Calculates a new credit score by adding a set of "score modifiers" to a customer's credit report. For example, a customer can see what their credit score would be if they were to take out a mortgage or car loan, or if their wages were garnished or an account fell into collections.
To use this operation, you must have already ordered a credit report. It's to this report (represented by the reportKey body property) that the modifiers are applied. The new score is returned in the score response property.
IMPORTANT Score simulation applies to TransUnion and Experian reports only. You can't simulate an Equifax score.
The scoreModifiers objects
You specify the score modifiers that you want to apply by adding properties to the scoreModifiers request object. For example, here we add a new auto loan with a credit limit of $25,000, we declare that at least one of the credit accounts is 30 days past due, and we close the oldest credit card account: