_SourceType": "TransUnion",
          "@_Type": "Other",
          "@_TypeOtherDescription": "Handle"
        },
        "CREDIT_REPOSITORY": {
          "@_SourceType": "TransUnion",
          "@_SubscriberCode": "026QK001"
        },
        "_CREDITOR": {
          "@_City": "WILMINGTON",
          "@_Name": "JPMCB CARD",
          "@_Phone": "8009452000",
          "@_PostalCode": "19850",
          "@_State": "DE",
          "@_StreetAddress": "PO BOX 15369",
          "CONTACT_DETAIL": {
            "CONTACT_POINT": {
              "@_Type": "Phone",
              "@_Value": "8009452000"
            }
          }
        },
        "_CURRENT_RATING": {
          "@_Code": "1",
          "@_Type": "AsAgreed"
        },
        "_LATE_COUNT": {
          "@_30Days": "00",
          "@_60Days": "00",
          "@_90Days": "00"
        },
        "_PAYMENT_PATTERN": {
          "@_Data": "CCCCCCCCCCCCCCCC",
          "@_StartDate": "2021-10-11"
        }
      },
      {
        "@BorrowerID": "Borrower01",
        "@CreditBusinessType": "Banking",
        "@CreditFileID": "TA01",
        "@CreditLiabilityID": "TRADE003",
        "@CreditLoanType": "CreditCard",
        "@CreditLoanTypeCode": "CC",
        "@CreditTradeReferenceID": "Primary",
        "@IsChargeoffIndicator": "N",
        "@IsClosedIndicator": "N",
        "@IsCollectionIndicator": "N",
        "@IsMortgageIndicator": "N",
        "@LastPaymentDate": "2021-09-12",
        "@RawAccountStatus": "O",
        "@RawAccountType": "R",
        "@RawIndustryCode": "B",
        "@RawIndustryText": "BanksAndS&l",
        "@TUI_Handle": "TR01_-726317886_-81826774_82",
        "@TradelineHashComplex": "d3856080b86738003d7dba6b339c034f",
        "@TradelineHashSimple": "5a67cfaccda06aca9afffe1e667e1864",
        "@_AccountIdentifier": "512109947956",
        "@_AccountOpenedDate": "2021-04-25",
        "@_AccountOwnershipType": "Individual",
        "@_AccountReportedDate": "2021-10-27",
        "@_AccountStatusType": "Open",
        "@_AccountType": "Revolving",
        "@_ConsumerDisputeIndicator": "N",
        "@_CreditLimitAmount": "8000",
        "@_DerogatoryDataIndicator": "N",
        "@_HighBalanceAmount": "104",
        "@_HighCreditAmount": "104",
        "@_LastActivityDate": "2021-09-12",
        "@_MonthlyPaymentAmount": "25",
        "@_MonthsReviewedCount": "5",
        "@_PastDueAmount": "0",
        "@_TermsDescription": "M$25",
        "@_TermsSourceType": "Provided",
        "@_UnpaidBalanceAmount": "75",
        "CREDIT_COMMENT": {
          "@_Code": "TR01_-726317886_-81826774_82",
          "@_SourceType": "TransUnion",
          "@_Type": "Other",
          "@_TypeOtherDescription": "Handle"
        },
        "CREDIT_REPOSITORY": {
          "@_SourceType": "TransUnion",
          "@_SubscriberCode": "06256458"
        },
        "_CREDITOR": {
          "@_City": "SIOUX FALLS",
          "@_Name": "SEARS/CBNA",
          "@_PostalCode": "57117",
          "@_State": "SD",
          "@_StreetAddress": "PO BOX 6217"
        },
        "_CURRENT_RATING": {
          "@_Code": "1",
          "@_Type": "AsAgreed"
        },
        "_LATE_COUNT": {
          "@_30Days": "00",
          "@_60Days": "00",
          "@_90Days": "00"
        },
        "_PAYMENT_PATTERN": {
          "@_Data": "CCCCC",
          "@_StartDate": "2021-09-27"
        }
      },
      {
        "@BorrowerID": "Borrower01",
        "@CreditBusinessType": "Banking",
        "@CreditFileID": "TA01",
        "@CreditLiabilityID": "TRADE004",
        "@CreditLoanType": "CreditCard",
        "@CreditLoanTypeCode": "CC",
        "@CreditTradeReferenceID": "Primary",
        "@DateClosedIndicator": "C",
        "@IsChargeoffIndicator": "N",
        "@IsClosedIndicator": "Y",
        "@IsCollectionIndicator": "N",
        "@IsMortgageIndicator": "N",
        "@LastPaymentDate": "2017-06-30",
        "@RawAccountStatus": "C",
        "@RawAccountType": "R",
        "@RawIndustryCode": "B",
        "@RawIndustryText": "BanksAndS&l",
        "@TUI_Handle": "TR01_-1521268406_-1603464511_82",
        "@TradelineHashComplex": "4c566e92efb6375c8d3ce9755d0307fa",
        "@TradelineHashSimple": "d329d6052b8a792d6fb6b631aefa17c9",
        "@_AccountClosedDate": "2018-12-06",
        "@_AccountIdentifier": "601106074315",
        "@_AccountOpenedDate": "2009-04-18",
        "@_AccountOwnershipType": "Individual",
        "@_AccountPaidDate": "2017-06-30",
        "@_AccountReportedDate": "2018-12-06",
        "@_AccountStatusType": "Closed",
        "@_AccountType": "Revolving",
        "@_ConsumerDisputeIndicator": "N",
        "@_CreditLimitAmount": "13500",
        "@_DerogatoryDataIndicator": "N",
        "@_HighBalanceAmount": "3163",
        "@_HighCreditAmount": "3163",
        "@_LastActivityDate": "2017-06-30",
        "@_MonthlyPaymentAmount": "0",
        "@_MonthsReviewedCount": "48",
        "@_PastDueAmount": "0",
        "@_UnpaidBalanceAmount": "0",
        "CREDIT_COMMENT": [
          {
            "@_Code": "CBC",
            "@_SourceType": "TransUnion",
            "@_Type": "BureauRemarks",
            "_Text": "ACCOUNT CLOSED BY CONSUMER"
          },
          {
            "@_Code": "TR01_-1521268406_-1603464511_82",
            "@_SourceType": "TransUnion",
            "@_Type": "Other",
            "@_TypeOtherDescription": "Handle"
          }
        ],
        "CREDIT_REPOSITORY": {
          "@_SourceType": "TransUnion",
          "@_SubscriberCode": "09616003"
        },
        "_CREDITOR": {
          "@_City": "WILMINGTON",
          "@_Name": "DISCOVERBANK",
          "@_Phone": "8003472683",
          "@_PostalCode": "19850",
          "@_State": "DE",
          "@_StreetAddress": "POB 15316",
          "CONTACT_DETAIL": {
            "CONTACT_POINT": {
              "@_Type": "Phone",
              "@_Value": "8003472683"
            }
          }
        },
        "_CURRENT_RATING": {
          "@_Code": "1",
          "@_Type": "AsAgreed"
        },
        "_LATE_COUNT": {
          "@_30Days": "00",
          "@_60Days": "00",
          "@_90Days": "00"
        },
        "_PAYMENT_PATTERN": {
          "@_Data": "CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC",
          "@_StartDate": "2018-11-06"
        }
      },
      {
        "@BorrowerID": "Borrower01",
        "@CreditBusinessType": "Banking",
        "@CreditFileID": "TA01",
        "@CreditLiabilityID": "TRADE005",
        "@CreditLoanType": "CreditCard",
        "@CreditLoanTypeCode": "CC",
        "@CreditTradeReferenceID": "Primary",
        "@DateClosedIndicator": "C",
        "@IsChargeoffIndicator": "N",
        "@IsClosedIndicator": "Y",
        "@IsCollectionIndicator": "N",
        "@IsMortgageIndicator": "N",
        "@LastPaymentDate": "2014-04-30",
        "@RawAccountStatus": "C",
        "@RawAccountType": "R",
        "@RawIndustryCode": "B",
        "@RawIndustryText": "BanksAndS&l",
        "@TUI_Handle": "TR01_285224925_1009623302_82",
        "@TradelineHashComplex": "adfb638683916d587bf2c9eff466e940",
        "@TradelineHashSimple": "679516d159345f058eff327a6045bbb7",
        "@_AccountClosedDate": "2014-03-20",
        "@_AccountIdentifier": "548043397349",
        "@_AccountOpenedDate": "2013-12-10",
        "@_AccountOwnershipType": "Individual",
        "@_AccountPaidDate": "2014-04-30",
        "@_AccountReportedDate": "2014-04-30",
        "@_AccountStatusType": "Closed",
        "@_AccountType": "Revolving",
        "@_ConsumerDisputeIndicator": "N",
        "@_CreditLimitAmount": "8000",
        "@_DerogatoryDataIndicator": "N",
        "@_HighBalanceAmount": "567",
        "@_HighCreditAmount": "567",
        "@_LastActivityDate": "2014-04-30",
        "@_MonthlyPaymentAmount": "0",
        "@_MonthsReviewedCount": "3",
        "@_PastDueAmount": "0",
        "@_UnpaidBalanceAmount": "0",
        "CREDIT_COMMENT": [
          {
            "@_Code": "CBC",
            "@_SourceType": "TransUnion",
            "@_Type": "BureauRemarks",
            "_Text": "ACCOUNT CLOSED BY CONSUMER"
          },
          {
            "@_Code": "TR01_285224925_1009623302_82",
            "@_SourceType": "TransUnion",
            "@_Type": "Other",
            "@_TypeOtherDescription": "Handle"
          }
        ],
        "CREDIT_REPOSITORY": {
          "@_SourceType": "TransUnion",
          "@_SubscriberCode": "07991187"
        },
        "_CREDITOR": {
          "@_City": "CAROL STREAM",
          "@_Name": "HSBC BANK",
          "@_Phone": "8004776000",
          "@_PostalCode": "60197",
          "@_State": "IL",
          "@_StreetAddress": "PO BOX 5253",
          "CONTACT_DETAIL": {
            "CONTACT_POINT": {
              "@_Type": "Phone",
              "@_Value": "8004776000"
            }
          }
        },
        "_CURRENT_RATING": {
          "@_Code": "1",
          "@_Type": "AsAgreed"
        },
        "_LATE_COUNT": {
          "@_30Days": "00",
          "@_60Days": "00",
          "@_90Days": "00"
        },
        "_PAYMENT_PATTERN": {
          "@_Data": "CCC",
          "@_StartDate": "2014-03-30"
        }
      },
      {
        "@BorrowerID": "Borrower01",
        "@CreditBusinessType": "Banking",
        "@CreditFileID": "TA01",
        "@CreditLiabilityID": "TRADE006",
        "@CreditLoanType": "CreditCard",
        "@CreditLoanTypeCode": "CC",
        "@CreditTradeReferenceID": "Primary",
        "@DateClosedIndicator": "C",
        "@IsChargeoffIndicator": "N",
        "@IsClosedIndicator": "Y",
        "@IsCollectionIndicator": "N",
        "@IsMortgageIndicator": "N",
        "@RawAccountStatus": "C",
        "@RawAccountType": "R",
        "@RawIndustryCode": "B",
        "@RawIndustryText": "BanksAndS&l",
        "@TUI_Handle": "TR01_-1322956685_804122595_82",
        "@TradelineHashComplex": "1455624ba57581743404527cdde3feda",
        "@TradelineHashSimple": "ccdc0f383402003b56f5eb071c5865a5",
        "@_AccountClosedDate": "2020-07-23",
        "@_AccountIdentifier": "440809971016",
        "@_AccountOpenedDate": "2020-05-31",
        "@_AccountOwnershipType": "Individual",
        "@_AccountReportedDate": "2020-10-21",
        "@_AccountStatusType": "Closed",
        "@_AccountType": "Revolving",
        "@_ConsumerDisputeIndicator": "N",
        "@_CreditLimitAmount": "4000",
        "@_DerogatoryDataIndicator": "N",
        "@_HighBalanceAmount": "0",
        "@_HighCreditAmount": "0",
        "@_LastActivityDate": "2020-07-23",
        "@_MonthlyPaymentAmount": "0",
        "@_MonthsReviewedCount": "3",
        "@_PastDueAmount": "0",
        "@_UnpaidBalanceAmount": "0",
        "CREDIT_COMMENT": [
          {
            "@_Code": "CBC",
            "@_SourceType": "TransUnion",
            "@_Type": "BureauRemarks",
            "_Text": "ACCOUNT CLOSED BY CONSUMER"
          },
          {
            "@_Code": "TR01_-1322956685_804122595_82",
            "@_SourceType": "TransUnion",
            "@_Type": "Other",
            "@_TypeOtherDescription": "Handle"
          }
        ],
        "CREDIT_REPOSITORY": {
          "@_SourceType": "TransUnion",
          "@_SubscriberCode": "026QK001"
        },
        "_CREDITOR": {
          "@_City": "WILMINGTON",
          "@_Name": "JPMCB CARD",
          "@_Phone": "8009452000",
          "@_PostalCode": "19850",
          "@_State": "DE",
          "@_StreetAddress": "PO BOX 15369",
          "CONTACT_DETAIL": {
            "CONTACT_POINT": {
              "@_Type": "Phone",
              "@_Value": "8009452000"
            }
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        {
          "@_ID": "AP003",
          "@_Name": "Average age of open tradelines; exclude auth user and joint ecoa",
          "@_Value": "12"
        },
        {
          "@_ID": "AP004",
          "@_Name": "Number of hard inquiries",
          "@_Value": "2"
        },
        {
          "@_ID": "AP005",
          "@_Name": "Number of payments",
          "@_Value": "270"
        },
        {
          "@_ID": "AP006",
          "@_Name": "Revolving utilization on open credit cards",
          "@_Value": "10"
        },
        {
          "@_ID": "AP007",
          "@_Name": "Total occurrences of minor delinqs",
          "@_Value": "0"
        },
        {
          "@_ID": "AP008",
          "@_Name": "Total number of major derogatory tradelines",
          "@_Value": "0"
        },
        {
          "@_ID": "AP008_RAW",
          "@_Name": "Total number of major derogatory tradelines calculated by TU",
          "@_Value": "0"
        },
        {
          "@_ID": "AT01S",
          "@_Name": "AT01S:Number of trades",
          "@_Value": "12"
        },
        {
          "@_ID": "AT02S",
          "@_Name": "AT02S:Number of open trades",
          "@_Value": "3"
        },
        {
          "@_ID": "AT06S",
          "@_Name": "AT06S:Number of trades opened in past 6 months",
          "@_Value": "0"
        },
        {
          "@_ID": "AT09S",
          "@_Name": "AT09S:Number of trades opened in past 24 months",
          "@_Value": "5"
        },
        {
          "@_ID": "AT20S",
          "@_Name": "AT20S:Months since oldest trade opened",
          "@_Value": "152"
        },
        {
          "@_ID": "AT28A",
          "@_Name": "AT28A:Total credit line of open trades verified in past 12 months",
          "@_Value": "16100"
        },
        {
          "@_ID": "AT28B",
          "@_Name": "AT28B:Total credit line of open trades verified in past 12 months (excl mort and home equity)",
          "@_Value": "16100"
        },
        {
          "@_ID": "AT33A",
          "@_Name": "AT33A:Total balance of open trades verified in past 12 months",
          "@_Value": "1629"
        },
        {
          "@_ID": "AT33B",
          "@_Name": "AT33B:Total balance of open trades verified in past 12 months (excl mort and home equity)",
          "@_Value": "1629"
        },
        {
          "@_ID": "AT34A",
          "@_Name": "AT34A:Utilization for open trades verified in past 12 months",
          "@_Value": "10"
        },
        {
          "@_ID": "AT34B",
          "@_Name": "AT34B:Utilization for open trades verified in past 12 months (excl mort and home equity)",
          "@_Value": "10"
        },
        {
          "@_ID": "AT36S",
          "@_Name": "AT36S:Months since most recent delinquency",
          "@_Value": "N/A"
        },
        {
          "@_ID": "AT57S",
          "@_Name": "AT57S:Total past due amount of open trades verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "AT103S",
          "@_Name": "AT103S:Percentage of satisfactory open trades to all open trades",
          "@_Value": "100"
        },
        {
          "@_ID": "AT104S",
          "@_Name": "AT104S:Percentage of all trades opened in past 24 months to all trades",
          "@_Value": "50"
        },
        {
          "@_ID": "ATAP01",
          "@_Name": "ATAP01:Total scheduled monthly payment for all trades verified in past 12 months",
          "@_Value": "72"
        },
        {
          "@_ID": "AU28S",
          "@_Name": "AU28S:Total credit line of open auto trades verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "AU33S",
          "@_Name": "AU33S:Total balance of open auto trades verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "AU34S",
          "@_Name": "AU34S:Utilization for open auto trades verified in past 12 months",
          "@_Value": "N/A"
        },
        {
          "@_ID": "AU57S",
          "@_Name": "AU57S:Total past due amount of open auto trades verified in past 12 months",
          "@_Value": "N/A"
        },
        {
          "@_ID": "BC02S",
          "@_Name": "BC02S:Number of open credit card trades",
          "@_Value": "2"
        },
        {
          "@_ID": "BC06S",
          "@_Name": "BC06S:Number of credit card trades opened in past 6 months",
          "@_Value": "0"
        },
        {
          "@_ID": "BC102S",
          "@_Name": "BC102S:Average credit line of open credit card trades verified in past 12 months",
          "@_Value": "6500"
        },
        {
          "@_ID": "BC12S",
          "@_Name": "BC12S:Number of open credit card trades verified in past 12 months",
          "@_Value": "2"
        },
        {
          "@_ID": "BC20S",
          "@_Name": "BC20S:Months since oldest credit card trade opened",
          "@_Value": "152"
        },
        {
          "@_ID": "BC28S",
          "@_Name": "BC28S:Total credit line of open credit card trades verified in past 12 months",
          "@_Value": "13000"
        },
        {
          "@_ID": "BC30S",
          "@_Name": "BC30S:Percentage of open credit card trades > 50% of credit line verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "BC31S",
          "@_Name": "BC31S:Percentage of open credit card trades > 75% of credit line verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "BC33S",
          "@_Name": "BC33S:Total balance of open credit card trades verified in past 12 months",
          "@_Value": "729"
        },
        {
          "@_ID": "BC34S",
          "@_Name": "BC34S:Utilization for open credit card trades verified in past 12 months",
          "@_Value": "6"
        },
        {
          "@_ID": "BC57S",
          "@_Name": "BC57S:Total past due amount of open credit card trades verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "CO04S",
          "@_Name": "CO04S:Months since most recent charged-off trade was first reported",
          "@_Value": "N/A"
        },
        {
          "@_ID": "FC04S",
          "@_Name": "FC04S:Months since most recent foreclosure trade was first reported",
          "@_Value": "N/A"
        },
        {
          "@_ID": "G020S",
          "@_Name": "G020S:Number of trades with maximum delinquency of 30 days past due in past 24 months",
          "@_Value": "0"
        },
        {
          "@_ID": "G051S",
          "@_Name": "G051S:Percentage of trades ever delinquent",
          "@_Value": "0"
        },
        {
          "@_ID": "G093S",
          "@_Name": "G093S:Number of public records",
          "@_Value": "0"
        },
        {
          "@_ID": "G094S",
          "@_Name": "G094S:Number of public record bankruptcies",
          "@_Value": "0"
        },
        {
          "@_ID": "G095S",
          "@_Name": "G095S:Months since most recent public record",
          "@_Value": "-4"
        },
        {
          "@_ID": "G103S",
          "@_Name": "G103S:Months since most recent credit inquiry",
          "@_Value": "8"
        },
        {
          "@_ID": "G202A",
          "@_Name": "G202A:Total open to buy of open trades verified in past 12 months (excl installs and morts)",
          "@_Value": "14471"
        },
        {
          "@_ID": "G215B",
          "@_Name": "G215B:Number of non-medical third party collections with balance > $0",
          "@_Value": "0"
        },
        {
          "@_ID": "G217S",
          "@_Name": "G217S:Total past due amount of all trades verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "G218B",
          "@_Name": "G218B:Number of trades verified in the past 12 months that are currently 30+ DPD",
          "@_Value": "0"
        },
        {
          "@_ID": "G224A",
          "@_Name": "G224A:Number of 90 days past due or worse items ever (excluding medical colls)",
          "@_Value": "0"
        },
        {
          "@_ID": "G238S",
          "@_Name": "G238S:Number of credit inquiries in past 12 months (excl coll inqs)",
          "@_Value": "1"
        },
        {
          "@_ID": "G244S",
          "@_Name": "G244S:Number of inquiries (includes duplicates) in past 12 months",
          "@_Value": "1"
        },
        {
          "@_ID": "G250A",
          "@_Name": "G250A:Number of 30 DPD or worse items ever (excluding medical colls)",
          "@_Value": "0"
        },
        {
          "@_ID": "G250B",
          "@_Name": "G250B:Number of 30 DPD or worse items in the past 12 months (excluding medical colls)",
          "@_Value": "0"
        },
        {
          "@_ID": "G250C",
          "@_Name": "G250C:Number of 30 DPD or worse items in the past 24 months (excluding medical colls)",
          "@_Value": "0"
        },
        {
          "@_ID": "G251A",
          "@_Name": "G251A:Number of 60 DPD or worse items ever (excluding medical colls)",
          "@_Value": "0"
        },
        {
          "@_ID": "G302S",
          "@_Name": "G302S:Worst rating on revolving trades in past 12 months",
          "@_Value": "N/A"
        },
        {
          "@_ID": "G304S",
          "@_Name": "G304S:Worst rating on installment trades in past 12 months",
          "@_Value": "N/A"
        },
        {
          "@_ID": "G310S",
          "@_Name": "G310S:Worst rating on all trades in past 12 months",
          "@_Value": "N/A"
        },
        {
          "@_ID": "GB311",
          "@_Name": "GB311:Indicates if bankruptcies have been filed",
          "@_Value": "0"
        },
        {
          "@_ID": "HI57S",
          "@_Name": "HI57S:Total past due amount of open home equity loan trades verified in past 12 months",
          "@_Value": "N/A"
        },
        {
          "@_ID": "HR57S",
          "@_Name": "HR57S:Total past due amount of open HELOC trades verified in past 12 months",
          "@_Value": "N/A"
        },
        {
          "@_ID": "IN02S",
          "@_Name": "IN02S:Number of open installment trades",
          "@_Value": "0"
        },
        {
          "@_ID": "IN06S",
          "@_Name": "IN06S:Number of installment trades opened in past 6 months",
          "@_Value": "0"
        },
        {
          "@_ID": "IN28S",
          "@_Name": "IN28S:Total credit line of open installment trades verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "IN33S",
          "@_Name": "IN33S:Total balance of open installment trades verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "IN34S",
          "@_Name": "IN34S:Utilization for open installment trades verified in past 12 months",
          "@_Value": "N/A"
        },
        {
          "@_ID": "IN36S",
          "@_Name": "IN36S:Months since most recent installment delinquency",
          "@_Value": "N/A"
        },
        {
          "@_ID": "IN57S",
          "@_Name": "IN57S:Total past due amount of open installment trades verified in past 12 months",
          "@_Value": "N/A"
        },
        {
          "@_ID": "MT02S",
          "@_Name": "MT02S:Number of open mortgage trades",
          "@_Value": "0"
        },
        {
          "@_ID": "MT06S",
          "@_Name": "MT06S:Number of mortgage trades opened in past 6 months",
          "@_Value": "0"
        },
        {
          "@_ID": "MT28S",
          "@_Name": "MT28S:Total credit line of open mortgage trades verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "MT33S",
          "@_Name": "MT33S:Total balance of open mortgage trades verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "MT34S",
          "@_Name": "MT34S:Utilization for open mortgage trades verified in past 12 months",
          "@_Value": "N/A"
        },
        {
          "@_ID": "MT36S",
          "@_Name": "MT36S:Months since most recent mortgage delinquency",
          "@_Value": "N/A"
        },
        {
          "@_ID": "MT57S",
          "@_Name": "MT57S:Total past due amount of open mortgage trades verified in past 12 months",
          "@_Value": "N/A"
        },
        {
          "@_ID": "RE02S",
          "@_Name": "RE02S:Number of open revolving trades",
          "@_Value": "3"
        },
        {
          "@_ID": "RE06S",
          "@_Name": "RE06S:Number of revolving trades opened in past 6 months",
          "@_Value": "0"
        },
        {
          "@_ID": "RE12S",
          "@_Name": "RE12S:Number of open revolving trades verified in past 12 months",
          "@_Value": "3"
        },
        {
          "@_ID": "RE20S",
          "@_Name": "RE20S:Months since oldest revolving trade opened",
          "@_Value": "152"
        },
        {
          "@_ID": "RE21S",
          "@_Name": "RE21S:Months since most recent revolving trade opened",
          "@_Value": "8"
        },
        {
          "@_ID": "RE28S",
          "@_Name": "RE28S:Total credit line of open revolving trades verified in past 12 months",
          "@_Value": "16100"
        },
        {
          "@_ID": "RE30S",
          "@_Name": "RE30S:Percentage of open revolving trades > 50% of credit line verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "RE31S",
          "@_Name": "RE31S:Percentage of open revolving trades > 75% of credit line verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "RE33S",
          "@_Name": "RE33S:Total balance of open revolving trades verified in past 12 months",
          "@_Value": "1629"
        },
        {
          "@_ID": "RE34S",
          "@_Name": "RE34S:Utilization for open revolving trades verified in past 12 months",
          "@_Value": "10"
        },
        {
          "@_ID": "RE34T",
          "@_Name": "RE34T:Utilization for all bureau open revolving trades verified in past 12 months",
          "@_Value": "10"
        },
        {
          "@_ID": "RE36S",
          "@_Name": "RE36S:Months since most recent revolving delinquency",
          "@_Value": "N/A"
        },
        {
          "@_ID": "RE57S",
          "@_Name": "RE57S:Total past due amount of open revolving trades verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "RE102S",
          "@_Name": "RE102S:Average credit line of open revolving trades verified in past 12 months",
          "@_Value": "5367"
        },
        {
          "@_ID": "RP04S",
          "@_Name": "RP04S:Months since most recent repossession trade was first reported",
          "@_Value": "N/A"
        },
        {
          "@_ID": "S004S",
          "@_Name": "S004S:Average number of months trades have been on file",
          "@_Value": "35"
        },
        {
          "@_ID": "S043S",
          "@_Name": "S043S:Number of open trades > 50% of credit line verified in 12 mons (excl installs and morts)",
          "@_Value": "0"
        },
        {
          "@_ID": "S061S",
          "@_Name": "S061S:Months since most recent 60 or more days past due",
          "@_Value": "N/A"
        },
        {
          "@_ID": "S062S",
          "@_Name": "S062S:Months since most recent 90 or more days past due",
          "@_Value": "N/A"
        },
        {
          "@_ID": "S068A",
          "@_Name": "S068A:Number of third party collections",
          "@_Value": "0"
        },
        {
          "@_ID": "S114S",
          "@_Name": "S114S:Number of deduped inquiries in past 6 months (excl auto and mortgage inquiries)",
          "@_Value": "0"
        },
        {
          "@_ID": "S204A",
          "@_Name": "S204A:Total balance of non-medical third party collections verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "S207A",
          "@_Name": "S207A:Months since most recent tradeline bankruptcy",
          "@_Value": "N/A"
        },
        {
          "@_ID": "S207S",
          "@_Name": "S207S:Months since most recent public record bankruptcy",
          "@_Value": "-4"
        },
        {
          "@_ID": "S209A",
          "@_Name": "S209A:Months since most recent non-medical third party collection",
          "@_Value": "N/A"
        },
        {
          "@_ID": "ST28S",
          "@_Name": "ST28S:Total credit line of open student loan trades verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "ST33S",
          "@_Name": "ST33S:Total balance of open student loan trades verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "ST34S",
          "@_Name": "ST34S:Utilization for open student loan trades verified in past 12 months",
          "@_Value": "N/A"
        },
        {
          "@_ID": "ST57S",
          "@_Name": "ST57S:Total past due amount of open student loan trades verified in past 12 months",
          "@_Value": "N/A"
        },
        {
          "@_ID": "PT014",
          "@_Name": "PT014:Total Scheduled Monthly Payment",
          "@_Value": "72"
        },
        {
          "@_ID": "PT016",
          "@_Name": "PT016:Utilization on revolving trades",
          "@_Value": "10"
        },
        {
          "@_ID": "PT017",
          "@_Name": "PT017:Total balance on open revolving trades",
          "@_Value": "1629"
        },
        {
          "@_ID": "PT019",
          "@_Name": "PT019:Total Mortgage Monthly Payment",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT020",
          "@_Name": "PT020:Total balance on open Mortgages",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT021",
          "@_Name": "PT021:Total Monthly Automobile Payment",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT022",
          "@_Name": "PT022:Date of oldest trade",
          "@_Value": "042009"
        },
        {
          "@_ID": "PT023",
          "@_Name": "PT023:Months since infile created at bureau",
          "@_Value": "538"
        },
        {
          "@_ID": "PT027",
          "@_Name": "PT027:Total occurrances of delinquencies in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "PT038",
          "@_Name": "PT038:Number of Inquiries in past 6 months",
          "@_Value": "0"
        },
        {
          "@_ID": "PT054",
          "@_Name": "PT054:Total Credit Limit/High Credit on open tradelines",
          "@_Value": "16100"
        },
        {
          "@_ID": "PT056",
          "@_Name": "PT056:Total balance on all tradelines",
          "@_Value": "1629"
        },
        {
          "@_ID": "PT063",
          "@_Name": "PT063:Number of currently delinquent tradelines",
          "@_Value": "0"
        },
        {
          "@_ID": "PT064",
          "@_Name": "PT064:Number of currently delinquent revolving tradelines",
          "@_Value": "0"
        },
        {
          "@_ID": "PT065",
          "@_Name": "PT065:Number of currently delinquent installment tradelines",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT068",
          "@_Name": "PT068:Average balance on open tradelines",
          "@_Value": "543"
        },
        {
          "@_ID": "PT069",
          "@_Name": "PT069:Number of Chargeoffs in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "PT071",
          "@_Name": "PT071:Total occurrances of delinquencies in the past 2 years",
          "@_Value": "0"
        },
        {
          "@_ID": "PT072",
          "@_Name": "PT072:Total occurrances of delinquencies in the past 30 days",
          "@_Value": "0"
        },
        {
          "@_ID": "PT073",
          "@_Name": "PT073:Total occurrances of delinquencies in the past 60 days",
          "@_Value": "0"
        },
        {
          "@_ID": "PT074",
          "@_Name": "PT074:Total occurrances of delinquencies in the past 7 years",
          "@_Value": "0"
        },
        {
          "@_ID": "PT076",
          "@_Name": "PT076:Date of oldest trade",
          "@_Value": "042009"
        },
        {
          "@_ID": "PT079",
          "@_Name": "PT079:Number of months since oldest installment tradeline opened",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT080",
          "@_Name": "PT080:Number of months since oldest revolving tradeline opened",
          "@_Value": "152"
        },
        {
          "@_ID": "PT082",
          "@_Name": "PT082:Number of months since most recent tradeline opened",
          "@_Value": "8"
        },
        {
          "@_ID": "PT083",
          "@_Name": "PT083:Number of mortgage trades",
          "@_Value": "0"
        },
        {
          "@_ID": "PT088",
          "@_Name": "PT088:Number of months since 90+ late or worse derogatory",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT089",
          "@_Name": "PT089:Number of tradelines reported in past 2 months and currently 120 days past due",
          "@_Value": "0"
        },
        {
          "@_ID": "PT090",
          "@_Name": "PT090:Number of tradelines currently 30 days past due",
          "@_Value": "0"
        },
        {
          "@_ID": "PT091",
          "@_Name": "PT091:Number of tradelines 90+ days past due in past 24 months",
          "@_Value": "0"
        },
        {
          "@_ID": "PT092",
          "@_Name": "PT092:Number of tradelines opened in past 12 months",
          "@_Value": "3"
        },
        {
          "@_ID": "PT093",
          "@_Name": "PT093:Percentage of tradelines never delinquent",
          "@_Value": "100"
        },
        {
          "@_ID": "PT094",
          "@_Name": "PT094:Number of tradelines ever 120 days past due",
          "@_Value": "0"
        },
        {
          "@_ID": "PT095",
          "@_Name": "PT095:Number of months since oldest bank installment tradeline",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT103",
          "@_Name": "PT103:Total credit limit/high credit on open installment tradelines",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT104",
          "@_Name": "PT104:Number of currently satisfactory tradelines",
          "@_Value": "10"
        },
        {
          "@_ID": "PT105",
          "@_Name": "PT105:Number of revolving tradelines",
          "@_Value": "10"
        },
        {
          "@_ID": "PT110",
          "@_Name": "PT110:Number of revolving tradelines opened in past 7 years",
          "@_Value": "6"
        },
        {
          "@_ID": "PT111",
          "@_Name": "PT111:Total credit limit/high credit on open revolving tradelines",
          "@_Value": "16100"
        },
        {
          "@_ID": "PT112",
          "@_Name": "PT112:Total available credit on open bankcard tradelines verified in the last 6 mons",
          "@_Value": "12271"
        },
        {
          "@_ID": "PT115",
          "@_Name": "PT115:Percent of bankcard tradelines gt 75% of credit limit",
          "@_Value": "0"
        },
        {
          "@_ID": "PT118",
          "@_Name": "PT118:Total credit limit/high credit on open bankcard tradelines",
          "@_Value": "13000"
        },
        {
          "@_ID": "PT119",
          "@_Name": "PT119:Number of bankcard tradelines",
          "@_Value": "6"
        },
        {
          "@_ID": "PT120",
          "@_Name": "PT120:Number of months since most recent bankcard tradeline opened",
          "@_Value": "8"
        },
        {
          "@_ID": "PT121",
          "@_Name": "PT121:Number of bankcard tradelines opened in the past 6 months",
          "@_Value": "0"
        },
        {
          "@_ID": "PT122",
          "@_Name": "PT122:Number of bankcard tradelines never delinquent",
          "@_Value": "6"
        },
        {
          "@_ID": "PT125",
          "@_Name": "PT125:Number of months since most recent bankcard delinquency",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT126",
          "@_Name": "PT126:Percent utilization on bankcard tradelines",
          "@_Value": "2"
        },
        {
          "@_ID": "PT129",
          "@_Name": "PT129:Number of Public Records with amount gt 100",
          "@_Value": "-4"
        },
        {
          "@_ID": "PT130",
          "@_Name": "PT130:Number of Tax Liens",
          "@_Value": "0"
        },
        {
          "@_ID": "PT132",
          "@_Name": "PT132:Total amount on Collections",
          "@_Value": "0"
        },
        {
          "@_ID": "PT133",
          "@_Name": "PT133:Number of repossessions",
          "@_Value": "0"
        },
        {
          "@_ID": "PT134",
          "@_Name": "PT134:Number of foreclosures",
          "@_Value": "0"
        },
        {
          "@_ID": "PT136",
          "@_Name": "PT136:Number of Collections/Chargeoffs in past 24 months; excluding medical",
          "@_Value": "0"
        },
        {
          "@_ID": "PT137",
          "@_Name": "PT137:Total amount on Collections in past 36 months; excluding medical",
          "@_Value": "0"
        },
        {
          "@_ID": "PT138",
          "@_Name": "PT138:Number of tradelines active within the past 6 months",
          "@_Value": "3"
        },
        {
          "@_ID": "PT139",
          "@_Name": "PT139:Number of mortgage tradelines opened in past 6 months",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT140",
          "@_Name": "PT140:Number of open installment tradelines opened within the past 24 months",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT141",
          "@_Name": "PT141:Total occurrances of 30 days late within the past 12 months on Mortgage trades",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT142",
          "@_Name": "PT142:Number of mortgages passed due 30 days or more in the last 6 months",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT143",
          "@_Name": "PT143:Total occurrances of 30 days late within the past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "PT144",
          "@_Name": "PT144:Number of collections with amount gt 500",
          "@_Value": "0"
        },
        {
          "@_ID": "PT145",
          "@_Name": "PT145:Total balance on unsecured credit card tradelines",
          "@_Value": "1629"
        },
        {
          "@_ID": "PT146",
          "@_Name": "PT146:Total balance on unsecured tradelines",
          "@_Value": "1629"
        },
        {
          "@_ID": "PT147",
          "@_Name": "PT147:Total amount on Tax Liens filed within the past 36 months",
          "@_Value": "-4"
        },
        {
          "@_ID": "PT148",
          "@_Name": "PT148:Total amount on Judgements filed within the past 36 months",
          "@_Value": "-4"
        },
        {
          "@_ID": "PT149",
          "@_Name": "PT149:Number of Public Records filed in past 24 months",
          "@_Value": "-4"
        },
        {
          "@_ID": "PT150",
          "@_Name": "PT150:Number of non-federal Student Loan tradelines",
          "@_Value": "0"
        },
        {
          "@_ID": "PT151",
          "@_Name": "PT151:Number of repossessed auto loan tradelines",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT153",
          "@_Name": "PT153:Percent utilization on installment tradelines",
          "@_Value": "N/A"
        },
        {
          "@_ID": "PT154",
          "@_Name": "PT154:Number of revolving tradelines with balance gt 0",
          "@_Value": "3"
        },
        {
          "@_ID": "PT155",
          "@_Name": "PT155:Number of installment tradelines opened in past 12 months",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT157",
          "@_Name": "PT157:Number of revolving tradelines opened in past 12 months",
          "@_Value": "3"
        },
        {
          "@_ID": "PT158",
          "@_Name": "PT158:Number of revolving tradelines opened in past 24 months",
          "@_Value": "5"
        },
        {
          "@_ID": "PT159",
          "@_Name": "PT159:Number of credit union tradelines",
          "@_Value": "0"
        },
        {
          "@_ID": "PT160",
          "@_Name": "PT160:Percent utilization on all open tradelines",
          "@_Value": "10"
        },
        {
          "@_ID": "PT162",
          "@_Name": "PT162:Maximum balance on revolving tradelines",
          "@_Value": "900"
        },
        {
          "@_ID": "PT163",
          "@_Name": "PT163:Number months since more recent installment tradeline opened",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT165",
          "@_Name": "PT165:Number of auto tradelines 30 days past due in past 6 months",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT166",
          "@_Name": "PT166:Number of auto tradelines opened in past 6 months",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT167",
          "@_Name": "PT167:Number of retail tradelines opened in past 6 months",
          "@_Value": "0"
        },
        {
          "@_ID": "PT168",
          "@_Name": "PT168:Number of student loans opened in past 12 months",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT174",
          "@_Name": "PT174:Total amount on Collections; excluding medical",
          "@_Value": "0"
        },
        {
          "@_ID": "PT175",
          "@_Name": "PT175:Total amount on Tax Liens",
          "@_Value": "-4"
        },
        {
          "@_ID": "PT176",
          "@_Name": "PT176:Total amount on Judgements",
          "@_Value": "-4"
        },
        {
          "@_ID": "PT177",
          "@_Name": "PT177:Total credit limit on open credit card trades",
          "@_Value": "16100"
        },
        {
          "@_ID": "PT178",
          "@_Name": "PT178:Total credit limit on open retail trades",
          "@_Value": "3100"
        },
        {
          "@_ID": "PT179",
          "@_Name": "PT179:Total balance on open credit card trades",
          "@_Value": "1629"
        },
        {
          "@_ID": "PT180",
          "@_Name": "PT180:Total balance on open retail trades",
          "@_Value": "900"
        },
        {
          "@_ID": "PT181",
          "@_Name": "PT181:Age of oldest trade in months",
          "@_Value": "152"
        },
        {
          "@_ID": "PT182",
          "@_Name": "PT182:Total number of open credit card trades",
          "@_Value": "3"
        },
        {
          "@_ID": "PT183",
          "@_Name": "PT183:Total number of open retail trades",
          "@_Value": "1"
        },
        {
          "@_ID": "PT184",
          "@_Name": "PT184:Total number of trades ever delinquent",
          "@_Value": "0"
        },
        {
          "@_ID": "PT185",
          "@_Name": "PT185:Total number of tradelines delinquent in the last 6 months",
          "@_Value": "0"
        },
        {
          "@_ID": "PT186",
          "@_Name": "PT186:Total number of installment tradelines 60 days late or worse in the last 6 months",
          "@_Value": "0"
        },
        {
          "@_ID": "PT187",
          "@_Name": "PT187:Total balances on currently delinquent tradelines",
          "@_Value": "0"
        },
        {
          "@_ID": "PT188",
          "@_Name": "PT188:Worst current status on any open tradeline",
          "@_Value": "0"
        },
        {
          "@_ID": "PT189",
          "@_Name": "PT189:Worst status in the past 12 months on any mortgage tradeline",
          "@_Value": "0"
        },
        {
          "@_ID": "PT190",
          "@_Name": "PT190:Total number of closed credit card trades",
          "@_Value": "7"
        },
        {
          "@_ID": "PT191",
          "@_Name": "PT191:Total number of closed installment trades",
          "@_Value": "0"
        },
        {
          "@_ID": "PT192",
          "@_Name": "PT192:Percent of revolving credit available",
          "@_Value": "97"
        },
        {
          "@_ID": "PT193",
          "@_Name": "PT193:Number of loans or credit cards applied for in past 24 months",
          "@_Value": "2"
        },
        {
          "@_ID": "PT194",
          "@_Name": "PT194:Number of Installment tradelines not delinquent within the last 24 months",
          "@_Value": "0"
        },
        {
          "@_ID": "PT195",
          "@_Name": "PT195:Max credit limit on open bank credit cards",
          "@_Value": "8000"
        },
        {
          "@_ID": "PT196",
          "@_Name": "PT196:Number of collections with amount gt 0",
          "@_Value": "0"
        },
        {
          "@_ID": "PT197",
          "@_Name": "PT197:Total Number of delinquent credit card and retail trades in last 6 months",
          "@_Value": "0"
        },
        {
          "@_ID": "PT198",
          "@_Name": "PT198:Total number of open credit card tradelines with utilization gt 90%",
          "@_Value": "0"
        },
        {
          "@_ID": "PT199",
          "@_Name": "PT199:Total number of open retail tradelines with utilization gt 90%",
          "@_Value": "0"
        },
        {
          "@_ID": "PT200",
          "@_Name": "PT200:Number of closed trades; no exclusions",
          "@_Value": "9"
        },
        {
          "@_ID": "PT201",
          "@_Name": "PT201:Number of open trades; no exclusions",
          "@_Value": "3"
        },
        {
          "@_ID": "PT202",
          "@_Name": "PT202:Total balance on all trades; no exclusions",
          "@_Value": "1629"
        },
        {
          "@_ID": "AP009",
          "@_Name": "Deceased Indicator",
          "@_Value": "N"
        },
        {
          "@_ID": "AP010",
          "@_Name": "Public Record Info",
          "@_Value": ""
        }
      ]
    },
    "CREDIT_SUMMARY_TUI": {
      "@BorrowerID": "Borrower01",
      "@_Name": "Attributes",
      "_DATA_SET": [
        {
          "@_ID": "AP001",
          "@_Name": "Number of tradelines",
          "@_Value": "12"
        },
        {
          "@_ID": "AP002",
          "@_Name": "Average age of open tradelines",
          "@_Value": "12"
        },
        {
          "@_ID": "AP003",
          "@_Name": "Average age of open tradelines; exclude auth user and joint ecoa",
          "@_Value": "12"
        },
        {
          "@_ID": "AP004",
          "@_Name": "Number of hard inquiries",
          "@_Value": "2"
        },
        {
          "@_ID": "AP005",
          "@_Name": "Number of payments",
          "@_Value": "270"
        },
        {
          "@_ID": "AP006",
          "@_Name": "Revolving utilization on open credit cards",
          "@_Value": "10"
        },
        {
          "@_ID": "AP007",
          "@_Name": "Total occurrences of minor delinqs",
          "@_Value": "0"
        },
        {
          "@_ID": "AP008",
          "@_Name": "Total number of major derogatory tradelines",
          "@_Value": "0"
        },
        {
          "@_ID": "AP008_RAW",
          "@_Name": "Total number of major derogatory tradelines calculated by TU",
          "@_Value": "0"
        },
        {
          "@_ID": "AT01S",
          "@_Name": "AT01S:Number of trades",
          "@_Value": "12"
        },
        {
          "@_ID": "AT02S",
          "@_Name": "AT02S:Number of open trades",
          "@_Value": "3"
        },
        {
          "@_ID": "AT06S",
          "@_Name": "AT06S:Number of trades opened in past 6 months",
          "@_Value": "0"
        },
        {
          "@_ID": "AT09S",
          "@_Name": "AT09S:Number of trades opened in past 24 months",
          "@_Value": "5"
        },
        {
          "@_ID": "AT20S",
          "@_Name": "AT20S:Months since oldest trade opened",
          "@_Value": "152"
        },
        {
          "@_ID": "AT28A",
          "@_Name": "AT28A:Total credit line of open trades verified in past 12 months",
          "@_Value": "16100"
        },
        {
          "@_ID": "AT28B",
          "@_Name": "AT28B:Total credit line of open trades verified in past 12 months (excl mort and home equity)",
          "@_Value": "16100"
        },
        {
          "@_ID": "AT33A",
          "@_Name": "AT33A:Total balance of open trades verified in past 12 months",
          "@_Value": "1629"
        },
        {
          "@_ID": "AT33B",
          "@_Name": "AT33B:Total balance of open trades verified in past 12 months (excl mort and home equity)",
          "@_Value": "1629"
        },
        {
          "@_ID": "AT34A",
          "@_Name": "AT34A:Utilization for open trades verified in past 12 months",
          "@_Value": "10"
        },
        {
          "@_ID": "AT34B",
          "@_Name": "AT34B:Utilization for open trades verified in past 12 months (excl mort and home equity)",
          "@_Value": "10"
        },
        {
          "@_ID": "AT36S",
          "@_Name": "AT36S:Months since most recent delinquency",
          "@_Value": "N/A"
        },
        {
          "@_ID": "AT57S",
          "@_Name": "AT57S:Total past due amount of open trades verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "AT103S",
          "@_Name": "AT103S:Percentage of satisfactory open trades to all open trades",
          "@_Value": "100"
        },
        {
          "@_ID": "AT104S",
          "@_Name": "AT104S:Percentage of all trades opened in past 24 months to all trades",
          "@_Value": "50"
        },
        {
          "@_ID": "ATAP01",
          "@_Name": "ATAP01:Total scheduled monthly payment for all trades verified in past 12 months",
          "@_Value": "72"
        },
        {
          "@_ID": "AU28S",
          "@_Name": "AU28S:Total credit line of open auto trades verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "AU33S",
          "@_Name": "AU33S:Total balance of open auto trades verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "AU34S",
          "@_Name": "AU34S:Utilization for open auto trades verified in past 12 months",
          "@_Value": "N/A"
        },
        {
          "@_ID": "AU57S",
          "@_Name": "AU57S:Total past due amount of open auto trades verified in past 12 months",
          "@_Value": "N/A"
        },
        {
          "@_ID": "BC02S",
          "@_Name": "BC02S:Number of open credit card trades",
          "@_Value": "2"
        },
        {
          "@_ID": "BC06S",
          "@_Name": "BC06S:Number of credit card trades opened in past 6 months",
          "@_Value": "0"
        },
        {
          "@_ID": "BC102S",
          "@_Name": "BC102S:Average credit line of open credit card trades verified in past 12 months",
          "@_Value": "6500"
        },
        {
          "@_ID": "BC12S",
          "@_Name": "BC12S:Number of open credit card trades verified in past 12 months",
          "@_Value": "2"
        },
        {
          "@_ID": "BC20S",
          "@_Name": "BC20S:Months since oldest credit card trade opened",
          "@_Value": "152"
        },
        {
          "@_ID": "BC28S",
          "@_Name": "BC28S:Total credit line of open credit card trades verified in past 12 months",
          "@_Value": "13000"
        },
        {
          "@_ID": "BC30S",
          "@_Name": "BC30S:Percentage of open credit card trades > 50% of credit line verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "BC31S",
          "@_Name": "BC31S:Percentage of open credit card trades > 75% of credit line verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "BC33S",
          "@_Name": "BC33S:Total balance of open credit card trades verified in past 12 months",
          "@_Value": "729"
        },
        {
          "@_ID": "BC34S",
          "@_Name": "BC34S:Utilization for open credit card trades verified in past 12 months",
          "@_Value": "6"
        },
        {
          "@_ID": "BC57S",
          "@_Name": "BC57S:Total past due amount of open credit card trades verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "CO04S",
          "@_Name": "CO04S:Months since most recent charged-off trade was first reported",
          "@_Value": "N/A"
        },
        {
          "@_ID": "FC04S",
          "@_Name": "FC04S:Months since most recent foreclosure trade was first reported",
          "@_Value": "N/A"
        },
        {
          "@_ID": "G020S",
          "@_Name": "G020S:Number of trades with maximum delinquency of 30 days past due in past 24 months",
          "@_Value": "0"
        },
        {
          "@_ID": "G051S",
          "@_Name": "G051S:Percentage of trades ever delinquent",
          "@_Value": "0"
        },
        {
          "@_ID": "G093S",
          "@_Name": "G093S:Number of public records",
          "@_Value": "0"
        },
        {
          "@_ID": "G094S",
          "@_Name": "G094S:Number of public record bankruptcies",
          "@_Value": "0"
        },
        {
          "@_ID": "G095S",
          "@_Name": "G095S:Months since most recent public record",
          "@_Value": "-4"
        },
        {
          "@_ID": "G103S",
          "@_Name": "G103S:Months since most recent credit inquiry",
          "@_Value": "8"
        },
        {
          "@_ID": "G202A",
          "@_Name": "G202A:Total open to buy of open trades verified in past 12 months (excl installs and morts)",
          "@_Value": "14471"
        },
        {
          "@_ID": "G215B",
          "@_Name": "G215B:Number of non-medical third party collections with balance > $0",
          "@_Value": "0"
        },
        {
          "@_ID": "G217S",
          "@_Name": "G217S:Total past due amount of all trades verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "G218B",
          "@_Name": "G218B:Number of trades verified in the past 12 months that are currently 30+ DPD",
          "@_Value": "0"
        },
        {
          "@_ID": "G224A",
          "@_Name": "G224A:Number of 90 days past due or worse items ever (excluding medical colls)",
          "@_Value": "0"
        },
        {
          "@_ID": "G238S",
          "@_Name": "G238S:Number of credit inquiries in past 12 months (excl coll inqs)",
          "@_Value": "1"
        },
        {
          "@_ID": "G244S",
          "@_Name": "G244S:Number of inquiries (includes duplicates) in past 12 months",
          "@_Value": "1"
        },
        {
          "@_ID": "G250A",
          "@_Name": "G250A:Number of 30 DPD or worse items ever (excluding medical colls)",
          "@_Value": "0"
        },
        {
          "@_ID": "G250B",
          "@_Name": "G250B:Number of 30 DPD or worse items in the past 12 months (excluding medical colls)",
          "@_Value": "0"
        },
        {
          "@_ID": "G250C",
          "@_Name": "G250C:Number of 30 DPD or worse items in the past 24 months (excluding medical colls)",
          "@_Value": "0"
        },
        {
          "@_ID": "G251A",
          "@_Name": "G251A:Number of 60 DPD or worse items ever (excluding medical colls)",
          "@_Value": "0"
        },
        {
          "@_ID": "G302S",
          "@_Name": "G302S:Worst rating on revolving trades in past 12 months",
          "@_Value": "N/A"
        },
        {
          "@_ID": "G304S",
          "@_Name": "G304S:Worst rating on installment trades in past 12 months",
          "@_Value": "N/A"
        },
        {
          "@_ID": "G310S",
          "@_Name": "G310S:Worst rating on all trades in past 12 months",
          "@_Value": "N/A"
        },
        {
          "@_ID": "GB311",
          "@_Name": "GB311:Indicates if bankruptcies have been filed",
          "@_Value": "0"
        },
        {
          "@_ID": "HI57S",
          "@_Name": "HI57S:Total past due amount of open home equity loan trades verified in past 12 months",
          "@_Value": "N/A"
        },
        {
          "@_ID": "HR57S",
          "@_Name": "HR57S:Total past due amount of open HELOC trades verified in past 12 months",
          "@_Value": "N/A"
        },
        {
          "@_ID": "IN02S",
          "@_Name": "IN02S:Number of open installment trades",
          "@_Value": "0"
        },
        {
          "@_ID": "IN06S",
          "@_Name": "IN06S:Number of installment trades opened in past 6 months",
          "@_Value": "0"
        },
        {
          "@_ID": "IN28S",
          "@_Name": "IN28S:Total credit line of open installment trades verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "IN33S",
          "@_Name": "IN33S:Total balance of open installment trades verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "IN34S",
          "@_Name": "IN34S:Utilization for open installment trades verified in past 12 months",
          "@_Value": "N/A"
        },
        {
          "@_ID": "IN36S",
          "@_Name": "IN36S:Months since most recent installment delinquency",
          "@_Value": "N/A"
        },
        {
          "@_ID": "IN57S",
          "@_Name": "IN57S:Total past due amount of open installment trades verified in past 12 months",
          "@_Value": "N/A"
        },
        {
          "@_ID": "MT02S",
          "@_Name": "MT02S:Number of open mortgage trades",
          "@_Value": "0"
        },
        {
          "@_ID": "MT06S",
          "@_Name": "MT06S:Number of mortgage trades opened in past 6 months",
          "@_Value": "0"
        },
        {
          "@_ID": "MT28S",
          "@_Name": "MT28S:Total credit line of open mortgage trades verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "MT33S",
          "@_Name": "MT33S:Total balance of open mortgage trades verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "MT34S",
          "@_Name": "MT34S:Utilization for open mortgage trades verified in past 12 months",
          "@_Value": "N/A"
        },
        {
          "@_ID": "MT36S",
          "@_Name": "MT36S:Months since most recent mortgage delinquency",
          "@_Value": "N/A"
        },
        {
          "@_ID": "MT57S",
          "@_Name": "MT57S:Total past due amount of open mortgage trades verified in past 12 months",
          "@_Value": "N/A"
        },
        {
          "@_ID": "RE02S",
          "@_Name": "RE02S:Number of open revolving trades",
          "@_Value": "3"
        },
        {
          "@_ID": "RE06S",
          "@_Name": "RE06S:Number of revolving trades opened in past 6 months",
          "@_Value": "0"
        },
        {
          "@_ID": "RE12S",
          "@_Name": "RE12S:Number of open revolving trades verified in past 12 months",
          "@_Value": "3"
        },
        {
          "@_ID": "RE20S",
          "@_Name": "RE20S:Months since oldest revolving trade opened",
          "@_Value": "152"
        },
        {
          "@_ID": "RE21S",
          "@_Name": "RE21S:Months since most recent revolving trade opened",
          "@_Value": "8"
        },
        {
          "@_ID": "RE28S",
          "@_Name": "RE28S:Total credit line of open revolving trades verified in past 12 months",
          "@_Value": "16100"
        },
        {
          "@_ID": "RE30S",
          "@_Name": "RE30S:Percentage of open revolving trades > 50% of credit line verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "RE31S",
          "@_Name": "RE31S:Percentage of open revolving trades > 75% of credit line verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "RE33S",
          "@_Name": "RE33S:Total balance of open revolving trades verified in past 12 months",
          "@_Value": "1629"
        },
        {
          "@_ID": "RE34S",
          "@_Name": "RE34S:Utilization for open revolving trades verified in past 12 months",
          "@_Value": "10"
        },
        {
          "@_ID": "RE34T",
          "@_Name": "RE34T:Utilization for all bureau open revolving trades verified in past 12 months",
          "@_Value": "10"
        },
        {
          "@_ID": "RE36S",
          "@_Name": "RE36S:Months since most recent revolving delinquency",
          "@_Value": "N/A"
        },
        {
          "@_ID": "RE57S",
          "@_Name": "RE57S:Total past due amount of open revolving trades verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "RE102S",
          "@_Name": "RE102S:Average credit line of open revolving trades verified in past 12 months",
          "@_Value": "5367"
        },
        {
          "@_ID": "RP04S",
          "@_Name": "RP04S:Months since most recent repossession trade was first reported",
          "@_Value": "N/A"
        },
        {
          "@_ID": "S004S",
          "@_Name": "S004S:Average number of months trades have been on file",
          "@_Value": "35"
        },
        {
          "@_ID": "S043S",
          "@_Name": "S043S:Number of open trades > 50% of credit line verified in 12 mons (excl installs and morts)",
          "@_Value": "0"
        },
        {
          "@_ID": "S061S",
          "@_Name": "S061S:Months since most recent 60 or more days past due",
          "@_Value": "N/A"
        },
        {
          "@_ID": "S062S",
          "@_Name": "S062S:Months since most recent 90 or more days past due",
          "@_Value": "N/A"
        },
        {
          "@_ID": "S068A",
          "@_Name": "S068A:Number of third party collections",
          "@_Value": "0"
        },
        {
          "@_ID": "S114S",
          "@_Name": "S114S:Number of deduped inquiries in past 6 months (excl auto and mortgage inquiries)",
          "@_Value": "0"
        },
        {
          "@_ID": "S204A",
          "@_Name": "S204A:Total balance of non-medical third party collections verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "S207A",
          "@_Name": "S207A:Months since most recent tradeline bankruptcy",
          "@_Value": "N/A"
        },
        {
          "@_ID": "S207S",
          "@_Name": "S207S:Months since most recent public record bankruptcy",
          "@_Value": "-4"
        },
        {
          "@_ID": "S209A",
          "@_Name": "S209A:Months since most recent non-medical third party collection",
          "@_Value": "N/A"
        },
        {
          "@_ID": "ST28S",
          "@_Name": "ST28S:Total credit line of open student loan trades verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "ST33S",
          "@_Name": "ST33S:Total balance of open student loan trades verified in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "ST34S",
          "@_Name": "ST34S:Utilization for open student loan trades verified in past 12 months",
          "@_Value": "N/A"
        },
        {
          "@_ID": "ST57S",
          "@_Name": "ST57S:Total past due amount of open student loan trades verified in past 12 months",
          "@_Value": "N/A"
        },
        {
          "@_ID": "PT014",
          "@_Name": "PT014:Total Scheduled Monthly Payment",
          "@_Value": "72"
        },
        {
          "@_ID": "PT016",
          "@_Name": "PT016:Utilization on revolving trades",
          "@_Value": "10"
        },
        {
          "@_ID": "PT017",
          "@_Name": "PT017:Total balance on open revolving trades",
          "@_Value": "1629"
        },
        {
          "@_ID": "PT019",
          "@_Name": "PT019:Total Mortgage Monthly Payment",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT020",
          "@_Name": "PT020:Total balance on open Mortgages",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT021",
          "@_Name": "PT021:Total Monthly Automobile Payment",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT022",
          "@_Name": "PT022:Date of oldest trade",
          "@_Value": "042009"
        },
        {
          "@_ID": "PT023",
          "@_Name": "PT023:Months since infile created at bureau",
          "@_Value": "538"
        },
        {
          "@_ID": "PT027",
          "@_Name": "PT027:Total occurrances of delinquencies in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "PT038",
          "@_Name": "PT038:Number of Inquiries in past 6 months",
          "@_Value": "0"
        },
        {
          "@_ID": "PT054",
          "@_Name": "PT054:Total Credit Limit/High Credit on open tradelines",
          "@_Value": "16100"
        },
        {
          "@_ID": "PT056",
          "@_Name": "PT056:Total balance on all tradelines",
          "@_Value": "1629"
        },
        {
          "@_ID": "PT063",
          "@_Name": "PT063:Number of currently delinquent tradelines",
          "@_Value": "0"
        },
        {
          "@_ID": "PT064",
          "@_Name": "PT064:Number of currently delinquent revolving tradelines",
          "@_Value": "0"
        },
        {
          "@_ID": "PT065",
          "@_Name": "PT065:Number of currently delinquent installment tradelines",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT068",
          "@_Name": "PT068:Average balance on open tradelines",
          "@_Value": "543"
        },
        {
          "@_ID": "PT069",
          "@_Name": "PT069:Number of Chargeoffs in past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "PT071",
          "@_Name": "PT071:Total occurrances of delinquencies in the past 2 years",
          "@_Value": "0"
        },
        {
          "@_ID": "PT072",
          "@_Name": "PT072:Total occurrances of delinquencies in the past 30 days",
          "@_Value": "0"
        },
        {
          "@_ID": "PT073",
          "@_Name": "PT073:Total occurrances of delinquencies in the past 60 days",
          "@_Value": "0"
        },
        {
          "@_ID": "PT074",
          "@_Name": "PT074:Total occurrances of delinquencies in the past 7 years",
          "@_Value": "0"
        },
        {
          "@_ID": "PT076",
          "@_Name": "PT076:Date of oldest trade",
          "@_Value": "042009"
        },
        {
          "@_ID": "PT079",
          "@_Name": "PT079:Number of months since oldest installment tradeline opened",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT080",
          "@_Name": "PT080:Number of months since oldest revolving tradeline opened",
          "@_Value": "152"
        },
        {
          "@_ID": "PT082",
          "@_Name": "PT082:Number of months since most recent tradeline opened",
          "@_Value": "8"
        },
        {
          "@_ID": "PT083",
          "@_Name": "PT083:Number of mortgage trades",
          "@_Value": "0"
        },
        {
          "@_ID": "PT088",
          "@_Name": "PT088:Number of months since 90+ late or worse derogatory",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT089",
          "@_Name": "PT089:Number of tradelines reported in past 2 months and currently 120 days past due",
          "@_Value": "0"
        },
        {
          "@_ID": "PT090",
          "@_Name": "PT090:Number of tradelines currently 30 days past due",
          "@_Value": "0"
        },
        {
          "@_ID": "PT091",
          "@_Name": "PT091:Number of tradelines 90+ days past due in past 24 months",
          "@_Value": "0"
        },
        {
          "@_ID": "PT092",
          "@_Name": "PT092:Number of tradelines opened in past 12 months",
          "@_Value": "3"
        },
        {
          "@_ID": "PT093",
          "@_Name": "PT093:Percentage of tradelines never delinquent",
          "@_Value": "100"
        },
        {
          "@_ID": "PT094",
          "@_Name": "PT094:Number of tradelines ever 120 days past due",
          "@_Value": "0"
        },
        {
          "@_ID": "PT095",
          "@_Name": "PT095:Number of months since oldest bank installment tradeline",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT103",
          "@_Name": "PT103:Total credit limit/high credit on open installment tradelines",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT104",
          "@_Name": "PT104:Number of currently satisfactory tradelines",
          "@_Value": "10"
        },
        {
          "@_ID": "PT105",
          "@_Name": "PT105:Number of revolving tradelines",
          "@_Value": "10"
        },
        {
          "@_ID": "PT110",
          "@_Name": "PT110:Number of revolving tradelines opened in past 7 years",
          "@_Value": "6"
        },
        {
          "@_ID": "PT111",
          "@_Name": "PT111:Total credit limit/high credit on open revolving tradelines",
          "@_Value": "16100"
        },
        {
          "@_ID": "PT112",
          "@_Name": "PT112:Total available credit on open bankcard tradelines verified in the last 6 mons",
          "@_Value": "12271"
        },
        {
          "@_ID": "PT115",
          "@_Name": "PT115:Percent of bankcard tradelines gt 75% of credit limit",
          "@_Value": "0"
        },
        {
          "@_ID": "PT118",
          "@_Name": "PT118:Total credit limit/high credit on open bankcard tradelines",
          "@_Value": "13000"
        },
        {
          "@_ID": "PT119",
          "@_Name": "PT119:Number of bankcard tradelines",
          "@_Value": "6"
        },
        {
          "@_ID": "PT120",
          "@_Name": "PT120:Number of months since most recent bankcard tradeline opened",
          "@_Value": "8"
        },
        {
          "@_ID": "PT121",
          "@_Name": "PT121:Number of bankcard tradelines opened in the past 6 months",
          "@_Value": "0"
        },
        {
          "@_ID": "PT122",
          "@_Name": "PT122:Number of bankcard tradelines never delinquent",
          "@_Value": "6"
        },
        {
          "@_ID": "PT125",
          "@_Name": "PT125:Number of months since most recent bankcard delinquency",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT126",
          "@_Name": "PT126:Percent utilization on bankcard tradelines",
          "@_Value": "2"
        },
        {
          "@_ID": "PT129",
          "@_Name": "PT129:Number of Public Records with amount gt 100",
          "@_Value": "-4"
        },
        {
          "@_ID": "PT130",
          "@_Name": "PT130:Number of Tax Liens",
          "@_Value": "0"
        },
        {
          "@_ID": "PT132",
          "@_Name": "PT132:Total amount on Collections",
          "@_Value": "0"
        },
        {
          "@_ID": "PT133",
          "@_Name": "PT133:Number of repossessions",
          "@_Value": "0"
        },
        {
          "@_ID": "PT134",
          "@_Name": "PT134:Number of foreclosures",
          "@_Value": "0"
        },
        {
          "@_ID": "PT136",
          "@_Name": "PT136:Number of Collections/Chargeoffs in past 24 months; excluding medical",
          "@_Value": "0"
        },
        {
          "@_ID": "PT137",
          "@_Name": "PT137:Total amount on Collections in past 36 months; excluding medical",
          "@_Value": "0"
        },
        {
          "@_ID": "PT138",
          "@_Name": "PT138:Number of tradelines active within the past 6 months",
          "@_Value": "3"
        },
        {
          "@_ID": "PT139",
          "@_Name": "PT139:Number of mortgage tradelines opened in past 6 months",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT140",
          "@_Name": "PT140:Number of open installment tradelines opened within the past 24 months",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT141",
          "@_Name": "PT141:Total occurrances of 30 days late within the past 12 months on Mortgage trades",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT142",
          "@_Name": "PT142:Number of mortgages passed due 30 days or more in the last 6 months",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT143",
          "@_Name": "PT143:Total occurrances of 30 days late within the past 12 months",
          "@_Value": "0"
        },
        {
          "@_ID": "PT144",
          "@_Name": "PT144:Number of collections with amount gt 500",
          "@_Value": "0"
        },
        {
          "@_ID": "PT145",
          "@_Name": "PT145:Total balance on unsecured credit card tradelines",
          "@_Value": "1629"
        },
        {
          "@_ID": "PT146",
          "@_Name": "PT146:Total balance on unsecured tradelines",
          "@_Value": "1629"
        },
        {
          "@_ID": "PT147",
          "@_Name": "PT147:Total amount on Tax Liens filed within the past 36 months",
          "@_Value": "-4"
        },
        {
          "@_ID": "PT148",
          "@_Name": "PT148:Total amount on Judgements filed within the past 36 months",
          "@_Value": "-4"
        },
        {
          "@_ID": "PT149",
          "@_Name": "PT149:Number of Public Records filed in past 24 months",
          "@_Value": "-4"
        },
        {
          "@_ID": "PT150",
          "@_Name": "PT150:Number of non-federal Student Loan tradelines",
          "@_Value": "0"
        },
        {
          "@_ID": "PT151",
          "@_Name": "PT151:Number of repossessed auto loan tradelines",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT153",
          "@_Name": "PT153:Percent utilization on installment tradelines",
          "@_Value": "N/A"
        },
        {
          "@_ID": "PT154",
          "@_Name": "PT154:Number of revolving tradelines with balance gt 0",
          "@_Value": "3"
        },
        {
          "@_ID": "PT155",
          "@_Name": "PT155:Number of installment tradelines opened in past 12 months",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT157",
          "@_Name": "PT157:Number of revolving tradelines opened in past 12 months",
          "@_Value": "3"
        },
        {
          "@_ID": "PT158",
          "@_Name": "PT158:Number of revolving tradelines opened in past 24 months",
          "@_Value": "5"
        },
        {
          "@_ID": "PT159",
          "@_Name": "PT159:Number of credit union tradelines",
          "@_Value": "0"
        },
        {
          "@_ID": "PT160",
          "@_Name": "PT160:Percent utilization on all open tradelines",
          "@_Value": "10"
        },
        {
          "@_ID": "PT162",
          "@_Name": "PT162:Maximum balance on revolving tradelines",
          "@_Value": "900"
        },
        {
          "@_ID": "PT163",
          "@_Name": "PT163:Number months since more recent installment tradeline opened",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT165",
          "@_Name": "PT165:Number of auto tradelines 30 days past due in past 6 months",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT166",
          "@_Name": "PT166:Number of auto tradelines opened in past 6 months",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT167",
          "@_Name": "PT167:Number of retail tradelines opened in past 6 months",
          "@_Value": "0"
        },
        {
          "@_ID": "PT168",
          "@_Name": "PT168:Number of student loans opened in past 12 months",
          "@_Value": "-5"
        },
        {
          "@_ID": "PT174",
          "@_Name": "PT174:Total amount on Collections; excluding medical",
          "@_Value": "0"
        },
        {
          "@_ID": "PT175",
          "@_Name": "PT175:Total amount on Tax Liens",
          "@_Value": "-4"
        },
        {
          "@_ID": "PT176",
          "@_Name": "PT176:Total amount on Judgements",
          "@_Value": "-4"
        },
        {
          "@_ID": "PT177",
          "@_Name": "PT177:Total credit limit on open credit card trades",
          "@_Value": "16100"
        },
        {
          "@_ID": "PT178",
          "@_Name": "PT178:Total credit limit on open retail trades",
          "@_Value": "3100"
        },
        {
          "@_ID": "PT179",
          "@_Name": "PT179:Total balance on open credit card trades",
          "@_Value": "1629"
        },
        {
          "@_ID": "PT180",
          "@_Name": "PT180:Total balance on open retail trades",
          "@_Value": "900"
        },
        {
          "@_ID": "PT181",
          "@_Name": "PT181:Age of oldest trade in months",
          "@_Value": "152"
        },
        {
          "@_ID": "PT182",
          "@_Name": "PT182:Total number of open credit card trades",
          "@_Value": "3"
        },
        {
          "@_ID": "PT183",
          "@_Name": "PT183:Total number of open retail trades",
          "@_Value": "1"
        },
        {
          "@_ID": "PT184",
          "@_Name": "PT184:Total number of trades ever delinquent",
          "@_Value": "0"
        },
        {
          "@_ID": "PT185",
          "@_Name": "PT185:Total number of tradelines delinquent in the last 6 months",
          "@_Value": "0"
        },
        {
          "@_ID": "PT186",
          "@_Name": "PT186:Total number of installment tradelines 60 days late or worse in the last 6 months",
          "@_Value": "0"
        },
        {
          "@_ID": "PT187",
          "@_Name": "PT187:Total balances on currently delinquent tradelines",
          "@_Value": "0"
        },
        {
          "@_ID": "PT188",
          "@_Name": "PT188:Worst current status on any open tradeline",
          "@_Value": "0"
        },
        {
          "@_ID": "PT189",
          "@_Name": "PT189:Worst status in the past 12 months on any mortgage tradeline",
          "@_Value": "0"
        },
        {
          "@_ID": "PT190",
          "@_Name": "PT190:Total number of closed credit card trades",
          "@_Value": "7"
        },
        {
          "@_ID": "PT191",
          "@_Name": "PT191:Total number of closed installment trades",
          "@_Value": "0"
        },
        {
          "@_ID": "PT192",
          "@_Name": "PT192:Percent of revolving credit available",
          "@_Value": "97"
        },
        {
          "@_ID": "PT193",
          "@_Name": "PT193:Number of loans or credit cards applied for in past 24 months",
          "@_Value": "2"
        },
        {
          "@_ID": "PT194",
          "@_Name": "PT194:Number of Installment tradelines not delinquent within the last 24 months",
          "@_Value": "0"
        },
        {
          "@_ID": "PT195",
          "@_Name": "PT195:Max credit limit on open bank credit cards",
          "@_Value": "8000"
        },
        {
          "@_ID": "PT196",
          "@_Name": "PT196:Number of collections with amount gt 0",
          "@_Value": "0"
        },
        {
          "@_ID": "PT197",
          "@_Name": "PT197:Total Number of delinquent credit card and retail trades in last 6 months",
          "@_Value": "0"
        },
        {
          "@_ID": "PT198",
          "@_Name": "PT198:Total number of open credit card tradelines with utilization gt 90%",
          "@_Value": "0"
        },
        {
          "@_ID": "PT199",
          "@_Name": "PT199:Total number of open retail tradelines with utilization gt 90%",
          "@_Value": "0"
        },
        {
          "@_ID": "PT200",
          "@_Name": "PT200:Number of closed trades; no exclusions",
          "@_Value": "9"
        },
        {
          "@_ID": "PT201",
          "@_Name": "PT201:Number of open trades; no exclusions",
          "@_Value": "3"
        },
        {
          "@_ID": "PT202",
          "@_Name": "PT202:Total balance on all trades; no exclusions",
          "@_Value": "1629"
        },
        {
          "@_ID": "AP009",
          "@_Name": "Deceased Indicator",
          "@_Value": "N"
        },
        {
          "@_ID": "AP010",
          "@_Name": "Public Record Info",
          "@_Value": ""
        }
      ]
    },
    "REQUESTING_PARTY": null,
    "_DATA_INFORMATION": {
      "DATA_VERSION": [
        {
          "@_Name": "Credmo",
          "@_Number": "1.3"
        },
        {
          "@_Name": "TransUnion",
          "@_Number": "4"
        }
      ]
    }
  }
}