TransUnion - Alerts - Enhanced

Authorized User Trades

Webhook Example
{
  "service": "alerts",
  "method": "push",
  "event": "push",
  "details": {
    "appKey": "04a3e46b-ea21-486d-abce-34e2d592e7b8",
    "clientKey": "b54af623-29f9-4c07-9af0-1a9b04fca695",
    "bureau":"tui",
    "alertId":"1234567890",
    "alertType":"AuthorizedUserTrades"
  }
}
Alert Details
{
    "AlertType": {
        "currentversion": "2.0",
        "GenericAlert": {
            "GAType": "AuthorizedUserTrades",
            "Bureau": "TransUnion",
            "GAElement": [{
                "Key": "OpenDateofMostRecentlyOpenedAutherizedUserTrade",
                "Value": "20200228"
            }, {
                "Key": "CreditLongName",
                "Value": "SYNCB/BELKDC"
            }, {
                "Key": "CreditLimitofMostRecentlyOpenedAutherizedUserTrade",
                "Value": "000002900"
            }, {
                "Key": "BalanceofMostRecentlyOpenedAutherizedUserTrade",
                "Value": "000003173"
            }, {
                "Key": "CountofAuthorizedUserTrades",
                "Value": "1"
            }, {
                "Key": "ArtifactType",
                "Value": "EnhancedAlert"
            }]
        },
        "ProcessedDate": "2020-07-06"
    }
}

Bank Card Goes Over Credit Limit

Webhook Example
{
  "service": "alerts",
  "method": "push",
  "event": "push",
  "details": {
    "appKey": "04a3e46b-ea21-486d-abce-34e2d592e7b8",
    "clientKey": "b54af623-29f9-4c07-9af0-1a9b04fca695",
    "bureau":"tui",
    "alertId":"1234567890",
    "alertType":"BankCardGoesOverCreditLimit"
  }
}
Alert Details
{
    "AlertType": {
        "currentversion": "2.0",
        "GenericAlert": {
            "GAType": "BankCardGoesOverCreditLimit",
            "Bureau": "TransUnion",
            "GAElement": [{
                "Key": "CreditLongName",
                "Value": "DISCOVERBANK"
            }, {
                "Key": "CreditLimitofMostRecentBankCard",
                "Value": "000000200"
            }, {
                "Key": "BalanceofMostRecentBankCard",
                "Value": "000000248"
            }, {
                "Key": "DateVerifiedofMostRecentBankCard",
                "Value": "20200705"
            }, {
                "Key": "CountofBankCardOverLimit",
                "Value": "1"
            }, {
                "Key": "ArtifactType",
                "Value": "EnhancedAlert"
            }]
        },
        "ProcessedDate": "2020-07-07"
    }
}

Closed Trade Lines

Webhook Example
{
  "service": "alerts",
  "method": "push",
  "event": "push",
  "details": {
    "appKey": "04a3e46b-ea21-486d-abce-34e2d592e7b8",
    "clientKey": "b54af623-29f9-4c07-9af0-1a9b04fca695",
    "bureau":"tui",
    "alertId":"1234567890",
    "alertType":"ClosedTradeLines"
  }
}
Alert Details
{
    "AlertType": {
        "currentversion": "2.0",
        "GenericAlert": {
            "GAType": "ClosedTradeLines",
            "Bureau": "TransUnion",
            "GAElement": [{
                "Key": "CreditLongName",
                "Value": "MARINR FINC"
            }, {
                "Key": "ClosedDateofMostRecentlyClosedTrade",
                "Value": "20200605"
            }, {
                "Key": "CreditLimitofMostRecentlyClosedTradeLine",
                "Value": ""
            }, {
                "Key": "DateReportedofMostRecentlyClosedTrade",
                "Value": "20200605"
            }, {
                "Key": "CountofClosedTradeLine",
                "Value": "1"
            }, {
                "Key": "ArtifactType",
                "Value": "EnhancedAlert"
            }]
        },
        "ProcessedDate": "2020-07-07"
    }
}

Decrease in Collection Balances

Webhook Example
{
  "service": "alerts",
  "method": "push",
  "event": "push",
  "details": {
    "appKey": "04a3e46b-ea21-486d-abce-34e2d592e7b8",
    "clientKey": "b54af623-29f9-4c07-9af0-1a9b04fca695",
    "bureau":"tui",
    "alertId":"1234567890",
    "alertType":"DecreaseinCollectionBalances"
  }
}
Alert Details
{
    "AlertType": {
        "currentversion": "2.0",
        "GenericAlert": {
            "GAType": "DecreaseinCollectionBalances",
            "Bureau": "TransUnion",
            "GAElement": [{
                "Key": "TotalBalanceofAllCollections",
                "Value": "000000890"
            }, {
                "Key": "ArtifactType",
                "Value": "EnhancedAlert"
            }]
        },
        "ProcessedDate": "2020-07-07"
    }
}

Increase in Collection Balances

Webhook Example
{
  "service": "alerts",
  "method": "push",
  "event": "push",
  "details": {
    "appKey": "04a3e46b-ea21-486d-abce-34e2d592e7b8",
    "clientKey": "b54af623-29f9-4c07-9af0-1a9b04fca695",
    "bureau":"tui",
    "alertId":"1234567890",
    "alertType":"IncreaseinCollectionBalances"
  }
}
Alert Details
{
    "AlertType": {
        "currentversion": "2.0",
        "GenericAlert": {
            "GAType": "IncreaseinCollectionBalances",
            "Bureau": "TransUnion",
            "GAElement": [{
                "Key": "TotalBalanceofAllCollections",
                "Value": "000000346"
            }, {
                "Key": "ArtifactType",
                "Value": "EnhancedAlert"
            }]
        },
        "ProcessedDate": "2020-07-07"
    }
}

Lost Stolen Card

Webhook Example
{
  "service": "alerts",
  "method": "push",
  "event": "push",
  "details": {
    "appKey": "04a3e46b-ea21-486d-abce-34e2d592e7b8",
    "clientKey": "b54af623-29f9-4c07-9af0-1a9b04fca695",
    "bureau":"tui",
    "alertId":"1234567890",
    "alertType":"LostStolenCard"
  }
}
Alert Details
{
    "AlertType": {
        "currentversion": "2.0",
        "GenericAlert": {
            "GAType": "LostStolenCard",
            "Bureau": "TransUnion",
            "GAElement": [{
                "Key": "CreditLongName",
                "Value": "GOODYR/CBNA"
            }, {
                "Key": "ClosedDateofMostRecentCard",
                "Value": "20190613"
            }, {
                "Key": "AccountNumberofMostRecentCard",
                "Value": "1234123412341234"
            }, {
                "Key": "ArtifactType",
                "Value": "EnhancedAlert"
            }]
        },
        "ProcessedDate": "2019-08-23"
    }
}

Lost Stolen Card

Webhook Example
{
  "service": "alerts",
  "method": "push",
  "event": "push",
  "details": {
    "appKey": "04a3e46b-ea21-486d-abce-34e2d592e7b8",
    "clientKey": "b54af623-29f9-4c07-9af0-1a9b04fca695",
    "bureau":"tui",
    "alertId":"1234567890",
    "alertType":"LostStolenCard"
  }
}
Alert Details
{
    "AlertType": {
        "currentversion": "2.0",
        "GenericAlert": {
            "GAType": "LostStolenCard",
            "Bureau": "TransUnion",
            "GAElement": [{
                "Key": "CreditLongName",
                "Value": "SYNCB/PPMC"
            }, {
                "Key": "ClosedDateofMostRecentCard",
                "Value": "20200703"
            }, {
                "Key": "AccountNumberofMostRecentCard",
                "Value": "1234123412341234"
            }, {
                "Key": "ArtifactType",
                "Value": "EnhancedAlert"
            }]
        },
        "ProcessedDate": "2020-07-06"
    }
}

New Auto Lease

Webhook Example
{
  "service": "alerts",
  "method": "push",
  "event": "push",
  "details": {
    "appKey": "04a3e46b-ea21-486d-abce-34e2d592e7b8",
    "clientKey": "b54af623-29f9-4c07-9af0-1a9b04fca695",
    "bureau":"tui",
    "alertId":"1234567890",
    "alertType":"NewAutoLease"
  }
}
Alert Details
{
    "AlertType": {
        "currentversion": "2.0",
        "GenericAlert": {
            "GAType": "NewAutoLease",
            "Bureau": "TransUnion",
            "GAElement": [{
                "Key": "CreditLongName",
                "Value": "FRD MOTOR CR"
            }, {
                "Key": "DateofMostRecentLease",
                "Value": "20200624"
            }, {
                "Key": "NumberofLeaseOpened",
                "Value": "1"
            }, {
                "Key": "ArtifactType",
                "Value": "EnhancedAlert"
            }]
        },
        "ProcessedDate": "2020-07-07"
    }
}

New Charge-off

Webhook Example
{
  "service": "alerts",
  "method": "push",
  "event": "push",
  "details": {
    "appKey": "04a3e46b-ea21-486d-abce-34e2d592e7b8",
    "clientKey": "b54af623-29f9-4c07-9af0-1a9b04fca695",
    "bureau":"tui",
    "alertId":"1234567890",
    "alertType":"NewCharge-off"
  }
}
Alert Details
{
    "AlertType": {
        "currentversion": "2.0",
        "GenericAlert": {
            "GAType": "NewCharge-off",
            "Bureau": "TransUnion",
            "GAElement": [{
                "Key": "CreditLongName",
                "Value": "MARINR FINC"
            }, {
                "Key": "RecentChargeoffBalance",
                "Value": "000001605"
            }, {
                "Key": "NewChargeoffDate",
                "Value": "20190211"
            }, {
                "Key": "NumberofNewChargeoff",
                "Value": "1"
            }, {
                "Key": "ArtifactType",
                "Value": "EnhancedAlert"
            }]
        },
        "ProcessedDate": "2020-07-07"
    }
}

New Foreclosure

Webhook Example
{
  "service": "alerts",
  "method": "push",
  "event": "push",
  "details": {
    "appKey": "04a3e46b-ea21-486d-abce-34e2d592e7b8",
    "clientKey": "b54af623-29f9-4c07-9af0-1a9b04fca695",
    "bureau":"tui",
    "alertId":"1234567890",
    "alertType":"NewForeclosure"
  }
}
Alert Details
{
    "AlertType": {
        "currentversion": "2.0",
        "GenericAlert": {
            "GAType": "NewForeclosure",
            "Bureau": "TransUnion",
            "GAElement": [{
                "Key": "CreditLongName",
                "Value": "US BK HM MTG"
            }, {
                "Key": "TradeBalance",
                "Value": "000000000"
            }, {
                "Key": "NewForeClosureDate",
                "Value": "20131209"
            }, {
                "Key": "NumberofForeclosures",
                "Value": "1"
            }, {
                "Key": "ArtifactType",
                "Value": "EnhancedAlert"
            }]
        },
        "ProcessedDate": "2020-07-05"
    }
}

Number of Collections Excluding Medical

Webhook Example
{
  "service": "alerts",
  "method": "push",
  "event": "push",
  "details": {
    "appKey": "04a3e46b-ea21-486d-abce-34e2d592e7b8",
    "clientKey": "b54af623-29f9-4c07-9af0-1a9b04fca695",
    "bureau":"tui",
    "alertId":"1234567890",
    "alertType":"NumberofCollectionsExcludingMedical"
  }
}
Alert Details
{
    "AlertType": {
        "currentversion": "2.0",
        "GenericAlert": {
            "GAType": "NumberofCollectionsExcludingMedical",
            "Bureau": "TransUnion",
            "GAElement": [{
                "Key": "CreditLongName",
                "Value": "10 AEP PUBLIC SERVICE COMPANY O"
            }, {
                "Key": "DerogatoryAmount",
                "Value": "000000060"
            }, {
                "Key": "NumberofCollections",
                "Value": "1"
            }, {
                "Key": "ArtifactType",
                "Value": "EnhancedAlert"
            }]
        },
        "ProcessedDate": "2020-07-07"
    }
}

Paid Collections

Webhook Example
{
  "service": "alerts",
  "method": "push",
  "event": "push",
  "details": {
    "appKey": "04a3e46b-ea21-486d-abce-34e2d592e7b8",
    "clientKey": "b54af623-29f9-4c07-9af0-1a9b04fca695",
    "bureau":"tui",
    "alertId":"1234567890",
    "alertType":"PaidCollections"
  }
}
Alert Details
{
    "AlertType": {
        "currentversion": "2.0",
        "GenericAlert": {
            "GAType": "PaidCollections",
            "Bureau": "TransUnion",
            "GAElement": [{
                "Key": "DatePaidforMostRecentPaidCollection",
                "Value": "000000000"
            }, {
                "Key": "CreditLongName",
                "Value": "08 CITIBANK"
            }, {
                "Key": "CountofPaidCollection",
                "Value": "1"
            }, {
                "Key": "ArtifactType",
                "Value": "EnhancedAlert"
            }]
        },
        "ProcessedDate": "2020-07-07"
    }
}

Paid Tradelines

Webhook Example
{
  "service": "alerts",
  "method": "push",
  "event": "push",
  "details": {
    "appKey": "04a3e46b-ea21-486d-abce-34e2d592e7b8",
    "clientKey": "b54af623-29f9-4c07-9af0-1a9b04fca695",
    "bureau":"tui",
    "alertId":"1234567890",
    "alertType":"PaidTradelines"
  }
}
Alert Details
{
    "AlertType": {
        "currentversion": "2.0",
        "GenericAlert": {
            "GAType": "PaidTradelines",
            "Bureau": "TransUnion",
            "GAElement": [{
                "Key": "CreditLongName",
                "Value": "CBNA"
            }, {
                "Key": "CreditLimitofMostRecentlyPaidTradeLine",
                "Value": "000002000"
            }, {
                "Key": "DatePaidofMostRecentlyPaidTradeLine",
                "Value": "20200622"
            }, {
                "Key": "DateReportedofMostRecentlyPaidTradeLine",
                "Value": ""
            }, {
                "Key": "CountofPaidTradeLine",
                "Value": "1"
            }, {
                "Key": "ArtifactType",
                "Value": "EnhancedAlert"
            }]
        },
        "ProcessedDate": "2020-07-07"
    }
}

Retail Card Goes Over Credit Limit

Webhook Example
{
  "service": "alerts",
  "method": "push",
  "event": "push",
  "details": {
    "appKey": "04a3e46b-ea21-486d-abce-34e2d592e7b8",
    "clientKey": "b54af623-29f9-4c07-9af0-1a9b04fca695",
    "bureau":"tui",
    "alertId":"1234567890",
    "alertType":"RetailCardGoesOverCreditLimit"
  }
}
Alert Details
{
    "AlertType": {
        "currentversion": "2.0",
        "GenericAlert": {
            "GAType": "RetailCardGoesOverCreditLimit",
            "Bureau": "TransUnion",
            "GAElement": [{
                "Key": "CreditLongName",
                "Value": "TARGET/TD"
            }, {
                "Key": "BalanceofMostRecentRetailCard",
                "Value": "000001106"
            }, {
                "Key": "CreditLimitofMostRecentRetailCard",
                "Value": "000001000"
            }, {
                "Key": "DateVerifiedofMostRecentRetailCard",
                "Value": "20200704"
            }, {
                "Key": "CountofRetailCardOverLimit",
                "Value": "1"
            }, {
                "Key": "ArtifactType",
                "Value": "EnhancedAlert"
            }]
        },
        "ProcessedDate": "2020-07-07"
    }
}

Vantage Score Decrease

Webhook Example
{
  "service": "alerts",
  "method": "push",
  "event": "push",
  "details": {
    "appKey": "04a3e46b-ea21-486d-abce-34e2d592e7b8",
    "clientKey": "b54af623-29f9-4c07-9af0-1a9b04fca695",
    "bureau":"tui",
    "alertId":"1234567890",
    "alertType":"VantageScoreDecrease"
  }
}
Alert Details
{
    "AlertType": {
        "currentversion": "2.0",
        "GenericAlert": {
            "GAType": "VantageScoreDecrease",
            "Bureau": "TransUnion",
            "GAElement": [{
                "Key": "Score",
                "Value": "511"
            }, {
                "Key": "OldScore",
                "Value": "531"
            }, {
                "Key": "NegativeScoreFactor1",
                "Value": "97"
            }, {
                "Key": "NegativeScoreFactor2",
                "Value": "08"
            }, {
                "Key": "NegativeScoreFactor3",
                "Value": "21"
            }, {
                "Key": "NegativeScoreFactor4",
                "Value": "95"
            }, {
                "Key": "PositiveScoreFactor1",
                "Value": "984"
            }, {
                "Key": "PositiveScoreFactor2",
                "Value": "P15"
            }, {
                "Key": "PositiveScoreFactor3",
                "Value": "P73"
            }, {
                "Key": "PositiveScoreFactor4",
                "Value": "P64"
            }, {
                "Key": "ChangedBy",
                "Value": "-20"
            }, {
                "Key": "ArtifactType",
                "Value": "EnhancedAlert"
            }]
        },
        "ProcessedDate": "2020-07-07"
    }
}

Vantage Score Increase

Webhook Example
{
  "service": "alerts",
  "method": "push",
  "event": "push",
  "details": {
    "appKey": "04a3e46b-ea21-486d-abce-34e2d592e7b8",
    "clientKey": "b54af623-29f9-4c07-9af0-1a9b04fca695",
    "bureau":"tui",
    "alertId":"1234567890",
    "alertType":"VantageScoreIncrease"
  }
}
Alert Details
{
    "AlertType": {
        "currentversion": "2.0",
        "GenericAlert": {
            "GAType": "VantageScoreIncrease",
            "Bureau": "TransUnion",
            "GAElement": [{
                "Key": "Score",
                "Value": "512"
            }, {
                "Key": "OldScore",
                "Value": "502"
            }, {
                "Key": "NegativeScoreFactor1",
                "Value": "23"
            }, {
                "Key": "NegativeScoreFactor2",
                "Value": "95"
            }, {
                "Key": "NegativeScoreFactor3",
                "Value": "49"
            }, {
                "Key": "NegativeScoreFactor4",
                "Value": ""
            }, {
                "Key": "PositiveScoreFactor1",
                "Value": "8"
            }, {
                "Key": "PositiveScoreFactor2",
                "Value": "P87"
            }, {
                "Key": "PositiveScoreFactor3",
                "Value": ""
            }, {
                "Key": "PositiveScoreFactor4",
                "Value": ""
            }, {
                "Key": "ChangedBy",
                "Value": "10"
            }, {
                "Key": "ArtifactType",
                "Value": "EnhancedAlert"
            }]
        },
        "ProcessedDate": "2020-07-07"
    }
}